This document discusses crowdfunding and how it allows everyday Americans to invest in businesses and projects. The main points are: 1) Crowdfunding gives investors the right to directly fund people and businesses they choose and believe in, in exchange for ownership or returns. 2) Since the JOBS Act was passed, nearly all Americans can now participate in crowdfunding, compared to just 3% before. 3) Crowdfunding has seen over $40 million committed in the first 12 months in the US, with an average investment of $833 per person and income of $90k for typical crowd investors.