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1
The First
Locally-Embedded,
Yet Global,
Crypto-Bank
2
The new way to transfer money anywhere in the world
Bitex believes that it can make the greatest impact on society by working at the
local level, and ensuring that the benefits of this new cryptocurrency-based
digital economy can also be felt by those under-served or left out of the current
banking system. Thus, instead of starting out immediately as a global bank,
Bitex wants to ensure that its solution has a local impact. Bitex has licensed its
EZBitex platform to 8 countries already, and many more are to come.
3
A Crypto Currency Solution for Everyone
In 10 years’ time, the crypto-economy will exceed 10 trillion
dollars. Cryptocurrency will be the future of payments. We
aim to decentralize the current economy by expanding the
payment infrastructure, creating new cryptocurrency
payments scenarios and lowering interest rates.
Bitex is an all in one cryptocurrency solution for your daily
needs.
Crypto currency is changing from investment to remittance.
With us as your business partner, you will have access to
cutting edge crypto currency business solutions.
4
Connecting Cryptocurrency
to the Global Economy
Mobile Cryptocurrency
Banking (BitexPay)
Instant cryptocurrency payments
without limits in over 30 million stores
Loyalty programs and cashback via
in cryptocurrency
Contactless payments via NFC, QR,
ApplePay and AndroidPay
Our goal is to provide a complete and vertically integrated service,
by realizing the best ideas from the entire blockchain community.
Cryptocurrency Solutions
Solutions for all areas of retail trade
and services
Native integrations with POS software
Crypto-to-fiat settlements
G7 coin transfer and payments
Open API Platform
App Store for retail cryptocurrency
software and solutions
Independent decentralized server
infrastructure
Third-party integrations – Easy!
Blockchain based loans
Instant loans available anywhere
in the world through EZBitex and
BitexPay
A combination of current scoring
systems and smart contracts or
cryptocurrency pledges
Unified exchange for liquidity
and lowering risks
5
To provide you with a virtual card immediately after registration.
You may also apply for a plastic card and card reader.
Limitless transaction volume. Simply use the G7 coin for stable transfer.
No need for currency exchanges.
Instant payments in both fiat currency and cryptocurrencies
internationally using the G7 coin, via BitexPay.
EZBitex ATMs and BitexPay portable card readers to be installed in over
20,000 locations around the world, starting from Japan. Our BitexPay
portable card reader will enable merchants to accept cryptocurrency
payments, factoring from BitexPay cards.
Bitex is providing a cryptocurrency exchange,
bank and payment solution for everyone
All you need to process payments and transfers, currency exchange,
issue and take loans, is a smartphone.
Solutions
6
BitexPay is the next generation payment solution
for both consumers and merchants.
A Decentralized BitexPay Holding Wallet to hold securely your
cryptocurrency and a BitexPay Payment Wallet used at “debit account”
used for payments.
A virtual BitexPay debit card linked to the assets held in your wallet.
Upon request, a physical debit card
BitexPay is also a complete payment solutions for merchants
A BitexPay merchant app for portable device
A BitexPay card reader
A BitexPay Point of Sale terminal.
7
The EZBitex platform is decentralized in several ways.
1. By having the exchange assets stored in the individual wallets of its users.
All keys are held by the users. No assets are stored with EZBitex.
The clients are the custodian of their assets.
2. A licensed and regionally divided ownership structure.To ensure a fair
decision in business development and usage of ICO Funds.
3. All transactions will be stored in a dedicated data-warehouse that
continuously analyses the data to enhance risk management and identify
predictive behaviors and cryptocurrency market movement in turn, enable
EzBitex to optimize the cryptocurrency exchange process and better educate
the user on possible payment strategies. For example, it may highlight different
payment mixes depending on the current cryptocurrencies valuations. Let’s just
say , everything possible is advised to ensure that the users are safe and enjoy
the quick and efficient service provided by Bitex.
EzBitex is the currency exchange and banking infrastructure with a decentralized,
distributed and immutable ledger provided by Bitex, which underpins the functioning
of the entire system.
Trading, Currency exchange, Staking, Loans
Other services such as Business to business payment and Kiosk Merchant app for “Traditional Money Exchangers”
Utilizing XBX on a Decentralized Cryptocurrency Exchange
8
A cryptocurrency solution for merchants
We are creating a global cryptocurrency payments infrastructure for merchants.
