The document provides information about various payment methods. It defines key terms like payment, charge cards, credit cards, traveler's checks, debit cards, personal checks, checking accounts, transactions, and cash. Examples are given for each term to illustrate how they can be used. Methods of payment discussed include cash, checks, credit/debit cards, money orders, bank transfers, online payment services, and traveler's checks. The purpose is to explain different ways customers can pay when making purchases.

2. Unit 10
how do you pay?
In this unit 10 of turism book page
22 here found 15 words relating to
the theme of "how to pay"; we will
find ways on how to pay when
making any purchase.

3. PAYMENT
A payment is the transfer of an item of value from one party (such as a person or
company) to another in exchange for the provision of goods, services or both, or to
fulfill a legal obligation.
Example:
In my company I did my payments to SRI.

4. HOLIDAYMAKERS
An example of a holidaymaker is a person who takes many personal trips.
a person who is visiting a place for their holiday.
EXAMPLE:
Holidaymakers traveling to different parts of the world buy many souvenirs
couple families.

5. Methods of payment
The way that a buyer chooses to compensate the seller of a good or
service that is also acceptable to the seller. Typical payment
methods used in a modern business context include cash, checks,
credit or debit cards, money orders, bank transfers and online
payment services such as PayPal.
Example:
In our store we have different ways of payment at the time of sale.

6. A card that charges no interest but requires the user to pay
his/her balance in full upon receipt of the statement, usually
on a monthly basis. While it is similar to a credit card, the
major benefit offered by a charge card is that it has much
higher, often unlimited, spending limits.
Example:
My PlayStation store games downloaded through the charge
card.
CHARGE CARDS

7. CREDIT CARDS
Credit cards are a convenient substitute for cash or check, and an
essential component of electronic commerce and internet
commerce. Cardholders normally must pay for credit card
purchases within 30 days of purchase to avoid interest and/or
penalties
Example:
a month ago, I received a credit card from the Banco Pichincha, now
I'm going to buy do not worry about anything.

8. Check issued by a financial institution which functions as cash but
is protected against loss or theft. Traveler's checks are useful when
traveling, especially in case of overseas travel when not all credit and
debit cards carried by a person will be accepted.
Example.:
A tourist from Canada visited a famous restaurant where I pay with a
traveler's check.
TRAVELER´S CHECKS

9. A card which allows customers to access their funds
immediately, electronically. Unlike a credit card, a debit card
does not have any charge.
Example:
when making the buying groceries in a supermarket I use my
debit card, so give me points to participate in a raffle.
DEBIT CARDS

10. A personal check is a slip of paper that allows you to make payments from
your bank account to companies or individuals. The payment doesn't come
out of your account immediately, as it would if you paid using a debit card.
Instead, the check must be presented, processed and accepted.
Example:
You can use it to reimburse a friend, pay your gardener or buy groceries.
PERSONAL CHECKS

11. A transactional deposit account held at a
financial institution that allows for
withdrawals and deposits. Money held in a
checking account is very liquid, and can be
withdrawn using checks, automated cash
machines and electronic debits, among other
methods.
Example:
A checking account may also be called a
"demand account" or "transaction account".
CHECKING ACCOUNT

12. The personally identifiable information is any information that
could potentially identify a specific individual.
Any information that can be used to distinguish one person from
another, and that can be used to remove anonymity anonymous
data may be considered sensitive or insensitive.
Example:
The most important thing for travelers when traveling should
always carry a of the identification
IDENTIFICATION

13. Activity in a bank account. It may be a deposit, withdrawal,
payment by debit card or bill payment, a service charge or
interest payment.
Example:
On the site web, supporters can use their Visas freely to buy
WikiLeaks, as the transaction is handled by a third party.
TRANSACTION

14. CASH ONLY
Used to describe a payment that you can only make with cash, and not by
chequing, bank card, etc.
Example:
accepts only cash for the purchase of this beautiful car.

