Debt Restructure Usa Webinar 09 19 2011 G

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This is an overview of The Debt Restructure USA affiliate program.

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Debt Restructure Usa Webinar 09 19 2011 G

  1. 1. Welcometo the <br />Debt Restructure USA <br />Program Overview<br />
  2. 2. This Presentation <br />will cover the following topics <br /><ul><li>The concept
  3. 3. The solution
  4. 4. The technology
  5. 5. The legal process
  6. 6. Howit works for an affiliate
  7. 7. How youget paid.</li></li></ul><li>TheConcept<br />Was NOT created as a "strategy" to circumvent <br />needed FTC protection for the consumer.<br />It IS the successful conversion of an antiquated,<br />manual, time consuming, and expensive <br />single account Settlement System; <br />to an "EBAY" type Automated Mass Marketing System <br />for Bulk sales of CG "RATED"Debts <br />to Buying Groups seeking to maximize R.O.I.<br />
  8. 8. Debt Restructure" is our approach. <br />In technical, legal FTC-compliant terms:<br /> "debt settlement" is the "negotiation" of a debt, <br />whereas "debt re-structure" is the<br />"alteration" of original debt through <br />eitherchange of creditor or change of <br />debt terms and conditions. <br />
  9. 9. Example<br />Will give customer a discount if debt paid in a lump sum <br />Wants discounted price, but needs to pay in low payments over time <br />Because consumers don't have the money to pay in full, their options have been limited to high risk plans in the past <br />
  10. 10. Solution<br />DEBT BUYERS (INVESTORS) <br />HELP BRIDGE THE GAP <br />1) Creditor accepts discounted offer <br />2) Investor pays creditor agreed amount in a lump sum <br />3) Consumer pays back Investor at <br />40% of original balance<br />
  11. 11. Is a web-based technology platform solution for the debt buying marketplace bringing creditors, debtors, debt Buyers, and market facilitators together through <br />rapid, open, free market environment, and efficient <br />electronic transactions.<br />
  12. 12. The goal of our Debt Buyer Program is to engage creditors as soon as customers join our program, aggressively solicit discounted debt buying offers, and then allow debt buyers to buy the debt with an immediate buy-backfrom our enrolled customers already building monies in their trust accounts<br />Our company (along with some strategic partners) has more than 300 nationally known debt buyers in its data base. Additional debt buyers are solicited through national advertising and business development efforts.<br />
  13. 13. Our two phase: <br />"patent pending" <br />Debt Restructure Technology <br />Solution :<br />• Phase I"Debtor Restructure Agreement": <br />The debtor agrees to buy back his/her debt from <br />the creditor at 40 cents on the dollar <br />plus debt restructure fees subject to the terms and <br />conditions agreed to by the debtor (e.g. $500 per month for 36 months) <br />• Phase II "Creditor Restructure Agreement": <br />The debt buyer agrees to replace the enrolled creditor subject to the terms and conditions of the "Debtor Restructure Agreement" <br />
  14. 14. Phase II <br />"Creditor Restructure Agreement": <br />Is accomplished in three steps: <br />Step I:As soon as the debtor's debt "charge-off," <br />our system generates a "Systems' Offer" (S-Offer) <br />to the creditor offering to buy the debt immediately <br />at twice what creditors get in the wholesale debt market. <br />Step II:The creditor responds with either approval <br />or a counter-offer which we call "Creditor's Offer" (C-Offer). <br />Step III: We restructure the creditor's offer to incorporate the terms and conditions of the "Debtor Restructure Agreement" and present to a third party debt buyer the "Restructured Offer"(R-Offer).<br />
  15. 15. THE PROCESS<br />“We have a "Seller" (enrolled creditor) willing <br />to sell this debt account for $2,000 cash today, <br />and we have a "Buyer" (enrolled debtor) <br />willing to buy this debt account for $4,000 <br />in payments of $100 per month over a period<br /> of 40 months. <br />“Debt Buyer's” <br />ROI-Return On Investment-is 100% <br />and annual return on investment is 48%. <br />Do you accept?” <br />If the debt buyer accepts the Restructured Offer, we generate a "Creditor Restructure Agreement."<br />
  16. 16.
  17. 17. THE #1 REASON WHY THIS IS THE PROGRAM OF THE FUTURE..<br />LEGAL PACKAGE – This gives the client TRUE Attorney representation .<br />DEBT BUYER PROGRAM – This allows <br />accelerated RESULTS for the client <br />LOWEST PAYOFF PROJECTIONS –“Bad Debt” is purchased by investors every day <br />ADVANCED SOFTWARE – This easy to use web-based application allows customers to track their progress. <br />
  18. 18. LEGAL PROTECTION<br />PREMIUMDebt Defense Shield Legal Package <br />This is a pre-paid legal package that will retain <br />an actual attorney in the consumers home state <br />to protect them in response to a summons. <br />The legal package enhances the program terms <br />by denyingthe creditor a“quick and easy judgment”. <br />This pack-age also covers a Bankruptcy if needed. <br />Covers up to 3 legal events. <br />This is an optional add-on for the customer, <br />and can be paid for all at once, or payments up to 6 months . <br />If customer completes the Debt Restructure program, <br />the package cost is refunded to customer. <br />
