1. MICHAEL L. FAVRO JR.
400 W. Main St. Oak Harbor, OH 43449
419-707-2267 mikefavro@yahoo.com
EDUCATION
THE UNIVERSITY OF TOLEDO August 2008
Bachelor of Business Administration
Major: Accounting
Minor: Finance
Overall GPA 3.2/4.0
PROFESSIONAL EXPERIENCE
CROGHAN COLONIAL BANK October 2008 –October 2014
Credit Analyst
Skills Acquired: Critical Evaluation, Independent Thinking, Troubleshooting, Report Creation
· As a credit analyst, I independently created many insightful reports, and critically
evaluated loan requests.
PROFESSIONAL PLAN
· Successful planning goes a long way towards determining how efficient, and effective an
individual will be. Therefore, I will be implementing the Franklin Covey four quadrant
system. I believe this is the most efficient, and effective way to professionally plan your
days.

2. PROFESSIONAL REFERENCES
Name: Gary Macko Occupation: Mortgage Lender
Office Phone: 419-797-7340 Home Phone: 419-898-9404
Address: 229 Harvest Lane, Oak Harbor, OH 43449
Name: Len Gerber Occupation: Mortgage Lender
Office Phone: 419-332-7301 Home Phone: 419-707-0224
Address: 120 E. Ottawa St., Oak Harbor, OH 43449
Name: Sandra Burbach Occupation: Retired Operational Manager
Office Phone: N/A Home Phone: 419-707-0100
Address: 422 W. Walnut St., Oak Harbor, OH 43449