THE POWER        NUMBERS
            OF




                           C             E
                               ONSU...
TABLE          CONTENTS
             OF

                                            2
Consumer Edge
                     ...
GET         POWER        NUMBERS WORKING         YOU
      THE           OF                     FOR
CONSUMER EDGE
                                                                                            TOP
            ...
CONSUMER EDGE


VALUABLE MEMBER BENEFITS THAT ARE
INCLUDED IN YOUR COST OF MEMBERSHIP
          Accidental Death Benefit  ...
CONSUMER EDGE


HOW MUCH MONEY COULD YOU SAVE?
It won’t take you long to see that your Alliance Membership will pay for it...
CONSUMER EDGE
                                                                                 TOP
                       ...
GET STARTED
K I C K S TA RT Y O U R S AV I N G S
                     Consumer Edge Benefits




Check out all the things ...
GET STARTED

                  CONSUMER EDGE


              I M P O RTA N T T H I N G S Y O U
              CAN DO RIGHT ...
CONSUMER EDGE




    Get your car door fixed!
I
    You get one free door ding repair within the first 120 days
    of me...
IT ALL ADDS UP             SAVINGS
                      TO
                           Business Benefits




Small-busines...
BUSINESS BENEFITS
                                                                                                        ...
BUSINESS BENEFITS

    Business Interruption Expense Program
I
    If you become temporarily disabled as a result of an oc...
BUSINESS BENEFITS


MORE                             YOUR MONEY
                    FOR
THE ALLIANCE ALSO GIVES YOU ACCESS...
BUSINESS BENEFITS


    DHL Express — Overnight Shipping                                    NeatReceipts
I                ...
GET MORE OUT                LIFE
                        OF
                         Personal Benefits




There is more t...
PERSONAL BENEFITS
                                                                                                        ...
PERSONAL BENEFITS


ENHANCE YOUR LIFESTYLE!
YOUR ALLIANCE MEMBERSHIP ALSO GIVES YOU ACCESS TO THESE VALUABLE BENEFITS:
Be ...
PERSONAL BENEFITS

                                                                 Alliance Membership or visit www.trave...
PERSONAL BENEFITS



    Montrose Travel
I
    Save up to 30% on airfare and up to 50%
    on cruises. Call 1-888-359-7265...
BECAUSE HEALTH MATTERS
                          Health Benefits




Whether it’s a medical emergency            “I’m glad...
HEALTH BENEFITS

              Medical Discount Program*
         I
              Reduce your healthcare costs with the CA...
HEALTH BENEFITS
                                                                                            TOP
          ...
HEALTH BENEFITS

     Benefits to Help You Reduce the Financial Impact of Unexpected Accidents or Sickness
I
     You can ...
HEALTH BENEFITS

S T R E T C H Y O U R H E A LT H C A R E D O L L A R S
YOUR ALLIANCE MEMBERSHIP GIVES YOU ACCESS TO THESE...
HEALTH BENEFITS

    Mail Service Pharmacy
I
    Save on 90-day supplies of your prescription
    medications. Call 1-877-...
This publication is intended for the exclusive use of members of the Alliance for Affordable Services. The
benefits explai...
P.O. Box 612547       Dallas, TX 75261-2547
                  I

      www.AffordableServices.org
    Member Services: 1-8...
Alliance for Affordable Services
Alliance for Affordable Services
Alliance for Affordable Services
Alliance for Affordable Services
Alliance for Affordable Services
Alliance for Affordable Services
Alliance for Affordable Services
Alliance for Affordable Services
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Alliance for Affordable Services