  19. 19. An assigned <br />FEDERAL “FAIR DEBT COLLECTION PRACTICES ACT ATTORNEY", <br />to represent our clients in the matter of defending against creditor collection actions, including potentially filing suit on claims for violation of the Federal Fair Debt Collection Practices Acts.<br />Our clients have the peace of mind thatany harassment will be taken care of efficiently and professionally. <br />Our clients have the potential to earn$500 every time a creditor violates theFDCPA.<br />
  20. 20. THE SOFTWARE:<br />“Debtor Tracker” is a web based software application<br /> that tracks the debtor’s files, creditor and <br />debt buyer offers and counter-offers, with <br />trust account money management <br />via Note World. <br />It also allows the debtor to submit and<br /> accept creditor and debt buyer offers electronically and to generate legally binding electronic contracts.<br />“Debtor Soft” is a web based debt management <br />software platform system bringing debtors, creditors, <br />debt buyers, market facilitators, counselors, attorneys,<br /> and debt service providers together in a single and integrated platform.<br />"Debtor Soft" integrates several software applications<br /> offering a highly efficient and effective systems solution<br />
  21. 21. ACCELERATED ENROLLMENTS:<br />Our Debtor Consult system keeps your <br />sales agents focused on the task at hand, <br />while giving them valuable information <br />about the customer’s savings.. <br />It follows a simple step-by-step process. <br />The system also allows a sales agent <br />to generate a contract WITHOUThaving <br />to gather sensitive customer information <br />like SSN or bank account info. <br />EASY TO NAVIGATE CRM FOR REPS <br />Paperless system all files are generated <br />through E-signatures. Perfect for call centers.<br />
  22. 22. CREDIT REPAIR AFFILIATE<br />PersonalizedNOTcomputerized<br />Have you ever heard of the FCRA? <br />This is the law that protects consumers from having errors on their credit report.<br /> It basically states that <br />each item on a credit report <br />must meet 3 criteria:<br /><ul><li>100% Accurate
  23. 23. 100% Verifiable
  24. 24. Report Timely</li></ul>The national consumer law center revealed that more than 79% of credit reports contain ERRORS!<br />
  25. 25. HOW ARE WE BETTER THAN OUR COMPETITION?<br />Our personalized EXPERT service<br />separates us from our competition!<br />Holistic Strategy:<br />We represent our clients to reduce and/or eliminate allnegative information <br />that is not fully FCRA compliant .<br />We Educate our clients on how <br />NOT to make the same mistakes<br />We Consult our clients on how to <br />MAXIMIZE their score.<br />
  26. 26. HOW DO YOU GET PAID?<br />DIRECT DEPOSIT via <br />Note World Servicing Center<br />Get your commission directly deposited in your bank account 5-7 business days after clients payment is paid!<br />All you need to do is submit an approved enrollment <br /><ul><li>Client Agreement
  27. 27. 3-in-1 Credit Report
  28. 28. Identification
  29. 29. Drivers License
  30. 30. Social Security Card
  31. 31. Utility Bill</li></li></ul><li> BANKRUPTCY<br />Over 1 million bankruptcies <br /> are filed each year in the U.S. <br />Chapter 7, also known as a "liquidation" <br />bankruptcy, is a bankruptcy procedure <br />designed to instantly erase your debt<br /> Chapter 13 bankruptcy filing is different <br /> from Chapter 7 because it does not completely <br /> eliminate your debt. Instead, it provides you <br /> with the opportunity to pay your debts <br /> over an extended time period<br />
  32. 32. ADVANTAGES <br />OF <br />CHAPTER 7 BANKRUPTCY<br /><ul><li>Stop immediate foreclosure
  33. 33. Eliminate Unsecured Debt,
  34. 34. Keep your home & car,
  35. 35. Stop harassing calls from creditors!</li></li></ul><li>ADVANTAGES<br />OF <br />CHAPTER 13 BANKRPUTCY<br /><ul><li>Stop foreclosure!
  36. 36. Elimination of your 2nd mortgage!
  37. 37. Affordable payment workout plan!
  38. 38. Retain your home!</li></ul>This program pays out in thefirst month <br />
  39. 39. BU$INE$$ CA$H ADVANCE<br /><ul><li>3 times their monthly Credit card receipts
  40. 40. Simple qualification process
  41. 41. 24 hour approval
  42. 42. No collateral no interest to pay back. </li></ul>Help your local businesses <br />in this down economy. <br />
  43. 43. ADDITIONAL<br />INCOME OPPORTUNITIES<br /><ul><li>Tax Liability program
  44. 44. 2nd Mortgage Restructure
  45. 45. Auto Loan Modifications</li></li></ul><li>CONTACT US:<br />www.cyrusglobal.net<br />Greg Jones: VP National Affiliate Accounts<br />800-380-0184 ext 720<br />Cell 818-293-5252<br />greg@cyrusglobal.net<br />My LinkedIn ProfileSkype gregjones1<br />Gregg R. Wright<br />National Affiliate Director <br />(877) 746-4479   <br />Fax (312) 264-5452<br />Cell (708) 785-3854<br />gregg.wright@cyrusglobal.net<br />My LinkedIn Profile<br />

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