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THE POWER        NUMBERS
            OF




                           C             E
                               ONSUMER       DGE
TABLE          CONTENTS
             OF

                                            2
Consumer Edge
                                            2
Top Benefits
Benefits That are Included in
                                            3
Your Cost of Membership
                                            4
How Much Money Could You Save?
                                            5
Legislative Advocacy
                                            5
Top Legislative Issues
                                         6-9
GET STARTED
                                            7
    Kick Start Your Savings
    Important Things You Can
                                            8
    Do Right Now
                                       11 - 15
BUSINESS BENEFITS
                                           11
    It All Adds Up to Savings
                                           12
    Top Business Benefits
                                           14
    More for Your Money
                                       16 - 21
PERSONAL BENEFITS
                                           17
    Get More Out of Life
                                           18
    Top Personal Benefits
                                           19
    Enhance Your Lifestyle!
                                       22 - 28
HEALTH BENEFITS
                                           23
    Because Health Matters
                                           25
    Top Health Benefits
                                           27
    Stretch Your Health Care Dollars
                                       29 - 32
APPLICATIONS
                                           29
    Alliance Membership Application
                                           31
    Association 105® Application
GET         POWER        NUMBERS WORKING         YOU
      THE           OF                     FOR
CONSUMER EDGE
                                                                                            TOP
                                                                                            BENEFITS
The Alliance for Affordable Services leverages the power of numbers to help you
save time and money. Alliance Members have access to benefits to help them save
                                                                                            I Access to Affordable
money in both their business and personal lives. Take a moment to review the                  Health Insurance
benefits available to you and learn how the power of numbers can work for you.              I Accidental
                                                                                              Death Benefit
    MEMBERSHIP                                                                              I Alliance
I
                                                                                              Scholarship Program
    The Alliance stands strong with hundreds of thousands of members from across
                                                                                            I Association Rx Card
    the nation. With the ability to unite small-business owners and individuals, the
                                                                                            I Business Consultant
    Alliance has created a group with the clout to negotiate valuable savings.
                                                                                              Advice Line
                                                                                            I Home Office
    BENEFITS
I                                                                                             Protection
    Providing a variety of business, personal and health care benefits to members is the    I Hospital
                                                                                              Confinement and
    purpose of the Alliance for Affordable Services. Helping members save money in
                                                                                              ER Benefits
    both their professional and personal lives is part of what the Alliance is all about.
                                                                                            I Medical
    You don’t have to be in corporate America to have access to great benefits at             Discount Programs
    substantial savings.                                                                    I Online Tax Advice
                                                                                            I Roadside Assistance
    ADVOCACY
I                                                                                           I Tax Saving Programs
    Representing members’ voices in Washington, D.C., the Alliance helps advocate
    for legislative change to help improve the lives of small-business owners and
    individuals. The Alliance informs and empowers consumers to get involved and
    make a difference.



                                        “Our family saved over
                                                 $6,038 in taxes
                                       with the Association
                                          105® HRA benefit!”
                                                                               David W.



2     ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
CONSUMER EDGE


VALUABLE MEMBER BENEFITS THAT ARE
INCLUDED IN YOUR COST OF MEMBERSHIP
          Accidental Death Benefit                 EPIC Hearing                                  Legal Club of America® —
      I                                        I                                             I

                                                                                                 Small-Business Plan
          Alliance ConsumerClub Rewards            Heart Attack Benefit
      I                                        I

                                                                                                 Medical Travel Assistance
                                                                                             I
          Business Consultant                      Home Office Protection
      I                                        I

          Advice Line                                                                            Nurse Advice Hotline
                                                                                             I
                                                   Hospital Confinement Benefit
                                               I

                                                                                                 Online Tax Consultant
          Business Interruption                                                              I
      I
                                                   Hotel Access Card
                                               I
          Expense Program                                                                        Roadside Assistance
                                                                                             I
                                                   Identity Theft Restoration
                                               I
          Discount Dental
      I
                                                                                                 Tax Savings for the Self-Employed
                                                                                             I
                                                   Legal Club of America® —
                                               I
          Emergency Room Benefit
      I
                                                   Family Plan
          Emergency Helicopter
      I




AND ADDITIONAL SAVINGS...
    ABS Financial                         10% Discount                            Hewlett-Packard                      Up to 10% Savings
I                                                                             I


    A-Systems Accounting Software         50% Savings                             Hospital Savings Card                Average Savings up to 25%
I                                                                             I


    CAREINGTON HealthWise                 20% to 45% Savings                      Incorporation Services               20% Savings
I                                                                             I


    ConferencePlus                        Up to 70% Savings                       International Paymaster              35% to 40% Savings
I                                                                             I


    Countrywide Home Loans                Up to $500 Off Closing Costs            Jones International University       10% Savings
I                                                                             I


    Credit and Debit Card Processing      $295 Fee Waived                         Office Supplies                      Up to 80% Savings
I                                                                             I


    Debt Review and Consolidation         40% Discount                            Portable Storage                     10% Savings
I                                                                             I


    DellTM                                Up to 5% Discount                       Printing Services                    10% to 30% Savings
I                                                                             I


    Dent Zone                             40% Savings                             Rental Cars                          5% to 20% Savings
I                                                                             I


    DHL Express                           Up to 24% Savings                       Travel & Entertainment               5% to 30% Savings
I                                                                             I


    Direct Labs                           Up to 70% Savings                       Vision Savings                       40% Savings
I                                                                             I


    Health Connection                     20% to 60% Savings                      Vitacost.com                         Up to 75% Savings
I                                                                             I




                                     ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG                            3
CONSUMER EDGE


HOW MUCH MONEY COULD YOU SAVE?
It won’t take you long to see that your Alliance Membership will pay for itself! By taking advantage
of the products and services that are available, you open a world of savings. Here is how much
money you could save using a sampling of the Alliance benefits you have access to:


    Business                                                                                                                    Potential Savings
    Association 105® HRA I Tax savings for the self-employed (must qualify)                                                             $4,047
    Credit & Debit Card Processing I Enrollment fee waived                                                                                $295
    DHL Express I Overnight mail services                                                                                                 $187
    Business Consultant Advice Line I Advice on small-business issues                                                                     $150
    Hewlett-Packard I Technology equipment                                                                                                $144
    QuickBooks® I Financial software                                                                                                      $124
    Burns Graphics I Printing and promotional services                                                                                     $81
    ABS Financial Services I Tax services                                                                                                  $60

    Personal
    Real Estate Transactions I Buying and selling / residential or commercial                                                              $900
    North American Van Lines I Moving services                                                                                             $750
    Alliance ConsumerClub Rewards I Credit towards travel and consumer products                                                            $600
    Countrywide Home Loans I Mortgage lending                                                                                              $500
    Emergency Roadside Assistance I Roadside services                                                                                       $65
    Hotel Discount Program I Hotel savings                                                                                                   $8
    Identity Theft Restoration I Service to restore your identity                                                                           $50

    Health
    Discount Dental Program                                                                                                                $143
    Accidental Death & Dismemberment Benefit                                                                                                $64
    HealthWise Advantage Card I Medical savings program                                                                                     $59
    Hospital Confinement for Accident                                                                                                       $59
    Emergency Room Benefit                                                                                                                  $28

    Total potential savings for just these benefits:                                                                               $8,314
Potential Member Savings are based on a January 2006 pricing study administered by J. Shelton Associates, dba Shelton Creative, an integrated,
full-service branding and marketing agency based in Dallas, Texas. The Potential Member Savings are annual and represent the sum of commonly
used benefits available to Alliance Members. For more information on your Alliance benefits, please refer to www.AffordableServices.org.



4      ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
CONSUMER EDGE
                                                                                 TOP
                                                                                 LEGISLATIVE
                                                                                 ISSUES

                                                                                 As your voice on Capitol
                                                                                 Hill, the Alliance
                                                                                 advocates for important
                                                                                 legislation that allows
                                                                                 you to keep more of
                                                                                 your hard-earned money.
                                                                                 Some examples include:

                                                                                 I Health Care Reform
                                                                                 I Estate Tax Reform
                                                                                 I Social
                                                                                    Security Reform
                                                                                 I Simplification
                                                                                    of Private
                                                                                    Pension Rules
                                                                                 I Equipment
                                                                                    Expensing
                                                                                 I Capital Gains Tax

L E G I S L AT I V E A D V O C A C Y                                             I Minimum
                                                                                    Wage Increase
MAKE A DIFFERENCE – JOIN THE ALLIANCE ACTION TEAM!                               I Business Meals
                                                                                    Deduction
The power of numbers is a critical element in making change happen.
That is why the Alliance Action Team was created. Action Team Members
receive regular e-mail updates from Washington, D.C., and special alerts when
it is time to put the numbers to work and make a difference. Over the years,
the Alliance has helped bring about positive change for small-business owners
and individuals.

To join the Alliance Action Team visit www.AffordableServices.org and
click on the Advocacy link.




                              ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG        5
GET STARTED
K I C K S TA RT Y O U R S AV I N G S
                     Consumer Edge Benefits




Check out all the things to                   “I have used Roadside
                                              Assistance six or seven
                  30 days
do in the first
                                              times over the course of
                    value
to maximize the
                                              my membership. Each
          membership.
of your                                       time they have been
                                              very courteous
Turn the page to find out how.
                                              and there’s never any
                                              waiting around. It’s a
                                              great service!”
                                                                 Clark B.
GET STARTED

                  CONSUMER EDGE


              I M P O RTA N T T H I N G S Y O U
              CAN DO RIGHT NOW!
                  Set up your Alliance Web Account
              I
                  Get streamlined access to your benefits. Log on to www.AffordableServices.org and click on
                  “Set Up Account.”

                  Check out the Tax Savings for Small-Business Owners*
              I
                  No matter how your business is structured — sole-proprietorship, partnership, LLC or small
                  corporation — you may qualify for this unique tax-saving program. The typical client saves an average
                  of $3,800 in taxes. Make a quick phone call to Association 105® HRA at 1-866-550-5525 to see if you
                  qualify and to receive estimated tax savings.

                  Subscribe to your member e-letter
              I
                  Receive up-to-date information on your benefits and legislative issues that could impact you! Simply
                  log in to www.AffordableServices.org and set up your Web Account to start receiving the Alliance
                  Advance e-letter.

                  Activate your Legal Club of America® accounts*
              I
                  You have access to a variety of legal services for business or personal needs included in the cost of your
                  membership. Call 1-800-305-6816 to activate the Small-Business and Family Legal Plans. Remember
                  to identify yourself as an Alliance Member.