  1. 1. THE POWER NUMBERS OF C E ONSUMER DGE
  2. 2. TABLE CONTENTS OF 2 Consumer Edge 2 Top Benefits Benefits That are Included in 3 Your Cost of Membership 4 How Much Money Could You Save? 5 Legislative Advocacy 5 Top Legislative Issues 6-9 GET STARTED 7 Kick Start Your Savings Important Things You Can 8 Do Right Now 11 - 15 BUSINESS BENEFITS 11 It All Adds Up to Savings 12 Top Business Benefits 14 More for Your Money 16 - 21 PERSONAL BENEFITS 17 Get More Out of Life 18 Top Personal Benefits 19 Enhance Your Lifestyle! 22 - 28 HEALTH BENEFITS 23 Because Health Matters 25 Top Health Benefits 27 Stretch Your Health Care Dollars 29 - 32 APPLICATIONS 29 Alliance Membership Application 31 Association 105® Application
  3. 3. GET POWER NUMBERS WORKING YOU THE OF FOR
  4. 4. CONSUMER EDGE TOP BENEFITS The Alliance for Affordable Services leverages the power of numbers to help you save time and money. Alliance Members have access to benefits to help them save I Access to Affordable money in both their business and personal lives. Take a moment to review the Health Insurance benefits available to you and learn how the power of numbers can work for you. I Accidental Death Benefit MEMBERSHIP I Alliance I Scholarship Program The Alliance stands strong with hundreds of thousands of members from across I Association Rx Card the nation. With the ability to unite small-business owners and individuals, the I Business Consultant Alliance has created a group with the clout to negotiate valuable savings. Advice Line I Home Office BENEFITS I Protection Providing a variety of business, personal and health care benefits to members is the I Hospital Confinement and purpose of the Alliance for Affordable Services. Helping members save money in ER Benefits both their professional and personal lives is part of what the Alliance is all about. I Medical You don’t have to be in corporate America to have access to great benefits at Discount Programs substantial savings. I Online Tax Advice I Roadside Assistance ADVOCACY I I Tax Saving Programs Representing members’ voices in Washington, D.C., the Alliance helps advocate for legislative change to help improve the lives of small-business owners and individuals. The Alliance informs and empowers consumers to get involved and make a difference. “Our family saved over $6,038 in taxes with the Association 105® HRA benefit!” David W. 2 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
  5. 5. CONSUMER EDGE VALUABLE MEMBER BENEFITS THAT ARE INCLUDED IN YOUR COST OF MEMBERSHIP Accidental Death Benefit EPIC Hearing Legal Club of America® — I I I Small-Business Plan Alliance ConsumerClub Rewards Heart Attack Benefit I I Medical Travel Assistance I Business Consultant Home Office Protection I I Advice Line Nurse Advice Hotline I Hospital Confinement Benefit I Online Tax Consultant Business Interruption I I Hotel Access Card I Expense Program Roadside Assistance I Identity Theft Restoration I Discount Dental I Tax Savings for the Self-Employed I Legal Club of America® — I Emergency Room Benefit I Family Plan Emergency Helicopter I AND ADDITIONAL SAVINGS... ABS Financial 10% Discount Hewlett-Packard Up to 10% Savings I I A-Systems Accounting Software 50% Savings Hospital Savings Card Average Savings up to 25% I I CAREINGTON HealthWise 20% to 45% Savings Incorporation Services 20% Savings I I ConferencePlus Up to 70% Savings International Paymaster 35% to 40% Savings I I Countrywide Home Loans Up to $500 Off Closing Costs Jones International University 10% Savings I I Credit and Debit Card Processing $295 Fee Waived Office Supplies Up to 80% Savings I I Debt Review and Consolidation 40% Discount Portable Storage 10% Savings I I DellTM Up to 5% Discount Printing Services 10% to 30% Savings I I Dent Zone 40% Savings Rental Cars 5% to 20% Savings I I DHL Express Up to 24% Savings Travel & Entertainment 5% to 30% Savings I I Direct Labs Up to 70% Savings Vision Savings 40% Savings I I Health Connection 20% to 60% Savings Vitacost.com Up to 75% Savings I I ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 3
  6. 6. CONSUMER EDGE HOW MUCH MONEY COULD YOU SAVE? It won’t take you long to see that your Alliance Membership will pay for itself! By taking advantage of the products and services that are available, you open a world of savings. Here is how much money you could save using a sampling of the Alliance benefits you have access to: Business Potential Savings Association 105® HRA I Tax savings for the self-employed (must qualify) $4,047 Credit & Debit Card Processing I Enrollment fee waived $295 DHL Express I Overnight mail services $187 Business Consultant Advice Line I Advice on small-business issues $150 Hewlett-Packard I Technology equipment $144 QuickBooks® I Financial software $124 Burns Graphics I Printing and promotional services $81 ABS Financial Services I Tax services $60 Personal Real Estate Transactions I Buying and selling / residential or commercial $900 North American Van Lines I Moving services $750 Alliance ConsumerClub Rewards I Credit towards travel and consumer products $600 Countrywide Home Loans I Mortgage lending $500 Emergency Roadside Assistance I Roadside services $65 Hotel Discount Program I Hotel savings $8 Identity Theft Restoration I Service to restore your identity $50 Health Discount Dental Program $143 Accidental Death & Dismemberment Benefit $64 HealthWise Advantage Card I Medical savings program $59 Hospital Confinement for Accident $59 Emergency Room Benefit $28 Total potential savings for just these benefits: $8,314 Potential Member Savings are based on a January 2006 pricing study administered by J. Shelton Associates, dba Shelton Creative, an integrated, full-service branding and marketing agency based in Dallas, Texas. The Potential Member Savings are annual and represent the sum of commonly used benefits available to Alliance Members. For more information on your Alliance benefits, please refer to www.AffordableServices.org. 4 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
