This document summarizes an education savings and insurance plan called SBI Life - Smart Scholar. Key details include a minimum premium payment of 5 years for a sum assured between Rs. 500,000 to 1,000,000. The child's age must be between 0-17 years and parent's age 18-57 years. The policy term is 5-25 years with an 18% annual investment return. Premiums are paid annually via DD/cheque with online renewal options. The table shows the growing fund value and sum assured over 25 years with loyalty additions increasing the final payout.

1. SBI LIFE - SMART SCHOLAR
* SAVINGS – INSURANCE PLAN FOR YOUR CHILD FUTURE *
** ONLY 5 YEARS PREMIUM PAYMENT **
*** Please save today for your CHILD future ***
Premium Per Year: 50,000
Sum Assured : Min - 5,00,000 Max - 10,00,000
Child Age : Min - 0 years Max – 17 years
Parent Age : Min - 18 years Max – 57 years
Policy Term : 5 years to 25 years
Payment Term : 5 years
Investment Returns: 18 %
Payment made by: DD or CHEQUE for first premium, renewal can be paid
Online using Credit Card / Debit Card / Online Banking
Child Loyalty
Term Premium Fund Value Sum Assured
Age Additions
1 1 50,000 54,126 5,00,000
2 2 50,000 1,18,138 5,00,000
3 3 50,000 1,92,808 5,00,000
4 4 50,000 2,80,203 5,00,000
5 5 50,000 3,82,149 5,00,000
6 6 4,45,077 5,00,000
7 7 5,18,337 5,00,000
8 8 6,03,794 5,00,000 5,611
9 9 7,09,091 5,00,000
10 10 8,26,314 5,00,000
11 11 9,63,032 5,00,000 8,947
12 12 11,31,432 5,00,000
13 13 13,18,879 5,00,000
14 14 15,37,513 5,00,000 14,282
15 15 18,06,811 5,00,000

2. 16 16 21,06,644 5,00,000
17 17 24,56,383 5,00,000 22,815
18 18 28,87,151 5,00,000
19 19 33,66,811 5,00,000
20 20 39,26,321 5,00,000 36,466
21 21 46,15,443 5,00,000
22 22 53,82,826 5,00,000
23 23 62,77,970 5,00,000 58,304
24 24 73,80,451 5,00,000
25 25 86,08,182 5,00,000 79,943
AT THE TIME OF MATURITY CHILD WILL GET 86,88,126