15. Make someone leave an activity for any particular reason.
Away or separate something or someone from a site.
Example:
She withdrew her hand from his. He withdrew his savings
from the bank.
WITHDRAW

16. The activity of buying and selling commodities, products, or
services: new systems now being used in business.
Example:
His business is poultry farming.
BUSINESSES

17. a shop that sells miscellaneous articles appropriate as gift
s.
Example:
I'll have a little more tea, just a drop
GIFT STORE

18. UNIT11
WHERE TO GET MONEY
In this unit 11 of Tourism book, here
found 15 words relating to the theme
of “where to get money"; wherever
you go there will always be a bank
where we can borrow money.

19. Are places where people keep their money. An institution offering
certain financial services, such as the safekeeping of money,
conversion of domestic into and from foreign currencies, lending
of money at interest, and acceptance of bills of exchange.
Example:
all the money from our savings is invested in the bank.
bank

20. Person whose job keeping track of box and meet payments
and collections in certain establishments (banks, shops, etc.).
Person whose trade receivables to the amount of customers in
certain commercial establishments expenses.
Example:
Branches long been slow to serve customers.
branches

21. A company´s business hours are the times that the company is
open.
Example:
My aunt works in the most prestigious bank of the city, which
has many Business hours
Business hours

22.  Automatic teller machine) is a machine that you use to
access and withdraw money from your bank account.
Example:
when I take money from the ATM, the ATM a receipt with
detailed value.
atm

23.  Personal identificación number, Secret number associated
with a person or user of a service through which it is
accessed. You could say it's a "Password" number.
Example:
I have a secret number that can access the ATM
Pin number

24.  An input device consisting of a set of keys that are
typically numeric and arranged in a grid, as on a cell
phone or calculator.
 EXAMPLE:
 Her hand lingered above the keypad of her wardrobe.
keypad

25. Fees charged to customers for specific services or as a penalty
for not meeting certain requirements, such as insufficient
funds in a checking account.
Example:
An example of service charge is PayPal charging a fee for one
person sending money to another using their service.
Service charge

26.  Is the amount of money it charges the company or
person for offering a service. Very important to look at
whether this "fee" will be charged a one-time or daily.
 Example:
 when you withdraw money from an ATM and this will
not always own the company charge a service fee.
Service fee

27.  Bank transfer is a way to move money, to be carried out
using credit institutions, such as banks
 Example:
 in my work I constantly made bank transfers in the amount
of money that must be deposited in other banks.
Wire transfer

28.  Electronic money refers to money that is exchanged only
electronically. Typically, this requires the use of a computer
network, Internet and digitally stored value systems
 Example:
 electronic money helps improve the quality of life of the
businessman and people who drive a lot of money.
Money electronic

29.  A day free from work that one may spend at leisure, especiall
y a day on which custom or the law dictates a halting of gene
ral business activity to commemorate or celebrate a
particular event.
 Example:
 December 25 is an official public holiday
holidAY

30.  important, serious, or significant.
 EXAMPLE
 in this city there is most major bank of this country.
MAJOR

31.  have in or be able to bring to one's mind an awareness of
(someone or something that one has seen, known, or experienced
in the past).
 Example;
 I remember the screech of the horn as the car came toward me
REMEMBER

32.  To send something electronically is to send something using
electric methods
 Example:
 Ursula sends a letter to her friend by mail because it’s faster
to send messages electronically
ELECTRONICALLY

33.  A formal banking or business relationship established to
provide for regular services, dealings, and other financial
transactions. A precise list of enumeration of financial
transactions.
 EXAMPLE:
 Miguel withdraws money from his account.
ACCOUNT

34. In this unit 12 of turism book
page 26 found 20 words relating
to the theme of “at the currency
exchange office”; All tourists
need a place to change money
when traveling or out of the cities
have other money.
Unit 12
at the currency exchange office

