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  • 1. PRESENT STATUS OF FISHERY IN BIHAR AND HOW TO IMPROVE PRODUCTION THROUGH BANK FINANCE SUMITTED TO FACULTY OF BASIC SCIENCES AND HUMANITIES RAJENDRA AGRICULTURAL UNIVERSITY PUSA SAMASTIPUR BIHAR SUMITTED BY RAJEEVN KUMA MBA (Agri-Business) Reg.no MBA(AGB)30/2012-13
  • 2. CONTENT  INTRODUCTION  OBJECTIVE  COMPANY PROFILE  RESEARCH METHODOLOGY  OBSERVATION  DATA ANALYSIS  SWOT ANALYSIS  CONCULSION  SUGGESTION/RECOMMENDATION  BIBLOGRAPHY
  • 3. INTRODUCTION  Bihar is blessed with vast and varied fisheries and aquaculture resources.  These resources are in the form of rivers, reservoirs, lakes, mauns , chaurs , irrigation canals, ponds and community tanks.  However, despite such natural resources and fish as highly preferred food item, aquaculture and open water fisheries resource remain highly underutilized.  It is high time for the state to make use of these resources for providing sustainable livelihoods to millions of poor rural communities.  The major schemes taken up include production and supply of fish seed, development of Maun / Chaur besides centrally sponsored schemes for development of aquaculture and welfare of fishers
  • 4. CONT-  Current status of fisheries and aquaculture Bihar occupies third position in inland fish production (2.66 lakh tones)  It contributes about 1.6 % of Bihar GDP.  Bihar has abundant natural resources of water in the form of 69,000 hectare of ponds and tanks , 90,000 hectare of ox-bow lakes , 35,000 hectare of water logged area and many major rivers with total length of 3200 km.  The present fish production is about 2.675 lakh tones. The state produces 350 million fry against its current requirement of 2000 million.  Similarly, the State requires about 4.5 lakh metric tones of fish for local consumption and as such there is a wide gap between the production and demand of fish.
  • 5. CONT-  The annual per capita fish consumption in the state is one of the lowest in the country,1 kg/yr for nutritional security.  To promote fisheries, the department of fisheries has 121 fish seed farms, out of which only 10% are in working condition.  Presently, there are 81 fish seed hatcheries in Bihar.  In order to bridge the gap in the fish seed demand and supply, government of Bihar has announced to set up one hatchery in each District of the State.
  • 6. SCOPE  Conservation of Water in Tanks & Ponds.  Intensive/Semi- Intensive Fish Culture in Tanks & Ponds.  Culture based Fisheries in Mauns /Chaurs by stocking fingerlings.  Enhancing of Fish Seed Production up to 650 million  Infrastructural Dev. Of Fish Marketing  Training of Fish Farmers to acquaint them with latest know- how of Fish Production  Insurance of Fish Crops.
  • 7. CONT-  To Develop Pond Aquaculture- Water areas below 10 ha to be brought under composite culture and bringing them into scientific composite culture and achieving and annual production level up to 3000 kg/ha/year.  Culture Based Fisheries Enhancement In Ox-bow Lakes- Special drive for renovation and restoration of Ox-bow lakes to make them suitable for fish culture and to get annual yield of 600- 1000 kg/ha/year by stocking 3000 fingerling per ha  Development Of Waterlogged Areas- To develop and brought under Semi- intensive culture through Inland Fisheries and Aquaculture Scheme  Reservoir Fisheries- Management of reservoir shall be done on culture based fisheries, optimum stocking , density of size of seeds and co-operative based management to enhance present level of production  Quality Seed throughout the Year – Quality fish seed is most critically required inputs for aquaculture. Adequate supply of good quality fish seed throughout the
  • 8. OBJECTIVE  To study about the programme run by government to development of fishery sector.  To assess the production, processing, storage, transport, marketin g of the fish and fish product.  To find out the the financial institutions that supports fishermen for carrying out the fisheries.  To evaluate the role of bank in the development of fishery sector.
