2. TABLE OF CONTENTS
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Introducing our team 2
Our team of professionals 3
Richardson GMP; A Passion Capital firm 4
Introducing our approach 5
Our partnership 6
Evaluation 7
Foundation 8
Customize 9
Build 10
Monitor 11
Partner with us 12
3. • Dependable and knowledgeable
• Focused, hands on approach, through
sound fundamental and technical
analysis
• Open architecture philosophy that
aligns solutions to each individual client
needs and vision of their financial future
• Critical thinking and a network of
financial professionals create plans and
portfolios customized to clients needs
• Dedicated to earning your trust as
architects of your wealth plan.
INTRODUCING OUR TEAM
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4. RICHARDSON GMP;
A PASSION CAPITAL FIRM
• Creed: we believe in the importance of independence
and professional, unbiased advice in helping Canadians
build, manage, and protect their wealth.
• Culture: our partnership-based culture focuses on the
strength of relationships that a boutique firm builds
through an open and collaborative platform.
• Courage: we are selective about which Investment Advisors best fit our model and are the first wealth
management company in Canada to embrace a fiduciary-level standard (e.g. CEFEX certification for
Richardson GMP’s Portfolio Management Account platforms). We aren’t afraid to take a stand.
• Brand: we continue to make a name for ourselves as Canada’s leading independent firm.
We stand for quality, independence, and unbiased advice—and each day we get better known for it.
• Resources: we continue to build out our platform to support the distinct needs of our clientele
(e.g. Tax and Estate Planning Team). We are not everything to everyone. We are smart about where we
spend our time, talent, and money.
• Strategy: we are positioning ourselves as the wealth management firm of choice for successful Canadian
families.
• Persistence: we’ve built our firm with the right people and resources to a scale where we dominate
our niche.
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7. OUR PARTNERSHIP.
You set the goals.
To build the right plan for you, we develop a full
understanding of your family’s background,
priorities, goals and aspirations. Like a team of
architects, we believe it is important to have a
clear understanding of your vision before we
prepare the financial blueprint.
• What will your wealth help you achieve?
• Where do you see yourself in five years?
Your family?
• What would you like to change about your
current lifestyle?
• How often do you monitor the markets?
Your portfolio?
• What does an ideal retirement look like to you?
• How involved are you/do you want to be in
portfolio decisions?
Evaluation
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8. OUR PARTNERSHIP.
A network of financial professionals
for all your wealth planning needs.
Tax and financial planning: Net worth and cash flow projections;
income splitting opportunities; use of tax planning vehicles, cross-
border tax issues; tax-loss selling; capital gains exemption/
deferral; professional incorporation; principal residence exemption.
Retirement planning and income funding: Financial projections;
comparing pension alternatives; identifying capital requirements to
retire early; timing of pension receipts; CPP/QPP and OAS
planning; issues for “snowbirds”; retirement residence planning.
Estate planning: Will planning; choosing an executor; planning
for elder care; minimizing estate conflicts; use of Lifetime (Inter-
Vivos) or Testamentary Trusts; tax minimization.
Insurance solutions: Risk management; estate preservation;
tax-efficient alternative investments; living benefits; also
includes a detailed policy review; new business management;
life, disability, long term care, and critical illness insurance.
Succession planning for businesses and property:
Technical issues regarding business succession (estate freeze,
sale of assets vs. shares, shareholder agreements); family
governance structures, separating family/ownership/management.
Philanthropy assistance: Private and public foundations and
donor-advised funds; donating publicly-listed securities and stock
options; donations upon death/gifts of life insurance.
Financial Foundation
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9. OUR PARTNERSHIP.
The foundation of your family wealth plan.
• Collaborative approach to
information gathering.
• We step back, work out details and
construct a plan that is customized
for your unique financial needs.
• We pool our resources and recruit
experts to ensure a solid, safe and
appropriate structure.
Customized Financial Blueprint
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10. OUR PARTNERSHIP.
We create and execute solutions
guided by the financial blueprint.
• We meet with you in person to ensure we
have captured all of your requirements
and that you are comfortable with our
recommendations and strategy.
• There is always room for modifications.
We can adjust the plan to ensure you
are 100% satisfied. Your plan will
accommodate changes in your priorities
throughout your life.
• Only once we have a mutually agreed
upon, clear understanding of your goals,
do we move forward with the next step
in construction; implementing your
customized financial blueprint.
Building and Implementation
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11. OUR PARTNERSHIP.
We monitor progress and keep you informed.
In-person portfolio reviews
• Assess progress on your wealth plan.
• Discuss investment performance in detail.
• Adjust strategy based on any changes in your lifestyle or
aspirations.
• Discuss modifications required in light of changing
regulations or market developments.
Published reports
• Customize reporting based on your requirements.
• Receive detailed account statements on a monthly or
quarterly basis.
• Access to research reports and market insights/updates
on a daily, weekly or monthly basis.
Online Account Access
• View portfolio holdings in real time.
• Group multiple accounts together to view consolidated
holdings.
• Access/download statements.
• Access GMP Securities L.P. research reports and
commentaries.
• View quotes and charts on funds, equities and options.
Monitor, evaluate and review
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12.
13. THE McKENZIE TEAM
Brian McKenzie, MBA, CIM, AIFP®
Director, Wealth Management
Tel.: 403.776.6224
Brian.Mckenzie@RichardsonGMP.com
Leelund Mansley
Associate
Tel.: 403.776.6228
Leelund.Mansley@RichardsonGMP.com
Visit www.BrianMcKenzie.net
Richardson GMP Limited
525 8th Avenue SW
Suite 4700
Calgary, AB T2P 1G1
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14. The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the
opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute
the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the
completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any
recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek
professional advice. Past performance is not indicative of future results.
The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or
tax advice to any particular individual. Accordingly, individuals should consult their own tax advisors for advice with respect
to the tax consequences to them, having regard to their own particular circumstances.
Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC
and PEI. Additional administrative support and policy management are provided by PPI Partners. Insurance products are
not covered by the Canadian Investor Protection Fund.
Richardson GMP Limited, Member Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson
& Sons, Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP
Limited.
May 2014
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