                  Enroll your dependents in the Roadside Assistance program*
              I
                  Emergency roadside service is available for you and your immediate family 24-hours-a-day,
                  7-days-a-week at no additional cost to you. Call 1-800-523-4582 to enroll your spouse and
                  dependents on your plan.

              * Although these benefits are included in your membership, you must activate via phone or online.




                   ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
              8
CONSUMER EDGE




    Get your car door fixed!
I
    You get one free door ding repair within the first 120 days
    of membership from Dent Zone, and save 40% on additional
    door ding repairs ($125 average retail value). Call 1-877-336-8879
    or visit www.pdrlinx.com, and identify yourself as an
    Alliance Member.

    Call the Business Consultant Advice Line
I
    Get unlimited business guidance from professional consultants at no additional cost to you. Call Alliance
    Member Services and ask for the Business Consultant Advice Line. Or visit www.AffordableServices.org
    to submit a question.

    Order your Hotel Access Card
I
    Call Alliance Member Services and request Benefit #1147, which is included in the cost of your membership.
    You’ll save up to 50% on hotel stays. Additional directories are $6.95 each.

    Get rewarded for being an Alliance Member
I
    Visit www.AffordableServices.org and click the ConsumerClub Rewards link to access your Rewards Cash that is
    redeemable for partial payments on hotels, DVDs, airlines, restaurant offers and more.

    Online Tax Advice
I
    Unlimited access to tax advice is at your fingertips at no additional charge to you. Visit www.AffordableServices.org
    to submit a question.

    START SAVING!!!
I
    Visit www.AffordableServices.org for more great ways to get the most out of your Alliance Membership!
    Remember to identify yourself as an Alliance Member and mention any promo codes when requesting
    information from benefit providers.


                                 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG                9
IT ALL ADDS UP             SAVINGS
                      TO
                           Business Benefits




Small-business owners recognize that           “My favorite




                                                                              BUSINESS
                                               Alliance benefit is the
running a business requires managing
                                               Business Consultant
time, money and resources. That is

                                               Advice Line.
why the Alliance offers members
                                               Being able to have someone
many significant benefits
                                               guide me through questions
at no additional charge
                                               related to taxes, financing
           help your
and discounts to
                                               and marketing can make
bottom line.                                   a real difference.”
                                                                     Dan S.
BUSINESS BENEFITS
                                                                                                                      TOP
                                                                                                                      BUSINESS
                Tax Savings for the Self-Employed
           I
                                                                                                                      BENEFITS
                Qualifying members can deduct up to 100% of their health insurance premiums
                and non-insured medical expenses from state, federal and self-employment taxes
                with the services provided by Association 105® HRA.                                                   I Tax Savings
                                                                                                                      I Business Interruption
                The average Association 105® customer saves over $3,800 in taxes per year. By
                                                                                                                        Expense Program
                enrolling now, the service is offered at no additional charge to you during your
                                                                                                                      I Business and
                first year of Alliance Membership — a $199 value.
                                                                                                                        Tax Advice
                                                                                                                      I Credit and Debit
                Find out if you qualify and get estimated tax savings. Take a couple of minutes and
                                                                                                                        Card Processing
BUSINESS




                call 1-866-550-5525, 8 a.m. to 6 p.m., CST, Monday - Thursday, and 8 a.m. to 5 p.m.
                on Friday. You can also receive more information at www.association105.com or by                      I Overnight Shipping
                email at info@base105.com.                                                                            I Home Office
                                                                                                                        Protection
                                                                                                                      I Identity Theft
                Legal Club of America® – Small-Business Plan*
           I
                                                                                                                        Restoration
                Alliance Members have access to a national network of attorneys in all 50 states that
                                                                                                                      I Small-Business
                provide members with free and discounted legal care, through the Legal Club of America®
                                                                                                                        Legal Plan
                Small-Business Plan. Attorney-provided, free legal services — a $290 retail value — include:
                                                                                                                      I Printing and
                                                                                                                        Office Supplies
                • Monthly review by a plan attorney of up to five legal documents (10 pages each)
                • Two initial phone calls per month made on behalf of your business
                • Initial collection letters per month (10 maximum)
                • Consultation for each new legal matter (30-minutes each)
                • Registered agent for your business

                Call Legal Club of America at 1-800-305-6816 to activate this complimentary benefit
                today or to discuss limitations that may apply. Be sure to mention your Consumer Edge
                Membership. Visit www.AffordableServices.org for additional information.

                * This program is not insurance coverage. May not be available in all areas.



                Online Tax Consultant
           I
                Get unlimited advice from Certified Public Accountants, on all your tax
                questions, at no additional charge to you. Visit www.AffordableServices.org
                to submit your questions and receive an answer within 48 hours.

                NOTE: The Online Tax Consultant available on the Alliance Web site provides financial and
                business information pertinent to small-business owners and individuals through Allen &
                Robertson, LLP Certified Public Accountants and is not operated by, nor is the information
                 furnished by, the Alliance. It is not intended to replace the role of the tax professional in your
                business matters. It is recommended and important that users consult with their own business
                professionals for advice regarding their specific facts and circumstances.

                     ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
           12
BUSINESS BENEFITS

    Business Interruption Expense Program
I
    If you become temporarily disabled as a result of an occupational injury, your business expenses do not stop. That is why
    the Alliance provides this benefit at no additional cost to you. You have access to up to $1,000 for up to 3 months to help
    you keep your business going. Eligible business expenses include:

    • Rent or mortgage*                 • Business equipment leasing cost
    • Property taxes*                   • Utilities*

    For additional information or to file a claim, please call 1-800-656-6267, 9 a.m. to 5 p.m. EST, Monday - Friday.
    Identify yourself as an Alliance Member.

    * Only that portion scheduled as a tax deductible business expense with the IRS. For a copy of the policy contact Alliance Member Services.


    Home Office Protection
I
    Since a traditional homeowner’s insurance policy provides limited protection for those items in a home office, the Alliance
    offers the Home Office Protection Plan included in the cost of your membership. Coverage includes, but is not limited to:

    • $7,500 per occurrence for home office equipment ($2,500 maximum per item with some special limits)
    • No deductible if other coverage exists ($100 deductible if there is no other coverage)
    • $1,500 for electrical equipment per policy period
    • $1,000 for tools per policy period
    • Up to $1,500 for temporary relocation of your home business (maximum $500 per month)
    • $20,000 business liability coverage (at residence)

    Contact Alliance Member Services to request a copy of the policy. For additional information on how to file a claim, please
    call 1-800-656-6267, 9 a.m. to 5 p.m. EST, Monday - Friday. Identify yourself as an Alliance Member.

    This is a brief description of the Home Office Protection and Business Interruption Expense Program coverages offered under the Blanket Home
    Business Personal Effects Master Policy #SE121944 and applies only to Alliance Members in good standing with the association. This coverage is
    excess and subject to limitations and exclusions.




    “These Alliance benefits are wonderful
        and they really do help members

            save money.”
                                                                      Earnest C.


                                        ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG                                       13
BUSINESS BENEFITS


MORE                             YOUR MONEY
                    FOR
THE ALLIANCE ALSO GIVES YOU ACCESS TO THESE ADDITIONAL BUSINESS BENEFITS:
Be sure to mention your Alliance Membership and promo codes when using your benefits.


     ABS Financial Services                                              Burns Graphics, Inc.
I                                                                    I
     Prepaid tax services at a 10% discount. Call                        Up to 30% off printing and promotional products.
     1-615-883-8828 or email sikesj@hdvest.net and                       Call 1-888-805-3000 and mention your Alliance
     mention your Alliance Membership.                                   Membership to receive your discount or visit
                                                                         http://alliance.burnsgraphics.com.
     Alliance Advance E-letter
I
                                                                         Business Consultant Advice Line
     Monthly news about benefits, legislative updates and            I
     a chance to win prizes. To receive your copy at no                  Unlimited access to business consultants at no
     additional charge to you, set up an Alliance Web                    additional cost to you. Call Alliance Member Services
     Account and register your e-mail address.                           or visit www.AffordableServices.org to submit your
                                                                         questions online.
     Alliance Guidance
I
     Your quarterly member magazine delivered to your                    Click&Copyright
                                                                     I
     door at no additional charge to you.                                Discounted online copyright registration services.
                                                                         Call 1-866-992-5425 or visit www.clickandcopyright.com
     Alliance Web Site
I                                                                        and refer to promo code Alliance.
     In-depth, online resources at www.AffordableServices.org.
                                                                         Click&Inc
                                                                     I
     AlphaGraphics
I                                                                        Save 20% on business incorporation services. Call
     Save 10% off the retail list prices on design, printing             1-866-992-5425 or visit www.clickandinc.com and refer
     and copying at participating locations nationwide. To find          to promo code Alliance.
     a location near you, call 1-800-955-6246 and mention your
     Alliance Membership.                                                ConferencePlus™
                                                                     I
                                                                         Save up to 70% on all your conferencing needs.
     A-Systems Accounting
I                                                                        Call 1-866-891-5340.
     Save 50% off the retail price on Visual BookkeeperTM
     or JobView® accounting software for only $39.95. Call               Credit and Debit Card Processing
                                                                     I
     1-800-365-6790 and mention your Alliance Membership.                Receive discounted rates on state-of-the-art credit card
                                                                         processing. The $295 standard enrollment fee is waived
     Bad Check Collection
I                                                                        for Alliance Members. Call 1-800-783-7833 and identify
     Electronic check recovery systems with no monthly                   yourself as an Alliance Member.
     service fee. Call 1-888-626-3966 and mention promo code
                                                                         Dell™
     #100 for your one-time, discounted set-up fee — only $67.       I
                                                                         Save up to 5% on your purchases from Dell.
                                                                         Call 1-800-677-9725 for more information.