  • 9. RESEARCH METHODOLOGY Research design:-  The methodology for the fulfilment of different objective of study consisted of two main component, Data and its source. Research Plan:-  Reporting in the Bank: 13 June 2013  Data collection: 15 June to 16 July 2013.  Analysis and report writing: 17 July to 25th July 2013 Source of Data:- PRIMARY DATA:- Questionnaires, and personal interview method. SECONDARY DATA:- Published and unpublished document like magazines, fishery department information,
  • 10. CONT-- Research Instruments:-  In depth interview with fishermen. bank employees and with staffs of fishery department Analytical Methods  The analysis of study has been achieved by using simple statistical tools like averages, percentage, ranking along with their graphical representation. Sampling technique:- Samples of fishermen and bank was selected by employing simple random sample Sampling size:- (a) Fisherman: -40 (b) Bank staffs: -20 (c) Government agency—6 fisheries department (Khagaria, Samastipur, Darbhangas, Madhubani, Sitamarhi, Patna) Sample area:- Darbhanga, Khagaria, Begusaria, Madhubani, Muzaffarpur, Samastipur, Sitamarhi
  • 11. AREA OF STUDY
  • 12. ORGANISATION PROFILE State Bank of India  (SBI) is a multinational banking and financial services company based in India.  It is a government-owned corporation with its headquarters in Mumbai Maharashtra  As of December 2012, it had assets of US$501 billion and 15,003 branches, including 157 foreign offices, making it the largest banking and financial services company in India by assets.  The bank traces its ancestry to British India, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest commercial bank in the Indian Subcontinent.
  • 13. CONT-  Bank of Madras merged into the other two presidency banks—Bank of Calcutta and Bank of Bombay—to form the Imperial Bank of India, which in turn became the State Bank of India.  Government of India nationalised the Imperial Bank of India in 1955, with Reserve Bank of India taking a 60% stake, and renamed it the State Bank of India. In 2008, the government took over the stake held by the Reserve Bank of India.  SBI was ranked 285th in the Fortune Global 500 rankings of the world's biggest corporations for the year 2012.
  • 14. CONT-  SBI provides a range of banking products through its network of branches in India and overseas, including products aimed at non-resident Indian (NRIs).  SBI has 14 regional hubs and 57 Zonal Offices that are located at important cities throughout the country.  SBI is a regional banking behemoth and has 20% market share in deposits and loans among Indian commercial banks.  The State Bank of India was named the 29th most reputed company in the world according to Forbes 2009 rankings and was the only bank featured in the "top 10 brands of India" list in an annual survey conducted by Brand Finance and The Economic Times in 2010.
  • 15. OBSERVATIONS  After survey with fishermen and Bank, following observations has been inferred. There is abundant water resource in Bihar but production is not as good as comparison with water resource. There is opportunity of developed fishery sector to become a surplus state after overcome some problem. Meeting with fishermen some problem faced by fishermen /Bihar fishery are:-  Abundant water resources like ponds, in Madhubani, Darbhanga, Khagaria, East champran.  Several varieties of fishes are found in Bihar in which Madubani, Darbhanga are major.  Various government agency are work in this sector like FFDA, Fishery department.  Lack of good quality of fish seed.  Lack of modern technology.  Lack of technological knowledge.  Lack of infrastructure.  Lack of information about fish culture.
  • 16. DATA ANALYSIS (FISHERY PROFILE OF BIHAR) Total inland water bodies(iakh ha) 1.60 River and canal (km) 3,200 Reservoirs (Lakh ha) 0.60 Tanks and ponds(Lakh ha) 0.95 Flood plain lakes (Lakh ha) 0.05 No Of FFDA 33 water area covered under FFDA (ha) 25786.00
