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WHAT IS
COMMERCIAL
INSURANCE?
INTRODUCTION
● Coverage for businesses for safeguard against potential losses
through unforeseen situations like theft, liability, property damage,
and for coverage in the event of an interruption of business or
injured employees is called as Commercial Insurance!
TYPES OF INSURANCE
1. Professional liability insurance
2. Property insurance
3. Workers' compensation insurance
4. General liability
5. Equipment breakdown
6. Cyber insurance
7. Accidents
8. Directors and officers
9. Theft
SIGNS YOU NEED A BUSINESS INSURANCE SOON
1. you have a business website
2. You have someone to do work for you
3. You use a vehicle for your business
4. You keep confidential/personal customer data
5. you have regular visitors to your business
i.
1. When you have a business website
★ If anyone has issues with the content of your website or someone
stole the content and images of your website then General business
liability insurance will shield you.
2. You have someone to do work for you
★ If you have an employee and had an accident on the job or do
something while working for you that harmed them, then workers
compensation insurance will help you pay them.
3. You use a vehicle for your business
★ A commercial vehicle insurance policy will protect you when driving for
work whether you use a personal vehicle or a business vehicle.
4. You keep confidential/personal customer
data
★ With the amount of online fraud activity today, it is clever to include
a cyber insurance rider in your commercial insurance services policy
to protect you in the event of an information breach.
5. you have regular visitors to your business
★ A general liability business coverage will protect you if someone is
injured or their property is damaged while they are visiting your
business.
CONCLUSION
❏ If you are a new business owner/contractor, this blog will help you
guide to learn more about commercial insurance services. When
dealing with commercial insurance companies, you should review your
business and projects in detail to make sure you have the appropriate
coverage!
REFERENCE
❏ https://insurance-service-blog.weebly.com/
❏ GOOGLE
THANK YOU!!!

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What is commercial insurance?

  • 2. INTRODUCTION ● Coverage for businesses for safeguard against potential losses through unforeseen situations like theft, liability, property damage, and for coverage in the event of an interruption of business or injured employees is called as Commercial Insurance!
  • 3. TYPES OF INSURANCE 1. Professional liability insurance 2. Property insurance 3. Workers' compensation insurance 4. General liability 5. Equipment breakdown
  • 4. 6. Cyber insurance 7. Accidents 8. Directors and officers 9. Theft
  • 5. SIGNS YOU NEED A BUSINESS INSURANCE SOON 1. you have a business website 2. You have someone to do work for you 3. You use a vehicle for your business 4. You keep confidential/personal customer data 5. you have regular visitors to your business i.
  • 6. 1. When you have a business website ★ If anyone has issues with the content of your website or someone stole the content and images of your website then General business liability insurance will shield you.
  • 7. 2. You have someone to do work for you ★ If you have an employee and had an accident on the job or do something while working for you that harmed them, then workers compensation insurance will help you pay them.
  • 8. 3. You use a vehicle for your business ★ A commercial vehicle insurance policy will protect you when driving for work whether you use a personal vehicle or a business vehicle.
  • 9. 4. You keep confidential/personal customer data ★ With the amount of online fraud activity today, it is clever to include a cyber insurance rider in your commercial insurance services policy to protect you in the event of an information breach.
  • 10. 5. you have regular visitors to your business ★ A general liability business coverage will protect you if someone is injured or their property is damaged while they are visiting your business.
  • 11. CONCLUSION ❏ If you are a new business owner/contractor, this blog will help you guide to learn more about commercial insurance services. When dealing with commercial insurance companies, you should review your business and projects in detail to make sure you have the appropriate coverage!