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Jolene Rogers, Expense Recovery Consultant
                                  jolerogers@gmail.com / www.expenserecoveryhelp.com


                                    Processors can never pad THEIR margins
                                                    with YOUR money again.
                                                               Where does the savings
                                                               come from?
                                                               “Rate” has little to do with true
                                                               savings.

                                                               Programmatic Elements:
                                                               8 to12% of your total costs can be
                                                               eliminated through programmatic
                                                               efficiencies. Unfortunately, most
Reducing Core Processing Costs for Merchants                   merchants have no idea that
The Interchange Brokerage Company is a consultative            these elements exist, let alone
brokerage firm, founded for the express purpose of reducing    how to properly align them. These
the core processing costs for our merchant clients. Our        elements deal with the correct
management team has decades of expertise in the banking,       exchange of data between the
merchant acquiring, merchant processing, risk management,      POS device, gateway, processor
underwriting, compliance, stored value, and electronic         front end, processor back end,
transactions arenas. Our entire team of experts is at your     acquiring/issuing bank network,
disposal. Merchant service providers can never pad their       and card associations. Correcting
margins with your money again.                                 these issues requires zero
                                                               merchant effort.
A Different Kind of Service Provider
100% of our compensation comes from the savings you can        Operational Elements:
measure. The merchant service industry derives profit          5 to 7% of your total costs can be
margins from your processing volume. The more you make,        eliminated through operational
the more they take. The Interchange Brokerage Company is       efficiencies. Once programmatic
compensated by how much money we help you save. The            enhancements are in place, we
less they take, the more we make. Our clients enjoy the        can identify and develop the
benefits of using interchange compliance to their advantage,   “habits of best practices” specific
not against them.                                              to your organization. These
                                                               include areas such as:
                                                               • Downgrade management
You’re Better Off Doing Without                                • Fraud control (chargeback
1. Reduced costs without switching processors                  management)
2. Interchange management without the effort                   • PCI-DSS compliance
3. Fraud and chargeback protection without the hassle
4. A team of experts working for you without the expense
                                                               Rate Negotiations:
                                                               Unless you are grossly
Immediate Results — Long Term Benefits                         overpaying or being taken
Our team works with you to provide prompt cost reduction       advantage of, rate negotiations
upfront, then continues to work with you for as long as you    make up very little of the reduction
wish, helping you to manage the changes and challenges that    to your core processing costs.
face your business.



                     Jolene Rogers, Expense Recovery Consultant
                     jolerogers@gmail.com / www.expenserecoveryhelp.com

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3 2012 2page flyer ibc

  • 1. Jolene Rogers, Expense Recovery Consultant jolerogers@gmail.com / www.expenserecoveryhelp.com Processors can never pad THEIR margins with YOUR money again. Where does the savings come from? “Rate” has little to do with true savings. Programmatic Elements: 8 to12% of your total costs can be eliminated through programmatic efficiencies. Unfortunately, most Reducing Core Processing Costs for Merchants merchants have no idea that The Interchange Brokerage Company is a consultative these elements exist, let alone brokerage firm, founded for the express purpose of reducing how to properly align them. These the core processing costs for our merchant clients. Our elements deal with the correct management team has decades of expertise in the banking, exchange of data between the merchant acquiring, merchant processing, risk management, POS device, gateway, processor underwriting, compliance, stored value, and electronic front end, processor back end, transactions arenas. Our entire team of experts is at your acquiring/issuing bank network, disposal. Merchant service providers can never pad their and card associations. Correcting margins with your money again. these issues requires zero merchant effort. A Different Kind of Service Provider 100% of our compensation comes from the savings you can Operational Elements: measure. The merchant service industry derives profit 5 to 7% of your total costs can be margins from your processing volume. The more you make, eliminated through operational the more they take. The Interchange Brokerage Company is efficiencies. Once programmatic compensated by how much money we help you save. The enhancements are in place, we less they take, the more we make. Our clients enjoy the can identify and develop the benefits of using interchange compliance to their advantage, “habits of best practices” specific not against them. to your organization. These include areas such as: • Downgrade management You’re Better Off Doing Without • Fraud control (chargeback 1. Reduced costs without switching processors management) 2. Interchange management without the effort • PCI-DSS compliance 3. Fraud and chargeback protection without the hassle 4. A team of experts working for you without the expense Rate Negotiations: Unless you are grossly Immediate Results — Long Term Benefits overpaying or being taken Our team works with you to provide prompt cost reduction advantage of, rate negotiations upfront, then continues to work with you for as long as you make up very little of the reduction wish, helping you to manage the changes and challenges that to your core processing costs. face your business. Jolene Rogers, Expense Recovery Consultant jolerogers@gmail.com / www.expenserecoveryhelp.com