Nick Williams, Managing Director of Consumer Digital at Lloyds Banking Group, discusses building the bank's "Digital DNA" to meet changing customer expectations and underpin its business strategy. Key aspects of developing this Digital DNA include creating an innovative and agile culture, attracting and developing talent through apprenticeships and training programs, embracing diversity, and designing services to meet the needs of all customers. The goal is to build the largest UK bank's Digital DNA for an intuitive, simple, and valuable digital experience.
And that is why we all need to remain focused on what is next and we must DELIVER, DELIVER and DELIVER!
And that is why we all need to remain focused on what is next and we must DELIVER, DELIVER and DELIVER!
Slide 10: Customer Expectations changed
..customer expectations changed…
intuitive – Apple… social – Facebook… immediate – Netflix…
beautiful to browse - John Lewis
…best bank for customers… moments that matter
buy a home… open current account…establish business… prepare for retirement
10 important customer journeys ...benefits… mortgage offer from 25 days to less than a week
Egs AIP on mobile… Credit checker… Switch accounts with photo of debit card
Redesigned every step… target customer experience… challenging policies and design decisions
Transformational. Not innovation for innovation sake… customers easier lives
And that is why we all need to remain focused on what is next and we must DELIVER, DELIVER and DELIVER!