1. Kumail Abbas Khosa ACCA
Email: kakhosa@gmail.com
https://pk.linkedin.com/pub/kumail-abbas-khosa/39/a36/965
Skype ID: kumailabbaskhosa
Phone: Pakistan (M) 0092-333 387 5555
Pakistan (M) 0092-344 444 7035
A Chartered Certified Accountant targeting challenging assignments, for a senior professional, with a globally reputed
organization in order to achieve management vision and goals in planned and stipulated time frame.
Highly committed and accomplished Chartered Certified Accountant offering more than 4 years of insightful
experience in entire spectrum of Internal Audit, Assurance Services and Business Advisory Services; strong
business and financial acumen with entrepreneurial and analytical skills; ability to relate to stakeholders at all
levels of business and management; Possess valuable insights, keen analysis and a team approach to implement
best practices to achieve business excellence.
Currently associated with Deloitte Touche Tohmatsu, Pakistan in Audit & Assurance as a Senior Auditor from
August 2011.
Expertise in Accounting Operations, extensive experience in operations management with exposure to all
facets of accounts operations, specifically Financial and Management Accounting, Analysis (analysis of
financial statements and reports with a bird’s eye view to extract key insights for more informed corporate
decision making), Budgets, Compliance and Audit;
In-depth working knowledge of International Financial Reporting Standards (IFRS), Taxation,
International Standards on Auditing (ISA), US GAAP and Company Law;
A keen analyst with exceptional relationship management & negotiation skills including liaising with higher
management of clients audited, Joint Venture partners, Statutory Auditors, Taxation Authorities and other
departments of the company such as Legal Department and Technicaldepartments;
Tolerant, soft and firm with excellent communication and interpersonal skills; and
Leadership / Supervision skills and experience as well as ability to perform independently with minimal
supervision.
CAREER RELATED SKILLS
Efficient Planning & Execution Skills
Finance & Accounts Management
Financial Analysis
Auditing (compliance) & Taxation
Internal Control Systems

2. EDUCATIONAL CREDENTIALS
Associate Chartered Certified Accountant (ACCA) from Association of Chartered Certified Accountant
(ACCA) in 2014.
CA from Institute of Chartered Accountantof England & Wales – Advanced level stage left.
Certified Accounting Technician (CAT) UK by the Association ofChartered Certified Accountant (ACCA).
TRAINING PROGRAMS ATTENDED
Various audit training courses conducted by Deloitte.
IFRS and US GAAP training courses conducted by Deloitte.
COMPUTER PROFICIENCY
Audit Software (AS-2) of Deloitte by Microsoft.
Almost four years of experience in Microsoft Word, Excel and PowerPoint
Four years’ experience in Deloitte audit methodologies
EXECUTIVE HIGHLIGHTS
Based on consistent above average performance in Deloitte,I was given the opportunity of leading teams on
multiple assignments for multinational clients in Pakistan.
PROFESSIONAL BACKGROUND
Deloitte Touche Tohmatsu,Pakistan (Aug 2011 – Present)
CareerPath
Deloitte Touche Tohmatsu, Pakistan
Audit Senior (Aug 2012 – till now)
Semi Senior (Jan 2012 – July 2012)
Audit Trainee (Aug 2011 – Dec 2011)
Key Responsibilities:
Successfully conducted Audit engagements accordance with the International Standards on Auditing (ISAs) and
the local laws
Verified that the financial statements prepared by the management of the audited company were in
accordance with the requirements of Companies Ordinance, including International Financial Reporting
Standards (IFRS), and other applicable laws
Effectively planned and coordinated assignments to meet stringent deadlines
Supervised, trained and motivated teams members
Conducted business and audit risk assessment through client meetings, research and analysis, cumulative audit
knowledge and experience
Ensured compliance with the requirements of International Standards on Auditing and other Securities and
Exchange Commission requirements for audit engagements
Developed and maintained good business relationship with the client to deliver engagement expectations
Coordinated with professionals in various fields like legal, actuarial and IT
Evaluated internal controls, identified control deficiencies and made appropriate recommendations to the
management.
Applied management accounting techniques for evaluation of financial statements through various techniques
such as variance analysis, forecasting, trend analysis, ratio analysis etc.

