vk sir

1. PRADHANMAN
TRI JAN DHAN
YOJANA
-PMJDY
From
V.K. (Vitthal Khairnar)
Trainer

2. INTRODUCTION
 On 15th August 2014, India’s prime minister announced the
financial inclusion mission titled “Pradhanmantri Jan-Dhan
Yojana”.
 Jan-Dhan Yojana roughly translates into English as “People’s
Wealth Scheme”.
 India’s Prime minister Narendra Modi announced the
launching of this scheme at the Red Fort on the occasion of
India’s Independence Day.
 Launched on 28 August in 77000 of areas.

3. About PMJDY
 The name “Jan Dhan” was chosen through an Online
Competition on the My Gov Platform, received more
than 6000 suggestions from Indian citizens.
 7 individuals have suggested “Jan Dhan”.
 Slogan – Mera Khata-Bhagya Vidhaatha.
 Primarily the PMJDY Scheme is meant for those who
do not have a savings bank account.
 Only 58% of Indian citizens are having a bank account.

4. Aim of PMJDY
 To bring poor
financially excluded
people into banking
system.
 It covers both urban &
rural areas.
 To raise Indian
Economy.
 To decrease corruption
in Govt subsidy or
benifit schemes.
 Digital India.

5. Benefits of opening bank a/c under
PMJDY
 Medical insurance cover of
Rs. 30,000.
 Account can be opened with
zero balance.
 Accident insurance up to Rs.
100,000
 Not required to maintain any
minimum balance.
 Rupay card can be issued.
 Rs. 5000 of overdraft
available only after 6 months
on satisfactory operation in
the account.

6. Participants
Nationalized Banks
 Central Bank of India
 SBI
 Bank of Baroda
 Bank of India
 Canara Bank
 IDBI Bank
 Indian Bank
 PNB
 Union Bank of India
 Oriental Bank of commerce
Private –Sector Banks
 Axis Bank
 Federal Bank
 HDFC Bank
 ICICI Bank
 Indus Bank
 ING Vysha Bank
 Andhra Bank
 YES Bank
 Kotak Mahindra Bank
 Karnataka Bank

7. 7000
brache
20000
ATM
50000
emp
s
PMJDY

8. Reaching of Target with in a
Day
Number of accounts
 10,85,000
 3,62,000
 5,50,000
 3,00,000
 1,00,000
 2,90,000
 20,00,000(from Aug-16)
Bank
 Central bank of India
 IDBI
 Union Bank
 Dena Bank
 ICICI
 Bank of Maharashtra
 SBI