35.  A business that allows customers to exchange one currency for
another currency. A currency exchange may be a stand-alone
business or may be part of the services offered by a bank or other
financial institution.
 Example:
when traveling to Colombia touched me go to a mall where there
was a money exchange office.
Currency exchange office

36.  An interest rate or return below prevailing rates. A
below market interest rate may be given to a borrower if
he/she has an exceptionally good credit history.
 Example:
 the crime rate rose by 26 percent.
rates

37.  The exchange of one currency for another, or the
conversion of one currency into another currency.
Foreign exchange also refers to the global market where
currencies are traded virtually around-the-clock.
 Example:
 The Exchange Policy and Limited Warranty described
above gives you specific legal rights, and you may also
have other rights which vary from state to state.
Exchange policy

38.  a system of money in general use in a particular country.
 example:
 the dollar was a strong currency
currency

39.  The most commonly form of currency used in a country.
This usually encompasses the national currency of the
country.
 Example:
 Andy needs money fom the country.
Local currency

40.  A release from makes a person not responsible if
something bad happens
 Example:
 at this time I turn first sign a release from.
Release form

41.  Lowest amount applicable to a service invoice.
 Example;
 I received my bill a minimum charge.
Minimum charge

42.  The act of granting certain powers or the authority to ca
rry out a particular task or duty.
 Example:
 for not paying my taxes on time they put me a
comission.
commission

43. Exchange rates
 The price of a nation’s currency in terms of another
currency. An exchange rate thus has two components,
the domestic currency and a foreign currency, and can
be quoted either directly or indirectly.
 Example:
 los tipos de cambio en el ecuador son muy difíciles de
entender.

44.  Not openly practiced, avowed, engaged in, accumulated, or
shown: covert military operations; covert funding for the
rebels. See Synonyms at secret.
 Example:
 covert operations against the dictatorship.
covert

45.  the action of receiving something or the fact of its being
received.
 Example:
 I would be grateful if you would acknowledge receipt of
this letter
receipt

46.  Is a place where burochratic processes are made.
 Example
 I go to the inmigration office to obtain my visa.
OFFICE

47.  Is a method where you give money to save your articles and if you
dont want it you money is returned
 Example:
 I use buy-back to take back my money because I don want mi
cellphone anymore
BUY-BACK

48.  Is a person who has a job into an enterprise.
 Example:
 I am worker because I love my job of machine.
WORKER

49.  Is a land with its own law and limits, where are a society
that develop the place.
 Example
 My country is the best because has a gian biodiversity.
COUNTRY

50.  Is a person who is in ohter country different of his own.
 Example:
 He dont know about the city because he is a foreign
FOREIGN

51.  Is an activity that is executed day by day.
 Example:
 Have breakfast is a daily routine
DAILY

52.  Is a system for calculate diferent subjects, for example
the metric measurement.
 Example:
 the economic measure of my Enterprise is good, I have a
lot of customers.
MEASURE

53.  an act of coming or going back to a place or activity.
 EXAMPLE:
 he celebrated his safe return from the war
RETURN

54.  of or relating to the place where one lives.
 EXAMPLE:
 I don't have your home address
HOME

55. In this unit 10 hotel & catering book
found 15 words relating to the theme
of “breakfast service”; In this unit we
lear about the options and
characteristics of breakfast in a
hotel
Unit10
breakfast service

56. VOUCHER
 A paper that allows people to get items for free.
 Example:
 I went yesterday to buy fast food and gave me a voucher.

57. BRUNCH
 A meal that´s between breakfast and lunch.
 Example:
 Saturday I got to eat brunch at the conference.

58. BUFFET
 A meal in which guests serve themselves as much as
they want.
 Example:
 At the Hilton Colon they serve me lunch buffet.

59. GRATUITY
 Money given as a reward for a service.
 Example:
 For the purchase of a sofa I was given a gratuity of not
paying the first month.