14       ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
BUSINESS BENEFITS


    DHL Express — Overnight Shipping                                    NeatReceipts
I                                                                   I
    Save up to 24% on air express delivery services. Call               Save 20% plus free ground shipping on this software
    1-888-758-8955 and mention promo code #N80-YAFC.                    and scanner combination that helps you digitize and
    Or visit www.airexpressadvantage.com.                               manage receipts. Alliance Member price $179.95. Call
                                                                        1-866-632-8732 or visit www.neatreceipts.com/alliance.
    E & O Coverage
I
                                                                        OppenheimerFunds — Single KSM Plan
                                                                    I
    Protect your business with affordable liability coverage
    for any act, error or omission that arises from your                Retirement plans designed for the self-employed
    professional service in the event of litigation. Annual             with no set up fees. Call 1-866-264-8103 or visit
    limits range from $100,000 to $1 million. For more                  www.NationalRetirementPlans.com.
    information, call 1-888-249-9002, 9 a.m. to 5 p.m. EST,
    Monday - Friday, or visit www.crescentinsurance.com.                May not be available in all states. Some restrictions may apply.
                                                                        For complete details, visit www.AffordableServices.org.
    General Liability Protection
I
                                                                        Penny-Wise Office Products
                                                                    I
    Protect yourself with affordable coverage in the event
                                                                        Up to 80% off list prices on over 40,000 items. Call
    a claim is made against you for bodily injury or property
                                                                        1-800-942-3311 or visit www.penny-wise.com and
    damage alleged to have been caused by your business
                                                                        mention promo code AAH.
    operations or products. Call 1-888-249-9002, 9 a.m. to 5 p.m.
    EST, Monday - Friday. Or visit www.crescentinsurance.com.
                                                                        QuickBooks®
                                                                    I
                                                                        Save 20% on this best selling software. Visit
    Hewlett-Packard
I
                                                                        www.AffordableServices.org for more information.
    Save up to 10% on all HP products. Call
    1-888-221-9146 and mention promo code ALL1.
                                                                        SamplePay®
                                                                    I
    Or visit www.hp.com/store/alliance.
                                                                        Reduce payroll processing costs by as much as 70%.
    International Paymaster Systems, Inc.                               Professional payroll assistance for Association 105®
I
                                                                        HRA participants only. Call 1-800-370-9607 or
    Save up to 40% on this completely paperless payroll system.
                                                                        visit www.samplepay.com.
    Call 1-866-886-1793 and mention your Alliance Membership.

                                                                        Telcorp International
                                                                    I
    Members Online
I
                                                                        Affordable telecommunications rates and services. Call
    Discounted rates on Web site development, hosting and
                                                                        1-866-796-1227 and identify yourself as an Alliance Member.
    Web-to-print direct mail services. Call 1-800-563-6771 or
    email sales@membersol.net.
                                                                        TurboTax Online
                                                                    I
    National Credit Systems                                             Save 15% on the #1 online tax preparation program.
I
                                                                        Visit www.AffordableServices.org and click on the
    Flat-fee credit collection services plus you receive 100%
                                                                        TurboTax link.
    of amount recovered. Call 1-800-363-7215, ext. 6400, or
    visit www.ncsplus.com/theall.




                                    ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG                                 15
GET MORE OUT                LIFE
                        OF
                         Personal Benefits




There is more to life than just              “The first time I decided
                                             to use my Alliance benefits
work, and when you are out of the
                                             was when I was going on
office the Alliance   is still with
                                             a trip. I needed to book
you. When you need help on the               a rental car and a light
road of life, you   can count                popped on in my head. ‘I
                                             have rental benefits through
on the Alliance to be there.




                                                                               PERSONAL
                                             the Alliance.’ I used the
                                             benefit, and the savings
                                             were wonderful.”

                                                                   Regina H.
PERSONAL BENEFITS
                                                                                                          TOP
                                                                                                          PERSONAL
                Roadside Assistance
           I
                                                                                                          BENEFITS
                Included in the cost of your membership! You have access to emergency roadside
                service for you and your family members. Whether you have a flat tire, lock your keys
                in the car or need a tow, remember that help is just a phone call away, 24-hours-a-day.   I ID Theft
                                                                                                            Restoration
                You will receive a brochure in your Alliance Welcome Package detailing the services       I Legal Club
                                                                                                            Family Plan
                available. For more information or to add a spouse or dependent to this service, call
                                                                                                          I Alliance
                1-800-523-4582. For emergency roadside service, call 1-800-567-5015.
                                                                                                            Scholarship Program
                ID Theft Restoration Service                                                              I Paintless
           I
                                                                                                            Dent Repair
                Identity theft can have a devastating impact on victims. But if it ever happens to you,
                                                                                                          I Roadside Assistance
                Identity Theft 911® knows exactly what to do to help you solve your problem. You
                have access to Identity Theft 911® at no additional cost to you. A personal advocate      I Rental Car Savings
                will work with you from the first call you make to report the identity theft until the    I Save on Real
                crisis is resolved. Identity Theft 911® will notify the appropriate agencies and            Estate Transactions
                businesses of the problem, help you properly file all crucial reports, clear up           I Special Rates
                                                                                                            for Homeowners and
                fraudulent activities from your credit file, create a comprehensive case file for
                                                                                                            Auto Insurance
                claims handling and law enforcement, and much more.
                                                                                                          I Hotel Discount
                                                                                                            Programs
                If you believe your identity has been compromised, call 1-888-249-9002 to be
                immediately referred to a fraud specialist from Identity Theft 911®.
PERSONAL




                Legal Club of America® – Family Plan
           I
                Free and discounted services on family law needs included in the cost of your
                membership, retail value of $144. Call 1-800-305-6816 to activate. Mention your
                Alliance Membership.

                Alliance ConsumerClub Rewards
           I
                Get rewarded just for being a member! When you join the Alliance you receive $250
                in Rewards Cash in your online account. An additional $50 will be deposited each
                month you remain an active member. Use it for partial payment towards the lowest
                rates for hotels, magazines, DVD movies, movie tickets, software, American
                Airlines offers, restaurant offers and more!

                For more information, visit www.AffordableServices.org and click on the
                ConsumerClub Rewards link in the Benefits Section.




                    ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
           18
PERSONAL BENEFITS


ENHANCE YOUR LIFESTYLE!
YOUR ALLIANCE MEMBERSHIP ALSO GIVES YOU ACCESS TO THESE VALUABLE BENEFITS:
Be sure to mention your Alliance Membership and promo codes when using your benefits.

    1-800-Flowers                                                     Budget Rent-a-Car
I                                                                 I
                                                                      Save 5% to 20% off standard daily, weekly and
    Save 15% on flowers and gifts. Call 1-888-755-7474
                                                                      weekend rates. Call 1-800-455-2848 and mention
    and reference account #130040531.
                                                                      promo code BCD #V672903 or visit www.budget.com.
    Alliance Scholarship Program
I
                                                                      Countrywide Home Loans
                                                                  I
    In 2006, the Alliance Scholarship Program awarded
                                                                      Receive up to $500 off closing costs. Call 1-800-641-3694
    $176,000 to 107 dependents of Alliance Members.
                                                                      and mention your Alliance Membership. Subject to
                                                                      underwriting guideline limits.
    • Open to legal dependents of Alliance Members
      ages 16-28
                                                                      Debt Review and Consolidation
                                                                  I
    • Both high school graduates and current college
      students may apply                                              Save 40% on creation of a repayment plan specifically
    • Renewal scholarships are available for up to three              designed for your situation. Call 1-877-332-8722 or
      consecutive years. Renewal candidates must                      visit www.auriton.org. Mention your Alliance
      maintain a 3.5 GPA                                              Membership to receive your discount.
    • Deadline for both first-time and renewal applicants
      is June 15                                                      Dent Zone Paintless Dent Repair
                                                                  I
                                                                      Receive one door ding repair at no additional charge to
    To receive an application, contact Alliance Member                you during the FIRST 120 DAYS of your Consumer
    Services and request benefit #1422. Or you can                    Edge Membership. Plus save up to 40% on additional
    download one from www.AffordableServices.org.                     door ding repairs. For information, call 1-877-336-8879
                                                                      or visit www.pdrlinx.com.
    Amusement Park Discounts
I
    Save on amusement park tickets nationwide.                        Discount Movie Tickets*
                                                                  I
    Contact Alliance Member Services or order online                  Save money on movie tickets from theaters
    at www.AffordableServices.org.                                    nationwide. Contact Alliance Member Services or
                                                                      order online at www.AffordableServices.org.
    Auto Coupon Book
I
    Over $1,000 in discounts on parts, tires, brakes,                 • AMC Theaters              • Loews/Cineplex Theater
    repairs, services and more. Contact Alliance Member                 $5.50 ticket                $6.00 ticket
    Services to order your coupon book for only $8 each.                benefit #118                benefit #377
    Request benefit #1961 or order online at                          • Regal Entertainment
    www.AffordableServices.org.                                         $6.00 ticket
                                                                        benefit #910

                                                                      * Minimum of 10 tickets per theater plus $4.00 shipping.



                                   ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG                         19
PERSONAL BENEFITS

                                                                 Alliance Membership or visit www.travelers.com/aas.
     Enterprise
I
                                                                 Hotel Access Card
                                                             I
     Save up to 10% off the standard daily rates. Call
                                                                 Save up to 50% on hotels with your complimentary
     1-800-593-0505 and refer to the Alliance Corporate
                                                                 hotel directory and card. Contact Alliance Member
     Account #09A6281. Or visit www.enterprise.com.
                                                                 Services and request benefit #1147. Additional
                                                                 directories available for $6.95 each, request benefit
     Golf Savings Certificates
I
                                                                 #337. Or order online at www.AffordableServices.org.
     Discounts on green fees and/or golf accessories.
     Contact Alliance Member Services to order your
                                                                 Hotel Discount Program
                                                             I
     National Golfers Network (NGN) directory for only
                                                                 Save an additional 10% off the “Best Available
     $2.99, request benefit #1410. Or order online at
                                                                 Rate” at participating locations throughout the
     www.AffordableServices.org.
                                                                 world. To receive your discount, mention promo
                                                                 code 62042 at time of reservation.
     Grocery Coupon Order Book
I
     Select up to $1,000 in coupons for the name-brand
                                                                 • AmeriHost           1-800-996-2087
     products you use. Contact Alliance Member Services
                                                                 • Days Inn            1-800-268-2195
     to order your coupon book for $4.95. Request benefit
                                                                 • Howard Johnson      1-800-769-0939
     #1549. Or order online at www.AffordableServices.org.
                                                                 • Knights Inn         1-800-682-1071
                                                                 • Ramada              1-800-462-8035
     Hertz
I
                                                                 • Super 8 Motels      1-800-889-9706
     Save up to 15% off daily, standard daily, weekly and
                                                                 • Travelodge          1-800-545-5545
     weekend rates. Call 1-800-654-2200 or visit
                                                                 • Wingate Inns        1-877-202-8814
     www.hertz.com and mention ID #1217645.
                                                                 Jones International University® (JIU®)
                                                             I
     Homeowners and Auto Insurance
I
                                                                 Save 10% on tuition. Call 1-800-811-5663 or visit
     Special program rates from Travelers for Alliance           www.jonesinternational.edu/aas. Identify yourself
     Members. Call 1-800-842-5936 and mention your               as an Alliance Member to receive your discount.



