Help banking (help the helper and the helpless...) Innovative Banking, Ideas & Innovations, Poverty Alleviation, Global Peace, Global Progress, Global Prosperity...

1. Help Banking
(Help the Helper and the Helpless…)

2. There is a certain type of amazing &
wonderful people who neither want any
profit on that their deposits at banks nor
they want that their money is used by
banks. Those great people helplessly
maintains their deposits at banks because
they have no other choice.

3. Efforts of Non-Governmental Organizations / Welfare
Organization are much appreciated who are
consistently striving their best, basically to help the
helpless people. These organizations mostly help the
poor & needy people but have they ever thought
that they can also help such people who are not poor
& needy but they are having good financial strength
and this help will be indirectly help the poor & needy.
But how?

4. According to me, I have a very unique innovative
custodian banking model i.e. “Help Banking”. A
banking that can provide Help, Assistance, Support
and a lot more to the humanity particularly the poor
& needy. The slogan of Help Banking is ‘Help the
Helper and the Helpless’ that clearly describes the
theme that do banking but in a manner to help the
Helper and the Helpless.

5. I have a lot more but to save
your precious time, an outline
of this innovative model is as
under:

6. 1. Reputed & Trustworthy NGOs
/ Welfare Organizations should
establish ‘Help Banks’ under
license of custodian banks,
provided by Regularity
Authorities / Central Banks.

7. 2. These ‘Help Banks’ should provide
their services, especially to above
mentioned amazing people who
don’t want any extra return on their
deposits and they just want Safe &
Security Custody of their deposits /
valuables, etc. ‘Help Bank’ should
not use any asset of its clients even
a single penny, without permission.

8. 3. In addition to the core functions of custodian
banks like Safe & Secure Custodianship of
Financial Assets (Cash, Valuables and Documents
etc.) of an individual or a business entity, these
‘Help Banks’ should also use all advanced
banking tools & technologies i.e. Branchless
Banking, Mobile Banking, Internet Banking and a
lot more that they can do for their customers.

9. 4. All types of income of ‘Help Banks’ for example, Deposit
Maintenance Fee, Services Charges and all other income
through various channels, should be based on the slogan
i.e. ”Help the Helper and the Helpless”. Means, a certain
ratio on income should be used, to cover the running cost
of the bank and a certain ratio on income should be
treated as Donation / Charity. Further, more Donation,
more Charities from bank’s helpful clients should also
strengthen ‘Help Banks’ / ‘Poor & Needy’. Hence, this
motto should attract people positively, to come, do bank
and help the helper (Help Bank) & the helpless (Poor &
Needy).

10. All concerned all over the World,
particularly the NGOs / Welfare
Organizations are requested to please think
over this Innovative Banking Model “Help
Banking”, to end Poverty Alleviation,
Globally…

11. (Note: You can further promote / share /
publish this idea, with my name, at any
media / forum / channel, for more Global
Progress, Peace & Prosperity……)
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