Factoring is taking a company’s greatest asset, their account receivables, giving them 80% or more cash advance upfront, managing the collecting and protecting them from non-payment. Do you have receivables? Do you know how you can benefit from getting cash upfront and not having to wait 30, 60 or 90 days? You might be able to get supplier discounts or increase your sales by offering open terms! You will have professional collections and detailed online management reporting allowing you to focus on your core business and delegate your resources to higher valued activities. Coface will take on the risk, protecting you from non-payment, you keep a clean financial statement and you never have to worry about writing off bad debt. These are some of the ways you can make money, save money and save time with Factoring.

1. COFACE NORTH AMERICA Accounts Receivable Financing

8. How Does Coface’s AR Financing Work?* Step 1 Your company sends an invoice to your customer. Step 2 Your company sends a copy of the invoice to Coface. Step 3 Coface wires a cash advance to your company’s account. Step 4 Coface receives full payment from your customer. Step 5 Coface wires balance of invoice less factoring fee and interest fee. *This is only an illustration. Coface’s AR financing is contingent on the number of customers, the size of those customers’ invoices, and the customers’ creditworthiness. Grow your business! Reinvest the advance back into your business.

9. THANK YOU Michael LaRocco Regional Account Executive Coface North America 1350 Broadway, Suite 2001 New York, NY 10018 T: 917.968.8928, F: 516.908.3811 E: [email_address]