Merchants can choose to receive fiat currency or G7 coins even if payment is
made in other cryptocurrencies (by enabling the “Auto Sell”- tab to sell out the
cryptocurrency immediately on the EZBitex Exchange).
Ready-to-use solutions for e-commerce platforms and site builders
Commissions are lower than current card payments — only 0.5%
Integration with main POS software, a unique solution for all areas
of retail, trade and services globally.
9
Bitex, it’s also
“Powered by Bitex” branded cards: Third-parties, such as large merchants,
can issue their own debit or charge cards (physical and/or virtual), for payments
at their online or offline stores. Such cards will be marked as “Powered by Bitex”,
as the EZBitex platform will be used as the payment network.
3rd Party development for the EZBitex platform via the Bitex Open API:
The EzBitex platform will offer APIs to key functions of its global platform to allow
developers to create local banking applications.
Bitex-branded ATMs. Bitex will use third party hardware to host ATMs that are
connected to the EZBitex platform, Such Bitex-branded ATMs will allow consumers
to use their physical or virtual BitexPay debit cards to withdraw, deposit, transfer and
carry out other financial transactions associated with their BitexPay wallets.
10
Using a blockchain technology based credit system,
we are faster, safer and more efficient
Credit
A customer obtains a BitexPay
cryptocurrency loan in BitX coins,
underpinned by a smart contract
that takes into account the
customer's unique credit rating,
and in turn applies specific interest
rate and conditions (which may or
may not include collateral).
Exchange
The customer converts the loan
into a cryptocurrency of his or her
choice on the EZBitex exchange.
The process is done seamlessly,
within the EZBitex exchange, at
the request of the customer.
Repurchase
At the end of the loan period, the
borrower must repay in BitX coins
with interest, purchased at the
EZBitex exchange
Payback
The borrower has now completed
his repayment obligations and has
amended his credit score for future
loan requests
The XBX coin: Our credit system
Our blockchain technology based KYC and AML procedures ensures
100% anonymity and privacy for our users. Our XBX coin creates a
full-fledged blockchain banking structure with interest interactions.
Guarantee
Liquidity guaranteed by EZBitex
factoring from other leading
cryptocurrency exchanges,
will reduce volatility and adjust
interest rates. The credit itself may
also be tracked to a world currency
index to avoid sharp fluctuations.
Demand
The cycle of cryptocurrency to fiat
and back again, creates an inherent
need for BitX coin based services and
ultimately an enhanced demand for
XBX coins
11
The XBX coin will become the cryptocurrency
credit standard in the blockchain economic system.
The XBX coin is the first of its kind, with secured
liquidity and high security using ERC20 protocol
Owners of XBX coins will receive an attractive income
when holding (POS) and using the coin in transactions
(trading, sending, lending, etc).
Decentralized storage of the reputation of borrowers
in smart contracts is safer and wiser than current
common ways of storage.
It is also possible for other cryptocurrency service
providers to use XBX.
12
Token holder benefits
from every transaction
is “fuel”
XBX token properties
0.55%
XBX — “GAS” in Bitex Pay transactions
0.55% from every transaction is "fuel"
0.55% of every transaction in XBX coins/tokens is “burned” forever
for conducting the transaction. The “burning process” is decentralized
and regulated by smart-contracts. 0.55% will be calculated based on
current exchange rate.
Bitex tokens will be issued during the ICO.
No Bitex tokens will be issued after the ICO
The purchase of tokens during the ICO is the guaranteed way to use Bitex settlements
and purchase Bitex tokens for a fixed price. Users, who have
no tokens will have to buy Bitex tokens from token-holders to use the Bitex
platform ultimate banking possibilities. Bitex will be listed on several exchanges
after ICO to support and enlarge the user database, and expand available payment
solutions and merchant point of sales systems, as well as ATMs and card readers.
13
MLP
Up to 32.75% of XBX transactional income forms the Monthly Loyalty Program,
which is aimed at stimulating users to make more transactions via XBX, and
also to encourage active users and associates. Loyalty rewards are earned in
XBX tokens, which are purchased on the EZBitex exchange from the public
and private exchanges, based on the current exchange rate at the time
of purchase.
XBX supports users and token holders
Each user’s loyalty reward depends only on the amount of Staking he/she
has made during the month on EZBitex.
Monthly Loyalty Program
for token holders
32.75%of XBX
transaction income
14
15
Mobile Crypto bank
Cryptocurrencies efficiently allows users to make
international low-cost, secure transactions. The
mobile crypto bank maintains the best payment
experience and enriches it with a wide range of
practical features. At the same time powering
payments via cryptocurrency and allowing
merchants around the world to accept
cryptocurrency instantly anytime.Helping the
unbanked to turbo bank and creating an
environment for cryptocurrency adaptation.
Assisting the under-developed world to be
accessible to the developed world and sharing
knowledge or work and getting paid safely.
Cryptocurrencies Ecosystem
We aim to develop a business structure for the
crypto economy to become the standard for
things that can not be developed out of the
current community and which need dedicated
technology solutions.
We are creating the future of cryptocurrency to
be able to support not only the crypto community
but also by regulations and legalization to merge
with the current financial society.
Interbanking direct
the payment protocol
Creation of a direct debit protocol
that is key to ensuring payment processes
can be applied with virtually zero fees,
enabling users to focus on their payment
experience and rewards.
Our Story
2017 2018 2020
16
Based in Silicon Valley, US and New Delhi, India, our team has been
developing cryptocurrency exchanges and other blockchain related
project, such as ICOs for other companies since 2013, and stock
exchange platforms before that. We will launch our own cryptocurrency
exchange and also crypto bank in up to 12 countries by 2018.
Company Profile
Developer Team
Interchange 21
399 Sukhumvit Road, North Klongtoey, Wattana
Bangkok 10110
Bitex Global Co., Ltd. Bitex International Co., Ltd.
01 September 2017
0105560147671
Company Name
Location
Register Date
Register No.
:
:
:
:
:
:
:
:
17
Bitex Pay Powers Merchants, Big and Small.
"I believe in cryptocurrency. That it will change everything. That you will
use cryptocurrency every day and everywhere, in every store, money
transfer, or e-commerce transaction. I believe in accountability and
social responsibility, together with individual freedom of access to
personal assets. Simply put, that you should be in control of your own
money. I believe together with transparency and compliance with
current financial regulation we can innovate our lives to a much more
convenient and innovative future. The common query of why and when
will cryptocurrency be adopted by the majority, gave birth to our shared
hope and vision to create something that the world needs. Bitex the
power lies in our hands to make a change. We evolve together."
Business Goal From The CEO
Harith Motoshiromizu.
Director of Bitex Global Co., Ltd.

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Bitex presentation-lightpaper latest

  • 2. 2 The new way to transfer money anywhere in the world Bitex believes that it can make the greatest impact on society by working at the local level, and ensuring that the benefits of this new cryptocurrency-based digital economy can also be felt by those under-served or left out of the current banking system. Thus, instead of starting out immediately as a global bank, Bitex wants to ensure that its solution has a local impact. Bitex has licensed its EZBitex platform to 8 countries already, and many more are to come.
  • 3. 3 A Crypto Currency Solution for Everyone In 10 years’ time, the crypto-economy will exceed 10 trillion dollars. Cryptocurrency will be the future of payments. We aim to decentralize the current economy by expanding the payment infrastructure, creating new cryptocurrency payments scenarios and lowering interest rates. Bitex is an all in one cryptocurrency solution for your daily needs. Crypto currency is changing from investment to remittance. With us as your business partner, you will have access to cutting edge crypto currency business solutions.
  • 4. 4 Connecting Cryptocurrency to the Global Economy Mobile Cryptocurrency Banking (BitexPay) Instant cryptocurrency payments without limits in over 30 million stores Loyalty programs and cashback via in cryptocurrency Contactless payments via NFC, QR, ApplePay and AndroidPay Our goal is to provide a complete and vertically integrated service, by realizing the best ideas from the entire blockchain community. Cryptocurrency Solutions Solutions for all areas of retail trade and services Native integrations with POS software Crypto-to-fiat settlements G7 coin transfer and payments Open API Platform App Store for retail cryptocurrency software and solutions Independent decentralized server infrastructure Third-party integrations – Easy! Blockchain based loans Instant loans available anywhere in the world through EZBitex and BitexPay A combination of current scoring systems and smart contracts or cryptocurrency pledges Unified exchange for liquidity and lowering risks
  • 5. 5 To provide you with a virtual card immediately after registration. You may also apply for a plastic card and card reader. Limitless transaction volume. Simply use the G7 coin for stable transfer. No need for currency exchanges. Instant payments in both fiat currency and cryptocurrencies internationally using the G7 coin, via BitexPay. EZBitex ATMs and BitexPay portable card readers to be installed in over 20,000 locations around the world, starting from Japan. Our BitexPay portable card reader will enable merchants to accept cryptocurrency payments, factoring from BitexPay cards. Bitex is providing a cryptocurrency exchange, bank and payment solution for everyone All you need to process payments and transfers, currency exchange, issue and take loans, is a smartphone. Solutions
  • 6. 6 BitexPay is the next generation payment solution for both consumers and merchants. A Decentralized BitexPay Holding Wallet to hold securely your cryptocurrency and a BitexPay Payment Wallet used at “debit account” used for payments. A virtual BitexPay debit card linked to the assets held in your wallet. Upon request, a physical debit card BitexPay is also a complete payment solutions for merchants A BitexPay merchant app for portable device A BitexPay card reader A BitexPay Point of Sale terminal.