                                          “Thank you so much for awarding me the

                                           scholarshipto                                     help make it possible
                                          to attend UNC Greensboro. I appreciate it so much
                                                          and will try my best to keep my grades up.”

                                                                                                                     Jarred J.




20      ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
PERSONAL BENEFITS



    Montrose Travel
I
    Save up to 30% on airfare and up to 50%
    on cruises. Call 1-888-359-7265 or visit
    www.alliance.membersonvacation.com.

    North American Van Lines
I
    Save at least 50% on your interstate move.
    Call 1-800-873-2673, ext. 155. Mention your
    Alliance Membership and promo code ALSV.
    Some restrictions may apply.

    PetCare Pet Insurance Programs
I
    10% off accident and illness coverage for cats and
    dogs. For a quote or to enroll, call 1-866-275-7387
    or visit www.covermewithcare.com. Mention promo
    code BR 1039-287. May not be available in all states.

    PODS
I
    Save 10% on your initial delivery and on your first         TicketGuardianTM
                                                            I
    month of storage. Call 1-866-846-0900 and mention
                                                                Reimbursement program that pays you back for the
    promo code ALL3. Or visit www.pods.com/Alliance.
                                                                costs incurred when you receive a traffic citation.
    Some restrictions may apply.
                                                                Contact Alliance Member Services and request
                                                                benefit #2055. For only $10 plus a small registration
    Save on Real Estate Transactions
I                                                               fee, you can receive $600 in ticket reimbursements.
    Receive a 20% rebate* on the selling or listing side
    of the real estate commission when you buy or sell          TributeDirectTM
                                                            I
    property. Call 1-800-540-6251 and identify yourself
                                                                Save up to 70% on funeral products, monuments,
    as an Alliance Member.
                                                                and planning services. Call 1-866-823-7774 and
                                                                mention your Alliance Membership and account #833.
    * Rebates are subject to state law and changes occur
      regularly. Most states allow rebates. You must
                                                                Virtual Pro Shop
                                                            I
      contact Member Benefit Services before
                                                                Save 10% to 15% on golf equipment and apparel.
      contacting an agent. No rebate is available if
                                                                Call 1-888-546-5713 and mention your Alliance
      you call an agent directly.
                                                                Membership and ID #1006051. Or visit
                                                                www.linksworldwide.com/Alliance and use




                                     ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG             21
BECAUSE HEALTH MATTERS
                          Health Benefits




Whether it’s a medical emergency            “I’m glad that we have the
                                            $500 ER benefit for
or simply preventative health care,
                                            fractures and dislocations. I
your Alliance Benefits can help
                                            was rollerblading and took a
you get   the most for your                 spill. I dislocated my right

healthcare dollars. Access to               shoulder and ended up in the
                                                      $500 is going to
                                            ER. The
affordable health insurance
                                            come in handy. Thanks to the
and numerous other health benefits
                                            Alliance, I do not have to worry
to give you peace   of mind.                about my bills next week.”

                                                                     John K.




                                                                               HEALTH
HEALTH BENEFITS

              Medical Discount Program*
         I
              Reduce your healthcare costs with the CAREINGTON HealthWise Advantage Card. For only $25 per month, Alliance
              Members can start saving on the following services:

              • Physician Savings Program – Save 20% to 45%** on medical services, imaging services and much more at participating
                provider office visits through PHCS network. Program members saved an overall average of 40% in 2006.
              • Chiropractic Care – 10% to 30% savings from over 28,000 providers
              • Prescription Eyewear – Save 15% to 45% on eyeglasses, lenses, contacts, LASIK and more at over 40,000 eye-care professionals
              • Alternative Medicine – Save 10% to 30% at over 12,000 practitioners
              • Diabetic Care – Save 20% to 40% on diabetic monitoring supplies and medications
              • Vitamins – 25% discount
              • Hearing Services – Save 5% to 60% at over 1,600 providers
              • Long Term Care – Save 5% to 30% at more than 3,300 providers
              • Child and Elder Care – Unlimited access to telephone consultations with expert counselors
              • Emergency Medical Information – provides a critical link to expediting medical information to healthcare professionals
              • Wellness Program – Online, interactive health and wellness programs

              For more information or to join, please contact Alliance Member Services. When you join the program, you will receive two
              identification cards and a detailed information booklet on how to maximize your health care savings. If you need any
              assistance with the services, please refer to the information booklet for the appropriate phone numbers.

              ** Percentage of savings may be higher or lower depending on procedure codes and provider location.


              Discount Dental Program*
         I
              • Save 20% to 60% at over 62,000 providers nationwide on all dental procedures
              • Unlimited access to care with no limits on the number of visits
              • Orthodontics available for both children and adults
              • Administered by CAREINGTON International
              • Included in the cost of your membership

              For more information on this program, contact CAREINGTON at 1-800-290-0523 and identify yourself as an Alliance
              Member. To locate a provider, visit www.careington.com/alsv.

              Please note: You will receive dental program materials separate from your Alliance Welcome Package.

              * THESE ARE DISCOUNT PROGRAMS AND NOT INSURANCE. You are responsible for paying all fees at the time
                of service. These plans are administered by CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco,
HEALTH




                TX 75034. Not available in all states.




                  ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
         24
HEALTH BENEFITS
                                                                                            TOP
                                                                                            HEALTH
    Emergency Helicopter Transportation
I
                                                                                            BENEFITS
    Reimbursement up to $4,000 per occurrence per person for Emergency
    Medical Transportation by helicopter in accordance with local EMS
                                                                                            I $5,000 Heart
    protocols. Call 1-800-446-7142 for information or to file a claim. This service             Attack Benefit
    is included in the cost of your membership.
                                                                                            I Accidental
                                                                                                Death Benefit
    The above information is only meant to be a brief summary and is not a contract.
                                                                                                Association Rx Card
                                                                                            I
    Certain terms and conditions apply. Claims for Medically Necessary transports from
                                                                                                Discount
    one medical facility to another medical facility are subject to review by Lifeguard's   I
                                                                                                Dental Program
    Medical Officer.
                                                                                                Emergency
                                                                                            I
                                                                                                Helicopter
                                                                                                Transportation
    Association Rx Card
I
                                                                                                Emergency Room
                                                                                            I
    The Association Rx Card is accepted at over 42,000 pharmacies throughout the
                                                                                                Benefit (fractures
    U.S. for both your name-brand and generic medications. Choose from two plans:
                                                                                                and dislocations)
                                                                                                Hospital
                                                                                            I
    • Individual – $13.95 per month
                                                                                                Confinement
    • Family – $23.95 per month
                                                                                                Coverage
                                                                                                Medical Savings
                                                                                            I
    This program offers four tiers of savings:
                                                                                                Program
                                                                                                Medical Travel
    • Tier I       Preferred Generic Drugs – up to $10 payment                              I
                                                                                                Assistance
    • Tier II      Preferred Brand Name Generic Drugs – up to $20 payment
    • Tier III     Preferred Brand Name Generic Drugs – up to $50 payment                       Nurse Advice
                                                                                            I
    • Tier IV      Brand Name Drugs with Special Network Pricing                                Hotline

    Visit www.AssociationRxCard.com for more details on tier drug pricing.

    For more information or to sign up for the Association Rx Card, contact Alliance
    Member Services. Your Association Rx materials will be sent separate from your
    Alliance Welcome Package.

    THIS IS A SAVINGS PROGRAM AND NOT INSURANCE.
    Fees due at time of service.




                                     ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG           25
HEALTH BENEFITS

     Benefits to Help You Reduce the Financial Impact of Unexpected Accidents or Sickness
I
     You can rest easier knowing you have protection included in the cost of your membership. These benefits are payable
     directly to you.

                        Hospital              Hospital               Accidental          Common Carrier             Emergency Room                Heart
                      Confinement           Confinement                Death               Accidental                 (fractures and              Attack
                        Accident               Illness           or Dismemberment            Death                  dislocations only)

     Principal        $200/day               $200/day                $10,000                 $20,000                      $500                   $5,000
     Member
       Spouse         $100/day              No coverage               $5,000                 $10,000                      $500                   $5,000
  Dependent
                       $50/day             No coverage                $2,500                 $5,000                       $500               No coverage
     Children
Max Days/Year          180 days              10 days                     —                      —                     any ER visit           once per lifetime
Benefit Begins     1st overnight stay    2nd overnight stay              —                      —                  upon ER admission               —

Insurance coverage underwritten by National Union Fire Insurance Company of Pittsburgh, PA, a member of the AIG Companies®. The Policy contains certain
limitations, reductions and exclusions. Please refer to the Policy for complete coverage details. For more information or to receive a claim form or copy of the
policy, contact Alliance Member Services.




     Access to Affordable Health Insurance
I
     As the number one need for small-business owners and individuals without benefits, the Alliance provides access to health
     and life insurance benefits through Mid-West National Life Insurance Company of Tennessee and The MEGA Life and
     Health Insurance Company. These plans feature freedom of choice in doctors and hospitals, customized coverage to fit
     your needs and budget, a dedicated field force to explain the coverage face-to-face with members, and many plan options.

     Your Licensed Insurance Agent can provide more details on the insurance coverage and help you tailor a plan that is right
     for you.

     Association group plans, where available, require association membership. See your Policy/Certificate for complete details including the
     exclusions and limitations. Company market and plan availability varies by state. Administrative Office: North Richland Hills, TX.

     Mid-West is licensed in all states except ME, NH, NY, VT. (Mid-West Policies MW-25906, MW-25907, MW-25939, and
     MW-SG528-4MA or your state variation) MEGA is licensed in all states except NY. (MEGA Policies 26025, and 26026 or
     your state variation)




         ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
26
HEALTH BENEFITS

S T R E T C H Y O U R H E A LT H C A R E D O L L A R S
YOUR ALLIANCE MEMBERSHIP GIVES YOU ACCESS TO THESE BENEFITS:
Be sure to mention your Alliance Membership and promo codes when using your benefits.