60. CONTINENTAL BREAKFAST
 Breakfast usually includes tea or cocoa , milk, pastries
or toast , butter and jam.
 Example:
 During a holiday in Quito , my wife was fed with
continental breakfast

61. PASTRY
 A sweet baked food made of dough, especially the
shortened paste used for pie crust and the like.
 Example:
 In the mall , there is a shop selling delicious pastry.

62. TOAST
 Sliced bread that has been
browned by dry heat.
 Example:
 My daughter loves toast with
cheese.

63. BAGEL
 It is a traditional bread made from wheat flour and
usually have a hole in the center.
 Example:
 The bagel is a snack that I like to eat with a cup of
coffee.

64. REFILL
 Is an amount of a liquid needed to fill up a container
holding a drink.
 Example:
 In the bar we have many refills.

65. BUFFET BREAKFAST
 A meal at which guests help themselves from a
number of dishes and often eat standing up.
 Example:
 On Sundays, my family likes to go eat buffet breakfast
.

66. PANCAKES
 Is a type of bread or crepe made with a simple dough
extending generally over the surface of a pan.
 Example:
 My grandmother prepares some delicious pancakes on
weekends.

67. OVER EASY
 Turned over when nearly done and fried briefly on the
reverse side so that the yolk remains somewhat liquid
but with a thin, firm layer on top.
 Example:
 In the mornings at the university generally toast
breakfast with eggs over easy.

68. SCRAMBLED
 Is a dish made with lightly beaten egg and cooked in a
pan with oil or butter until it coagulates and forms a
sort of lumps.
 Example:
 In cooking classes taught me to cook scrambled eggs
with bacon.

69. FRIED
 Cooked in a pan or on a griddle over direct heat, usually
in fat or oil.
 Example:
 Ambato llapingachos are the typical dish containing
potato pancakes with fried eggs .

70. COUPON
 A usually small piece of printed paper that lets you get
a service or product for free or at a lower price.
 Example:
 In a raffle held at the bank I earned a coupon shopping
in Megamaxi.

71. UNIT 11
IMPORTED
 To bring in (merchandise,
commodities, workers, etc.)
from a foreign country for
use, sale, processing,
reexport, or services.
 Example:
 Tariffs on imported products
are high in Ecuador.

72. In this unit 11 hotel & catering book
found 15 words relating to the theme
of “at the bar”; In this unit we will
know about the services that offer the
bar in a hotel.
Unit 11
AT THE BAR

73. DOMESTIC BEER
 Is a beer that is made in the country in which it is
served.
 Example:
 The domestic beer in Ecuador is the most recognized
brand called Pilsener.

74. PITCHER
 Is a large container with a handle and spout that holds
drinks.
 Example:
 In the hold of my restaurant I have a pitcher .

75. HOUSE WINES
 Is a cheap wine that is
featured by a restaurant and
that is not listed on the
menu under its usual name.
 Example:
 In the center of my city are
several house wine.

76. RED WINE
 Is a wine that has been made with grape skins and is
red.
 Example:
 At Christmas, we used to prepare the turkey red wine.

77. WHITE WINE
 Is a wine that is made without
grape skins and is pale in
color.
 Example:
 The white wine is
accompanied with white
foods such as chicken , fish or
pork.

78. WINE LIST
 Is a menu of wine selections for purchase, typically in a
restaurant setting.
 Example:
 A restaurant may include a list of available wines on its
main menu.

79. CUSTOMER
A person who purchases goods or
services from another.
Example:
In the restaurant that I frequent
more I am a customer friendly

80. It´s a alcoholic drink prepared with
sweet liquids.
Example:
I prefer Cuba libre because it is a cocktail
simple and delicious

81. It´s a alcoholic drink prepared with aged
grapes juice.
Example:
The red wine is drinked with meats and
White wine is drinked whit fish.