  • 7. 7 The EZBitex platform is decentralized in several ways. 1. By having the exchange assets stored in the individual wallets of its users. All keys are held by the users. No assets are stored with EZBitex. The clients are the custodian of their assets. 2. A licensed and regionally divided ownership structure.To ensure a fair decision in business development and usage of ICO Funds. 3. All transactions will be stored in a dedicated data-warehouse that continuously analyses the data to enhance risk management and identify predictive behaviors and cryptocurrency market movement in turn, enable EzBitex to optimize the cryptocurrency exchange process and better educate the user on possible payment strategies. For example, it may highlight different payment mixes depending on the current cryptocurrencies valuations. Let’s just say , everything possible is advised to ensure that the users are safe and enjoy the quick and efficient service provided by Bitex. EzBitex is the currency exchange and banking infrastructure with a decentralized, distributed and immutable ledger provided by Bitex, which underpins the functioning of the entire system. Trading, Currency exchange, Staking, Loans Other services such as Business to business payment and Kiosk Merchant app for “Traditional Money Exchangers” Utilizing XBX on a Decentralized Cryptocurrency Exchange
  • 8. 8 A cryptocurrency solution for merchants We are creating a global cryptocurrency payments infrastructure for merchants. Merchants can choose to receive fiat currency or G7 coins even if payment is made in other cryptocurrencies (by enabling the “Auto Sell”- tab to sell out the cryptocurrency immediately on the EZBitex Exchange). Ready-to-use solutions for e-commerce platforms and site builders Commissions are lower than current card payments — only 0.5% Integration with main POS software, a unique solution for all areas of retail, trade and services globally.
  • 9. 9 Bitex, it’s also “Powered by Bitex” branded cards: Third-parties, such as large merchants, can issue their own debit or charge cards (physical and/or virtual), for payments at their online or offline stores. Such cards will be marked as “Powered by Bitex”, as the EZBitex platform will be used as the payment network. 3rd Party development for the EZBitex platform via the Bitex Open API: The EzBitex platform will offer APIs to key functions of its global platform to allow developers to create local banking applications. Bitex-branded ATMs. Bitex will use third party hardware to host ATMs that are connected to the EZBitex platform, Such Bitex-branded ATMs will allow consumers to use their physical or virtual BitexPay debit cards to withdraw, deposit, transfer and carry out other financial transactions associated with their BitexPay wallets.
  • 10. 10 Using a blockchain technology based credit system, we are faster, safer and more efficient Credit A customer obtains a BitexPay cryptocurrency loan in BitX coins, underpinned by a smart contract that takes into account the customer's unique credit rating, and in turn applies specific interest rate and conditions (which may or may not include collateral). Exchange The customer converts the loan into a cryptocurrency of his or her choice on the EZBitex exchange. The process is done seamlessly, within the EZBitex exchange, at the request of the customer. Repurchase At the end of the loan period, the borrower must repay in BitX coins with interest, purchased at the EZBitex exchange Payback The borrower has now completed his repayment obligations and has amended his credit score for future loan requests The XBX coin: Our credit system Our blockchain technology based KYC and AML procedures ensures 100% anonymity and privacy for our users. Our XBX coin creates a full-fledged blockchain banking structure with interest interactions. Guarantee Liquidity guaranteed by EZBitex factoring from other leading cryptocurrency exchanges, will reduce volatility and adjust interest rates. The credit itself may also be tracked to a world currency index to avoid sharp fluctuations. Demand The cycle of cryptocurrency to fiat and back again, creates an inherent need for BitX coin based services and ultimately an enhanced demand for XBX coins
  • 11. 11 The XBX coin will become the cryptocurrency credit standard in the blockchain economic system. The XBX coin is the first of its kind, with secured liquidity and high security using ERC20 protocol Owners of XBX coins will receive an attractive income when holding (POS) and using the coin in transactions (trading, sending, lending, etc). Decentralized storage of the reputation of borrowers in smart contracts is safer and wiser than current common ways of storage. It is also possible for other cryptocurrency service providers to use XBX.
