Kolhoff's Group of Companies provides various financial services including strategic planning, credit enhancement, and loan services. They can assist clients in obtaining standby letters of credit and bank guarantees from banks like UBS and HSBC. To apply, clients need to provide documentation like IDs and register their company. They also recommend opening an account at one of the partner banks to ease the application process. If clients cannot set up an account, Kolhoff's has associates who can help. The cost of letters of credit are based on LIBOR rates and transactions take about a week to complete.