  7. 7. CONSUMER EDGE TOP LEGISLATIVE ISSUES As your voice on Capitol Hill, the Alliance advocates for important legislation that allows you to keep more of your hard-earned money. Some examples include: I Health Care Reform I Estate Tax Reform I Social Security Reform I Simplification of Private Pension Rules I Equipment Expensing I Capital Gains Tax L E G I S L AT I V E A D V O C A C Y I Minimum Wage Increase MAKE A DIFFERENCE – JOIN THE ALLIANCE ACTION TEAM! I Business Meals Deduction The power of numbers is a critical element in making change happen. That is why the Alliance Action Team was created. Action Team Members receive regular e-mail updates from Washington, D.C., and special alerts when it is time to put the numbers to work and make a difference. Over the years, the Alliance has helped bring about positive change for small-business owners and individuals. To join the Alliance Action Team visit www.AffordableServices.org and click on the Advocacy link. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 5
  8. 8. GET STARTED K I C K S TA RT Y O U R S AV I N G S Consumer Edge Benefits Check out all the things to “I have used Roadside Assistance six or seven 30 days do in the first times over the course of value to maximize the my membership. Each membership. of your time they have been very courteous Turn the page to find out how. and there’s never any waiting around. It’s a great service!” Clark B.
  9. 9. GET STARTED CONSUMER EDGE I M P O RTA N T T H I N G S Y O U CAN DO RIGHT NOW! Set up your Alliance Web Account I Get streamlined access to your benefits. Log on to www.AffordableServices.org and click on “Set Up Account.” Check out the Tax Savings for Small-Business Owners* I No matter how your business is structured — sole-proprietorship, partnership, LLC or small corporation — you may qualify for this unique tax-saving program. The typical client saves an average of $3,800 in taxes. Make a quick phone call to Association 105® HRA at 1-866-550-5525 to see if you qualify and to receive estimated tax savings. Subscribe to your member e-letter I Receive up-to-date information on your benefits and legislative issues that could impact you! Simply log in to www.AffordableServices.org and set up your Web Account to start receiving the Alliance Advance e-letter. Activate your Legal Club of America® accounts* I You have access to a variety of legal services for business or personal needs included in the cost of your membership. Call 1-800-305-6816 to activate the Small-Business and Family Legal Plans. Remember to identify yourself as an Alliance Member. Enroll your dependents in the Roadside Assistance program* I Emergency roadside service is available for you and your immediate family 24-hours-a-day, 7-days-a-week at no additional cost to you. Call 1-800-523-4582 to enroll your spouse and dependents on your plan. * Although these benefits are included in your membership, you must activate via phone or online. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 8
  10. 10. CONSUMER EDGE Get your car door fixed! I You get one free door ding repair within the first 120 days of membership from Dent Zone, and save 40% on additional door ding repairs ($125 average retail value). Call 1-877-336-8879 or visit www.pdrlinx.com, and identify yourself as an Alliance Member. Call the Business Consultant Advice Line I Get unlimited business guidance from professional consultants at no additional cost to you. Call Alliance Member Services and ask for the Business Consultant Advice Line. Or visit www.AffordableServices.org to submit a question. Order your Hotel Access Card I Call Alliance Member Services and request Benefit #1147, which is included in the cost of your membership. You’ll save up to 50% on hotel stays. Additional directories are $6.95 each. Get rewarded for being an Alliance Member I Visit www.AffordableServices.org and click the ConsumerClub Rewards link to access your Rewards Cash that is redeemable for partial payments on hotels, DVDs, airlines, restaurant offers and more. Online Tax Advice I Unlimited access to tax advice is at your fingertips at no additional charge to you. Visit www.AffordableServices.org to submit a question. START SAVING!!! I Visit www.AffordableServices.org for more great ways to get the most out of your Alliance Membership! Remember to identify yourself as an Alliance Member and mention any promo codes when requesting information from benefit providers. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 9
  11. 11. IT ALL ADDS UP SAVINGS TO Business Benefits Small-business owners recognize that “My favorite BUSINESS Alliance benefit is the running a business requires managing Business Consultant time, money and resources. That is Advice Line. why the Alliance offers members Being able to have someone many significant benefits guide me through questions at no additional charge related to taxes, financing help your and discounts to and marketing can make bottom line. a real difference.” Dan S.
  12. 12. BUSINESS BENEFITS TOP BUSINESS Tax Savings for the Self-Employed I BENEFITS Qualifying members can deduct up to 100% of their health insurance premiums and non-insured medical expenses from state, federal and self-employment taxes with the services provided by Association 105® HRA. I Tax Savings I Business Interruption The average Association 105® customer saves over $3,800 in taxes per year. By Expense Program enrolling now, the service is offered at no additional charge to you during your I Business and first year of Alliance Membership — a $199 value. Tax Advice I Credit and Debit Find out if you qualify and get estimated tax savings. Take a couple of minutes and Card Processing BUSINESS call 1-866-550-5525, 8 a.m. to 6 p.m., CST, Monday - Thursday, and 8 a.m. to 5 p.m. on Friday. You can also receive more information at www.association105.com or by I Overnight Shipping email at info@base105.com. I Home Office Protection I Identity Theft Legal Club of