  • 12. 12 Token holder benefits from every transaction is “fuel” XBX token properties 0.55% XBX — “GAS” in Bitex Pay transactions 0.55% from every transaction is "fuel" 0.55% of every transaction in XBX coins/tokens is “burned” forever for conducting the transaction. The “burning process” is decentralized and regulated by smart-contracts. 0.55% will be calculated based on current exchange rate. Bitex tokens will be issued during the ICO. No Bitex tokens will be issued after the ICO The purchase of tokens during the ICO is the guaranteed way to use Bitex settlements and purchase Bitex tokens for a fixed price. Users, who have no tokens will have to buy Bitex tokens from token-holders to use the Bitex platform ultimate banking possibilities. Bitex will be listed on several exchanges after ICO to support and enlarge the user database, and expand available payment solutions and merchant point of sales systems, as well as ATMs and card readers.
  • 13. 13 MLP Up to 32.75% of XBX transactional income forms the Monthly Loyalty Program, which is aimed at stimulating users to make more transactions via XBX, and also to encourage active users and associates. Loyalty rewards are earned in XBX tokens, which are purchased on the EZBitex exchange from the public and private exchanges, based on the current exchange rate at the time of purchase. XBX supports users and token holders Each user’s loyalty reward depends only on the amount of Staking he/she has made during the month on EZBitex. Monthly Loyalty Program for token holders 32.75%of XBX transaction income
  • 14. 14
  • 15. 15 Mobile Crypto bank Cryptocurrencies efficiently allows users to make international low-cost, secure transactions. The mobile crypto bank maintains the best payment experience and enriches it with a wide range of practical features. At the same time powering payments via cryptocurrency and allowing merchants around the world to accept cryptocurrency instantly anytime.Helping the unbanked to turbo bank and creating an environment for cryptocurrency adaptation. Assisting the under-developed world to be accessible to the developed world and sharing knowledge or work and getting paid safely. Cryptocurrencies Ecosystem We aim to develop a business structure for the crypto economy to become the standard for things that can not be developed out of the current community and which need dedicated technology solutions. We are creating the future of cryptocurrency to be able to support not only the crypto community but also by regulations and legalization to merge with the current financial society. Interbanking direct the payment protocol Creation of a direct debit protocol that is key to ensuring payment processes can be applied with virtually zero fees, enabling users to focus on their payment experience and rewards. Our Story 2017 2018 2020
  • 16. 16 Based in Silicon Valley, US and New Delhi, India, our team has been developing cryptocurrency exchanges and other blockchain related project, such as ICOs for other companies since 2013, and stock exchange platforms before that. We will launch our own cryptocurrency exchange and also crypto bank in up to 12 countries by 2018. Company Profile Developer Team Interchange 21 399 Sukhumvit Road, North Klongtoey, Wattana Bangkok 10110 Bitex Global Co., Ltd. Bitex International Co., Ltd. 01 September 2017 0105560147671 Company Name Location Register Date Register No. : : : : : : : :
  • 17. 17 Bitex Pay Powers Merchants, Big and Small. "I believe in cryptocurrency. That it will change everything. That you will use cryptocurrency every day and everywhere, in every store, money transfer, or e-commerce transaction. I believe in accountability and social responsibility, together with individual freedom of access to personal assets. Simply put, that you should be in control of your own money. I believe together with transparency and compliance with current financial regulation we can innovate our lives to a much more convenient and innovative future. The common query of why and when will cryptocurrency be adopted by the majority, gave birth to our shared hope and vision to create something that the world needs. Bitex the power lies in our hands to make a change. We evolve together." Business Goal From The CEO Harith Motoshiromizu. Director of Bitex Global Co., Ltd.