1. Service Introduction Packet

2. 50 EAST 91ST
STREET | SUITE 314 | INDIANAPOLIS | INDIANA | 46240
WWW.C AN TER BU RY BEN EFITS .C OM
Dear Advisor:
Thank you for your interest in utilizing Canterbury Benefit Solutions, Inc. for providing
retirement plan design, consulting, and administration services to your valued clients. The
following page describes our services, philosophy and commitment to our clients.
Clients that we work with will experience at least one of the following:
 Reduced tax liability for the business owners;
 Reduced annual plan administration costs;
 Improvements with the Plan administration and operational efficiency.
Additional items included for your review:
 Plan Design and Implementation Process;
 Individual Plan Limits by Plan Type;
 Ideal Candidates;
 Proposal Request Form.
We are happy to discuss your clients’ business objectives and the corresponding solutions as they
relate to an employer-sponsored retirement plan.
Please feel free to contact us at 317.816.5790 to schedule a time to meet.
Sincerely,
Steve
Steve Kyburz
Managing Partner
steve@canterburybenefits.com

3. © 2016 Canterbury Benefits Solutions, Inc.
Corporate Overview
About Us
Canterbury Benefit Solutions specializes in offering expert plan design, administration and consulting services for
employer-sponsored retirement plans. Canterbury focuses on the unique issues and opportunities presented by
employee benefit plans and programs. Canterbury has developed the team of personnel, the benefit plan knowledge
base and the technical skills necessary to execute programs designed to attain the primary goals of our clients: achieve
owner asset accumulation, contain costs and increase employee productivity and retention through creative benefit
programs.
Our dedication to personalized customer service, efficiency and creativity over the years has led to long-term, successful
relationships with our clients and brighter futures for their owners and employees.
Trusted Partners. Successful Futures.
Why Companies Hire Us
Our core focus lies in the area of Trust. In our world, entrusting
Canterbury to manage your retirement plan implies the following on
our part:
 Maintaining a high level of knowledge about the retirement plan
industry and the ever-changing federal regulations that govern
qualified retirement plans;
 Communicating with the highest level of professionalism and
listening to and understanding your business objectives;
 Anticipating your plan needs and being proactive with plan design
options;
 Supporting by providing unparalleled individualized client service;
Results: Proven track record of successful retirement plans.
What We Provide
 Full spectrum of retirement plans
 Single point-of-contact
 Annual plan design review
 Plan audit support
 Secure data transfer via web-portal
 Experience & knowledge
What We Care About
 Unparalleled client support and service
 Entrusting your plan with our team
 Long-term business relationships
 Your success and our success
Plan Management Services
Employee Data Collection and Analysis, Asset Trust Reconciliation; Contribution Calculations; Benefit Statements;
Actuarial Valuation; Form 5500 Filing. Applicable Testing Include: IRC 404 - Employer Deductibility Limits; IRC 415 -
Annual Contribution and Account Additions; IRC 416 - Top Heavy Status; IRC 401(a)(4) - Cross-testing; IRC 401(k) -
Average Deferral Percentage; IRC 401(m) - Actual Contribution Percentage; IRC 410(b) - Participant Coverage, Plan Audit
Support and Assistance

4. © 2016 Canterbury Benefit Solutions, Inc.
Plan Design Process
Preparing and presenting a proper qualified plan design that meets the employers’ business
objectives is first and foremost. Plan types include the following:
 Traditional 401(k)  Defined Benefit
 Safe Harbor 401(k)  Cash Balance
 Roth 401(k)  Combination Designs
 Profit Sharing  403(b)
 ESOP
Canterbury procures
employee census &
proposal data from
advisor/employer.
Canterbury prepares and presents
a plan design that meets the
employers' objectives.
If a "go" then Canterbury
will prepare onboarding
documents. These
include plan & trust
document and related
employee notices.