America® – Small-Business Plan* I Restoration Alliance Members have access to a national network of attorneys in all 50 states that I Small-Business provide members with free and discounted legal care, through the Legal Club of America® Legal Plan Small-Business Plan. Attorney-provided, free legal services — a $290 retail value — include: I Printing and Office Supplies • Monthly review by a plan attorney of up to five legal documents (10 pages each) • Two initial phone calls per month made on behalf of your business • Initial collection letters per month (10 maximum) • Consultation for each new legal matter (30-minutes each) • Registered agent for your business Call Legal Club of America at 1-800-305-6816 to activate this complimentary benefit today or to discuss limitations that may apply. Be sure to mention your Consumer Edge Membership. Visit www.AffordableServices.org for additional information. * This program is not insurance coverage. May not be available in all areas. Online Tax Consultant I Get unlimited advice from Certified Public Accountants, on all your tax questions, at no additional charge to you. Visit www.AffordableServices.org to submit your questions and receive an answer within 48 hours. NOTE: The Online Tax Consultant available on the Alliance Web site provides financial and business information pertinent to small-business owners and individuals through Allen & Robertson, LLP Certified Public Accountants and is not operated by, nor is the information furnished by, the Alliance. It is not intended to replace the role of the tax professional in your business matters. It is recommended and important that users consult with their own business professionals for advice regarding their specific facts and circumstances. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 12
  13. 13. BUSINESS BENEFITS Business Interruption Expense Program I If you become temporarily disabled as a result of an occupational injury, your business expenses do not stop. That is why the Alliance provides this benefit at no additional cost to you. You have access to up to $1,000 for up to 3 months to help you keep your business going. Eligible business expenses include: • Rent or mortgage* • Business equipment leasing cost • Property taxes* • Utilities* For additional information or to file a claim, please call 1-800-656-6267, 9 a.m. to 5 p.m. EST, Monday - Friday. Identify yourself as an Alliance Member. * Only that portion scheduled as a tax deductible business expense with the IRS. For a copy of the policy contact Alliance Member Services. Home Office Protection I Since a traditional homeowner’s insurance policy provides limited protection for those items in a home office, the Alliance offers the Home Office Protection Plan included in the cost of your membership. Coverage includes, but is not limited to: • $7,500 per occurrence for home office equipment ($2,500 maximum per item with some special limits) • No deductible if other coverage exists ($100 deductible if there is no other coverage) • $1,500 for electrical equipment per policy period • $1,000 for tools per policy period • Up to $1,500 for temporary relocation of your home business (maximum $500 per month) • $20,000 business liability coverage (at residence) Contact Alliance Member Services to request a copy of the policy. For additional information on how to file a claim, please call 1-800-656-6267, 9 a.m. to 5 p.m. EST, Monday - Friday. Identify yourself as an Alliance Member. This is a brief description of the Home Office Protection and Business Interruption Expense Program coverages offered under the Blanket Home Business Personal Effects Master Policy #SE121944 and applies only to Alliance Members in good standing with the association. This coverage is excess and subject to limitations and exclusions. “These Alliance benefits are wonderful and they really do help members save money.” Earnest C. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 13
  14. 14. BUSINESS BENEFITS MORE YOUR MONEY FOR THE ALLIANCE ALSO GIVES YOU ACCESS TO THESE ADDITIONAL BUSINESS BENEFITS: Be sure to mention your Alliance Membership and promo codes when using your benefits. ABS Financial Services Burns Graphics, Inc. I I Prepaid tax services at a 10% discount. Call Up to 30% off printing and promotional products. 1-615-883-8828 or email sikesj@hdvest.net and Call 1-888-805-3000 and mention your Alliance mention your Alliance Membership. Membership to receive your discount or visit http://alliance.burnsgraphics.com. Alliance Advance E-letter I Business Consultant Advice Line Monthly news about benefits, legislative updates and I a chance to win prizes. To receive your copy at no Unlimited access to business consultants at no additional charge to you, set up an Alliance Web additional cost to you. Call Alliance Member Services Account and register your e-mail address. or visit www.AffordableServices.org to submit your questions online. Alliance Guidance I Your quarterly member magazine delivered to your Click&Copyright I door at no additional charge to you. Discounted online copyright registration services. Call 1-866-992-5425 or visit www.clickandcopyright.com Alliance Web Site I and refer to promo code Alliance. In-depth, online resources at www.AffordableServices.org. Click&Inc I AlphaGraphics I Save 20% on business incorporation services. Call Save 10% off the retail list prices on design, printing 1-866-992-5425 or visit www.clickandinc.com and refer and copying at participating locations nationwide. To find to promo code Alliance. a location near you, call 1-800-955-6246 and mention your Alliance Membership. ConferencePlus™ I Save up to 70% on all your conferencing needs. A-Systems Accounting I Call 1-866-891-5340. Save 50% off the retail price on Visual BookkeeperTM or JobView® accounting software for only $39.95. Call Credit and Debit Card Processing I 1-800-365-6790 and mention your Alliance Membership. Receive discounted rates on state-of-the-art credit card processing. The $295 standard enrollment fee is waived Bad Check Collection I for Alliance Members. Call 1-800-783-7833 and identify Electronic check recovery systems with no monthly yourself as an Alliance Member. service fee. Call 1-888-626-3966 and mention promo code Dell™ #100 for your one-time, discounted set-up fee — only $67. I Save up to 5% on your purchases from Dell. Call 1-800-677-9725 for more information. 14 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
