How compensation works?

1. How Our Compensation Works ?
$200 a Month Premium from Client
$2400 (1st year premium) x 50% ( SA contract level ) = $1200
Please Note: This is a presumption example. Agents are not compensated for recruiting. Actual compensation will vary based on
Time, Effort & ability to sell financial products and services. Agent compensation rates subject to compensation guidelines
published on www.FTMFinancialServices.com Back office. FTM Financial Services and it related companies make absolutely no
guarantees about actual income. *Internal use only* *Agent use only*
Personal Production
Compensation is based on commission
For Example, If You Have One Policy

2. POSITION TITLE CONTRACT BOUNES EXCESS
(2 – 10 YEARS)
COMMITMENT
(MIN PER YEAR)
I M O C E O 100% 20% 2.5% 600K
E M O E F D 90% 10% 1.75% 400K
D M O D F D 80% 5% 0.75% 200K
S M O S F D 75% 0 0.75% 100K
M O F D 60% 0 0.75% 50K
LISENCED
S A 50% 0 0.50% 25K
LISENCED
A 30% 0 0.50% 15K
( PERSONAL POINT )

3. How Agent Receives Commission
Monthly Premium $200 x 12 Months = $2400 Annual Target Premium
50% SA level
$1200
100% of commission
$900
75% of commission up front
1 week after 1st premium was
drafted from client account
$100
$100
$100
$1200
First 9 months up front
Month 10th
Month 11th
Month 12th
100% of commission

4. How Agent Receives Commission
Monthly Premium $200 x 12 Months = $2400 Annual Target Premium
60% FD level
$1440
100% of commission
$1080
75% of commission up front
1 week after 1st premium was
drafted from client account
$120
$120
$120
$1440
First 9 months up front
Month 10th
Month 11th
Month 12th
100% of commission

5. How Agent Receives Commission
Monthly Premium $200 x 12 Months = $2400 Annual Target Premium
80% DFD level
$1920
100% of commission
$1440
75% of commission up front
1 week after 1st premium was
drafted from client account
$160
$160
$160
$1920
First 9 months up front
Month 10th
Month 11th
Month 12th
100% of commission

6. How Agent Receives Commission
Monthly Premium $200 x 12 Months = $2400 Annual Target Premium
100% CEO level
$2400
100% of commission
$1800
75% of commission up front
1 week after 1st premium was
drafted from client account
$200
$200
$200
$2400
First 9 months up front
Month 10th
Month 11th
Month 12th
100% of commission
IMO
Agency owner

7. BUILD YOUR OWN IMO
( Achieve Your Own Title with building an Agency )
SELL & GET MORE CONTRACT LEVEL
TITLE IS AN ACHIVEMENT
IT’S AN ACCOMPLISHMENT
CONTRACT LEVEL IS WHAT YOU BE GIVEN
BASED ON YOUR EXPERIENCE AND SALES NUMBER
You can build your own agency train others to do the same as
you do, more agent more income you are not alone
You only can sell (no Building) you also have to meet your
quota . You are always alone and by your self
You can build as many agencies as you want more agencies
more residual income.
You have to sell in order to make an income
A B

8. Override
Over ride is commission compensation for assisting other agent with sales.
Please Note: This is a presumption example. Agents are not compensated for recruiting. Actual compensation will vary based on
Time, Effort & ability to sell financial products and services. Agent compensation rates subject to compensation guidelines published on
www.FTMFinancialServices.com Back office. FTM Financial Services and it related companies make absolutely no guarantees about actual
income.
30%
Spread
10%
Spread
10%
Spread
FD
60%
SA
50%
A
30%
SA
50%

9. Team builder override
Over Ride is commission compensation for assisting other agent with sales.
Please Note: This is a presumption example. Agents are not compensated for recruiting. Actual compensation will vary based on
Time, Effort & ability to sell financial products and services. Agent compensation rates subject to compensation guidelines
published on www.FTMFinancialServices.com Back office. FTM Financial Services and it related companies make absolutely no
guarantees about actual income.
SFD
75%
FD Team
#3
SA Team
#1
FD Team
#2

