This articles differentiate Workers Comp and Social Security Disability. Read full article: http://parmelelawfirm.com/difference-workers-comp-social-security-disability/
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What Is The Difference Between Workers Comp and Social Security Disability
1. Parmele Law Firm, PC | (855) 727-6353 | http://parmelelawfirm.com/
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provided for general informational purposes only and are not intended to be legal advice. The law changes frequently and varies from jurisdiction to jurisdiction. Being general in nature, the
information and materials provided may not apply to any specific factual and/or legal set of circumstances. No attorney-client relationship is formed nor should any such relationship be
implied. Nothing in this document is intended to substitute for the advice of an attorney, especially an attorney licensed in your jurisdiction. If you require legal advice, please consult with a
competent attorney licensed to practice in your jurisdiction. Past results are no guarantee of future results.
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What Is The Difference Between Workers Comp and Social
Security Disability?
The government provides at least two ways for employees who become
injured or sick to recoup medical fees and lost wages. Social Security
Disability and workers comp are both programs intended to protect workers,
and some employees may even qualify for both programs.
Workers compensation, also known as workman's comp to many employees,
is a type of insurance that employers are typically required to carry and pay
for out of pocket medical expenses for a work related injury or illness.
Workers compensation reimburses employees for wages lost, medical
expenses and rehabilitation.
In comparison, Social Security disability, colloquially known as disability, is a
government program that provides wages to citizens who are unable to work
full time due to disability. This may be a physical or mental disability, and it
is not required to be caused from work. For example, birth defects and
genetic diseases may qualify an individual for Social Security disability,
which actually consists of two programs.
2. Parmele Law Firm, PC | (855) 727-6353 | http://parmelelawfirm.com/
MO Supreme Court Rule 4-7.2 “The choice of a lawyer is an important decision and should not be based solely upon advertisements. The information and materials in this document are
provided for general informational purposes only and are not intended to be legal advice. The law changes frequently and varies from jurisdiction to jurisdiction. Being general in nature, the
information and materials provided may not apply to any specific factual and/or legal set of circumstances. No attorney-client relationship is formed nor should any such relationship be
implied. Nothing in this document is intended to substitute for the advice of an attorney, especially an attorney licensed in your jurisdiction. If you require legal advice, please consult with a
competent attorney licensed to practice in your jurisdiction. Past results are no guarantee of future results.
Discover more great content here:
http://www.youtube.com/user/parmelelaw
https://twitter.com/parmelelawfirm
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Employees consistently pay into the Social Security Disability Insurance
(SSDI) pool through their wages. This is similar to the Social Security
retirement fund. The government pays SSDI from this fund, and employees
will receive repayment based on credits earned. Employees who receive
SSDI payments for over two years will become qualified for Medicare, which
helps pay for medications and treatments. SSDI may also enable a disabled
persons family who may receive partial benefits as well.
The second Social Security disability program is Supplemental Security
Income, or SSI. This is determined based on the level of disability and
financial need, and SSI doesn't require that the person previously held a job
and paid into SSDI. The laws state that SSI is only available to individuals
with less than $2,000 in assets or $3,000 for couples. Qualified individuals
will also qualify for Medicaid in most cases.
In fact, employees may be able to qualify for workers comp in addition to
disability. However, the system is designed so that employees cannot abuse
it. Employees are advised to speak with a Social Security disability lawyer
before applying for disability to get the most benefits. There is a period of at
least five months during which disability will not pay benefits for injured
employees. During this time, workers comp can help cover fees and lost
wages. For more information or to schedule consultation, contact Parmele
Law Firm.