The document proposes a business called GADG Zero Waste Auto Recycling that recycles automobiles with no polluting waste. The business would supply materials for US infrastructure projects and provide replacement parts to Africa. It would acquire vehicles, disassemble them into reusable parts, deliver materials and parts, and use the collateral acquired to support other business segments. The proposal outlines the problems it aims to solve, market trends, processes, deliverables, vision, leadership team, and terms related to capital gains and losses.

1. Confidential Customized for Lorem Ipsum LLC Version 1.0
GADG Zero Waste Auto
Recycling Proposal
Domestic and International Green Business

2. Confidential Customized for Lorem Ipsum LLC Version 1.0
TOC
Overview
Corporate Profile
Problems to
Solve
Project Objective
Market Trends
Target audience
Proposed solution
Process
Deliverables
Vision
Team
BIOs

3. Overview
Global Asset Development Group,Inc. (GADG) has developed a four pillared asset backed business
model. GADG’s business is to:
Promote multiple multi-million dollar syndicated loans,
Initiate private placement memorandums
Accumulate collateral through the perfection of assets,
Broker export deals on letters of credit.
This document discusses GADG’s entry level investment opportunity incubates each pillar into a viable
business segment.

4. ● Tax ID- 47-4304044.
● Licensed in the State of Georgia
county of Rockdale.
● Articles of Incorporation on file with
the Secretary of State, Georgia.
● More than 25 years’ experience in
Syndicated Loans and International
Finance.
● Over 30 years’ experience in
business ownership and fiduciary
responsibility.
● UCC compliant.
● National and international exposure
and experience.
NAICS Code 523910 Miscellaneous Intermediation
We are primarily engaged in acting as principals (except
investment bankers, securities dealers, and commodity
contracts dealers) in buying or selling of financial
contracts generally on a spread basis. principals are
investors that buy or sell for their own account.
NAICS Code 523999 Miscellaneous Financial
Investment Activities We are also engaged in acting as
agents and/or brokers (except securities brokerages and
commodity contracts brokerages) in buying or selling
financial contracts and those providing financial
investment services (except securities and commodity
exchanges; portfolio management; investment advice;
and trust, fiduciary, and custody services) on a fee or
commission basis.
SIC Code 6289 Services Allied with the
Exchange of Securities or Commodities, not
elsewhere classified We are primarily engaged in
furnishing services to security or commodity
holders, brokers, or dealers, not elsewhere
classified.
GADG Corporate
Profile

5. Problems to solve
1
America's 1.5 trillion
infrastructure plan need access to
domestic sourced materials.
2 Up to 81 million cars in Africa do
not have regular access to
replacement parts.
3
There is a tremendous need for
syndicated loan transactions to
start and complete projects in
North America and Africa.
4 Buyers and sellers in Africa need
to be connected in transparent
transactions.

6. Project objective
GADG is developing a certified green company that recycles
automobiles with no polluting waste. This business supplies the
United States with raw materials for its pending $1.5 trillion
infrastructure plan. It also provides a predictable delivery of
replacement parts to the continent of Africa. The business is highly
liquid and acquires collateral that we can use in our other business
segments.

7. Understanding
the market

8. Market trends
01
America’s infrastructure is in desperate need of
modernization. The plan includes $1.5 trillion expenditure in
projects designed to reaffirm America’s standing as an
economic powerhouse. Moreover, America has implemented
tariffs on most imports on all important materials for
infrastructure. There will be a significant spike in the price of
Steel, Copper, Aluminum, Zinc, Nickel, and even Lead.

9. Market trends
02
The need for replacement vehicle parts in Africa is
tremendous. The median income in Africa has risen to a level
that makes owning a car less of a status symbol and more of a
necessity. Across 54 countries, there is no logistical system to
consistently supply replacement parts for the more than 26
million registered vehicles on the continent.

10. Proposed solution
Global Asset Development Group (GADG) has created a business
model that satisfies both needs . It will create tons of recycled
materials and make consistent parts exports . These needed
materials and the replacement parts can be recycled or extracted
from old vehicles here in America and can be stockpiled and sold as
an extremely cost-effective alternative to foreign sourced materials
and an affordable alternative to new dealer parts.

11. Trend analysis
The target markets are largely undeveloped. Each has a large unfulfilled
need and limited competition. These are steady growth segments that will
scale to our capacity as we develop domestic infrastructure. After a large
capital investment at the end of year 3 our capabilities will expand in year 5.

