A great way to obtain funds quickly for a wide range of immediate financial needs is to apply for an online Personal Loan. Whether it’s a wedding, funding child education, a medical emergency, travel, or any other requirement, it is one of the best financing options. Read here the tips to get the lowest personal loan interest rate offer.

1. TIPSTOGETLOWESTPERSONALLOANATTIMES
OFFINANCIALEMERGENCIES
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2. If you are having any immediate financial requirements, a personal loan can be indeed your friend in
need. It is one of the best financing options that makes you enjoy speedy approvals and quick
disbursals. As here, one can file an instant personal loan application sitting from the comfort of your
home.
Online there are many lenders available that offering an online platform to all the applicants who
need a personal loan to fulfill all their financial aspirations.

3. Here are some tips to get the lowest personal loan interest rate offers:
1. Must be meeting the personal loan eligibility criteria
• Be it is any financial institution; your instant personal loan application could not be approved if you don’t
meet their eligibility criteria. Here are the basic eligibility criteria to apply for a personal loan in India:
• Between the age of 18/21 years - 60/65 years
• Must be salaried or self-employed
• A credit score of 750+ with a good credit history
• Minimum monthly income of ₹15000 for non-metro cities and ₹20,000 for metro cities
• Should be employed at the current organization for at least 6/12 months or business tenure of at least 3
years (continuous)
Personal Loan EMI Calculator
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4. 2. Must be having a good credit score
A credit score is a 3-digit numerical representation of your creditworthiness. Its ranges between 300-900.
Credit Score is a major factor that all the financial institution considers before offering the lowest personal
loan. Credit scores are calculated to the ways of your debt to credit ratio. The more punctuality you have on
your credit payments, the higher your credit score will be. Anything above 750 is considered a good credit
score.
3. Apply for a new loan while repaying the existing one
Generally, if you need a personal loan and planning to apply for the same. Make sure that there is a gap of 6
months between successive loans. Also, do not apply for another personal loan when you have one personal
loan already running in your name, it’s better to take a top-up on your existing personal loan to avoid facing
drawback of loan rejections.
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5. 4. Know your loan amount eligibility beforehand
To avoid facing loan rejections, it is a must to check your loan amount eligibility beforehand. Online every
lender is offering they're loan eligibility calculator for the convenience of borrowers, where one can get to
know about the eligible loan amount.
Bottom line
Apply for an online personal loan at low-interest rates and get instant approval. IndiaLends is a one-stop
solution for all your financial needs. Here, we try to provide you with the best services that are hassle-free
and quick.
Read more - Personal Loan EMI Calculator: Things to consider before applying for Personal
Loan
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6. THANKYOU