10. Team builder override
Over ride is commission compensation for assisting other agent with sales.
Please Note: This is a presumption example. Agents are not compensated for recruiting. Actual compensation will vary based on
Time, Effort & ability to sell financial products and services. Agent compensation rates subject to compensation guidelines published on
www.FTMFinancialServices.com Back office. FTM Financial Services and it related companies make absolutely no guarantees about actual
income.
20%
Spread
5%
Spread
5%
Spread
DFD
80%
SFD Team
#2
FD Team
#1
SFD Team
#3
If The 3 Teams You build, Each Team Produce Multiple Policies With
Premium Totaling $50,000 A Month
FD Team #1 Total $90,000 x 20% = $18,000
SFD Team #2 Total $90,000 x 5% = $4,500
SFD Team #3 Total. $90,000 x 5% = $4,500
Total income = $27,000 x 12 = $324,000
Total Point = 270,000 x 12 = 3,240,000
+ 5% Bonus
$162,000
Annual Bonus
Min = 200K Annual Point
Required

11. 1. IN THIS SENARIO 9 AGENTS ARE WORKING
Please Note: This is a presumption example. Agents are not compensated for recruiting. Actual compensation will vary based on
Time, Effort & ability to sell financial products and services. Agent compensation rates subject to compensation guidelines
published on www.FTMFinancialServices.com Back office. FTM Financial Services and it related companies make absolutely no
guarantees about actual income.
MO - FD
SA 1 SA 2 SA 3
A A 3 A A A 4 A A A 5 A
A 1 A 2
In This picture FD closed 2 case in 1 month and the other agents did 1 case in that month. Average premium is $300 per month
$300 x 12 = $3600
FD $3600 x 60% = $2160
FD $3600 x 60% = $2160
SA $3600 x 10% = $360
SA $3600 x 10% = $360
SA $3600 x 10% = $360
A1 $3600 x 30% = $1080
A2 $3600 x 30% = $1080
A3 $3600 x 10% = $360
A4 $3600 x 10% = $360
A5 $3600 x 10% = $360
Client average Premium is $300 Per month MO Total Point = 36,000 $8,640 FD Total Income

12. 2. IN THIS SENARIO 9 AGENTS ARE WORKING
Please Note: This is a presumption example. Agents are not compensated for recruiting. Actual compensation will vary based on
Time, Effort & ability to sell financial products and services. Agent compensation rates subject to compensation guidelines
published on www.FTMFinancialServices.com Back office. FTM Financial Services and it related companies make absolutely no
guarantees about actual income.
MO - FD
SA 1 SA 2 SA 3
A A 3 A A A 4 A A A 5 A
A 1 A 2
In This picture FD closed 2 case in 1 month and the other agents did 1 case in that month. Average premium is $500 per month
$500 x 12 = $6000
FD $6000 x 60% = $3600
FD $6000 x 60% = $3600
SA $6000 x 10% = $600
SA $6000 x 10% = $600
SA $6000 x 10% = $600
A1 $6000 x 30% = $1800
A2 $6000 x 30% = $1800
A3 $6000 x 10% = $600
A4 $6000 x 10% = $600
A5 $6000 x 10% = $600
Client Average Premium is $500 Per month MO Total Point = 60,000 $21,600 FD Total Income

13. ONE BRANCH LOCATION
SMO - SFD
MO - FD MO - FD MO - FD
SA SA SA SA SA SA SA SA SA
( FRENCHISE )
PEOPLE x SALES = ANNUAL INCOME x 10 = BUSINESS VALUE
40 x $15 K = $ 600,000 x 10 = $ 6 MILLION
YOU can be a Business owner, YOU just need to see the BIGGER PICTURE