5. © 2016 Canterbury Benefit Solutions, Inc.
Employer-Sponsored
Retirement Plans
Retirement Plan Contributions
Individual Limits by Plan Type | 2016
Owner Age 35 40 45 50 55 60 65
Maximum Salary $265,000 $265,000 $265,000 $265,000 $265,000 $265,000 $265,000
RETIREMENT PLAN TYPES
SIMPLE IRA
Salary Deferrals
$12,500 $12,500 $12,500 $15,500 $15,500 $15,500 $15,500
401(k)
Salary Deferrals
$18,000 $18,000 $18,000 $24,000 $24,000 $24,000 $24,000
403(b)
Salary Deferrals
$18,000 $18,000 $18,000 $24,000 $24,000 $24,000 $24,000
401(k) & Profit
Sharing Plan
$53,000 $53,000 $53,000 $59,000 $59,000 $59,000 $59,000
Cash Balance
Pension Plan
$59,000 $78,000 $102,000 $133,000 $175,000 $228,000 $237,000
Combo 401(k) &
Cash Balance*
$112,000 $131,000 $155,000 $192,000 $234,000 $287,000 $296,000
*PBGC (Pension Benefit Guarantee Corporation) is a governmental agency providing participant benefit guarantees in defined benefit plans in the event of funding defaults. However, only
certain defined benefit plans are required to be covered. Contribution limits are reduced for non-PBGC covered plans. Please consult Canterbury for more details.
Contributions are for illustrational purposes only.
Actual contributions may vary
This material is for informational purposes only.
Canterbury Benefit Solutions, Inc. does not provide
legal or tax advice. The client’s legal and tax advisors
should be consulted and relied upon for making
decisions.
Employer-Sponsored Retirement Plan
Design  Consulting  Administration
www.canterburybenefits.com

6. © 2016 Canterbury Benefits Solutions, Inc.
Cash Balance: Ideal Candidates
 Highly profitable companies of all types
o Includes single member firms
o Owners desiring larger tax deductions
 Family businesses
o Can be used in succession planning
 Closely-held businesses
o Owners seeking enhanced retirement plan
 Law firms of all sizes
 Medical groups of all sizes
 Professional firms of all types
o CPAs, accounting firms, engineers, architects, financial
services firms, dentists, management consultants, etc.
 Partners or Owners over 40 years of age
o Desire to “catch-up” or accelerate their retirement savings
 Entities with strong cash flow

7. 20160101
PROPOSAL REQUEST FORM
The data below will provide the information necessary to generate a plan proposal. Please complete all information.
Employer Name:
Employer Address:
Business Entity: □ C-Corp. (W2) □ S-Corp. (W2) □ Partnership (K-1) □ Sole Proprietor (Net-Schedule C) □ LLP
□ LLC (If LLC, indicate elected tax filing status: □ Partnership; □ Corporation; or □ Single Member)
Fiscal Year: Desired annual contribution: $ Anticipated retirement age of owner:
Does the employer currently have or ever had a retirement plan? □ Yes □ No
If yes, provide plan type and/or year terminated: ________________________________ (Includes SEP, SIMPLE, DB or any other plan type)
Do the owners have ownership interests in other businesses? □ Yes □ No
If yes, provide details:
Is the employer a member of a controlled group or affiliated service group? □ Yes □ No
If yes, provide details: _
Does the employer use leased employees, union employees or independent contractors? If yes, indicate in census. □ Yes □ No
Name
(mark U if union, L if leased, or IC if
independent contractor)
Date of
Birth
Date of
Hire
Annual
Salary
Ownership %
or Family
Relationship to
Owner
Job Title
(complete for
all requests)
Hours
worked
(if < 1,000
hours)
Representative to be contacted:
Agent/Agency Name:
Address:
Phone: Fax: Email (required):
Date proposal needed:
Email or fax the completed proposal requests to: Steve Kyburz, Canterbury Benefit Solutions, Inc.
Email: steve@CanterburyBenefits.com
Fax: 317.574.2222 | Phone: 317.816.5790

8. We look forward to sharing our
commitment to excellence.
Have a great day!