Ride the Storm: Navigating Through Unstable Periods / Katerina Rudko (Belka G...
A look at social security’s special services for beneficiaries
1. A Look at Social Security’s Special Services
for Beneficiaries
2. Social Security is one of the most efficient government programs that keeps
millions of Americans out of poverty. Beneficiaries include those who receive SSDI
and SSI benefits. Disability benefits are granted on the basis of a detailed medical
record review of the applicant. The applicant’s disability should fall under the list
of impairments compiled by the SSA (Social Security Administration) and considered
eligible for disability allowance. The SSA has always attempted to go the extra mile
for its beneficiaries by offering special services.
Compassionate Allowance for Seriously Ill Patients
Sensitive to the difficulties faced by applicants who are seriously ill and to
help them avoid the long waiting time for decisions on their disability applications,
Social Security created the Compassionate Allowances list that includes 225 serious
health conditions. Applicants suffering from any of these conditions would be
quickly granted disability status once their medical records are reviewed and the
disability established. This list includes rare diseases, traumatic brain injury,
cancers, early onset Alzheimer’s disease and associated dementias, stroke,
cardiovascular disease, schizophrenia, autoimmune diseases and multiple organ
transplants. The administration will approve such applications within weeks.
Social Security Number for New Baby
Parents can request a number for their newborn baby at the hospital where
the child was born. This request can be made at the same time when registration
for a birth certificate is made. This helps avoid calling Social Security’s toll-free
number or going to the local office with the baby. The advantages of getting this
number right away include:
3. Obtain health insurance coverage for the child
Open a bank account for the baby
Apply for government services for the baby
Declare the child as a dependent on the parents’ income tax return
The Administration even helps with naming the baby, with its list of the most
popular names for babies born each year.
Appointing a Representative to Manage the Beneficiary’s Money
The SSA’s Representative Payee Program helps to appoint a representative to
manage the beneficiary’s money in case they need help. Usually, family members
or friends are considered first for this position. In case such people are not
available, SSA would contact qualified social service and similar agencies to find
representative payees. The role of the representative payee is very important
because he/she will have to take charge of the benefits sent to the beneficiary and
manage the money for the beneficiary’s needs. He/she must maintain records and
also account for his/her actions by filing reports to the SSA.
International Social Security Agreements
Americans who work in offshore locations and foreign nationals working in the
U.S. often face the problem of double payroll taxation of their wages. These people
also face the issue of accretion of too few credits in any country that will make
them eligible for benefits. The SSA has entered into agreements with 25 foreign
countries which have systems similar to the U.S. Social Security. As per this
agreement, workers need pay taxes only to one country’s system at a time. When
they are about to retire, they can pool the credits earned in more than one
country. The SSA would pay benefits to an American expatriate by recognizing the
credits he/she earned when working in another country.
4. Assistance of an Interpreter
People who don’t speak English but need to communicate with the staff at
the SSA about benefits can make use of the free interpretation services the
administration provides. Many languages are covered. People can call the agency at
a toll-free number and choose the desired language option. In case the phone call
doesn’t serve the purpose, they can make use of the appointment Social Security
would schedule at a local office, where they would also arrange for an interpreter
to be present.
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