1. What youshouldnotdo withyourbank account
Firstof all don’tshare your bankaccount numberunnecessarilywithanyone.
Neverbe a source of any otherpersonsfund-transferslikeneft,rtgs,imps,upi.
Don’tkeepyouraccount idle,meansyoushoulddodebitandcredittransactionsinamonthbecause
your accountgets freezedif you have notdebitedanyamountinthe time periodof twomonthsor
more.Andif the time periodinwhichyoudonotperformany activityis2 yearsor more the account
will become dormant.
Do not depositotherpersonscashinyouraccount .,especiallyif itismore than 50000. Because in
indiapeople have habitsof keepingtheirmoneyinsome otherpersonsaccountsothat theycan
hide theirwealth.
Keepthe minimumbalance asperthe bankguidelines.,minimumbalanceof youraccountwill vary
accordingto your bankand itslocation like metro,urban,semi-urbanandrural.Cheque bookand
atm card also playa role inyour minimumbalance.
Keepyourminimumbalance thatmuchsufficientthatyouraccountwill adjustthe chargesof your
sms,chequebookandatmfromyour interestamount.
Don’tshare yoursignatureswithanyone anddon’tletanyone tounderstandorcopyyour signature.
Don’tshare yourdebitcard or debitcard numberespeciallycvvprintedondebitcard.
Keepyouratm card passwordsecret,donot write the password inthe coverof your atm/debit
card.
Keepchangingyouratm passwordin2 or 3 monthsperiodically.
If you have cheque bookthenplease maintainthe recordonchequebookswiththeirnumbersandto
whomyouhave made paymentwitha particularcheque booknumber.
In case you have lostyourchequebookimmediatelyreportittoyourbranch and give application to
blockyour chequebookitwill be writtenasSTOPPAYMENTapplicationoryoucan blockit fromyour
mobile bankingappif youhave thatfacilityorwiththe helpof bankcustomercare you can do the
same.
Neverattendfraudcallsrelatedtobank, if someone callsfromthe bankwhere youhave account
numbertry to personallyvisityourbranchanddon’tshare the informationonphone .
If you use mobile bankingandsmsbankingdon’tshare yourOTPor ONETIME PASSOWRDif you
don’tknowwhohas generated the transaction.
Keepyourmobile bankingandupi paymentsapppasswordprotectedandif youlose yourphone
accidentlykindlycall the customercare or Toll free numberof bankand blockyourmobile/internet
bankingservices.
Remembernobodycanhackor use Your Bank Accountuntil yougive anyinformationregardingyour
account to anysuspiciousperson,telemarketers,website orapplication(App).
