Citadel Servicing offers non-prime financing options for owner-occupied properties with credit scores down to 500 and no seasoning requirements for short sales, bankruptcies, or foreclosures. They offer loans with up to 90% LTV without private mortgage insurance, maximum loan amounts of $3 million, and options for interest-only payments or second mortgages. Personal or business bank statement income can also qualify borrowers for loans up to 90% LTV.

1. Citadel Servicing...Better Non-Prime
Owner-occupied financing
down to 500 credit scores
■ No seasoning for short sale,
bankruptcy, or foreclosure
■ No prepayment penalties
or 4506Ts
■ No reserve requirements
■ Up to 90% LTV — NO PMI
■ Up to $3 million loan amounts
■ Personal or business bank
statement income programs
up to 90% LTV
■ Interest Only Available
■ 2nd Mortgages Available
Wholesale
Non-Prime Lending
Let’s Better understand your client’s income.
Let’s make Better common sense underwriting decisions.
Let’s be Better at forg iving the past for a promising future.
1507 Rockfield Boulevard, 3rd Floor • Irvine, CA 92618
NMLS ID 144549
Chuck Kopel
561-702-5258
ChuckK@CitadelServicing.com