3. Audited several Clients:
Financial Sector;
(1) Bank of Punjab,
(2) National Bank of Pakistan,
(3) NRSP Microfinance Bank,
(4) Akhuwat (Micro finance NGO),
(5) Trust Modaraba (Investment, Leasing, Mushariqa and Mudaraba Company).
Manufacturing:
(1) Al-Hamd Corporation Ltd,
(2) Shujabad Weaving Mills Ltd.
(3) Maqbool Textile Mills Ltd.
(4) Sunrays Textile Mills Ltd.
(5) Colony Mills Ltd.
(6) Trading Corporation of Pakistan (Pvt.) Ltd.
IT Companies:
(1) Alhamd Soft (Pvt.) Ltd,
(2) Blend Soft (Pvt.) Ltd.
Power & Energy:
(1) National Transmission & Despatch Company (NTDC) Limited, Pakistan
(2) Multan Electric Power Company (MEPCO)
Educational Institutes:
(1) Technical Education & Vocational Training Authority (TEVTA)
Internal Audit and Controls:
(1) Shan Food (Private) Limited.
(2) Multan Hide Company Limited
(3) Multan Flying club
Key Clients Handled in Pakistan:
Al-Hamd Corporation(Pvt) Ltd- Textile manufacturing (June 2013 & 2015)
In 2015, As a Job in charge responsible for entire audit – supervision of four team members
Responsible for planning the review engagement, performing the engagement in accordance with the
International Standards on Auditing and finalization of audit engagement; Responsible for the review of work
performed by field staff;
Discussion and meetings with various levels of client’s management;
Responsible for ensuring Financial Statements in accordance with International Financial Reporting Standards
and local requirements;
Audit of advances portfolio including Verification Advances and determination of provisioning requirement in
accordance with requirement of Prudential Regulation issued by State Bank of Pakistan.
Taxation-Recalculate current tax and deferred tax in accordance with the requirement of Income Tax
Ordinance, 2001 and applicable International Financial Reporting Standards.
Ensure that all disclosures are prepared in accordance with International Financial Reporting Standards and
local requirements

4. BlendSoft (Pvt) Ltd- IT Companies (June 2013 & 2015)
In 2015, As a Job in charge responsible for entire audit – supervision of four team members
Responsible for planning the audit engagement, performing the engagement in accordance with the
International Standards on Auditing and finalization of audit engagement; Responsible for the review of work
performed by field staff;
Discussion and meetings with various levels of client’s management;
Responsible for ensuring Financial Statements in accordance with International Financial Reporting
Standards and local requirements;
Taxation-Recalculate current tax and deferred tax in accordance with the requirement of Income Tax
Ordinance, 2001 and applicable International Financial Reporting Standards.
Al-Hamd Soft (Pvt) Ltd- IT Companies (June 2013 & 2015)
Responsible for planning the audit engagement, performing the engagement in accordance with the
International Standards on Review Engagement and finalization of audit engagement; Responsible for the
review of work performed by field staff;
Discussion and meetings with various levels of client’s management;
Responsible for ensuring Financial Statements in accordance with IFRS.
Bank ofPunjab – Bank (Branch Audit) (December 2014)
Responsible for planning the branch audit engagement, performing the engagement in accordance with the
International Standards on Auditing and finalization of audit engagement; Responsible for the review of work
performed by field staff;
Discussion and meetings with various levels of client’s management (Branch);
Responsible for ensuring Financial Statements in accordance with International Financial Reporting
Standards and local requirements as applicable for banks;
Audit of advances portfolio including Verification Advances and determination of provisioning requirement in
accordance with requirement of Prudential Regulation issued by State Bank of Pakistan.
Shujabad Weaving Mills Limited – Textile Manufacturing (June 2014 & 2015)
Responsible for planning the review engagement, performing the engagement in accordance with the
International Standards on Review Engagement and finalization of review engagement; Responsible for the
review of work performed by field staff;
Discussion and meetings with various levels of client’s management;
Responsible for ensuring Financial Statements in accordance with International Financial Reporting
Standards and local requirements;
Audit of liabilities side of Balance sheet, including borrowings, deferred liabilities, trade and other payable, and
etc.
National Transmission & Despatch Company (NTDC) Limited, Pakistan (December 2013)
Responsible for planning the review engagement, performing the engagement in accordance with the
International Standards on Review Engagement and finalization of review engagement; Responsible for the
review of work performed by field staff;
Discussion and meetings with various levels of client’s management;
Responsible for ensuring Financial Statements in accordance with International Financial Reporting
Standards and local requirements;
Audit of liabilities side of Balance sheet, including borrowings, deferred liabilities, trade and other payable, and
etc.

