1. Mukesh Kumar
LIC / Health Insurance Advisor ! Proparty Consultant
House No. K-431, Dr. Ambedkar Nagar Dakshinpuri, New Delhi
9871-22-1552 ! 99717-00221 mukeshkumarmax@gmail.com
A presentation specially compiled for
Dr. Srishty Sharma
(please refer subsequent pages)
Presented by

2. LIC / Health Insurance Advisor ! Proparty Consultant
Mukesh Kumar
House No. K-431, Dr. Ambedkar Nagar
Dakshinpuri, New Delhi
9871-22-1552 ! 99717-00221
mukeshkumarmax@gmail.com
Age 30Bhagya Uday specially prepared for Dr. Srishty Sharma
Forecasted Insurance Benefits
Fin. Year
Ending
Age Risk Cover
(Natural Death)
For the Year
Payment Returns Cash Flow
Cash
Value
Loan
Available
00-61,672061,67216,09,3003131/03/2016
00-60,747060,74716,78,6003231/03/2017
87,25097,129-60,747060,74717,47,9003331/03/2018
1,63,5001,81,713-60,747060,74718,17,2003431/03/2019
2,09,5002,32,982-60,747060,74718,86,5003531/03/2020
2,58,2502,87,117-60,747060,74719,55,8003631/03/2021
3,10,0003,44,426-60,747060,74720,25,1003731/03/2022
3,73,7504,15,154-60,747060,74720,94,4003831/03/2023
4,43,0004,92,287-60,747060,74721,63,7003931/03/2024
5,18,5005,76,187-60,747060,74722,33,0004031/03/2025
5,98,2506,64,642-60,747060,74723,02,3004131/03/2026
6,84,5007,60,582-60,747060,74723,71,6004231/03/2027
7,78,2508,64,768-60,747060,74724,40,9004331/03/2028
8,80,2509,78,115-60,747060,74725,10,2004431/03/2029
9,91,50011,01,623-60,747060,74726,10,3004531/03/2030
11,26,25012,51,416-60,747060,74726,87,3004631/03/2031
12,84,75014,27,422-60,747060,74727,64,3004731/03/2032
14,61,25016,23,613-60,747060,74728,41,3004831/03/2033
16,58,25018,42,566-60,747060,74729,33,7004931/03/2034
17,46,25021,30,457-60,747060,74730,33,8005031/03/2035
6,58,5007,31,6831,64,9981,88,51423,51616,23,1605131/03/2036
7,18,5007,98,4171,64,9981,88,51423,51616,98,6205231/03/2037
7,84,2508,71,3341,64,9981,88,51423,51618,12,5805331/03/2038
8,56,2509,51,4601,64,9981,88,51423,51619,26,5405431/03/2039
9,36,00010,39,9691,64,9981,88,51423,51620,40,5005531/03/2040
10,46,75011,62,9271,64,9981,88,51423,51621,54,4605631/03/2041
11,80,25013,11,3091,64,9981,88,51423,51622,83,8205731/03/2042
13,30,25014,78,0651,64,9981,88,51423,51624,13,1805831/03/2043
14,99,50016,66,1571,64,9981,88,51423,51625,42,5405931/03/2044
15,20,75027,06,2831,64,9981,88,51423,51627,25,8006031/03/2045
003,49,3933,49,393006131/03/2046
003,49,3933,49,393006231/03/2047
003,49,3933,49,393006331/03/2048
003,49,3933,49,393006431/03/2049
003,49,3933,49,393006531/03/2050
003,49,3933,49,393006631/03/2051
003,49,3933,49,393006731/03/2052
003,49,3933,49,393006831/03/2053
003,49,3933,49,393006931/03/2054
003,49,3933,49,393006911/05/2054
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer :

3. LIC / Health Insurance Advisor ! Proparty Consultant
Mukesh Kumar
House No. K-431, Dr. Ambedkar Nagar
Dakshinpuri, New Delhi
9871-22-1552 ! 99717-00221
mukeshkumarmax@gmail.com
Age 30Bhagya Uday specially prepared for Dr. Srishty Sharma
14,51,025 39,28,04553,79,070
Returns in the Year indicates Normal Cash Flow and /or Cash Flow taken from L.I.C. in installments (Inclusive of Interest).
Explanatory Notes
Personal Data
Key Assumptions
DOB: 09/02/1985
Projections Bonus: On applicable plans, last declared reversionary bonus of their respective matching discontinued plans has been
considered for the purpose of projected Riskcover and Returns.
Terminal Bonus: On applicable plans, last declared terminal bonus of their respective matching discontinued plans has also
been considered.
Yield: Yield on investment has been calculated on the basis of investible portion of premium (premium - cost of risk cover).
Yield on Investments (Pre Tax) : 7.25 %
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer :

4. LIC / Health Insurance Advisor ! Proparty Consultant
Mukesh Kumar
House No. K-431, Dr. Ambedkar Nagar
Dakshinpuri, New Delhi
9871-22-1552 ! 99717-00221
mukeshkumarmax@gmail.com
Age 30Bhagya Uday specially prepared for Dr. Srishty Sharma
Proposed Insurance
ID Com.Date Plan Name Term/
PPT
Basic Sum
Assured
Md ^ Install.
Premium
Y1 11/05/2015 814-New Endowment 20/20 7,70,000 37,798
Y2 11/05/2015 814-New Endowment 30/30 7,70,000 23,874
15,40,000
Annual Premium : 61,672
Settlement Options
ID Com.Date Plan Name Term/PPT Settlement Option
1 11/05/2015 10 Yly. Inst. in Advance814 - New Endowment 20/20
2 11/05/2015 10 Yly. Inst. in Advance814 - New Endowment 30/30
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer :