AMERMS Workshop 13: Cutting Edge in SPM (PPT by Abebual Demilew)
Upcoming SlideShare
Loading in...5
×

Like this? Share it with your network

Share

AMERMS Workshop 13: Cutting Edge in SPM (PPT by Abebual Demilew)

  • 1,492 views
Uploaded on

FULL TITLE: ...

FULL TITLE:
What is the Cutting Edge in Managing and Measuring Social Performance?
ROOM: Tsavo A
Translated session: English & French
PANEL:
Chair: Mr. Christian Loupeda, Director Imp-Act Consortium, Freedom from Hunger (FFH), USA
Panelist: Mr. Abebual Zerihun Demilew, Research Manager, BRAC, Uganda
Panelist: Ms. Refilwe Mokoena, Research & Development Manager, Small Enterprise Foundation
(SEF), South Africa
Panelist: Ms. Ging Ledesma, Manager of Social Performance, Oikocredit, The Netherlands

  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Be the first to comment
    Be the first to like this
No Downloads

Views

Total Views
1,492
On Slideshare
1,283
From Embeds
209
Number of Embeds
4

Actions

Shares
Downloads
19
Comments
0
Likes
0

Embeds 209

http://www.microcreditsummit.org 185
http://www.slideshare.net 19
http://microcreditsummit.org 4
http://207.46.192.232 1

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
    No notes for slide

Transcript

  • 1. Implementation of Poverty Scorecard Experience from BRAC Uganda Abebual Zerihun April 08, 2010 www.brac.net
  • 2. The Poor and Microfinance % of people below poverty line Region Total Who can borrow from MFI Uganda (2005) 31 17 Central 16 9 Eastern 36 24 Western 21 11 Northern 61 35 www.brac.net
  • 3. Poverty Scorecard • Reliable and practical monitoring and targeting tool • Can monitor movements in and out of a poverty line • Can be used to improve products and services www.brac.net
  • 4. Construction of PSC for Uganda • Developed by BRAC Africa research unit • 10 simple multidimensional indicators [demographic, asset, and housing] screened from UNHS-2005 • Sum of scores to each indicator yields the poverty score for the household • Provides poverty likelihoods in different score range • Public knowledge goods www.brac.net
  • 5. Poverty likelihood conversion chart Score range Poverty likelihood for people with score in range (%) 0-4 95.2 5-9 97.2 10-14 93.6 This client’s 15-19 80.6 household has a 20-24 76.1 score of 21 25-29 71.2 76.1% likelihood of 30-34 62.5 falling below 35-39 47.7 poverty line-$1/day. 40-44 44.0 45-49 38.7 50-54 27.0 55-59 26.2 60-64 13.3 65-69 8.1 70-74 6.5 75-79 2.7 80-84 3.1 85-89 1.3 90-94 0.7 95-100 0.0 Total n = 5,112 www.brac.net
  • 6. Poverty scorecard for Uganda www.brac.net
  • 7. Implementation • Integrated with MIS and loan appraisal system • Full coverage across all the 89 branches including all the borrowers, regardless of their loan cycle • Orientation during monthly managers meetings • For new staff, training mainstreamed through the microfinance management trainings. • Credit officers collect data for poverty scorecards www.brac.net
  • 8. Implementation • Branch level MF data entrant • Periodic analysis of client poverty status • Sept 2010 longitudinal survey www.brac.net
  • 9. Contextualizing Score Naigaga Annette Semujju Luiga Sells used clothes and BRAC CHP Sells cooked food and condiments First Loan: Ush 300,000 First Loan: Ush 300,000 Second Loan: Ush 600,000 Second Loan: Ush 500,000 Poverty Score: 65 Majeri Odu Poverty Score: 57 Handicrafts & Poultry First Loan: Ush 200,000 Poverty Score: 39 www.brac.net
  • 10. Quality Control • Periodic checks by monitoring unit • Data capture for 20 sample branches – Credit Officers tend to ‘overscore’, i.e. identify households to be more better of than they actually are. Sample Question Total reported Total monitoring % discrepancy score score Wall material 4547 4641 -2.02 Number of children 2855 2713 5.23 Household head’s education 1704 1700 ~0 Over all average (June 09-Oct09) 2.4 Over all average (Nov09-Feb10) ~0 www.brac.net
  • 11. Key success factors • Senior level management commitment • Good and reliable system • Triangulation to control quality • Piloting www.brac.net
  • 12. Lessons • Monitor or target, but not both • Quality, quality and quality • Get management buy-in • Keep it real. Understand limitations. Manage expectations www.brac.net
  • 13. Thank You www.brac.net