The Vision section describes how the company originated during the 1987 stock market crash with the goal of creating a method to protect capital during market downturns. An A systematic method of Investing section details how after years of research, a systematic investing method was developed and proved effective during the 2000-2002 and 2008 market declines by reducing exposures and exiting the stock market. Howard Capital Management, Inc. (HCM) provides money management services for private clients, brokers, and hedge funds as an SEC-Registered Investment Advisory firm.

1. breaking news from
The 401K Study Group is happy to
discover a new sponsor…
The Vision
The vision for HCM originated during the 1987 stock
market crash. With the opinion that incurring
financially devastating losses due to market volatility
is unnecessary, we initiated a plan to create a
company to help protect capital during market
downturns.
A systematic method of Investing
After years of research, we developed a systematic
method of investing that is designed to protect our
clients' assets during market declines. In 2000-2002,
as the market dropped, we reduced our clients'
exposures to stocks through our systematic method. In
2008, our proprietary intermediate term indicator, the
HCM-BuyLine®
gave us the signal to exit the stock
market. Consequently, we moved our clients' assets to
the safety of the sidelines during much of the decline.
Howard Capital Management, Inc. (HCM)
Howard Capital Management, Inc. (HCM), an SEC -
Registered Investment Advisory firm, provides
money management services for private clients,
brokers, broker dealers, and hedge funds.
Yes We Did!
Vance Howard, President
vance@howardcm.com
www.howardcm.com
https://www.hcm401koptimizer.com
www.the401kstudygroup.com | @401kstudygroup | chuck@the401kstudygroup.com