  15. 15. BUSINESS BENEFITS DHL Express — Overnight Shipping NeatReceipts I I Save up to 24% on air express delivery services. Call Save 20% plus free ground shipping on this software 1-888-758-8955 and mention promo code #N80-YAFC. and scanner combination that helps you digitize and Or visit www.airexpressadvantage.com. manage receipts. Alliance Member price $179.95. Call 1-866-632-8732 or visit www.neatreceipts.com/alliance. E & O Coverage I OppenheimerFunds — Single KSM Plan I Protect your business with affordable liability coverage for any act, error or omission that arises from your Retirement plans designed for the self-employed professional service in the event of litigation. Annual with no set up fees. Call 1-866-264-8103 or visit limits range from $100,000 to $1 million. For more www.NationalRetirementPlans.com. information, call 1-888-249-9002, 9 a.m. to 5 p.m. EST, Monday - Friday, or visit www.crescentinsurance.com. May not be available in all states. Some restrictions may apply. For complete details, visit www.AffordableServices.org. General Liability Protection I Penny-Wise Office Products I Protect yourself with affordable coverage in the event Up to 80% off list prices on over 40,000 items. Call a claim is made against you for bodily injury or property 1-800-942-3311 or visit www.penny-wise.com and damage alleged to have been caused by your business mention promo code AAH. operations or products. Call 1-888-249-9002, 9 a.m. to 5 p.m. EST, Monday - Friday. Or visit www.crescentinsurance.com. QuickBooks® I Save 20% on this best selling software. Visit Hewlett-Packard I www.AffordableServices.org for more information. Save up to 10% on all HP products. Call 1-888-221-9146 and mention promo code ALL1. SamplePay® I Or visit www.hp.com/store/alliance. Reduce payroll processing costs by as much as 70%. International Paymaster Systems, Inc. Professional payroll assistance for Association 105® I HRA participants only. Call 1-800-370-9607 or Save up to 40% on this completely paperless payroll system. visit www.samplepay.com. Call 1-866-886-1793 and mention your Alliance Membership. Telcorp International I Members Online I Affordable telecommunications rates and services. Call Discounted rates on Web site development, hosting and 1-866-796-1227 and identify yourself as an Alliance Member. Web-to-print direct mail services. Call 1-800-563-6771 or email sales@membersol.net. TurboTax Online I National Credit Systems Save 15% on the #1 online tax preparation program. I Visit www.AffordableServices.org and click on the Flat-fee credit collection services plus you receive 100% TurboTax link. of amount recovered. Call 1-800-363-7215, ext. 6400, or visit www.ncsplus.com/theall. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 15
  16. 16. GET MORE OUT LIFE OF Personal Benefits There is more to life than just “The first time I decided to use my Alliance benefits work, and when you are out of the was when I was going on office the Alliance is still with a trip. I needed to book you. When you need help on the a rental car and a light road of life, you can count popped on in my head. ‘I have rental benefits through on the Alliance to be there. PERSONAL the Alliance.’ I used the benefit, and the savings were wonderful.” Regina H.
  17. 17. PERSONAL BENEFITS TOP PERSONAL Roadside Assistance I BENEFITS Included in the cost of your membership! You have access to emergency roadside service for you and your family members. Whether you have a flat tire, lock your keys in the car or need a tow, remember that help is just a phone call away, 24-hours-a-day. I ID Theft Restoration You will receive a brochure in your Alliance Welcome Package detailing the services I Legal Club Family Plan available. For more information or to add a spouse or dependent to this service, call I Alliance 1-800-523-4582. For emergency roadside service, call 1-800-567-5015. Scholarship Program ID Theft Restoration Service I Paintless I Dent Repair Identity theft can have a devastating impact on victims. But if it ever happens to you, I Roadside Assistance Identity Theft 911® knows exactly what to do to help you solve your problem. You have access to Identity Theft 911® at no additional cost to you. A personal advocate I Rental Car Savings will work with you from the first call you make to report the identity theft until the I Save on Real crisis is resolved. Identity Theft 911® will notify the appropriate agencies and Estate Transactions businesses of the problem, help you properly file all crucial reports, clear up I Special Rates for Homeowners and fraudulent activities from your credit file, create a comprehensive case file for Auto Insurance claims handling and law enforcement, and much more. I Hotel Discount Programs If you believe your identity has been compromised, call 1-888-249-9002 to be immediately referred to a fraud specialist from Identity Theft 911®. PERSONAL Legal Club of America® – Family Plan I Free and discounted services on family law needs included in the cost of your membership, retail value of $144. Call 1-800-305-6816 to activate. Mention your Alliance Membership. Alliance ConsumerClub Rewards I Get rewarded just for being a member! When you join the Alliance you receive $250 in Rewards Cash in your online account. An additional $50 will be deposited each month you remain an active member. Use it for partial payment towards the lowest rates for hotels, magazines, DVD movies, movie tickets, software, American Airlines offers, restaurant offers and more! For more information, visit www.AffordableServices.org and click on the ConsumerClub Rewards link in the Benefits Section. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 18