82. Is a big container where the drinks are
served.
Example:
Can you serve me a pitcher of ice tea
please?.

83. a distilled beverage, as brandy or
whiskey, as distinguished from a
fermented beverage, as wine or beer.
Example:
I dont like liquor, because it turns people
drunk.

84. A person who have an age under 18 years
old.
Example:
Minors are not allowed in a bar.

85. HAPPY HOUR
Is an event that usually success in
birthdays, where the people dance crazy
songs.
Example:
My birthday must have the best happy
hour of all times!

86. BARTENDER
Is the person who serve drinks and
cocktails.
Example:
This bartender must be the best, it
includes a flerking show!

87. NOTEPAD
It´s a little notebook where it are wrote
the orders of the restaurant.
Example:
Its impossible! I have mixed the orders
in my notepad!

88. Unit 12
meet the kitchen staff
In this unit 12 Hotel & Catering
book found 20 words relating to
the theme of “meet the kitchen
staff”; In this unit we learn about
the integrants an activities that a
kitchen has

89. BUTCHER
Is the person who cuts and sell the meat.
Example:
Markets often have butchers or cooked
meat shops that specialize in the head
and trotters, that is, the non-organ
meats that are not suitable for stews and
kebabs.

90. GUEST
Is a person who go to an hotel and stay in
a room
Example:
Markets often have butchers or cooked
meat shops that specialize in the head
and trotters, that is, the non-organ
meats that are not suitable for stews and
kebabs.

91. SERVICE
Is the act of offer to do different activities
in Exchange of money.
Example:
I offer the service of catering to parties
and wed millions are involved in
voluntary service.

92. INSTRUCTION
Is a task that the boos give to a worker
for complete a determinated job.
Example:
he issued instructions to the sheriff

93. JOB
A post of employment; full-time or part-
time position
Example:
jobs are created in the private sector, not
in Washington

94. SPECIAL
In a restaurant, a special is a dish what is
not prepared every day.
Example:
they always made a special effort at
Christmas.

95. CUTLERY
Are the instruments that allow catch the
food from the dish.
Example:
She had already been into town that day
to buy new cutlery and kitchen utensils.

96. TRAY
is the instrument where the server put
the dishes to transport it to the
clients.
Example:
He watched as a line of servers carried
silver trays stacked with food in the
direction the men had gone.

97. DELIVERY
Is a service of transport of fodd, from the
restaurant to the client´s house or job.
Example:
allow up to 28 days for delivery.

98. KITCHEN
Is the area where the chefs prepare the
food.
Example: The kitchen of that restaurant
is bad, there is dirty and the chefs dont
are proffessionals.

99. MENU
Is the menu, where all the dishes are
listed.
Example:
the waiter handed her a menu.

100. FEE
Is a tax that the restaurant get for the
service.
Example:
These are associated with legal fees and
professional services which are yet to be
fully completed.

101. DIAL
Is an indicator that inform you the
measure of some instruments
Example:
The dial on your dive watch would send a
Geiger counter into cardiac arrest.

102. ATTENDANT
Is a person who hel you depending the
situation.
Example:
The parking attendant help you to park
your car safely.

103. LATE-NIGHT
Is the time when the restaurant offer
some dishes after midnight.
Example:
the late-night menú include Burguers
and french fries

104. TOAST
Is a bread inserted between 2 hot plates
to give a crispy consistence.
Example:
Toasts with peanut butter are the best
option for a light breakfast.

105. ROOM SERVICE
Is a service than consist in bring
products like water, food or personal
articles, directly to your room
Example:
This hotel dont offer room service.

106. BILL
Is a document that list all the service or
product that you use durin you stay.
Example:
This bill is so expensive! I reali consume
all of this?

107. HOTEL ADD
Is an extra service that is not included in
your touristic pack.
Example:
One of the hotel add is a extra bed.

108. NAPKIN
Is a small piece of cloth that is used
during the luchs for protect the
vestiment.
Example:
My food fall to the floor. I am lucky
because my pants are clean thanks to the
napkin