    Direct LABS
I
                                                                        Hospital Savings Card
                                                                    I
    Save up to 70% off retail prices on high-quality,
                                                                        Save up to 25% and more at over 70% of the hospitals in
    low-cost laboratory services. Call 1-800-908-0000 and
                                                                        the U.S. To join for only $15 per month, contact Alliance
    mention promo code Alliance to register and prepay
                                                                        Member Services. Hospital Savings Card materials will
    for services.
                                                                        be sent separately from your Alliance Welcome Package.
    EPIC Hearing Services Plan (HSP)
I
                                                                        THIS IS A DISCOUNT PROGRAM AND NOT
    EPIC HSP provides a new standard for hearing care at
                                                                        INSURANCE. You are responsible for paying all fees
    fixed, low prices. Access to this plan is included in the
                                                                        at the time of service. This plan is administered by
    cost of your membership. To enroll call 1-888-249-9002.
                                                                        CAREINGTON International Corporation, 7400 Gaylord
                                                                        Parkway, Frisco, TX 75034. Not available in all states.
    Health Connection
I
    Save 20% to 60% on fitness club memberships,
                                                                        Ideal Health — Customized Vitamins
                                                                    I
    self-help programs and alternative medicine solutions
                                                                        Enjoy special discounts on in-home testing to determine
    for only $24.95 per year. Call 1-800-634-2968 from
                                                                        specific vitamins your body needs. Call 1-866-801-3457
    8:30 a.m. to 7:30 p.m. EST, Monday - Friday. Mention
                                                                        for more information.
    your Alliance Membership.




                                             “My family uses the Discount Dental Program
                                                    administered by CAREINGTON. We are happy
                                                        with the        savings we get and are
                                             pleased with how large the network is.”
                                                                                                                      Richard R.




                                   ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG                           27
HEALTH BENEFITS

    Mail Service Pharmacy
I
    Save on 90-day supplies of your prescription
    medications. Call 1-877-348-0578 or visit
    http://mymeds.advanceRx.com.

    THIS IS A DISCOUNT PROGRAM AND NOT
    INSURANCE. You are responsible for paying all fees at
    the time of service. Caremark, Inc., 7034 Alamo Downs
    Parkway, San Antonio, TX 78238.

     Medical Travel Assistance
I
     When traveling more than 100 miles from home,
     emergency help is never more than a phone call away.
     This benefit is available at no additional charge to you.
     Services include:
                                                                      Vision Discount Plan
                                                                  I
     •   Medical Consultation                                         Save up to 40% on glasses, lenses, contact lenses and
     •   Emergency Evacuation                                         LASIK PRK at participating providers nationwide like
     •   Medically Supervised Repatriation                            LensCrafters, Sears, Target, JCPenney and some
     •   Prescription Assistance                                      Pearle Vision Centers. To verify participation, call
     •   Transportation to Join a Patient                             1-866-723-0391, mention plan #9233024 and identify
     •   And More                                                     yourself as an Alliance Member.

     To access, call 1-888-965-9500 inside the U.S. or                THIS IS A DISCOUNT PROGRAM AND NOT
     1-817-416-4960 outside the U.S. and identify yourself as         INSURANCE. You are responsible for paying all fees
     an Alliance Member. Limitations and exclusions apply.            at the time of service. EyeMed Vision Care, LLC,
     All arrangements must be made through Lifeguard’s                4000 Luxottica Place, Mason, OH 45040.
     Travel Assistance Center and pre-approved.
                                                                      Vitacost.com
                                                                  I
    Nurse Advice Hotline
I
                                                                      Save up to 75% off retail prices on vitamins and
    Medical information and advice from registered nurses is          supplements. Choose from over 300 brands and 6,000
    available 24-hours-a-day at no additional cost to you. Call       items in stock. Call 1-800-793-2601 and mention
    1-866-364-1319 and mention your Alliance Membership.              promo code WZ48BAS or visit www.vitacost.com.




28        ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
This publication is intended for the exclusive use of members of the Alliance for Affordable Services. The
benefits explained herein are offered at the sole discretion of the Alliance and may vary by availability, vendor
and state of residence of the member. Vendors reserve the right to withdraw or change their offers without notice.
The benefit descriptions have been taken from the benefit providers’ marketing materials and members should
carefully examine benefit information before choosing any benefit. The Alliance makes no affirmation of fact or
promise relating to the goods and services and specifically declaims any warranty, expressed or implied, as to the
merchantability of the goods and services reflected. To be entitled to the Alliance benefits, you must be a
member in good standing and dues must be in current status.

©2007 Alliance for Affordable Services
P.O. Box 612547       Dallas, TX 75261-2547
                  I

      www.AffordableServices.org
    Member Services: 1-800-733-2242
          Fax: 1-800-847-8889
                                              1898 / 0107

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Alliance for Affordable Services

