This document summarizes an education savings and insurance plan called SBI Life - Smart Scholar. With a single premium payment of 75,000 rupees, the plan provides a sum assured of between 93,750 and 3,75,000 rupees for the child. The investment returns 18% annually over a policy term of 5 to 25 years. Loyalty additions are provided every 5 years to increase the fund value and final maturity amount.

1. SBI LIFE - SMART SCHOLAR
* SAVINGS – INSURANCE PLAN FOR YOUR CHILD FUTURE *
** ONLY SINGLE PREMIUM PAYMENT **
*** Please save today for your CHILD future ***
Premium Per Year: 75,000
Sum Assured : Min – 93,750 Max – 3,75,000
Child Age : Min - 0 years Max – 17 years
Parent Age : Min - 18 years Max – 57 years
Policy Term : 5 years to 25 years
Payment Term : SINGLE (only one time payment)
Investment Returns: 18 %
Payment made by: DD or CHEQUE
Child Loyalty
Term Premium Fund Value Sum Assured
Age Additions
1 1 75,000 84,163 3,75,000
2 2 97,476 3,75,000
3 3 1,13,006 3,75,000
4 4 1,31,122 3,75,000
5 5 1,52,254 3,75,000
6 6 1,76,904 3,75,000
7 7 2,05,543 3,75,000
8 8 2,38,967 3,75,000 2,223
9 9 2,80,198 3,75,000
10 10 3,26,099 3,75,000
11 11 3,79,662 3,75,000 3,529
12 12 4,45,705 3,75,000
13 13 5,19,215 3,75,000
14 14 6,04,964 3,75,000 5,621
15 15 7,10,612 3,75,000
16 16 8,28,228 3,75,000

2. 17 17 9,65,429 3,75,000 8,968
18 18 11,34,441 3,75,000
19 19 13,22,625 3,75,000
20 20 15,42,143 3,75,000 14,324
21 21 18,12,533 3,75,000
22 22 21,13,620 3,75,000
23 23 24,64,838 3,75,000 22,892
24 24 28,97,426 3,75,000
25 25 33,79,147 3,75,000 31,383
AT THE TIME OF MATURITY CHILD WILL GET 34,10,530