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Banking as a
Platform
Ц.Галбадрах
Social Pay - Голомт Банк
Wallet
Харилцах дансан дээрээ ОУ-н Виртуал Карт /mastercard/ үүсгэх боломж
Virtual Card - Master Card
Бүх банкны картыг холбох
Карт холбох
Upoint картаа холбох
Loyalty Card - Upoint
Social Pay-р худалдаж авсан тасалбар харагдах
Ticket
01
02
03
04
05
Нэг удаагийн ТАН код ашиглан АТМ-с картгүйгээр бэлэн мөнгө авах
ATM withdrawal
Transaction
Social Pay-тэй харилцагч руу шууд үүсгэгдэх ба бүртгэлгүй харилцагч руу
мессеж мэдэгдэл илгээгдэнэ.
Нэхэмжлэх
• Дэлгүүрийн POS системийн QR уншуулан төлбөр
төлөх
• E-Merchant дээр QR уншуулан төлбөр төлөх
QR Payment
Social Pay хэрэглэгчидтэй чатлах боломжтой ба Гүйлгээ нь чат дунд нь харагддаг
Чат
01
02
03
04
• Social Pay дотроо гар утасны дугаар, social хаяг, болон байршлаар ойрхон байгаа
хүмүүс рүү илгээх
• Бусад банк руу дансны дугаараар илгээх /зөвхөн банк хоорондын шимтгэл 200₮
авдаг/
Илгээх
Services
• Бүх төрлийн төлбөр /нэгж, торгууль, татвар,
хэрэглээний/
• Тасалбар /кино театр, зорчигч тээвэр/
• Купон
• Хандив
• Хүслийн жагсаалт
• Тоглоом
• Даатгал
Super App
What is Super App
Payments and financial services
Retail services
Other functions
• Cashless payments
• Mobile payments
• Investment platforms
• Insurance
• Credit and loans
• QR code
payments and rewards
• Event ticket bookings
(e.g., movies, theatre, sporting
events)
• Restaurant and grocery
ordering
• Hotel bookings
• E-pharmacies
• Transportation ticketing (e.g.,
bus, train, flight)
• Other e-commerce
• News and media content
• Calling and messaging
• Job search
• Entertainment (e.g., music,
videos)
• Real estate and rentals
• Cloud storage
What is Super App
• A Super App is many apps
within an umbrella app.
• It’s an Operating System that
unbundles the tyranny of apps.
• It’s a portal to the internet for a
mobile-first generation
Characteristics:
• Super Apps should be a destination on the phone
/Wechat rather than Baidu/
• The app should have at least one high open-rate
service/function /Grab started wth ride-sharing/
Partnership opportunities
PAYMENTS AND FINANCIAL SERVICES
RETAIL SERVICES
OTHER FUNCTIONS
• E-merchant төлбөр
тооцооны шийдэл
/CODY, Zary, Shoppy …/
• Wallet – Qpay-н карт
холбох шийдэл
• Зээл – CODY-той
хамтарсан online leasing
• Online Shopping
• Тасалбар /Event, Airline../
• Хүнс хүргэлт /Сансар/
• Даатгал – Амар даатгал
• E-Аптек
• Experience – UB Passport
• Video Content / ORI, SkyGo, LookTv/
• Аялал /Joinme.mn/
• Coupon, Loyalty
Solution ideas
Kaspi - Kazakhstan

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Super_App_20220621.pptx

  • 2. Social Pay - Голомт Банк
  • 3. Wallet Харилцах дансан дээрээ ОУ-н Виртуал Карт /mastercard/ үүсгэх боломж Virtual Card - Master Card Бүх банкны картыг холбох Карт холбох Upoint картаа холбох Loyalty Card - Upoint Social Pay-р худалдаж авсан тасалбар харагдах Ticket 01 02 03 04 05 Нэг удаагийн ТАН код ашиглан АТМ-с картгүйгээр бэлэн мөнгө авах ATM withdrawal
  • 4. Transaction Social Pay-тэй харилцагч руу шууд үүсгэгдэх ба бүртгэлгүй харилцагч руу мессеж мэдэгдэл илгээгдэнэ. Нэхэмжлэх • Дэлгүүрийн POS системийн QR уншуулан төлбөр төлөх • E-Merchant дээр QR уншуулан төлбөр төлөх QR Payment Social Pay хэрэглэгчидтэй чатлах боломжтой ба Гүйлгээ нь чат дунд нь харагддаг Чат 01 02 03 04 • Social Pay дотроо гар утасны дугаар, social хаяг, болон байршлаар ойрхон байгаа хүмүүс рүү илгээх • Бусад банк руу дансны дугаараар илгээх /зөвхөн банк хоорондын шимтгэл 200₮ авдаг/ Илгээх
  • 5. Services • Бүх төрлийн төлбөр /нэгж, торгууль, татвар, хэрэглээний/ • Тасалбар /кино театр, зорчигч тээвэр/ • Купон • Хандив • Хүслийн жагсаалт • Тоглоом • Даатгал
  • 7. What is Super App Payments and financial services Retail services Other functions • Cashless payments • Mobile payments • Investment platforms • Insurance • Credit and loans • QR code payments and rewards • Event ticket bookings (e.g., movies, theatre, sporting events) • Restaurant and grocery ordering • Hotel bookings • E-pharmacies • Transportation ticketing (e.g., bus, train, flight) • Other e-commerce • News and media content • Calling and messaging • Job search • Entertainment (e.g., music, videos) • Real estate and rentals • Cloud storage
  • 8. What is Super App • A Super App is many apps within an umbrella app. • It’s an Operating System that unbundles the tyranny of apps. • It’s a portal to the internet for a mobile-first generation Characteristics: • Super Apps should be a destination on the phone /Wechat rather than Baidu/ • The app should have at least one high open-rate service/function /Grab started wth ride-sharing/
  • 9.
  • 11. PAYMENTS AND FINANCIAL SERVICES RETAIL SERVICES OTHER FUNCTIONS • E-merchant төлбөр тооцооны шийдэл /CODY, Zary, Shoppy …/ • Wallet – Qpay-н карт холбох шийдэл • Зээл – CODY-той хамтарсан online leasing • Online Shopping • Тасалбар /Event, Airline../ • Хүнс хүргэлт /Сансар/ • Даатгал – Амар даатгал • E-Аптек • Experience – UB Passport • Video Content / ORI, SkyGo, LookTv/ • Аялал /Joinme.mn/ • Coupon, Loyalty