  • 1. THE POWER NUMBERS OF C E ONSUMER DGE
  • 2. TABLE CONTENTS OF 2 Consumer Edge 2 Top Benefits Benefits That are Included in 3 Your Cost of Membership 4 How Much Money Could You Save? 5 Legislative Advocacy 5 Top Legislative Issues 6-9 GET STARTED 7 Kick Start Your Savings Important Things You Can 8 Do Right Now 11 - 15 BUSINESS BENEFITS 11 It All Adds Up to Savings 12 Top Business Benefits 14 More for Your Money 16 - 21 PERSONAL BENEFITS 17 Get More Out of Life 18 Top Personal Benefits 19 Enhance Your Lifestyle! 22 - 28 HEALTH BENEFITS 23 Because Health Matters 25 Top Health Benefits 27 Stretch Your Health Care Dollars 29 - 32 APPLICATIONS 29 Alliance Membership Application 31 Association 105® Application
  • 3. GET POWER NUMBERS WORKING YOU THE OF FOR
  • 4. CONSUMER EDGE TOP BENEFITS The Alliance for Affordable Services leverages the power of numbers to help you save time and money. Alliance Members have access to benefits to help them save I Access to Affordable money in both their business and personal lives. Take a moment to review the Health Insurance benefits available to you and learn how the power of numbers can work for you. I Accidental Death Benefit MEMBERSHIP I Alliance I Scholarship Program The Alliance stands strong with hundreds of thousands of members from across I Association Rx Card the nation. With the ability to unite small-business owners and individuals, the I Business Consultant Alliance has created a group with the clout to negotiate valuable savings. Advice Line I Home Office BENEFITS I Protection Providing a variety of business, personal and health care benefits to members is the I Hospital Confinement and purpose of the Alliance for Affordable Services. Helping members save money in ER Benefits both their professional and personal lives is part of what the Alliance is all about. I Medical You don’t have to be in corporate America to have access to great benefits at Discount Programs substantial savings. I Online Tax Advice I Roadside Assistance ADVOCACY I I Tax Saving Programs Representing members’ voices in Washington, D.C., the Alliance helps advocate for legislative change to help improve the lives of small-business owners and individuals. The Alliance informs and empowers consumers to get involved and make a difference. “Our family saved over $6,038 in taxes with the Association 105® HRA benefit!” David W. 2 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
  • 5. CONSUMER EDGE VALUABLE MEMBER BENEFITS THAT ARE INCLUDED IN YOUR COST OF MEMBERSHIP Accidental Death Benefit EPIC Hearing Legal Club of America® — I I I Small-Business Plan Alliance ConsumerClub Rewards Heart Attack Benefit I I Medical Travel Assistance I Business Consultant Home Office Protection I I Advice Line Nurse Advice Hotline I Hospital Confinement Benefit I Online Tax Consultant Business Interruption I I Hotel Access Card I Expense Program Roadside Assistance I Identity Theft Restoration I Discount Dental I Tax Savings for the Self-Employed I Legal Club of America® — I Emergency Room Benefit I Family Plan Emergency Helicopter I AND ADDITIONAL SAVINGS... ABS Financial 10% Discount Hewlett-Packard Up to 10% Savings I I A-Systems Accounting Software 50% Savings Hospital Savings Card Average Savings up to 25% I I CAREINGTON HealthWise 20% to 45% Savings Incorporation Services 20% Savings I I ConferencePlus Up to 70% Savings International Paymaster 35% to 40% Savings I I Countrywide Home Loans Up to $500 Off Closing Costs Jones International University 10% Savings I I Credit and Debit Card Processing $295 Fee Waived Office Supplies Up to 80% Savings I I Debt Review and Consolidation 40% Discount Portable Storage 10% Savings I I DellTM Up to 5% Discount Printing Services 10% to 30% Savings I I Dent Zone 40% Savings Rental Cars 5% to 20% Savings I I DHL Express Up to 24% Savings Travel & Entertainment 5% to 30% Savings I I Direct Labs Up to 70% Savings Vision Savings 40% Savings I I Health Connection 20% to 60% Savings Vitacost.com Up to 75% Savings I I ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 3
  • 6. CONSUMER EDGE HOW MUCH MONEY COULD YOU SAVE? It won’t take you long to see that your Alliance Membership will pay for itself! By taking advantage of the products and services that are available, you open a world of savings. Here is how much money you could save using a sampling of the Alliance benefits you have access to: Business Potential Savings Association 105® HRA I Tax savings for the self-employed (must qualify) $4,047 Credit & Debit Card Processing I Enrollment fee waived $295 DHL Express I Overnight mail services $187 Business Consultant Advice Line I Advice on small-business issues $150 Hewlett-Packard I Technology equipment $144 QuickBooks® I Financial software $124 Burns Graphics I Printing and promotional services $81 ABS Financial Services I Tax services $60 Personal Real Estate Transactions I Buying and selling / residential or commercial $900 North American Van Lines I Moving services $750 Alliance ConsumerClub Rewards I Credit towards travel and consumer products $600 Countrywide Home Loans I Mortgage lending $500 Emergency Roadside Assistance I Roadside services $65 Hotel Discount Program I Hotel savings $8 Identity Theft Restoration I Service to restore your identity $50 Health Discount Dental Program $143 Accidental Death & Dismemberment Benefit $64 HealthWise Advantage Card I Medical savings program $59 Hospital Confinement for Accident $59 Emergency Room Benefit $28 Total potential savings for just these benefits: $8,314 Potential Member Savings are based on a January 2006 pricing study administered by J. Shelton Associates, dba Shelton Creative, an integrated, full-service branding and marketing agency based in Dallas, Texas. The Potential Member Savings are annual and represent the sum of commonly used benefits available to Alliance Members. For more information on your Alliance benefits, please refer to www.AffordableServices.org. 4 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
  • 7. CONSUMER EDGE TOP LEGISLATIVE ISSUES As your voice on Capitol Hill, the Alliance advocates for important legislation that allows you to keep more of your hard-earned money. Some examples include: I Health Care Reform I Estate Tax Reform I Social Security Reform I Simplification of Private Pension Rules I Equipment Expensing I Capital Gains Tax L E G I S L AT I V E A D V O C A C Y I Minimum Wage Increase MAKE A DIFFERENCE – JOIN THE ALLIANCE ACTION TEAM! I Business Meals Deduction The power of numbers is a critical element in making change happen. That is why the Alliance Action Team was created. Action Team Members receive regular e-mail updates from Washington, D.C., and special alerts when it is time to put the numbers to work and make a difference. Over the years, the Alliance has helped bring about positive change for small-business owners and individuals. To join the Alliance Action Team visit www.AffordableServices.org and click on the Advocacy link. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 5
  • 8.
  • 9. GET STARTED K I C K S TA RT Y O U R S AV I N G S Consumer Edge Benefits Check out all the things to “I have used Roadside Assistance six or seven 30 days do in the first times over the course of value to maximize the my membership. Each membership. of your time they have been very courteous Turn the page to find out how. and there’s never any waiting around. It’s a great service!” Clark B.
  • 10. GET STARTED CONSUMER EDGE I M P O RTA N T T H I N G S Y O U CAN DO RIGHT NOW! Set up your Alliance Web Account I Get streamlined access to your benefits. Log on to www.AffordableServices.org and click on “Set Up Account.” Check out the Tax Savings for Small-Business Owners* I No matter how your business is structured — sole-proprietorship, partnership, LLC or small corporation — you may qualify for this unique tax-saving program. The typical client saves an average of $3,800 in taxes. Make a quick phone call to Association 105® HRA at 1-866-550-5525 to see if you qualify and to receive estimated tax savings. Subscribe to your member e-letter I Receive up-to-date information on your benefits and legislative issues that could impact you! Simply log in to www.AffordableServices.org and set up your Web Account to start receiving the Alliance Advance e-letter. Activate your Legal Club of America® accounts* I You have access to a variety of legal services for business or personal needs included in the cost of your membership. Call 1-800-305-6816 to activate the Small-Business and Family Legal Plans. Remember to identify yourself as an Alliance Member. Enroll your dependents in the Roadside Assistance program* I Emergency roadside service is available for you and your immediate family 24-hours-a-day, 7-days-a-week at no additional cost to you. Call 1-800-523-4582 to enroll your spouse and dependents on your plan. * Although these benefits are included in your membership, you must activate via phone or online. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 8
  • 11. CONSUMER EDGE Get your car door fixed! I You get one free door ding repair within the first 120 days of membership from Dent Zone, and save 40% on additional door ding repairs ($125 average retail value). Call 1-877-336-8879 or visit www.pdrlinx.com, and identify yourself as an Alliance Member. Call the Business Consultant Advice Line I Get unlimited business guidance from professional consultants at no additional cost to you. Call Alliance Member Services and ask for the Business Consultant Advice Line. Or visit www.AffordableServices.org to submit a question. Order your Hotel Access Card I Call Alliance Member Services and request Benefit #1147, which is included in the cost of your membership. You’ll save up to 50% on hotel stays. Additional directories are $6.95 each. Get rewarded for being an Alliance Member I Visit www.AffordableServices.org and click the ConsumerClub Rewards link to access your Rewards Cash that is redeemable for partial payments on hotels, DVDs, airlines, restaurant offers and more. Online Tax Advice I Unlimited access to tax advice is at your fingertips at no additional charge to you. Visit www.AffordableServices.org to submit a question. START SAVING!!! I Visit www.AffordableServices.org for more great ways to get the most out of your Alliance Membership! Remember to identify yourself as an Alliance Member and mention any promo codes when requesting information from benefit providers. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 9
  • 12.
  • 13. IT ALL ADDS UP SAVINGS TO Business Benefits Small-business owners recognize that “My favorite BUSINESS Alliance benefit is the running a business requires managing Business Consultant time, money and resources. That is Advice Line. why the Alliance offers members Being able to have someone many significant benefits guide me through questions at no additional charge related to taxes, financing help your and discounts to and marketing can make bottom line. a real difference.” Dan S.
  • 14. BUSINESS BENEFITS TOP BUSINESS Tax Savings for the Self-Employed I BENEFITS Qualifying members can deduct up to 100% of their health insurance premiums and non-insured medical expenses from state, federal and self-employment taxes with the services provided by Association 105® HRA. I Tax Savings I Business Interruption The average Association 105® customer saves over $3,800 in taxes per year. By Expense Program enrolling now, the service is offered at no additional charge to you during your I Business and first year of Alliance Membership — a $199 value. Tax Advice I Credit and Debit Find out if you qualify and get estimated tax savings. Take a couple of minutes and Card Processing BUSINESS call 1-866-550-5525, 8 a.m. to 6 p.m., CST, Monday - Thursday, and 8 a.m. to 5 p.m. on Friday. You can also receive more information at www.association105.com or by I Overnight Shipping email at info@base105.com. I Home Office Protection I Identity Theft Legal Club of America® – Small-Business Plan* I Restoration Alliance Members have access to a national network of attorneys in all 50 states that I Small-Business provide members with free and discounted legal care, through the Legal Club of America® Legal Plan Small-Business Plan. Attorney-provided, free legal services — a $290 retail value — include: I Printing and Office Supplies • Monthly review by a plan attorney of up to five legal documents (10 pages each) • Two initial phone calls per month made on behalf of your business • Initial collection letters per month (10 maximum) • Consultation for each new legal matter (30-minutes each) • Registered agent for your business Call Legal Club of America at 1-800-305-6816 to activate this complimentary benefit today or to discuss limitations that may apply. Be sure to mention your Consumer Edge Membership. Visit www.AffordableServices.org for additional information. * This program is not insurance coverage. May not be available in all areas. Online Tax Consultant I Get unlimited advice from Certified Public Accountants, on all your tax questions, at no additional charge to you. Visit www.AffordableServices.org to submit your questions and receive an answer within 48 hours. NOTE: The Online Tax Consultant available on the Alliance Web site provides financial and business information pertinent to small-business owners and individuals through Allen & Robertson, LLP Certified Public Accountants and is not operated by, nor is the information furnished by, the Alliance. It is not intended to replace the role of the tax professional in your business matters. It is recommended and important that users consult with their own business professionals for advice regarding their specific facts and circumstances. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 12
