Kotak Mahindra Bank is one of the leading loan providers in India. Kotak Mahindra Personal loan interest rates and other charges are subjected to individual customers- depending upon their credit score, existing loans, amount of savings, company currently employed, etc. And Kotak Mahindra Bank Personal Loan EMI Calculator is made for customers to calculate their monthly EMI for the loan which depends on the interest rate and loan tenure.

1. KOTAK
MAHINDRA BANK
PERSONAL LOAN

2. KOTAK MAHINDRA BANK
PERSONAL LOAN REVIEW
A Kotak personal loan is meant to fulfill all your unplanned and emergency
financial needs to perfection. Personal loans are immensely popular these days
as they are processed and disbursed quickly. Moreover, they do not require any
collateral. The loan amount may be utilized for any purpose you like and you can
also have quick access to the funds you desire to finance your sudden expenses
with absolute ease.
Kotak Mahindra Bank personal loan provides easy and hassle-free personal
loans to individuals at highly competitive Kotak Mahindra Bank interest rates
along with other benefits such as flexible payment options so that they can
fulfill their distinct requirements. You can also check your Kotak loan eligibility
with its accurate Kotak personal loan calculator.

3. KOTAK
PERSONA
L LOAN
ELIGIBILI
TY
CRITERIA
Eligibility for a Kotak Mahindra Bank personal loan is
decided on the basis of certain parameters. A loan
seeker must satisfy the below-mentioned eligibility
criteria to avail a Kotak Mahindra personal loan:
• Any Indian who is a salaried employee in the public
sector, private sector or an MNC with a minimum
educational qualification of a graduate is eligible for
a Kotak personal loan. He should have an overall
work experience of at least 1 year and need to be a
resident in his present city for at least 1 year.
• Age Limit: The age of the Kotak loan applicant
should be between 21 to 58 years.
• Quantum of the Loan: Individuals can avail a Kotak
Mahindra Bank loan amount up to Rs 25 lakhs
• Income: Individuals should have a minimum
monthly income of Rs.25,000/- to avail a Kotak
Loan.

4. • Eligibility and EMI calculator: Now, you can easily calculate
your Kotak Mahindra personal loan eligibility and
Kotak personal loan EMI amount using utility tools
like personal loan eligibility calculator and personal loan
EMI calculator at afinoz.com. These calculators will help
you to determine your EMI outflow every month including
the Kotak Mahindra Bank Interest Rates you will need to
pay. Using the calculator at Afinoz.com is free, easy and
simple.
• CIBIL score: Credit score is an important factor for
approval of any loan Usually, an applicant's
creditworthiness is determined by evaluating his credit
score i.e. CIBIL / EXPERIAN score. Applications of Kotak
Mahindra Bank personal loan applicants having poor
credit score may get rejected. It’s always imperative to
keep on updating your credit score periodically. If you have
a bad credit score and somehow your loan application
gets approved, you might be asked to pay a high rate of
interest on your Kotak loan as compared to someone with
an excellent credit score.

5. KOTAK PERSONAL LOAN
DOCUMENTS REQUIRED
Individuals applying for a Kotak Mahindra Bank personal loan should
submit the following documents-
• Photo Id ( anyone from Passport, Aadhar, PAN, Driving License, Voter’s
ID), age proof and address proof(Passport, leave & license agreement
and utility bill)
• Signed loan application form with 2-3 passport-sized photographs
• Last 3 months’ bank statement
• Salary slip for the last 3 months

6. KOTAK MAHINDRA BANK
PERSONAL LOAN STATUS
With Kotak Mahindra Bank, it is very convenient and hassle-free to
track the status of your personal loan application. First, by visiting
the web-site or through the mobile phone application, login using
your login id and password, going further enter the application
number or the document number which is provided for the
application. The next page shows the overall activity and the
account summary, where one can easily track the loan application
status.

7. KOTAK MAHINDRA BANK
PERSONAL LOAN BALANCE
TRANSFER
The basic objective of personal loan balance transfer is to reduce the
debt burden altogether. It is never too late for shifting to a better bank
with lower interest rate for your Personal Loan. That's not all, you can
also avail additional funds for your personal or business needs.
Here are various benefits associated with a personal loan balance
transfer at Kotak Mahindra:
• Speedy processing and easy disbursal of money
• Flexible options of loan repayment through easy EMIs

8. HOW DO I
APPLY
FOR A
KOTAK
MAHINDR
A BANK
PERSONA
L LOAN
AT
AFINOZ?
While you do your Kotak Mahindra personal loan
application through Afinoz, you should check the
following: -
• Check your Kotak Mahindra personal loan eligibility
with the personal loan eligibility calculator at
Afinoz.com. You can simply visit our website
Afinoz.com, fill in a few easy details and get an
instant and accurate assessment of your personal
loan eligibility.
• Check your Kotak Mahindra personal loan EMI with
the personal loan EMI calculator at Afinoz.com. This
will help you to know the exact amount you need to
pay every month towards the repayment of your
loan.
• Check the documentation required for your Kotak
Mahindra personal loan application. Whether you
are salaried or self-employed, applying with the
proper set of documents will enhance your chances
of getting your loan approved in the least possible
time

9. THANK YOU
www.afinoz.com