  18. 18. PERSONAL BENEFITS ENHANCE YOUR LIFESTYLE! YOUR ALLIANCE MEMBERSHIP ALSO GIVES YOU ACCESS TO THESE VALUABLE BENEFITS: Be sure to mention your Alliance Membership and promo codes when using your benefits. 1-800-Flowers Budget Rent-a-Car I I Save 5% to 20% off standard daily, weekly and Save 15% on flowers and gifts. Call 1-888-755-7474 weekend rates. Call 1-800-455-2848 and mention and reference account #130040531. promo code BCD #V672903 or visit www.budget.com. Alliance Scholarship Program I Countrywide Home Loans I In 2006, the Alliance Scholarship Program awarded Receive up to $500 off closing costs. Call 1-800-641-3694 $176,000 to 107 dependents of Alliance Members. and mention your Alliance Membership. Subject to underwriting guideline limits. • Open to legal dependents of Alliance Members ages 16-28 Debt Review and Consolidation I • Both high school graduates and current college students may apply Save 40% on creation of a repayment plan specifically • Renewal scholarships are available for up to three designed for your situation. Call 1-877-332-8722 or consecutive years. Renewal candidates must visit www.auriton.org. Mention your Alliance maintain a 3.5 GPA Membership to receive your discount. • Deadline for both first-time and renewal applicants is June 15 Dent Zone Paintless Dent Repair I Receive one door ding repair at no additional charge to To receive an application, contact Alliance Member you during the FIRST 120 DAYS of your Consumer Services and request benefit #1422. Or you can Edge Membership. Plus save up to 40% on additional download one from www.AffordableServices.org. door ding repairs. For information, call 1-877-336-8879 or visit www.pdrlinx.com. Amusement Park Discounts I Save on amusement park tickets nationwide. Discount Movie Tickets* I Contact Alliance Member Services or order online Save money on movie tickets from theaters at www.AffordableServices.org. nationwide. Contact Alliance Member Services or order online at www.AffordableServices.org. Auto Coupon Book I Over $1,000 in discounts on parts, tires, brakes, • AMC Theaters • Loews/Cineplex Theater repairs, services and more. Contact Alliance Member $5.50 ticket $6.00 ticket Services to order your coupon book for only $8 each. benefit #118 benefit #377 Request benefit #1961 or order online at • Regal Entertainment www.AffordableServices.org. $6.00 ticket benefit #910 * Minimum of 10 tickets per theater plus $4.00 shipping. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 19
  19. 19. PERSONAL BENEFITS Alliance Membership or visit www.travelers.com/aas. Enterprise I Hotel Access Card I Save up to 10% off the standard daily rates. Call Save up to 50% on hotels with your complimentary 1-800-593-0505 and refer to the Alliance Corporate hotel directory and card. Contact Alliance Member Account #09A6281. Or visit www.enterprise.com. Services and request benefit #1147. Additional directories available for $6.95 each, request benefit Golf Savings Certificates I #337. Or order online at www.AffordableServices.org. Discounts on green fees and/or golf accessories. Contact Alliance Member Services to order your Hotel Discount Program I National Golfers Network (NGN) directory for only Save an additional 10% off the “Best Available $2.99, request benefit #1410. Or order online at Rate” at participating locations throughout the www.AffordableServices.org. world. To receive your discount, mention promo code 62042 at time of reservation. Grocery Coupon Order Book I Select up to $1,000 in coupons for the name-brand • AmeriHost 1-800-996-2087 products you use. Contact Alliance Member Services • Days Inn 1-800-268-2195 to order your coupon book for $4.95. Request benefit • Howard Johnson 1-800-769-0939 #1549. Or order online at www.AffordableServices.org. • Knights Inn 1-800-682-1071 • Ramada 1-800-462-8035 Hertz I • Super 8 Motels 1-800-889-9706 Save up to 15% off daily, standard daily, weekly and • Travelodge 1-800-545-5545 weekend rates. Call 1-800-654-2200 or visit • Wingate Inns 1-877-202-8814 www.hertz.com and mention ID #1217645. Jones International University® (JIU®) I Homeowners and Auto Insurance I Save 10% on tuition. Call 1-800-811-5663 or visit Special program rates from Travelers for Alliance www.jonesinternational.edu/aas. Identify yourself Members. Call 1-800-842-5936 and mention your as an Alliance Member to receive your discount. “Thank you so much for awarding me the scholarshipto help make it possible to attend UNC Greensboro. I appreciate it so much and will try my best to keep my grades up.” Jarred J. 20 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
  20. 20. PERSONAL BENEFITS Montrose Travel I Save up to 30% on airfare and up to 50% on cruises. Call 1-888-359-7265 or visit www.alliance.membersonvacation.com. North American Van Lines I Save at least 50% on your interstate move. Call 1-800-873-2673, ext. 155. Mention your Alliance Membership and promo code ALSV. Some restrictions may apply. PetCare Pet Insurance Programs I 10% off accident and illness coverage for cats and dogs. For a quote or to enroll, call 1-866-275-7387 or visit www.covermewithcare.com. Mention promo code BR 1039-287. May not be available in all states. PODS I Save 10% on your initial delivery and on your first TicketGuardianTM I month of storage. Call 1-866-846-0900 and mention Reimbursement program that pays you back for the promo code ALL3. Or visit www.pods.com/Alliance. costs incurred when you receive a traffic citation. Some restrictions may apply. Contact Alliance Member Services and request benefit #2055. For only $10 plus a small registration Save on Real Estate Transactions I fee, you can receive $600 in ticket reimbursements. Receive a 20% rebate* on the selling or listing side of the real estate commission when you buy or sell TributeDirectTM I property. Call 1-800-540-6251 and identify yourself Save up to 70% on funeral products, monuments, as an Alliance Member. and planning services. Call 1-866-823-7774 and mention your Alliance Membership and account #833. * Rebates are subject to state law and changes occur regularly. Most states allow rebates. You must Virtual Pro Shop I contact Member Benefit Services before Save 10% to 15% on golf equipment and apparel. contacting an agent. No rebate is available if Call 1-888-546-5713 and mention your Alliance you call an agent directly. Membership and ID #1006051. Or visit www.linksworldwide.com/Alliance and use ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 21