  • 15. BUSINESS BENEFITS Business Interruption Expense Program I If you become temporarily disabled as a result of an occupational injury, your business expenses do not stop. That is why the Alliance provides this benefit at no additional cost to you. You have access to up to $1,000 for up to 3 months to help you keep your business going. Eligible business expenses include: • Rent or mortgage* • Business equipment leasing cost • Property taxes* • Utilities* For additional information or to file a claim, please call 1-800-656-6267, 9 a.m. to 5 p.m. EST, Monday - Friday. Identify yourself as an Alliance Member. * Only that portion scheduled as a tax deductible business expense with the IRS. For a copy of the policy contact Alliance Member Services. Home Office Protection I Since a traditional homeowner’s insurance policy provides limited protection for those items in a home office, the Alliance offers the Home Office Protection Plan included in the cost of your membership. Coverage includes, but is not limited to: • $7,500 per occurrence for home office equipment ($2,500 maximum per item with some special limits) • No deductible if other coverage exists ($100 deductible if there is no other coverage) • $1,500 for electrical equipment per policy period • $1,000 for tools per policy period • Up to $1,500 for temporary relocation of your home business (maximum $500 per month) • $20,000 business liability coverage (at residence) Contact Alliance Member Services to request a copy of the policy. For additional information on how to file a claim, please call 1-800-656-6267, 9 a.m. to 5 p.m. EST, Monday - Friday. Identify yourself as an Alliance Member. This is a brief description of the Home Office Protection and Business Interruption Expense Program coverages offered under the Blanket Home Business Personal Effects Master Policy #SE121944 and applies only to Alliance Members in good standing with the association. This coverage is excess and subject to limitations and exclusions. “These Alliance benefits are wonderful and they really do help members save money.” Earnest C. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 13
  • 16. BUSINESS BENEFITS MORE YOUR MONEY FOR THE ALLIANCE ALSO GIVES YOU ACCESS TO THESE ADDITIONAL BUSINESS BENEFITS: Be sure to mention your Alliance Membership and promo codes when using your benefits. ABS Financial Services Burns Graphics, Inc. I I Prepaid tax services at a 10% discount. Call Up to 30% off printing and promotional products. 1-615-883-8828 or email sikesj@hdvest.net and Call 1-888-805-3000 and mention your Alliance mention your Alliance Membership. Membership to receive your discount or visit http://alliance.burnsgraphics.com. Alliance Advance E-letter I Business Consultant Advice Line Monthly news about benefits, legislative updates and I a chance to win prizes. To receive your copy at no Unlimited access to business consultants at no additional charge to you, set up an Alliance Web additional cost to you. Call Alliance Member Services Account and register your e-mail address. or visit www.AffordableServices.org to submit your questions online. Alliance Guidance I Your quarterly member magazine delivered to your Click&Copyright I door at no additional charge to you. Discounted online copyright registration services. Call 1-866-992-5425 or visit www.clickandcopyright.com Alliance Web Site I and refer to promo code Alliance. In-depth, online resources at www.AffordableServices.org. Click&Inc I AlphaGraphics I Save 20% on business incorporation services. Call Save 10% off the retail list prices on design, printing 1-866-992-5425 or visit www.clickandinc.com and refer and copying at participating locations nationwide. To find to promo code Alliance. a location near you, call 1-800-955-6246 and mention your Alliance Membership. ConferencePlus™ I Save up to 70% on all your conferencing needs. A-Systems Accounting I Call 1-866-891-5340. Save 50% off the retail price on Visual BookkeeperTM or JobView® accounting software for only $39.95. Call Credit and Debit Card Processing I 1-800-365-6790 and mention your Alliance Membership. Receive discounted rates on state-of-the-art credit card processing. The $295 standard enrollment fee is waived Bad Check Collection I for Alliance Members. Call 1-800-783-7833 and identify Electronic check recovery systems with no monthly yourself as an Alliance Member. service fee. Call 1-888-626-3966 and mention promo code Dell™ #100 for your one-time, discounted set-up fee — only $67. I Save up to 5% on your purchases from Dell. Call 1-800-677-9725 for more information. 14 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
  • 17. BUSINESS BENEFITS DHL Express — Overnight Shipping NeatReceipts I I Save up to 24% on air express delivery services. Call Save 20% plus free ground shipping on this software 1-888-758-8955 and mention promo code #N80-YAFC. and scanner combination that helps you digitize and Or visit www.airexpressadvantage.com. manage receipts. Alliance Member price $179.95. Call 1-866-632-8732 or visit www.neatreceipts.com/alliance. E & O Coverage I OppenheimerFunds — Single KSM Plan I Protect your business with affordable liability coverage for any act, error or omission that arises from your Retirement plans designed for the self-employed professional service in the event of litigation. Annual with no set up fees. Call 1-866-264-8103 or visit limits range from $100,000 to $1 million. For more www.NationalRetirementPlans.com. information, call 1-888-249-9002, 9 a.m. to 5 p.m. EST, Monday - Friday, or visit www.crescentinsurance.com. May not be available in all states. Some restrictions may apply. For complete details, visit www.AffordableServices.org. General Liability Protection I Penny-Wise Office Products I Protect yourself with affordable coverage in the event Up to 80% off list prices on over 40,000 items. Call a claim is made against you for bodily injury or property 1-800-942-3311 or visit www.penny-wise.com and damage alleged to have been caused by your business mention promo code AAH. operations or products. Call 1-888-249-9002, 9 a.m. to 5 p.m. EST, Monday - Friday. Or visit www.crescentinsurance.com. QuickBooks® I Save 20% on this best selling software. Visit Hewlett-Packard I www.AffordableServices.org for more information. Save up to 10% on all HP products. Call 1-888-221-9146 and mention promo code ALL1. SamplePay® I Or visit www.hp.com/store/alliance. Reduce payroll processing costs by as much as 70%. International Paymaster Systems, Inc. Professional payroll assistance for Association 105® I HRA participants only. Call 1-800-370-9607 or Save up to 40% on this completely paperless payroll system. visit www.samplepay.com. Call 1-866-886-1793 and mention your Alliance Membership. Telcorp International I Members Online I Affordable telecommunications rates and services. Call Discounted rates on Web site development, hosting and 1-866-796-1227 and identify yourself as an Alliance Member. Web-to-print direct mail services. Call 1-800-563-6771 or email sales@membersol.net. TurboTax Online I National Credit Systems Save 15% on the #1 online tax preparation program. I Visit www.AffordableServices.org and click on the Flat-fee credit collection services plus you receive 100% TurboTax link. of amount recovered. Call 1-800-363-7215, ext. 6400, or visit www.ncsplus.com/theall. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 15
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  • 19. GET MORE OUT LIFE OF Personal Benefits There is more to life than just “The first time I decided to use my Alliance benefits work, and when you are out of the was when I was going on office the Alliance is still with a trip. I needed to book you. When you need help on the a rental car and a light road of life, you can count popped on in my head. ‘I have rental benefits through on the Alliance to be there. PERSONAL the Alliance.’ I used the benefit, and the savings were wonderful.” Regina H.
  • 20. PERSONAL BENEFITS TOP PERSONAL Roadside Assistance I BENEFITS Included in the cost of your membership! You have access to emergency roadside service for you and your family members. Whether you have a flat tire, lock your keys in the car or need a tow, remember that help is just a phone call away, 24-hours-a-day. I ID Theft Restoration You will receive a brochure in your Alliance Welcome Package detailing the services I Legal Club Family Plan available. For more information or to add a spouse or dependent to this service, call I Alliance 1-800-523-4582. For emergency roadside service, call 1-800-567-5015. Scholarship Program ID Theft Restoration Service I Paintless I Dent Repair Identity theft can have a devastating impact on victims. But if it ever happens to you, I Roadside Assistance Identity Theft 911® knows exactly what to do to help you solve your problem. You have access to Identity Theft 911® at no additional cost to you. A personal advocate I Rental Car Savings will work with you from the first call you make to report the identity theft until the I Save on Real crisis is resolved. Identity Theft 911® will notify the appropriate agencies and Estate Transactions businesses of the problem, help you properly file all crucial reports, clear up I Special Rates for Homeowners and fraudulent activities from your credit file, create a comprehensive case file for Auto Insurance claims handling and law enforcement, and much more. I Hotel Discount Programs If you believe your identity has been compromised, call 1-888-249-9002 to be immediately referred to a fraud specialist from Identity Theft 911®. PERSONAL Legal Club of America® – Family Plan I Free and discounted services on family law needs included in the cost of your membership, retail value of $144. Call 1-800-305-6816 to activate. Mention your Alliance Membership. Alliance ConsumerClub Rewards I Get rewarded just for being a member! When you join the Alliance you receive $250 in Rewards Cash in your online account. An additional $50 will be deposited each month you remain an active member. Use it for partial payment towards the lowest rates for hotels, magazines, DVD movies, movie tickets, software, American Airlines offers, restaurant offers and more! For more information, visit www.AffordableServices.org and click on the ConsumerClub Rewards link in the Benefits Section. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 18
  • 21. PERSONAL BENEFITS ENHANCE YOUR LIFESTYLE! YOUR ALLIANCE MEMBERSHIP ALSO GIVES YOU ACCESS TO THESE VALUABLE BENEFITS: Be sure to mention your Alliance Membership and promo codes when using your benefits. 1-800-Flowers Budget Rent-a-Car I I Save 5% to 20% off standard daily, weekly and Save 15% on flowers and gifts. Call 1-888-755-7474 weekend rates. Call 1-800-455-2848 and mention and reference account #130040531. promo code BCD #V672903 or visit www.budget.com. Alliance Scholarship Program I Countrywide Home Loans I In 2006, the Alliance Scholarship Program awarded Receive up to $500 off closing costs. Call 1-800-641-3694 $176,000 to 107 dependents of Alliance Members. and mention your Alliance Membership. Subject to underwriting guideline limits. • Open to legal dependents of Alliance Members ages 16-28 Debt Review and Consolidation I • Both high school graduates and current college students may apply Save 40% on creation of a repayment plan specifically • Renewal scholarships are available for up to three designed for your situation. Call 1-877-332-8722 or consecutive years. Renewal candidates must visit www.auriton.org. Mention your Alliance maintain a 3.5 GPA Membership to receive your discount. • Deadline for both first-time and renewal applicants is June 15 Dent Zone Paintless Dent Repair I Receive one door ding repair at no additional charge to To receive an application, contact Alliance Member you during the FIRST 120 DAYS of your Consumer Services and request benefit #1422. Or you can Edge Membership. Plus save up to 40% on additional download one from www.AffordableServices.org. door ding repairs. For information, call 1-877-336-8879 or visit www.pdrlinx.com. Amusement Park Discounts I Save on amusement park tickets nationwide. Discount Movie Tickets* I Contact Alliance Member Services or order online Save money on movie tickets from theaters at www.AffordableServices.org. nationwide. Contact Alliance Member Services or order online at www.AffordableServices.org. Auto Coupon Book I Over $1,000 in discounts on parts, tires, brakes, • AMC Theaters • Loews/Cineplex Theater repairs, services and more. Contact Alliance Member $5.50 ticket $6.00 ticket Services to order your coupon book for only $8 each. benefit #118 benefit #377 Request benefit #1961 or order online at • Regal Entertainment www.AffordableServices.org. $6.00 ticket benefit #910 * Minimum of 10 tickets per theater plus $4.00 shipping. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 19
  • 22. PERSONAL BENEFITS Alliance Membership or visit www.travelers.com/aas. Enterprise I Hotel Access Card I Save up to 10% off the standard daily rates. Call Save up to 50% on hotels with your complimentary 1-800-593-0505 and refer to the Alliance Corporate hotel directory and card. Contact Alliance Member Account #09A6281. Or visit www.enterprise.com. Services and request benefit #1147. Additional directories available for $6.95 each, request benefit Golf Savings Certificates I #337. Or order online at www.AffordableServices.org. Discounts on green fees and/or golf accessories. Contact Alliance Member Services to order your Hotel Discount Program I National Golfers Network (NGN) directory for only Save an additional 10% off the “Best Available $2.99, request benefit #1410. Or order online at Rate” at participating locations throughout the www.AffordableServices.org. world. To receive your discount, mention promo code 62042 at time of reservation. Grocery Coupon Order Book I Select up to $1,000 in coupons for the name-brand • AmeriHost 1-800-996-2087 products you use. Contact Alliance Member Services • Days Inn 1-800-268-2195 to order your coupon book for $4.95. Request benefit • Howard Johnson 1-800-769-0939 #1549. Or order online at www.AffordableServices.org. • Knights Inn 1-800-682-1071 • Ramada 1-800-462-8035 Hertz I • Super 8 Motels 1-800-889-9706 Save up to 15% off daily, standard daily, weekly and • Travelodge 1-800-545-5545 weekend rates. Call 1-800-654-2200 or visit • Wingate Inns 1-877-202-8814 www.hertz.com and mention ID #1217645. Jones International University® (JIU®) I Homeowners and Auto Insurance I Save 10% on tuition. Call 1-800-811-5663 or visit Special program rates from Travelers for Alliance www.jonesinternational.edu/aas. Identify yourself Members. Call 1-800-842-5936 and mention your as an Alliance Member to receive your discount. “Thank you so much for awarding me the scholarshipto help make it possible to attend UNC Greensboro. I appreciate it so much and will try my best to keep my grades up.” Jarred J. 20 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
