1. PwC’s @Scale Program
Understanding FinTech trends is just the beginning. You need
help figuring out how to use specific FinTech technologies to
convert disruptive threats into opportunities.
PwC’s @Scale program bridges the gap between emerging
innovators and established financial services companies.
PwC’s leadership position within the FinTech
sector, and specifically our established
relationships with best-of-breed innovators,
facilitates the deployment of impactful new
technologies, which our clients can leverage to
solve real-world challenges.
The foundation of @Scale revolves around our
team of technologists and research analysts
who keep pace with emerging FinTech trends
and new companies. PwC conducts
comprehensive due diligence and functional
validation to determine if and how each of
these startups is positioned to add value.
We analyze aspects such as:
 Maturity and readiness to serve customers
 Value proposition and uniqueness of
technical innovations
 Impact potential in terms of revenue, cost
savings, or improved customer experience
 Readiness to deliver & potential fit with
PwC clients’ objectives
Our due diligence and subsequent partnership
with these emerging companies has enabled
us to develop an innovation marketplace
comprised of best-of-breed solutions that are
easily accessible to our clients. This portfolio
of companies is ever-expanding and focused
on a wide spectrum of financial services strike
zones.
Financial services strike zones include:
 Integrated digital banking
 Integrated lending
 Robo advisors
 OmniChannel & customer experience
 Cybersecurity & privacy
 Blockchain
 Big Data, Analytics & Visualization
 Wearable devices & Internet of Things
 Hybrid service models
 Low cost trading platforms

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may sometimes refer to the PwC network. Each member firm is a separate legal entity. Please see www.pwc.com/structure for further details. This
content is for general information purposes only, and should not be used as a substitute for consultation with professional advisors.
FinTech solutions for the real world
The concept of bridging PwC clients with young FinTech companies and their unique technologies
holds obvious appeal. How exactly does this help financial services companies face down real world
threats? Consider that PwC’s @Scale companies can offer:
Blockchain-ready, cloud-based compliance technology platforms that offer financial
institutions new ways to solve their know-your-customer and data sharing challenges.
Software as a Service (SaaS) banking platform for consumer lending that traditional banks
can leverage to lower operational overhead by automating the entire loan process and reducing
time required for processing.
Cloud-based solutions to enhance Customer Experience Management for B2C and B2B
companies with disparate global locations. The ability to collect survey responses and use big data
and predictive analytics to provide real-time customer feedback can help businesses to resolve
grievances and enhance customer experiences.
Omni-channel sales solutions that enable banks, credit unions, and others to increase the
effectiveness of sales processes. Providing a unified customer experience across channels such as
branches, call centers, and devices increases revenue potential and mitigates compliance risks
encountered in the sale of financial products.
These are just a few examples of solutions that might help you tap into new revenue streams, reduce
costs, or enhance customer experiences. Innovation occurs continuously in the FinTech space. PwC’s
@Scale innovation marketplace is constantly evolving and growing as new companies bring their
services to market.
To schedule a meeting or to learn more, please contact
Haskell Garfinkel
Partner
312 404 3792
haskell.garfinkel@pwc.com
Dean Nicolacakis
Principal
415 498 7075
dean.nicolacakis@pwc.com
www.pwc.com/us/fintech