  21. 21. BECAUSE HEALTH MATTERS Health Benefits Whether it’s a medical emergency “I’m glad that we have the $500 ER benefit for or simply preventative health care, fractures and dislocations. I your Alliance Benefits can help was rollerblading and took a you get the most for your spill. I dislocated my right healthcare dollars. Access to shoulder and ended up in the $500 is going to ER. The affordable health insurance come in handy. Thanks to the and numerous other health benefits Alliance, I do not have to worry to give you peace of mind. about my bills next week.” John K. HEALTH
  22. 22. HEALTH BENEFITS Medical Discount Program* I Reduce your healthcare costs with the CAREINGTON HealthWise Advantage Card. For only $25 per month, Alliance Members can start saving on the following services: • Physician Savings Program – Save 20% to 45%** on medical services, imaging services and much more at participating provider office visits through PHCS network. Program members saved an overall average of 40% in 2006. • Chiropractic Care – 10% to 30% savings from over 28,000 providers • Prescription Eyewear – Save 15% to 45% on eyeglasses, lenses, contacts, LASIK and more at over 40,000 eye-care professionals • Alternative Medicine – Save 10% to 30% at over 12,000 practitioners • Diabetic Care – Save 20% to 40% on diabetic monitoring supplies and medications • Vitamins – 25% discount • Hearing Services – Save 5% to 60% at over 1,600 providers • Long Term Care – Save 5% to 30% at more than 3,300 providers • Child and Elder Care – Unlimited access to telephone consultations with expert counselors • Emergency Medical Information – provides a critical link to expediting medical information to healthcare professionals • Wellness Program – Online, interactive health and wellness programs For more information or to join, please contact Alliance Member Services. When you join the program, you will receive two identification cards and a detailed information booklet on how to maximize your health care savings. If you need any assistance with the services, please refer to the information booklet for the appropriate phone numbers. ** Percentage of savings may be higher or lower depending on procedure codes and provider location. Discount Dental Program* I • Save 20% to 60% at over 62,000 providers nationwide on all dental procedures • Unlimited access to care with no limits on the number of visits • Orthodontics available for both children and adults • Administered by CAREINGTON International • Included in the cost of your membership For more information on this program, contact CAREINGTON at 1-800-290-0523 and identify yourself as an Alliance Member. To locate a provider, visit www.careington.com/alsv. Please note: You will receive dental program materials separate from your Alliance Welcome Package. * THESE ARE DISCOUNT PROGRAMS AND NOT INSURANCE. You are responsible for paying all fees at the time of service. These plans are administered by CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, HEALTH TX 75034. Not available in all states. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 24
  23. 23. HEALTH BENEFITS TOP HEALTH Emergency Helicopter Transportation I BENEFITS Reimbursement up to $4,000 per occurrence per person for Emergency Medical Transportation by helicopter in accordance with local EMS I $5,000 Heart protocols. Call 1-800-446-7142 for information or to file a claim. This service Attack Benefit is included in the cost of your membership. I Accidental Death Benefit The above information is only meant to be a brief summary and is not a contract. Association Rx Card I Certain terms and conditions apply. Claims for Medically Necessary transports from Discount one medical facility to another medical facility are subject to review by Lifeguard's I Dental Program Medical Officer. Emergency I Helicopter Transportation Association Rx Card I Emergency Room I The Association Rx Card is accepted at over 42,000 pharmacies throughout the Benefit (fractures U.S. for both your name-brand and generic medications. Choose from two plans: and dislocations) Hospital I • Individual – $13.95 per month Confinement • Family – $23.95 per month Coverage Medical Savings I This program offers four tiers of savings: Program Medical Travel • Tier I Preferred Generic Drugs – up to $10 payment I Assistance • Tier II Preferred Brand Name Generic Drugs – up to $20 payment • Tier III Preferred Brand Name Generic Drugs – up to $50 payment Nurse Advice I • Tier IV Brand Name Drugs with Special Network Pricing Hotline Visit www.AssociationRxCard.com for more details on tier drug pricing. For more information or to sign up for the Association Rx Card, contact Alliance Member Services. Your Association Rx materials will be sent separate from your Alliance Welcome Package. THIS IS A SAVINGS PROGRAM AND NOT INSURANCE. Fees due at time of service. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 25
