This document provides information about different types of bank transfers. It discusses bank-to-bank transfers, real time gross settlement (RTGS) transfers, and international wire transfers. It provides details on the required recipient information, applicable fees, processing times, and whether transfers can be canceled. Key points covered include needing a recipient's name, address, phone number, routing number and account number for bank transfers, RTGS transfers having a $25 fee and instant settlement, and standard wire transfers taking 2-3 days to settle with the ability to cancel before settlement.

1. Transfers
Book2-Unit1

2. Content
• New words
• Translation of text
• Reading /ex-2/
• Vocabulary /ex-3; 4/

3. New words
• Bank -to-bank-transfers- банк хоорондын
шилжүүлэг
• Address-гэрийн хаяг
• Routing number- серийн дугаар
• Account number- дансны дугаар
• Real time gross settlement transfer- шуурхай
шилжүүлэг
• Transaction fee- шилжүүлгийн суутгал
• Settlement-хэлэлцээр, тохиролцоо, шилжүүлсэн
мөнгө
• Irrevocable- эргэлтгүй, буцалтгүй

4. • Contact your bank by phone, via the internet, or in person.
For bank-to-bank-transfers you need to provide the
following information about the recipient : name, address,
phone number, routing number, and account number.
• For transfers or payments to non-banking institutions or
individuals, please speak with a representative in our
member services department.
• Standard wire transfer : $10 transaction fee
• Real time gross settlement transfer /RTGS/ : $25
transaction fee
• Standard wire transfer : settlement within 2-3 business
days.
• RTGS: instantaneous
• That depends on what type of transfer you used. Standard
wire transfer can be halted prior to settlement. RTGS
transfer cannot be stopped once initiated. All transfers are
irrevocable after settlement.

5. Translation of text
How do I complete a wire
transfer?
• Contact your bank by
phone, via the internet, or in
person.
• For bank-to-bank-transfers
you need to provide the
following information about
the recipient : name,
address, phone number,
routing number, and account
number.
Би хэрхэн электрон
шилжүүлэг хийх вэ?
• Та өөрийн банктайгаа
утсаар, интернэтээр, эсвэл
өөрийн биеэр холбогдож
болно.
• Банк хоорондын шилжүүлэг
хийх үед хүлээн авах хүний
хувийн мэдээллийг үнэн зөв
өгөх хэрэгтэй. Үүнд: нэр,
гэрийн хаяг, утасны дугаар,
чиглүүлэгч тоо, дансны
дугаар.

6. • For transfers or
payments to non-
banking institutions or
individuals, please
speak with a
representative in our
member services
department.
• банк бус санхүүгийн
байгууллага болон хувь
хүмүүс рүү шилжүүлэг
болон төлбөр хийхийн
тулд манай гишүүн
үйлчилгээний салбарын
төлөөлөгчтэй
холбогдоорой.

7. What does it cost?
• Standard wire transfer : $10
transaction fee
• Real time gross settlement
transfer /RTGS/ : $25
transaction fee
How long does it take?
• Standard wire transfer :
settlement within 2-3
business days.
• RTGS: instantaneous
Шилжүүлэгийн төлбөр хэд
вэ? Ямар үнэтэй вэ
• Энгийн шилжүүлэг: 10$
• Шуурхай шилжүүлэг: 25$
Шилжүүлэг хэр хурдан
хийгддэг вэ?
• Энгийн шилжүүлэг: ажлын 2-
3 өдөр
• Шуурхай шилжүүлэг: агшин
зуур

8. Can I stop a transfer?
• That depends on what type
of transfer you used.
• Standard wire transfer can
be halted prior to settlement.
• RTGS transfer cannot be
stopped once initiated.
• All transfers are irrevocable
after settlement.
Шилжүүлэгээ зогсоож болох
уу?
• Энэ нь та ямар төрлийн
шилжүүлэг хийснээс
хамаарна.
• Энгийн шилжүүлэгийг
хийхээс өмнө зогсоох
боломжтой.
• Шуурхай шилжүүлэгийг
хийсэн л бол зогсоох
боломжгүй.
• Бүх шилжүүлэгүүд нь
хийгдсэний дараа эргэлт
буцалтгүй байдаг.

9. Ex-2
1. Customers must contact member services
for bank-to-bank-transfers.
2. A routing number is need for all transfer.
3. RTGS can be stopped within 2-3 business
days.

10. Ex-3
1. Irrevocable
2. Account
3. Transaction fee
4. Settlement
5. Payment
6. Wire transfer
A. Money sent electronically
B. A place where money is stored
C. Money given for compensation
D. Money charged to transfer money
E. The completion of a transfer
F. Unable to be stopped or changed

11. Ex-4
1. Provide your name,………, phone number.
2. There are different fees for each type of…………
3. Costumers can only make …………..transfer.
4. Each bank’s ………..consist of nine digits.
5. ……….guarantees an instantaneous transfer.

12. EX-6
 Bank charges a fee sender
 Recipient verifies account information
 Bank enters recipient’s information
 Customer receive notification

13. EX-7
1. Routing number
2. Here you go
3. Next
4. Receive
5. Within 24 hours
6. Confirmation

14. EX-8
1. This is my first time doing. So how does it work?
2. Yes, once the funds arrive, you’ll get an email
notification.
3. I have written it all down. Here you go
4. Will I get confirmation when the funds arrive?
5. Thank you. I’ll just enter that into our system.
6. After I submit the transaction, the funds should arrive
within 24 hours.
7. How long will it take?
8. First I’ll need the recipient’s name, contact
information, and routing number.