1. A. KUMAR
INSURANCE AND INVESTMENT CONSULTANT
29B Ambethkar Nagar II-nd Cross Street, Pallikaranai, Chennai- 600100
Mobile No; 9841254205 e-mail; kumarlicadvisor @gmail.com
A presentation specially compiled for
Mr. Kumar
(please refer subsequent pages)
Presented by

2. INSURANCE AND INVESTMENT CONSULTANT
A. KUMAR
29B Ambethkar Nagar II-nd Cross Street,
Pallikaranai, Chennai- 600100
Mobile No; 9841254205
e-mail; kumarlicadvisor @gmail.com
Age 30Assured Crorepati specially prepared for Mr. Kumar
Forecasted Insurance Benefits
Fin. Year
Ending
Age Risk Cover
(Natural Death)
For the Year
Payment Returns Cash Flow
Cash
Value
Loan
Available
00-79,953079,9531,01,79,1803031/03/2015
00-79,108079,1081,02,70,8603131/03/2016
32,75054,757-79,108079,1081,03,62,5403231/03/2017
72,5001,20,680-79,108079,1081,04,54,2203331/03/2018
98,5001,64,372-79,108079,1081,05,45,9003431/03/2019
1,18,2501,97,247-79,108079,1081,06,37,5803531/03/2020
1,55,7502,59,643-79,108079,1081,07,29,2603631/03/2021
1,87,2503,12,229-79,108079,1081,08,20,9403731/03/2022
2,19,7503,66,131-79,108079,1081,09,12,6203831/03/2023
2,52,7504,21,414-79,108079,1081,10,04,3003931/03/2024
2,87,0004,78,406-79,108079,1081,10,95,9804031/03/2025
3,18,7505,31,343-79,108079,1081,11,87,6604131/03/2026
3,51,2505,85,307-79,108079,1081,12,79,3404231/03/2027
3,84,5006,40,633-79,108079,1081,13,71,0204331/03/2028
4,18,5006,97,293-79,108079,1081,15,00,9004431/03/2029
4,53,5007,55,992-79,108079,1081,16,02,1304531/03/2030
4,90,0008,16,842-79,108079,1081,17,03,3604631/03/2031
5,28,2508,80,612-79,108079,1081,18,04,5904731/03/2032
5,68,5009,47,348-79,108079,1081,19,24,9204831/03/2033
6,10,50010,17,609-79,108079,1081,20,54,8004931/03/2034
6,55,25010,91,951-79,108079,1081,22,03,7805031/03/2035
6,94,50011,57,314-79,108079,1081,23,90,9605131/03/2036
7,35,25012,25,578-79,108079,1081,26,73,6405231/03/2037
7,78,50012,97,624-79,108079,1081,29,56,3205331/03/2038
8,24,50013,73,985-79,108079,1081,32,39,0005431/03/2039
8,73,25014,55,228-79,108079,1081,35,21,6805531/03/2040
9,25,25015,41,957-79,108079,1081,38,42,5605631/03/2041
9,81,25016,35,329-79,108079,1081,41,63,4405731/03/2042
10,41,50017,35,811-79,108079,1081,44,84,3205831/03/2043
11,07,25018,45,410-79,108079,1081,49,38,9005931/03/2044
11,79,25019,65,260-79,108079,1081,54,12,5806031/03/2045
12,58,25020,97,090-79,108079,1081,59,81,7606131/03/2046
13,46,00022,43,482-79,108079,1081,65,50,9406231/03/2047
14,54,25024,23,765-79,108079,1081,71,20,1206331/03/2048
15,93,25088,52,632-79,108079,1081,76,89,3006431/03/2049
08,60,45595,11,80095,11,800019,10,0006531/03/2050
08,90,44200019,10,0006631/03/2051
09,20,23800019,10,0006731/03/2052
09,50,03400019,10,0006831/03/2053
09,79,83000019,10,0006931/03/2054
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer :

3. INSURANCE AND INVESTMENT CONSULTANT
A. KUMAR
29B Ambethkar Nagar II-nd Cross Street,
Pallikaranai, Chennai- 600100
Mobile No; 9841254205
e-mail; kumarlicadvisor @gmail.com
Age 30Assured Crorepati specially prepared for Mr. Kumar
Fin. Year
Ending
Age Risk Cover
(Natural Death)
For the Year
Payment Returns Cash Flow
Cash
Value
Loan
Available
010,09,43500019,10,0007031/03/2055
010,38,84900019,10,0007131/03/2056
010,68,07200019,10,0007231/03/2057
010,96,91300019,10,0007331/03/2058
011,25,37200019,10,0007431/03/2059
011,53,25800019,10,0007531/03/2060
011,80,76200019,10,0007631/03/2061
012,07,88400019,10,0007731/03/2062
012,34,24200019,10,0007831/03/2063
012,60,21800019,10,0007931/03/2064
012,85,43000019,10,0008031/03/2065
013,09,87800019,10,0008131/03/2066
013,33,75300019,10,0008231/03/2067
013,56,86400019,10,0008331/03/2068
013,79,21100019,10,0008431/03/2069
014,00,98500019,10,0008531/03/2070
014,21,80400019,10,0008631/03/2071
014,42,05000019,10,0008731/03/2072
014,61,53200019,10,0008831/03/2073
014,81,01400019,10,0008931/03/2074
014,99,73200019,10,0009031/03/2075
015,18,83200019,10,0009131/03/2076
015,37,74100019,10,0009231/03/2077
015,57,22300019,10,0009331/03/2078
015,82,05300019,10,0009431/03/2079
016,03,82700019,10,0009531/03/2080
016,45,08300019,10,0009631/03/2081
016,85,38400019,10,0009731/03/2082
017,78,21000019,10,0009831/03/2083
018,44,10500019,10,0009931/03/2084
0018,44,10518,44,105019,10,00010008/02/2085
27,69,625 85,86,2801,13,55,905
Returns in the Year indicates Normal Cash Flow and /or Cash Flow taken from L.I.C. in installments (Inclusive of Interest).
Explanatory Notes
Personal Data
Key Assumptions
DOB: 08/02/1985
Projections Bonus: On applicable plans, last declared reversionary bonus has been considered for the purpose of projected Riskcover
and Returns.
Terminal Bonus: On applicable plans, last declared terminal bonus of their respective matching discontinued plans has also
been considered.
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer :

4. INSURANCE AND INVESTMENT CONSULTANT
A. KUMAR
29B Ambethkar Nagar II-nd Cross Street,
Pallikaranai, Chennai- 600100
Mobile No; 9841254205
e-mail; kumarlicadvisor @gmail.com
Age 30Assured Crorepati specially prepared for Mr. Kumar
Premium Breakup & Tax Implication (for the year)
Fin. Year
Ending
Basic u/s 80 CCE
Eligible Amount
u/s 80 D
Tax Ben.
@30.9%
Tax Ben.
@0%
Total
BenefitEligible Amount
23,38331/03/2015 79,953 75,673 23,383 0 0
23,38331/03/2016 79,107 75,673 23,383 0 0
23,38331/03/2017 79,107 75,673 23,383 0 0
23,38331/03/2018 79,107 75,673 23,383 0 0
23,38331/03/2019 79,107 75,673 23,383 0 0
23,38331/03/2020 79,107 75,673 23,383 0 0
23,38331/03/2021 79,107 75,673 23,383 0 0
23,38331/03/2022 79,107 75,673 23,383 0 0
23,38331/03/2023 79,107 75,673 23,383 0 0
23,38331/03/2024 79,107 75,673 23,383 0 0
23,38331/03/2025 79,107 75,673 23,383 0 0
23,38331/03/2026 79,107 75,673 23,383 0 0
23,38331/03/2027 79,107 75,673 23,383 0 0
23,38331/03/2028 79,107 75,673 23,383 0 0
23,38331/03/2029 79,107 75,673 23,383 0 0
23,38331/03/2030 79,107 75,673 23,383 0 0
23,38331/03/2031 79,107 75,673 23,383 0 0
23,38331/03/2032 79,107 75,673 23,383 0 0
23,38331/03/2033 79,107 75,673 23,383 0 0
23,38331/03/2034 79,107 75,673 23,383 0 0
23,38331/03/2035 79,107 75,673 23,383 0 0
23,38331/03/2036 79,107 75,673 23,383 0 0
23,38331/03/2037 79,107 75,673 23,383 0 0
23,38331/03/2038 79,107 75,673 23,383 0 0
23,38331/03/2039 79,107 75,673 23,383 0 0
23,38331/03/2040 79,107 75,673 23,383 0 0
23,38331/03/2041 79,107 75,673 23,383 0 0
23,38331/03/2042 79,107 75,673 23,383 0 0
23,38331/03/2043 79,107 75,673 23,383 0 0
23,38331/03/2044 79,107 75,673 23,383 0 0
23,38331/03/2045 79,107 75,673 23,383 0 0
23,38331/03/2046 79,107 75,673 23,383 0 0
23,38331/03/2047 79,107 75,673 23,383 0 0
23,38331/03/2048 79,107 75,673 23,383 0 0
23,38331/03/2049 79,107 75,673 23,383 0 0
8,18,40526,48,555 0027,69,591 8,18,405
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer :

5. INSURANCE AND INVESTMENT CONSULTANT
A. KUMAR
29B Ambethkar Nagar II-nd Cross Street,
Pallikaranai, Chennai- 600100
Mobile No; 9841254205
e-mail; kumarlicadvisor @gmail.com
Age 30Assured Crorepati specially prepared for Mr. Kumar
Proposed Insurance
ID Com.Date Plan Name Term/
PPT
Basic Sum
Assured
Md ^ Install.
Premium
Y1 08/02/2015 815-New Jeevan Anand 35/35 19,10,000 56,420
Y2 08/02/2015 823-Amulya Jeevan - II 35/35 77,00,000 21,591
96,10,000
Annual Premium : 78,011
Modewise Summary of Installment Premiums
ID Com.Date Plan/Tm/PPT *Bonus
Rate
FAB
MonthlyQuaterlyHalf YearlyYearly ** Daily
Premium
Single
56,420 28,528 14,423 4,80808/02/20151 230048815/35/35 154.580
23,533 12,001 0 008/02/20152 823/35/35 64.470
79,953 40,529 14,423 4,808 219.050
'^' : -1. Premiums indicated are inclusive of service tax.
2. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31/03/2015.
3. '**' : -Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).
Medical Requirement Details
Yes1,00,87,500: :Sum at Risk Medical by DMR
Rest ECG, Haemogram, SBT-13, RUA
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer :