1. Resume
Deborah “Debbie” Lloyd
8537 Grand View Dr, North Richland Hills, Tx 76180 FHA DE #5247
Home (817)577-0679
Cell (214)547-2093
11.15.1 MGIC – Sr. Contract Underwriter, Flagstar Bank prior Principal
Residential Mortgage. Responsible for underwriting any, all
conventional loans within scope of MGIC contract lenders.
5-15-01 to 11-15-01 UGI – Contract Underwriter Principal Residential Mortgage
2-01 to 5-15-01 Northwood Mortgage – Operations/Processing Mgr. Initially hired
to set-up division for conventional and FHA mortgages for
manufactured housing. Responsibilities included writing and
implementation of operations manual, training loan officer,
Manufactured housing dealers/staff, processors on basic functions
of industry (conventional/FHA).
1-00 to 2-1-01 STEP, LLP – VP, Operations. Initially hired to establish company
for interim and permanent financing of manufactured housing.
Sought out and established lines of credit for interim funding,
set-up all aspects of company, including but not limited to
Operations/training, contact with state-wide manufactured home
Companies, etc.
11-98 to 1-00 Alliance Mortgage – Regional Underwriting Manager (initially
on-site contract underwriter with Radian). Manager of
underwriting office for wholesale lender
6-98 to 11-98 First Consolidated Mortgage – initially hired to set-up and
administer net branch system, goal was to feed B-paper (First
Consolidated) lender, initiate increase FHA/FNMA/FHLMC
Business creating more diverse foundation for company lending
activities
1-97 to 6-98 Hallmark/Washtenaw Mortgage – Underwriting manager for net
branch operation (32 branches). Responsible for all underwriting
for multi state operation, FHA, VA, FNMA/FHLMC, B-paper and
private investors.
11-96 to 1-97 Self employed consulting position(s)
2-96 to 12-96 Southern Home Mortgage dba Lone Star Buyers Assistance – VP
in charge of brokerage operation for ReMax office (3 offices). This

2. was restart of existing operations, over saw all aspects of
operation from hiring and training staff to closing and funding of
loans. During tenure, this operation reached its highest level of
profitability
Previous employment (detail will be supplied upon request)
Express American Mortgage Regional Underwriting Manger-Central Time Zone
fka WeSav Mortgage
FinTex Mortgage Vice President-Underwriting
Murray Mortgage Vice President-Underwriting
Westwood Mortgage AVP-Underwriting
Fort Worth Mortgage AVP-Underwriting
Texas Federal Manager-Underwriting, Processing and Closing
Hinton Mortgage AVP-Underwriting, Closing, Funding
Verex Mortgage Assurance Regional Underwriting Manager
Ypsilanti Savings Bank Mortgage Loan Division Manager
Community Bank of Washtenaw Bank Officer – Mortgage Division
Chicago Title Escrow Officer, Account Representative
Advanced Mortgage Sr Loan Processor
Allstate Mortgage Lead investor offering, GNMA Pools
World Savings & Loan Mortgage department utility person
Education:
Bachelor of Arts UC – Riverside
Secondary Teaching Credential Cal State Long Beach
Additional Graduate Work Cal State Long Beach – Secondary Education
Attendance numerous seminars, clinics, classes FNMA, FHLMC, FHA, VA, MI
companies