12. Process
0
1
Acquire the Vehicle
Various sources are available to us.
Getting the cars we want and
delivered at a low cost will help us
reach our margin goal of at 1:5
0
2
Disassemble and Inventory
Efficiently breaking down a vehicle
into the reusable parts and having a
system to inventory each thing
creating a PAR system to automate
material delivery
0
3
Delivery and Distribution
Easy online access makes
consistent delivery as simple as
browse, tap ,and confirm.

13. Target audience
Those who need raw materials to turn into
infrastructure elements. Mechanics looking for LKQ
(Like Kind and Quality) and African distributors of
replacement parts
01 | Domestic Material Vendors
02 | African Parts Distributors
03 | Online Parts Sales
04 | Export Customers using Letters of Credit
05 | Syndication Loan and Private Placement Clients

14. Deliverables
Each business segment of the business is scalable to stay ahead of demand.
Our break even on investment and operational budget is about 700
vehicles. This number can be scaled in the thousands as markets in Africa are
uncovered. Material prices will fluctuate as much as 35% once projects
start. Here are estimates based on historical numbers for 700 vehicles with
variances:
Materials
440K
For processing and making
materials ready
African Shipping
1.525M
Shipping parts domestically
and to Africa
Total
1.965M
Total Phase 1 monthly

15. Vision
2018
Project Initiates
Site is secured and facilities built. Inventory can be
accepted at a temporary location (3 months). African
Markets developed from 3 contact points in Senegal,
Cote d’Ivoire, and Ghana. Material customers are
used to create income
1Q-2019
1Q
Phase 1 Roll Out
West African markets, Domestic Material customers
have us processing 100- 175 cars per week.
Expanding our business into Congo and southward
3Q-2019
Phase 2 Market Development
Further development of markets and other business
segments related to exporting on LOC. Monthly pars
should be 1400 vehicles processed.
2020
Repayment and Debt Liquidation
The repayment window opens and Zero Waste
Makes good on its obligations. It begins to work on a
capitalization of 100 million in order to streamline its
material business and expand to 2500 African
markets.
2023
Exit Strategy
We anticipate a .market cap over a billion dollars
based on a large amount sales, collateral and
relatively low amount of short term or long term
debt. An attractive target for large parts distributors.

16. Tax Implications for
Capital Gains and
Losses
Determining a Gain or Loss
To determine a capital gain or loss on an asset, sellers
must compute the difference between the basis,
usually what they paid for the property, and what
they received for it. Capital gains and losses are
either long- or short-term, depending on how long
the taxpayer holds the property. The gain or loss is
short-term for taxpayers who hold it for one year or
less.
Capital Losses
Taxpayers whose capital losses are more than their
capital gains can deduct the difference as losses on
their tax returns, up to $3,000 per year, or $1,500 if
married and filing a separate return. When their total
net capital loss is more than the limit they can deduct,
taxpayers can carry it over to next year’s tax return.
Capital loss deductions are applicable to the sale of
investment property, but not on the sale of property
held for personal use.
Capital Gains
For Taxpayers whose long-term gains are more than
their long-term losses, the difference between the two
is a net long-term capital gain. If the net long-term
capital gain is more than the net short-term capital
loss, it’s a net capital gain.
The tax rate on a net capital gain usually depends on
income. The maximum tax rate on a net capital gain is
20 percent, but for most taxpayers a zero percent or
15 percent rate will apply. In addition, capital gains
may be subject to the net investment income tax of 3.8
percent when income is above certain amounts.

17. Confidential Customized for Lorem Ipsum LLC Version 1.0
Terms to Know
IRS Tax Tip 2017-18, February 22, 2017
1. Capital Assets. Capital assets include property such as a
home or a car. It also includes investment property, like stocks
and bonds.
2. Gains and Losses. A capital gain or loss is the difference
between the basis and the amount the seller gets when they sell
an asset. The basis is usually what the seller paid for the asset.
For details about inherited property, see IRS Publication 544, IRS
Publication 550 and IRS Publication 551.
3. Net Investment Income Tax. Taxpayers must include all
capital gains in their income. Capital gains may be subject to the
Net Investment Income Tax if the taxpayer’s income is above
certain amounts. The rate of this tax is 3.8 percent. For details,
visit IRS.gov.
4. Deductible Losses. Taxpayers can deduct capital losses on the
sale of investment property but can’t deduct losses on the sale of
property they hold for their personal use.
5. Limit on Losses. If a taxpayer’s capital losses are more than
their capital gains, they can deduct the difference as a loss on their
tax return. This loss is limited to $3,000 per year, or $1,500 if
married and filing a separate return.
6. Carryover Losses. If a taxpayer’s total net capital loss is more
than the limit they can deduct, they can carry it over to next year’s
tax return.
7. Long and Short Term. Capital gains and losses are either
long-term or short-term. It depends on how long the taxpayer
holds the property. If the taxpayer holds it for one year or less, the
gain or loss is short-term.
8. Net Capital Gain. If a taxpayer’s long-term gains are more than
their long-term losses, the difference between the two is a net
long-term capital gain. If the net long-term capital gain is more
than the net short-term capital loss, the taxpayer has a net capital
gain.
9. Tax Rate. The tax rate on a net capital gain usually depends on
the taxpayer’s income. The maximum tax rate on a net capital gain
is 20 percent. However, for most taxpayers a zero or 15 percent
rate will apply. A 25 or 28 percent tax rate can also apply to certain
types of net capital gain.
10. Forms to File. Taxpayers often will need to file Form 8949,
Sales and Other Dispositions of Capital Assets. Taxpayers also
need to file Schedule D, Capital Gains and Losses, with their tax
return.

