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1. Budget 2012
The UK deficit The key announcements from the Chancellor’s Budget speech
n eficit expected to fall – state
D
was borrowing 1 in 4 of every pound Economy n igher rate tax band frozen at £42,475,
H n general anti-evasion law to come
A
it spends n he Chancellor, Mr Osborne said he
T reducing the basic rate tax band from into place
n eficit is falling and forecast to reach
D would deliver a “strategy where financial £35,000 to £34,370
7.6% this year services are strong but not the only n ax-free allowance band rises to £9,205
T Pensions
n n course for debt reduction by 2016/17
O backbone to the economy” in April 2013 n utomatic review of state pension age
A
n
Government is borrowing at cheapest n cited key risks to economy as UK
He n rom April 2012 corporation tax will fall
F to ensure it keeps pace with increasing
prices than at any time in 400 years exports to eurozone and high oil prices to 24%, in 2014 it will be 22 life spans
n orrowing this year is to come in at
B n ffice of Budget Responsibility (OBR)
O n ew cap on tax reliefs set at 25% of total
N n elf-assessment forms for
S
£126 billion expects the British economy to avoid a income for anyone claiming more than pensioners scrapped
technical recession £50,000 in a year, but no significant n ew single-tier state pension for future
N
n nflation expected to fall to 1.9%
I change to pensions relief pensioners to be set at about £140 and
Employment next year n ge-related allowances for the 65s
A based on contributions
n rowth forecast 2% next year, 2.7%
G and over will increase from £9,940 n 5.30 increase in state pension
£
n BR forecasts unemployment to peak this
O in 2014, 3% in 2015/16 to £10,500
year at 8.7% before falling each year to n old holdings have risen to £11 billion
G n ge-related allowances will eventually
A Benefits
6.3% by 2016/17 be withdrawn once the rates align with n hild benefit – will only be
C
n ne million new jobs will be created in
O Taxation the personal allowance withdrawn when someone in the
the next 5 years n he additional rate of tax has been
T n rom 2014 taxpayers will receive
F household has more than £50,000
n xploring idea of enterprise loans for
E reduced from 50% to 45% from personal statements, detailing what they income, and will be withdrawn
young people to start own businesses April 2013 have paid and where the money is going slowly – keeping some benefits

2. Transport
n bove-inflation full rises will only come
A
Budget 2012
into place if oil is $75 or higher
n o changes on fuel
N
The key announcements from the Chancellor’s Budget speech (cont...)
n ehicle excise frozen for hauliers
V
n eople with income of £60,000 or more
P n oubling rate of council tax relief for
D n 70 million development fund to attract
£
Technology will not receive any child benefit military families new businesses and new jobs
n here will be an extra £100 million to
T n ax credits for television programming,
T
n K to become “Europe’s technology
U Energy improve accommodation for the armed games industry and animation
centre” – starting with digital. n 3 billion new field allowance in oil and
£ forces families n nhanced capital allowances for
E
n 50 million will be made available for
£ gas in North Sea along with £3 billion businesses setting up in new Scottish
broadband in smaller cities - plans to new field allowance west of Shetland Public sector enterprise zones in Dundee, Irvine and
have 90% with access to super-speed n arbon reduction commitment - will
C n nformation to be published on a case
I Nigg - a Welsh enterprise zone to be
broadband, funding ultra-fast in 10 seek major savings in costs borne by for regional public sector pay. Option for created in Deeside
UK cities businesses or replace with different tax government departments to move to n overnment support for £150 million of
G
regional pay structures for civil servants tax increment financing to help councils
Property Financial Services when current freeze ends promote development and an extra £270
n ank levy to be increased to 0.105% from
B million for the Growing Places fund
n ew stamp duty of 7% on residential
N January 2013 “to ensure that corporation Business
properties worth £2 million or more tax cuts do not benefit the banks n impler tax system for businesses
S
n xtra funding to help construction firms
E to navigate GET IN TOUCH
building new homes Military n implified tax system for small firms with
S
To review the key issues that should
n esidential properties worth £2 million or
R n overnment spending lower than
G a turnover of up to £77,000
be on your agenda following Budget
more bought via a company will attract expected in Afghanistan - the cost of n id-cap businesses fund increased by 20%
M
2012, please email or telephone us –
stamp duty of 15% operations is £2.4 billion lower over n nterprise finance guarantee to
E and we’ll get in touch.
this parliament be expanded