  • 17. CONT- No of fish farmers trained under FFDA 35362 No of beneficiaries under FFDA 38862 Average productivity reported(kg/ha/year) -FFDA 2400 SOURCE—ICAR REPORT
  • 18. FISH PRODUCTION IN LAST EIGHT YEAR YEAR INLAND FISH PRODUCTION Fish production (tons) Growth rate No of fish seed produced(millio n) Growth rate 2004- 05 267.51 0.3 318.31 -8.1 2005-06 279.53 4.5 344.4 8.3 2006-07 267.04 -4.5 330.46 -4.2 2007-08 319.10 19.5 309.53 -6.4 2008-09 300.65 -5.8 302.99 -2.11 2009-10 297.40 -1.08 330.78 9.17 2010-11 299.91 0.84 275.19 16.80 2011-12 344.47 14.86 244.37 2O12-13 400.34 16.25
  • 19. FUND RELASE TO THE GOVT.OF BIHAR FROM NFDB Name of activities 2007- 08 2008- 09 2009- 10 2010- 11 2011- 12 2012- 13 Intensive aquaculture in ponds & tanks 73.6400 - - 16.78 945.77 Reservoir fisheries - 20.17 22.13 Cold Water Fisheries 0.00 Other activities - - - - 0.00 Total: 73.6400 0.00 - 36.95 967.90
  • 20. PERFORMANCE OF CSS & CS SCHEMES IN BIHAR (RS. IN LAKHS) Name of Schemes Funds released during 11th Plan 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 Development of Inland fisheries & Aquaculture 20.00 0.00 0.00 20.00 101.40 65.00 National Scheme of Welfare of Fishermen. 43.14 0.00 0.00 293.00 0.00 - Strengthening of Database & Geographic Information System of Fisheries Sector. 0.44 6.00 0.00 0.00 0.00 - National Fisheries Development Board (NFDB) 73.6400 0.00 - 36.95 964.91 15.11 National Mission for Protein Supplements (NMPS) - - - - 1214.00 -
  • 21. NATIONAL MISSION FOR PROTEIN SUPPLEMENTS (NMPS) Approved Component for the year 2012-13 Rs. in lakhs Reservoir Development 668.00 Aquaculture Development through Integrated approach 250.00 Total 918.00 SOURCE– ICAR REPORT
  • 22. AN ESTIMATE DISTRICT-WISE POND RESOURCE IN THE STATE DISTRICT POND AREA(Hectare) GOPALGANJ 998 SIWAN 948 CHAPRA 812 VAISHALI 871 MUZAFFARPUR 1822 EAST CHAMPRAN 9153 WEST CHAMPRAN 4003 SITAMARHI 2000 MADHUBANI 3743 DARBHANGA 3036 SAMASTIPUR 1386 BEGUSARIA 1033
  • 23. CONT- SAHARSA 1057 MADHEPURA 1508 PURNEA 3447 KATIHAR 4176 BHAGALPUR 918 MUNGER 3163 KHAGARIA 4640 SAHEBGANJ 1609 PATNA 2176 BHOJPUR 1096 ROHTAS 925 GAYA 2758 AURANGABAD 3511
  • 24. CONT- NAWADA 3184 NALANDA 3464 SOURCE:-DEPARTMENT OF FISHRY (GOVT. OF BIHAR
  • 25. DISTRICT-WISE MANUS SI No DISTRICT NO.AND AREA OF MAUNS IN DIFFERNT REGION 10-50 ha 50-100 ha 100-500 Total No. Total area No Area No Area No Area 1 KATHIR 21 807 3 212 1 156 25 875 2 EAST CHAMPRAN 10 276 8 586 7 1130 25 1992 3 MUZAFFARPUR 21 436 3 185 0 0 24 621 4 SAMASTIPUR 4 143 1 98 3 702 8 943 5 WEST CHAMPRAN 3 83 1 52 2 626 6 761 Total 59 1445 16 1133 13 2614 88 5192 Source-Fishery department (Govt. of Bihar
  • 26. BROOD BANK Species % of total Quantity of seed (crore) Quantity of brood Tocks (tonnes) Fingerlings Fry Spawn Female Male CATLA 30 9.6 19.2 63.4 12.7 12.7 ROHU 30 9.6 19.2 63.4 12.7 12.7 MRIGNAL 20 6.4 12.8 42.2 8.5 8.5 GRASS CARP 10 3.2 6.4 21.2 4.3 4.3 COMMON CARP 8 2.6 5.2 17.2 3.4 3.4 SILVER CARP 2 0.6 1.2 3.6 0.9 O.9 TOTAL 100 32 64 211 42.5 42.5 SOURCE-FISHERY DEPARTMENT GOVT.OF BIHAR
  • 27. AVILIABLE RESOURCE SI. NO SPECIFICATION TOTAL NO. AREA IN Ha 1 TANK/PONDS 70000 69000 2 OX-BOW LAKES(MAUN) 48 9000 3 RESIVIOURS 29 7276 4 FLOWING RIVER 32OOKM 5 WET LAND 100000ha SOURCE- FISHERY DEPARTMENT (GOVT.OF BIHAR)
  • 28. PRODUCTIVITY SI. No Particular Production 1 Average productivity per ha/year 8oo/ha/year 2 National productivity 2500kg/ha/year 3 Productivity from developed water bodies 2300kg/ha/year 4 Annul Demand 4.56 lakh MT 5 Total fish production 3.06 lakh Ton 6 Import fish from neighbouring state 1.5 lakh Ton(value-1050 crore) SOURCE-FISHERY DEPARTMENT (GOVT.OF BIHAR)
  • 29. INFRASTRUCTURE FACILITIES SI.NO FACILITY AVILIABLE REMARK 1 No. of fisherman 121 2 No. of Hatcheries (a) In Govt. sector 1 (b) In corporate 2 (c) Private 40 3 No. of training centre(Rohtas, Nawada, Khagaria, Supual, Banka) 5 4 No. of fish farmer development agency (FFDA) 38 5 No. of fish feed mill 110 6 No. of Hatcheries 97 Sanctioned SOURCE-ICAR REPORT
  • 30. MATSYA JAGARAN KENDRA S.No. Name of Districts Status 1 Nawada Constructed 2 Khagaria 3 Kisangunj 4 Banka 5 Sasaram 6 Supaul 7 Gopalgunj Under Construction8 Saharsa 9 Gaya Sanction 10 Madhubani 11 Dharbhanga 12 Sitamarhi
  • 31. TOTAL FISH PRODUCTION 267.51 279.53 267.04 319.1 300.65 297.4 299.91 344.37 400.14
  • 32. REGION WISE FISH PRODUCTION (2012-13) 85.81 141.6 68.44 54.03 50.7 patna region trithut region koshi region bhagalpur region darbhanga region
  • 33. TOTAL FISH SEED PRODUCTION 318.31 349.94 330.46 309.53 302.99 330.78 275.11 244.37 2004-5 2005-6 2006-7 2007-8 2008-9 2009-10 2010-11 2011-12
  • 34. SWOT ANALYSIS Strength:-  Abundant resource of water available in Bihar.  Government aware about fishery sector, various programmes run by them.  High demand of fish in national market as well as international market.  Cheap labour is available  Integrated fish culture provide other business opportunity. Weakness:-  Lack of technical knowledge about fishery sector.  Lack of good quality of fish seed.  Lack of infrastructure.  Diversified water resource in a district.  Poor physical status of majority of ponds  Heavy siltation of ponds  Lack of Technical know-how  Regular occurrence of flood & drought
  • 35. CONT--- Opportunity:-  To become a surplus state in fishery.  To become a employment providing sector.  Integrated fish culture provides scope for other sector also.  To established fish processing industry Threat:-  Threat from neighbouring state.  Climatic threat.  Sudden cause of fish disease.
  • 36. CONCLUSION After analysis of Data, Table, and Graph, find that  (I) Bihar has abundant water resource and there is opportunity to develop this sector.  (ii) Present production 2.2 ha/annum become triple if some measure taken by government to develop this sector.  (iii) It also become a great employment sector.  (iv) There has been a steady increase in fish production in period 2010-13 and its share in total agriculture GDP has nearly double in last 5 years.  (v) Fishermen in the state are being trained to increase productivity of fishery sector.  (vi) Loans are being granted for maintance and renovation of privately owned ponds in state. Government started various programme and provide subsidiary to fishermen to develop this sector.
  • 37. SUGGESTION FOR FISHERMEN  Must take part in training organised by Bank and Government.  Use good quality of fish.  Use modern technology.  Culture fish as integrated method.  Culture fish for commercial level.  Return Bank installement timely to make good relation with bank. FOR BANK  To fix easy criteria for loan section for fishery sector.  Sanction loan at timely.  Organised programme for fishery sector.  To coordinate with government programme run for fishery sector development  Take active part in this sector  Established a fishery special branch where fishery activity done.
  • 38. CONT-- FOR GOVERNMENT  Made framework to develop fishery sector.  To appoint technical person at block level.  Organised training time to time.  Provide good quality of fish seed at subsidiary rate.  Provide modern technology at subsidiary rate e.g.-solar pump.  To established organised market structure for fishery.  To coordinate bank with fishery programme.  To make bridge between Bank and fishermen.
  • 39. ACTION PLAN  To maximum utilisation of available water resource by integrated fish culture.  To provide technical knowledge.  To organise training.  To provide technical expert.  Micro-finance provided to marginal fishermen. PROMOTION:-  Government provide subsidiary on fish seed, fish feed, solar pump.  Provide subsidiary on renovation of pond and new developed pond.  Bank provide loan at low interest.  Established well organised market for fish.