18. Leadership
Team
Our team has extensive
knowledge in financial
advisement in syndicated
marketing, auto salvaging,
recycling, and insurance
reconciliation.
President&CEO
Jay Hicks
COO
Tim Williams
CLA
John Stevens

19. Executive
Team
The team responsible for
putting the plan into action
on both coast is led by an
experienced and respected
group of high quality
individuals
Domestic Consultant
Roslyn Ridgeway
International General
Counsel
Sylvester Folorunso
International
Communications
Consultant
Desmond Davies

20. WALTER “JAY” HICKS
President of Global Asset Development, Inc. A licensed insurance professional and fiduciary agent for over 20 years, Jay
has extensive experience working with various insurance companies and adjusting firms. His
desire to transform the insurance adjusting industry propelled him into the entrepreneurial realm. His years as an
entrepreneur has shown him that the level of service, innovation and professionalism he thought was desperately needed
in insurance claims resolution, is also lacking in many industries. As a result, his companies mainly focus on resolving issues
by re-apportioning skilled professionals and creating opportunities for faster, more streamlined business models. Jay is
passionate about helping disenfranchised communities get the financial education needed to enhance their quality of life
and the lives of future generations. In 2015, Mr. Hicks was a radio show personality sharing vital financial expertise and
education with his listeners on his show “Mind On Your Money”. Jay currently lives in Atlanta, GA.

21. TIMOTHY D. WILLIAMS Board Member/COO of Global Assets Development, Inc.
His role includes overseeing the development and implementation of management strategies, policies and procedures for the
company. In this capacity, Mr. Williams provides counsel to the CEO and other key senior managers on budgeting, cash
flow,procurement, human resources and workforce development, training and mentorship.A successful international
entrepreneur, Mr. Williams has a 25 year background of business ownership, business development and project management
in the USA and in 15 African nations. As such, he has been instrumental in the development of businesses in Dakar Senegal,
Douala Cameroon, Burkina Faso, Congo-Brazzaville, and Brussels Belgium. His extensive marketing expertise, key
relationships and experience in these African nations, allows him to be most effective in working with the local
government,bringing private industry leading projects to positive and profitable conclusions.
Mr. Williams’ background includes serving as the co-founder of Management Consulting Experts (MATRICE), which
specialized in training mid -level executives from various African nations. He is a U.S. Air force Veteran with a Bachelor of
Science Degree in Business Administration from Christopher Newport University in Virginia. He is married and has one son.

22. John Stevens, LLM, LLB, JD, BSc.
John Stevens is a graduate of Savannah State University, Savannah Georgia. After graduation he attended both graduate schools at Clark
Atlanta University and John Marshall Law School, Atlanta, Georgia. Upon obtaining his Juris Doctors degree, he attended the University of
London, King’s College, and the London School of Economics, London, England, where he obtained his Masters of International Financial
Law. He went on to attend London Metropolitan University, where he completed his Solicitor’s First examination. He also attended the
College of Law, Chancery Lane for his Solicitors Final Exam. He has served as a Legal Executive for the then African Society of
International and Comparative Law, where he facilitated membership to the United Nations ECOSOC II. While working with the African
Society he served as an Observer to the African Union and the African Commission on Human and Peoples Rights. He facilitated
conferences and special projects all over Africa, particularly in Algeria, Ghana, Kenya, South Africa and Tanzania. When back in London, he
worked as a lawyer for the Refugee Legal Center, representing refugees, asylum seekers and business immigrants from many countries
around the world. Thereafter he served as a Legal Executive with the Capital Markets Group of Clifford Chance Rogers and Well, PC.
Upon leaving Clifford Chance he joined Fisher Khan Solicitors serving in both their Immigration and Housing departments, respectively.
From there he went on to serve as Moves Manager at Genesis Housing Group, where he established and headed the Moves Department
which had a capitalization of more than $500 million. He has also served in the capacity as Legal Adviser with Davies and Associates
(London). He now serves as Chief Legal Adviser with Global Assets Development Group, Inc., (GADG).
John Stevens currently resides in the metropolitan area Atlanta, GA.

23. Roslyn Ridgeway CEO
A seasoned executive with a distinguished 20+ years of leadership experience. An accomplished professional, expert she is a
national leader in the areas of arts and entertainment, women and children’s issues, workplace equity and leadership diversity. In
addition to her current role as Chair of 21st
Century Science, Technology, Engineering and Math Foundation, she serves as Chair of
Business and Professional Women’s Foundation with prior service as the National President of Business and Professional Women
/USA. During her presidency, the Women Joining Forces: Closing Rank, Opening Doors program was successfully launched, to
support the transition of women veterans upon their return from deployment.
Ridgeway’s international affiliations include participating in the Tokyo Women’s Forum, the Liberian Conference, the South African
Women’s Conference, the London Business Exchange and the Beijing Women’s Conference. All of these events gave her the
platform to speak strongly on the areas of equality, women’s rights and community leadership. She is an Executive Committee
member of the National Council of Women’s Organizations (NCWO) and also participated as a member of the Institute of Women’s
Policy Research Job Quality Advisory Group. Roslyn serves as Goodwill Ambassador for Georgia and Arkansas; an Outstanding
Georgia Citizen, and holds honorary citizenships in various states. Several counties in Georgia recognize May 17th, July 9th and
16th as Roslyn Ridgeway Day. Ms. Ridgeway’s expertise has afforded her the opportunity to speak and travel throughout the
United States and abroad.
Ridgeway, a graduate of Clark Atlanta University-CC’, resides in Atlanta, GA. More on her can be found here

24. SYLVESTER FOLORUNSO CHIEF FOREIGN LEGAL OFFICER
As an Advocate of The Law Society of England and Wales, he was admitted as a solicitor in The United Kingdom in 1992. In 2014 he was
admitted as a Barrister in The Eastern Caribbean Supreme Court (Montserrat) as Senior Crown Counsel and Acting DPP. He began his
training as a solicitor in commercial practice at Winward Fearon and Co, in London‘s Covent Garden. Upon qualification as a solicitor, he
worked as a Crown Prosecutor with The Crown Prosecution Service United Kingdom. He progressed to become a Senior Crown
Prosecutor and Assistant District Crown Prosecutor in London and became a Higher Court Advocate.
For his work in this initiative Sylvester received an Outstanding Achievement Award both in 2003 and 2004. He is an experienced
Advocacy Assessor and Advocacy Trainer, his advocacy training and experience was gained wholly in The Crown Prosecution Service
where he successfully trained and worked as an Advocacy Assessor. In 2007 Sylvester became the Resident Higher Court Advocate with
responsibility for Southwark Crown Court London. He recently spent Five months as Senior Crown Counsel in the British Territory of The
Turks and Caicos Sylvester is also a Barrister and Solicitor of the Supreme Court of Nigeria, called to the Nigerian Bar in 1988. Sylvester’s
legal experience in Nigeria has included the Public Sector and Regulatory Affairs Department of Olisa Agbakoba and Associates, Lagos. He
also worked as a Senior Lawyer in the Commercial Litigation and Arbitration department of Aluko and Oyebode Lagos. Sylvester obtained
undergraduate and postgraduate degrees in Law from the University of London School Of Oriental And African Studies. He also attended
The College of Law Guilford UK where he successfully completing his Law Society Finals.

25. Desmond Davies African and Foreign Government Sr. Executive Liaison
A former Editor of West Africa magazine in London Desmond Davies, originally from Sierra Leone, has been a journalist and
commentator on African affairs for almost 40 years in the press, radio and television such as BBC World TV, Al Jazeera, Press
TV and CNN. He has covered Africa extensively and has a wide range of influential contacts in the continent. He is a former
Editor of West Africa Magazine in London where he also worked for New African and Africa Now magazines in the 1970s and
1980s, becoming Editor of the latter in 1984. He continues to write extensively on African and global affairs. He has a wide
range of contacts in Africa and has interviewed numerous heads of state, political, business and cultural leaders. Desmond is
currently the London Bureau Chief for the Ghana News Agency (GNA). He is a Mentor in strategic communication at the
African Leadership Centre, King’s College London.
Desmond holds an MA in Mass Communications from the University of Leicester in the UK. His specialities are strategic and
political communications. Media and Communications Consult, Due Diligence Expert on Africa.

26. Thank you.