More Related Content Similar to Roth segregation 2012 10 Similar to Roth segregation 2012 10 (20) More from David John Marotta More from David John Marotta (7) Roth segregation 2012 101. Last Chance for a
Roth Conversion
David John Marotta
President
Marotta Wealth Management
www.emarotta.com
4. Age 50+
$5,000 $6,000
Contribution Catch-up
Limit Provision
5. Traditional
Contributions Withdrawals
IRA
RMD
Nondeductible
Contributions IRA Withdrawals
Roth
Contributions Withdrawals
IRA
10. Traditional
IRA
Recharacterization
Conversion
Roth
IRA
16. John, 50 years old
$75,000 taxable income
$500,000 traditional IRA
25% 2012 rate
28% 2013 rate
21. $75,000 income
$67,700 at 25%
$74,750 at 28%
$217,450 total
$170,900 at 31%
should be kept if
accounts are up
17.9% or more
$388,350 total
$313,350 conversion
34. Last Chance for a
Roth Conversion
David John Marotta
President
Marotta Wealth Management
www.emarotta.com