1. David W. Gifford CPA
11825 Pekin Road, Newbury, Ohio 44065  440-564-7871 (Home), 440-537-6219 (Mobile)  Gifford52@hotmail.com
Chief Financial Officer, Executive Vice President, Corporate Vice President
Financial Executive with progressively responsible leadership roles providing strategic direction, comprehensive
financial planning and expertise in locating and maintaining liquidity and funding sources. A seasoned manager
with a record of success motivating, developing and managing financial personnel as well as managing
improvements in systems through times of change.
CAREER HIGHLIGHTS
• Chief Financial Officer of publicly traded companies (2)
• Initial Public Offerings (2)
• Public debt and supplemental common stock offerings (4)
• Acquisitions with company acquiring another company (5)
• Acquisitions with company being acquired (3)
• Core conversions (2) and conversions of general ledger, fixed assets, accounts payable and investment
accounting software
• Experience with numerous major changes in accounting principles including Deferred Fees and Costs,
Income Taxes, MSR and Mortgage Banking, Troubled Debt Restructuring, SOX 404 and two major
changes in regulatory reporting
• Restatements (2)
• Certified Public Accountant since 1976
PROFESSIONAL EXPERIENCE
FALCON TRANSPORT CO. - Chief Financial Officer 2014-2015
Developed and implemented long term planning model in support of restructuring of revolving line of credit and
equipment loans. Redesigned general ledger and cost center organization in preparation for general ledger
conversion.
FIRST PLACE FINANCIAL CORP. - Chief Financial Officer 2008-2014
FIRST PLACE BANK - Executive Vice President - Finance
Responsible for all aspects of Accounting and Finance including SEC, Regulatory, Investor and Board reporting
and presentations. Supervised budgeting, cost accounting, taxes and policy preparation. Supervised four direct
reports and managed a total staff of twenty-four.
• Managed all accounting aspects of a Credit-related Restatement covering three years of restatement and
two years of delinquent filings
• Managed financial due diligence and all accountings issues related to two whole bank acquisitions
• Responsible for all Board and Investor Presentations along with Financial Presentations at Annual
Shareholder Meetings. Revised and improved upon historic presentations.
• Served as financial management representative at ALCO and Audit Committee meetings including
responsibility for keeping policies up to date.
• Chairperson of SOX Disclosure Committee

2. David W. Gifford CPA
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FIRST PLACE BANK 2004-2008
Corporate Vice President – Finance (2004-2008)
Responsible for preparation of Annual Report and periodic SEC reports. Primary internal resource for new
accounting issues, taxes and mortgage banking reporting. Responsible for managing pledging and safekeeping
of investments along with proposals to purchase or sell specific securities. Responsible for managing budget
process.
• Involved in all aspects of 2006 Northern Savings Acquisition including due diligence, determining
purchase accounting valuations, purchase accounting entries and summarization of acquisition
accounting
• Led process to upgrade mortgage banking accounting including improvement of initial and subsequent
valuation of loan servicing rights
• Automated purchase accounting for loans acquired in whole bank acquisitions.
DAVID W. GIFFORD CPA 2003 to 2004
Performed consulting engagements directly and through other firms for financial institutions.
Companies served and areas of service include
• KeyCorp – Regulatory Reporting
• First Place Financial Corp. – SEC and Regulatory Reporting, Budgeting, and Accounting Research
METROPOLITAN BANK AND TRUST COMPANY 1996 to 2003
Vice President – Treasurer (2001-2003)
Managed investment, borrowing, wholesale deposit, tax, insurance and short-term cash functions. Supervised
staff of three.
• Performed valuation and analysis of sales strategies for major asset groups including servicing rights,
office building, branch sites and classified loans and investments.
• Led accounting disclosure work for a combined Stock Rights and Public Offering.
• Worked with retail personnel to double the size of Public Funds deposits portfolio.
• Prepared and revised ALCO, Liquidity and Wire Transfer Policies.
Vice President – Finance (1997-2001)
Managed internal reporting, SEC reporting, external reporting, tax, investor accounting and cost accounting
functions. Directly supervised three department managers.
• Managed the accounting function through a bank-wide conversion to a new service bureau and from
real time processing to a proof of deposit system.
• Managed conversions of general ledger, accounts payable and fixed assets.
• Managed the accounting and disclosure of aspects of a Trust Preferred Offering and a combined Stock
and Trust Preferred Offering.
• Accounting liaison for two multifamily and one commercial real estate securitizations.
• Supervised the establishment of spreadsheet based departmental profitability model and the
departmentalization of the budgeting function.
Controller (1996-1997)
Managed the reconciliation and closing functions along with responsibility for internal and SEC reporting.
• Prepared accounting disclosures for an Initial Public Offering of stock.

3. David W. Gifford CPA
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Financial Reporting Specialist (1996)
Prepared SEC reports and operated interest rate risk model.
REPUBLIC SAVINGS BANK (Formerly Horizon Savings Bank) 1984-1995
Vice President – Treasurer, Chief Financial Officer (1992-1995)
Managed treasury, accounting, tax and loan service function. Supervised a staff of ten through two
departmental managers.
• Supervised financial report preparation and made presentations to Board of Directors monthly.
• Reduced accounting staff by 20% while reducing the closing process from 10 to 4 days through
automation and elimination of external reporting.
• Designed an investment proposal to sell the majority of Held to Maturity securities and reinvest in
higher yielding adjustable rate instruments resulting in a reduction of interest rate risk and gain in
excess of $1 million corporate-wide.
Vice President – Controller (1984-1992)
Managed external, internal tax and regulatory reporting for savings bank, seven affiliates and three benefit
plans. Supervised staff of seven through an accounting manager.
• Automated accounts payable, fixed assets, consolidation and financial statement preparation and
converted all manual records to spreadsheets.
• Prepared financial data necessary to complete conversion from mutual to stock and support IPO
CUYAHOGA SAVINGS ASSOCIATION 1977-1984
Controller and Treasurer (1982-1984)
Internal Auditor (1977-1982)
ARTHUR ANDERSEN & CO. 1973-1977
Senior Staff Accountant (1976-1977)
Staff Accountant (1973-1976)
TEACHING EXPERIENCE
KENT STATE UNIVERSITY 1977-1982
Adjunct Accounting Instructor
Served as an accounting instructor as needed for cost and general accounting.
EDUCATION
Ohio State University, BSBA, Accounting Major – 1974
Honors Accounting Program
Beta Alpha Psi Accounting Honorary
PROFESSIONAL AND COMMUNITY INVOLVEMENT
Certified Public Accountant
Chartered Global Management Accountant
Ohio Society of Certified Public Accountants
American Institute of Certified Public Accountants
Newbury Local Schools – Elected School Board Member

4. David W. Gifford CPA
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Newbury Joint Recreational Board – Secretary, Treasurer, Youth Athletics Chairperson, Football Coach and
Baseball and Softball Umpire
Newbury United Community Church - Moderator, Vice Moderator, Treasurer, Financial Secretary, Member of
Diaconate, Social Action, Christian Education, Missions, and Nominating committees