1. Wanted: Long-term
relationship with homeowner.
APR means Annual Percentage Rate. Subject to credit approval.
*
A mortgage transaction in which a first and second mortgage are simultaneously originated.
The first position lien has an 80% loan-to-value ratio, the second position lien has a 10% loan-
to-value ratio and the borrower makes a 10% down payment.
CL-0094 13-00128 B2C 06/2013
firsttechfed.com
Chandan Sawhney
Mortgage Loan Consultant | NMLS #225963
916.708.1895
chandan.sawhney@firsttechfed.com
Cottage or castle? Whatever type of home you’re in the market for, we have many home loan options to choose
from to suit your needs.
Plus, as the premier credit union serving the technology industry, we understand your time is valuable. That’s why
we make our application process as simple as possible - you can even prequalify online.
Choose from:
• Jumbo loans, including 80/10/10*
with no Private Mortgage Insurance (PMI) requirement
• First-time homebuyers’ loan program up to 97% financing
• No down payment 80/20 loan with no PMI requirement (for purchase only)
• First-time homebuyer 80/10/10 loan with no PMI
• Condo/townhome 80/10/10 loan with no PMI (for adjustable rate mortgages only)
• Special Relocation and Foreign National Program options
• Investment property purchase loans with 20% down payment
Get pre-approved today at firsttechfed.com or give Chandan Sawhney a call.