  • 23. PERSONAL BENEFITS Montrose Travel I Save up to 30% on airfare and up to 50% on cruises. Call 1-888-359-7265 or visit www.alliance.membersonvacation.com. North American Van Lines I Save at least 50% on your interstate move. Call 1-800-873-2673, ext. 155. Mention your Alliance Membership and promo code ALSV. Some restrictions may apply. PetCare Pet Insurance Programs I 10% off accident and illness coverage for cats and dogs. For a quote or to enroll, call 1-866-275-7387 or visit www.covermewithcare.com. Mention promo code BR 1039-287. May not be available in all states. PODS I Save 10% on your initial delivery and on your first TicketGuardianTM I month of storage. Call 1-866-846-0900 and mention Reimbursement program that pays you back for the promo code ALL3. Or visit www.pods.com/Alliance. costs incurred when you receive a traffic citation. Some restrictions may apply. Contact Alliance Member Services and request benefit #2055. For only $10 plus a small registration Save on Real Estate Transactions I fee, you can receive $600 in ticket reimbursements. Receive a 20% rebate* on the selling or listing side of the real estate commission when you buy or sell TributeDirectTM I property. Call 1-800-540-6251 and identify yourself Save up to 70% on funeral products, monuments, as an Alliance Member. and planning services. Call 1-866-823-7774 and mention your Alliance Membership and account #833. * Rebates are subject to state law and changes occur regularly. Most states allow rebates. You must Virtual Pro Shop I contact Member Benefit Services before Save 10% to 15% on golf equipment and apparel. contacting an agent. No rebate is available if Call 1-888-546-5713 and mention your Alliance you call an agent directly. Membership and ID #1006051. Or visit www.linksworldwide.com/Alliance and use ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 21
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  • 25. BECAUSE HEALTH MATTERS Health Benefits Whether it’s a medical emergency “I’m glad that we have the $500 ER benefit for or simply preventative health care, fractures and dislocations. I your Alliance Benefits can help was rollerblading and took a you get the most for your spill. I dislocated my right healthcare dollars. Access to shoulder and ended up in the $500 is going to ER. The affordable health insurance come in handy. Thanks to the and numerous other health benefits Alliance, I do not have to worry to give you peace of mind. about my bills next week.” John K. HEALTH
  • 26. HEALTH BENEFITS Medical Discount Program* I Reduce your healthcare costs with the CAREINGTON HealthWise Advantage Card. For only $25 per month, Alliance Members can start saving on the following services: • Physician Savings Program – Save 20% to 45%** on medical services, imaging services and much more at participating provider office visits through PHCS network. Program members saved an overall average of 40% in 2006. • Chiropractic Care – 10% to 30% savings from over 28,000 providers • Prescription Eyewear – Save 15% to 45% on eyeglasses, lenses, contacts, LASIK and more at over 40,000 eye-care professionals • Alternative Medicine – Save 10% to 30% at over 12,000 practitioners • Diabetic Care – Save 20% to 40% on diabetic monitoring supplies and medications • Vitamins – 25% discount • Hearing Services – Save 5% to 60% at over 1,600 providers • Long Term Care – Save 5% to 30% at more than 3,300 providers • Child and Elder Care – Unlimited access to telephone consultations with expert counselors • Emergency Medical Information – provides a critical link to expediting medical information to healthcare professionals • Wellness Program – Online, interactive health and wellness programs For more information or to join, please contact Alliance Member Services. When you join the program, you will receive two identification cards and a detailed information booklet on how to maximize your health care savings. If you need any assistance with the services, please refer to the information booklet for the appropriate phone numbers. ** Percentage of savings may be higher or lower depending on procedure codes and provider location. Discount Dental Program* I • Save 20% to 60% at over 62,000 providers nationwide on all dental procedures • Unlimited access to care with no limits on the number of visits • Orthodontics available for both children and adults • Administered by CAREINGTON International • Included in the cost of your membership For more information on this program, contact CAREINGTON at 1-800-290-0523 and identify yourself as an Alliance Member. To locate a provider, visit www.careington.com/alsv. Please note: You will receive dental program materials separate from your Alliance Welcome Package. * THESE ARE DISCOUNT PROGRAMS AND NOT INSURANCE. You are responsible for paying all fees at the time of service. These plans are administered by CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, HEALTH TX 75034. Not available in all states. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 24
  • 27. HEALTH BENEFITS TOP HEALTH Emergency Helicopter Transportation I BENEFITS Reimbursement up to $4,000 per occurrence per person for Emergency Medical Transportation by helicopter in accordance with local EMS I $5,000 Heart protocols. Call 1-800-446-7142 for information or to file a claim. This service Attack Benefit is included in the cost of your membership. I Accidental Death Benefit The above information is only meant to be a brief summary and is not a contract. Association Rx Card I Certain terms and conditions apply. Claims for Medically Necessary transports from Discount one medical facility to another medical facility are subject to review by Lifeguard's I Dental Program Medical Officer. Emergency I Helicopter Transportation Association Rx Card I Emergency Room I The Association Rx Card is accepted at over 42,000 pharmacies throughout the Benefit (fractures U.S. for both your name-brand and generic medications. Choose from two plans: and dislocations) Hospital I • Individual – $13.95 per month Confinement • Family – $23.95 per month Coverage Medical Savings I This program offers four tiers of savings: Program Medical Travel • Tier I Preferred Generic Drugs – up to $10 payment I Assistance • Tier II Preferred Brand Name Generic Drugs – up to $20 payment • Tier III Preferred Brand Name Generic Drugs – up to $50 payment Nurse Advice I • Tier IV Brand Name Drugs with Special Network Pricing Hotline Visit www.AssociationRxCard.com for more details on tier drug pricing. For more information or to sign up for the Association Rx Card, contact Alliance Member Services. Your Association Rx materials will be sent separate from your Alliance Welcome Package. THIS IS A SAVINGS PROGRAM AND NOT INSURANCE. Fees due at time of service. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 25
  • 28. HEALTH BENEFITS Benefits to Help You Reduce the Financial Impact of Unexpected Accidents or Sickness I You can rest easier knowing you have protection included in the cost of your membership. These benefits are payable directly to you. Hospital Hospital Accidental Common Carrier Emergency Room Heart Confinement Confinement Death Accidental (fractures and Attack Accident Illness or Dismemberment Death dislocations only) Principal $200/day $200/day $10,000 $20,000 $500 $5,000 Member Spouse $100/day No coverage $5,000 $10,000 $500 $5,000 Dependent $50/day No coverage $2,500 $5,000 $500 No coverage Children Max Days/Year 180 days 10 days — — any ER visit once per lifetime Benefit Begins 1st overnight stay 2nd overnight stay — — upon ER admission — Insurance coverage underwritten by National Union Fire Insurance Company of Pittsburgh, PA, a member of the AIG Companies®. The Policy contains certain limitations, reductions and exclusions. Please refer to the Policy for complete coverage details. For more information or to receive a claim form or copy of the policy, contact Alliance Member Services. Access to Affordable Health Insurance I As the number one need for small-business owners and individuals without benefits, the Alliance provides access to health and life insurance benefits through Mid-West National Life Insurance Company of Tennessee and The MEGA Life and Health Insurance Company. These plans feature freedom of choice in doctors and hospitals, customized coverage to fit your needs and budget, a dedicated field force to explain the coverage face-to-face with members, and many plan options. Your Licensed Insurance Agent can provide more details on the insurance coverage and help you tailor a plan that is right for you. Association group plans, where available, require association membership. See your Policy/Certificate for complete details including the exclusions and limitations. Company market and plan availability varies by state. Administrative Office: North Richland Hills, TX. Mid-West is licensed in all states except ME, NH, NY, VT. (Mid-West Policies MW-25906, MW-25907, MW-25939, and MW-SG528-4MA or your state variation) MEGA is licensed in all states except NY. (MEGA Policies 26025, and 26026 or your state variation) ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 26
  • 29. HEALTH BENEFITS S T R E T C H Y O U R H E A LT H C A R E D O L L A R S YOUR ALLIANCE MEMBERSHIP GIVES YOU ACCESS TO THESE BENEFITS: Be sure to mention your Alliance Membership and promo codes when using your benefits. Direct LABS I Hospital Savings Card I Save up to 70% off retail prices on high-quality, Save up to 25% and more at over 70% of the hospitals in low-cost laboratory services. Call 1-800-908-0000 and the U.S. To join for only $15 per month, contact Alliance mention promo code Alliance to register and prepay Member Services. Hospital Savings Card materials will for services. be sent separately from your Alliance Welcome Package. EPIC Hearing Services Plan (HSP) I THIS IS A DISCOUNT PROGRAM AND NOT EPIC HSP provides a new standard for hearing care at INSURANCE. You are responsible for paying all fees fixed, low prices. Access to this plan is included in the at the time of service. This plan is administered by cost of your membership. To enroll call 1-888-249-9002. CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. Not available in all states. Health Connection I Save 20% to 60% on fitness club memberships, Ideal Health — Customized Vitamins I self-help programs and alternative medicine solutions Enjoy special discounts on in-home testing to determine for only $24.95 per year. Call 1-800-634-2968 from specific vitamins your body needs. Call 1-866-801-3457 8:30 a.m. to 7:30 p.m. EST, Monday - Friday. Mention for more information. your Alliance Membership. “My family uses the Discount Dental Program administered by CAREINGTON. We are happy with the savings we get and are pleased with how large the network is.” Richard R. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 27
  • 30. HEALTH BENEFITS Mail Service Pharmacy I Save on 90-day supplies of your prescription medications. Call 1-877-348-0578 or visit http://mymeds.advanceRx.com. THIS IS A DISCOUNT PROGRAM AND NOT INSURANCE. You are responsible for paying all fees at the time of service. Caremark, Inc., 7034 Alamo Downs Parkway, San Antonio, TX 78238. Medical Travel Assistance I When traveling more than 100 miles from home, emergency help is never more than a phone call away. This benefit is available at no additional charge to you. Services include: Vision Discount Plan I • Medical Consultation Save up to 40% on glasses, lenses, contact lenses and • Emergency Evacuation LASIK PRK at participating providers nationwide like • Medically Supervised Repatriation LensCrafters, Sears, Target, JCPenney and some • Prescription Assistance Pearle Vision Centers. To verify participation, call • Transportation to Join a Patient 1-866-723-0391, mention plan #9233024 and identify • And More yourself as an Alliance Member. To access, call 1-888-965-9500 inside the U.S. or THIS IS A DISCOUNT PROGRAM AND NOT 1-817-416-4960 outside the U.S. and identify yourself as INSURANCE. You are responsible for paying all fees an Alliance Member. Limitations and exclusions apply. at the time of service. EyeMed Vision Care, LLC, All arrangements must be made through Lifeguard’s 4000 Luxottica Place, Mason, OH 45040. Travel Assistance Center and pre-approved. Vitacost.com I Nurse Advice Hotline I Save up to 75% off retail prices on vitamins and Medical information and advice from registered nurses is supplements. Choose from over 300 brands and 6,000 available 24-hours-a-day at no additional cost to you. Call items in stock. Call 1-800-793-2601 and mention 1-866-364-1319 and mention your Alliance Membership. promo code WZ48BAS or visit www.vitacost.com. 28 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
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  • 35. This publication is intended for the exclusive use of members of the Alliance for Affordable Services. The benefits explained herein are offered at the sole discretion of the Alliance and may vary by availability, vendor and state of residence of the member. Vendors reserve the right to withdraw or change their offers without notice. The benefit descriptions have been taken from the benefit providers’ marketing materials and members should carefully examine benefit information before choosing any benefit. The Alliance makes no affirmation of fact or promise relating to the goods and services and specifically declaims any warranty, expressed or implied, as to the merchantability of the goods and services reflected. To be entitled to the Alliance benefits, you must be a member in good standing and dues must be in current status. ©2007 Alliance for Affordable Services
  • 36. P.O. Box 612547 Dallas, TX 75261-2547 I www.AffordableServices.org Member Services: 1-800-733-2242 Fax: 1-800-847-8889 1898 / 0107