5. Akhuwat – Micro Finance NGO (June 2013)
Responsible for planning the audit engagement, performing the engagement in accordance with the
International Standards on Auditing and finalization of audit engagement; Responsible for the review of work
performed by field staff;
Discussion and meetings with various levels of client’s management;
Responsible for ensuring Financial Statements in accordance with International Financial Reporting
Standards and local requirements;
Audit of advances portfolio including Verification Advances and determination of provisioning requirement in
accordance with requirement of Prudential Regulation issued by State Bank of Pakistan.
Multan Electric Power Company (MEPCO) (June 2013)
Responsible for planning the audit engagement, performing the engagement in accordance with the
International Standards on Review Engagement and finalization of audit engagement; Responsible for the
review of work performed by field staff;
Discussion and meetings with various levels of client’s management;
Responsible for ensuring Financial Statements in accordance with IFRS.
Responsible for substantive test of detail over Fixed Assets,Stock In Trade,Store spare & loose tools)
National Bank ofPakistan-Bank (Branch Audit) (December2012)
Responsible for performing substantive test of detail on Administrative expense
Maqbool Textile Mills Limited-Textile manufacturing (June 2012)
Responsible for performing substantive test of detail on Borrowings, Finance cost, Sales, Administrative
expenses.
Responsible for performing test of controls and substantive procedures over Accrued Liabilities, Other
Receivables, Payroll, Loan and Advances & Distribution Expense
Sunrays Textile Mills Ltd - Textile Manufacturing (June 2011)
Responsible for performing test of detail on Other Assets,Cost of Goods sold, Administration Expenses &
Payroll.
Responsible for performing test of controls and substantive procedures over Accrued Liabilities, Other
Receivables, Payroll, Sales, Admin & Distribution Expense
Business AdvisoryServices
Shan Food (Private)Limited – FMCG(April 2013 to May 2013)
Responsible for performing internal audit assignment (Outsourcing).
Responsible for planning the engagement, performing the engagement in accordance with the
relevant framework and finalization of an engagement;
Identifying the controls and checking the implementation of controls.
Multan Hide Company Limited – Logistics (September 2013 to December 2013)
Implementation of COSO framework
Checking the effectiveness of internal audit function.
Multan flying club- flying tanning club (October 2014 to December 2014)
Planning and implementation of Internal audit plans.
Designing the detail audit procedures.
Checking the effectiveness of internal audit function.
Compilation and reviewing the work performed by staff.

6. PERSONAL DETAILS
Date of Birth: 7th. October, 1985
Languages Known: English & Urdu
Nationality: Pakistani.
Permanent Address: House # 36, Block # Z, Model Town, Dera Ghazi Khan, Pakistan
Location Preference: UK, US, Caribbean islands, Channel islands Asia, Gulf and Asia Pacific
Reference: Available upon request