  24. 24. HEALTH BENEFITS Benefits to Help You Reduce the Financial Impact of Unexpected Accidents or Sickness I You can rest easier knowing you have protection included in the cost of your membership. These benefits are payable directly to you. Hospital Hospital Accidental Common Carrier Emergency Room Heart Confinement Confinement Death Accidental (fractures and Attack Accident Illness or Dismemberment Death dislocations only) Principal $200/day $200/day $10,000 $20,000 $500 $5,000 Member Spouse $100/day No coverage $5,000 $10,000 $500 $5,000 Dependent $50/day No coverage $2,500 $5,000 $500 No coverage Children Max Days/Year 180 days 10 days — — any ER visit once per lifetime Benefit Begins 1st overnight stay 2nd overnight stay — — upon ER admission — Insurance coverage underwritten by National Union Fire Insurance Company of Pittsburgh, PA, a member of the AIG Companies®. The Policy contains certain limitations, reductions and exclusions. Please refer to the Policy for complete coverage details. For more information or to receive a claim form or copy of the policy, contact Alliance Member Services. Access to Affordable Health Insurance I As the number one need for small-business owners and individuals without benefits, the Alliance provides access to health and life insurance benefits through Mid-West National Life Insurance Company of Tennessee and The MEGA Life and Health Insurance Company. These plans feature freedom of choice in doctors and hospitals, customized coverage to fit your needs and budget, a dedicated field force to explain the coverage face-to-face with members, and many plan options. Your Licensed Insurance Agent can provide more details on the insurance coverage and help you tailor a plan that is right for you. Association group plans, where available, require association membership. See your Policy/Certificate for complete details including the exclusions and limitations. Company market and plan availability varies by state. Administrative Office: North Richland Hills, TX. Mid-West is licensed in all states except ME, NH, NY, VT. (Mid-West Policies MW-25906, MW-25907, MW-25939, and MW-SG528-4MA or your state variation) MEGA is licensed in all states except NY. (MEGA Policies 26025, and 26026 or your state variation) ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 26
  25. 25. HEALTH BENEFITS S T R E T C H Y O U R H E A LT H C A R E D O L L A R S YOUR ALLIANCE MEMBERSHIP GIVES YOU ACCESS TO THESE BENEFITS: Be sure to mention your Alliance Membership and promo codes when using your benefits. Direct LABS I Hospital Savings Card I Save up to 70% off retail prices on high-quality, Save up to 25% and more at over 70% of the hospitals in low-cost laboratory services. Call 1-800-908-0000 and the U.S. To join for only $15 per month, contact Alliance mention promo code Alliance to register and prepay Member Services. Hospital Savings Card materials will for services. be sent separately from your Alliance Welcome Package. EPIC Hearing Services Plan (HSP) I THIS IS A DISCOUNT PROGRAM AND NOT EPIC HSP provides a new standard for hearing care at INSURANCE. You are responsible for paying all fees fixed, low prices. Access to this plan is included in the at the time of service. This plan is administered by cost of your membership. To enroll call 1-888-249-9002. CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. Not available in all states. Health Connection I Save 20% to 60% on fitness club memberships, Ideal Health — Customized Vitamins I self-help programs and alternative medicine solutions Enjoy special discounts on in-home testing to determine for only $24.95 per year. Call 1-800-634-2968 from specific vitamins your body needs. Call 1-866-801-3457 8:30 a.m. to 7:30 p.m. EST, Monday - Friday. Mention for more information. your Alliance Membership. “My family uses the Discount Dental Program administered by CAREINGTON. We are happy with the savings we get and are pleased with how large the network is.” Richard R. ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG 27
  26. 26. HEALTH BENEFITS Mail Service Pharmacy I Save on 90-day supplies of your prescription medications. Call 1-877-348-0578 or visit http://mymeds.advanceRx.com. THIS IS A DISCOUNT PROGRAM AND NOT INSURANCE. You are responsible for paying all fees at the time of service. Caremark, Inc., 7034 Alamo Downs Parkway, San Antonio, TX 78238. Medical Travel Assistance I When traveling more than 100 miles from home, emergency help is never more than a phone call away. This benefit is available at no additional charge to you. Services include: Vision Discount Plan I • Medical Consultation Save up to 40% on glasses, lenses, contact lenses and • Emergency Evacuation LASIK PRK at participating providers nationwide like • Medically Supervised Repatriation LensCrafters, Sears, Target, JCPenney and some • Prescription Assistance Pearle Vision Centers. To verify participation, call • Transportation to Join a Patient 1-866-723-0391, mention plan #9233024 and identify • And More yourself as an Alliance Member. To access, call 1-888-965-9500 inside the U.S. or THIS IS A DISCOUNT PROGRAM AND NOT 1-817-416-4960 outside the U.S. and identify yourself as INSURANCE. You are responsible for paying all fees an Alliance Member. Limitations and exclusions apply. at the time of service. EyeMed Vision Care, LLC, All arrangements must be made through Lifeguard’s 4000 Luxottica Place, Mason, OH 45040. Travel Assistance Center and pre-approved. Vitacost.com I Nurse Advice Hotline I Save up to 75% off retail prices on vitamins and Medical information and advice from registered nurses is supplements. Choose from over 300 brands and 6,000 available 24-hours-a-day at no additional cost to you. Call items in stock. Call 1-800-793-2601 and mention 1-866-364-1319 and mention your Alliance Membership. promo code WZ48BAS or visit www.vitacost.com. 28 ALLIANCE MEMBER SERVICES | 1-800-733-2242 | WWW.AFFORDABLESERVICES.ORG
  27. 27. This publication is intended for the exclusive use of members of the Alliance for Affordable Services. The benefits explained herein are offered at the sole discretion of the Alliance and may vary by availability, vendor and state of residence of the member. Vendors reserve the right to withdraw or change their offers without notice. The benefit descriptions have been taken from the benefit providers’ marketing materials and members should carefully examine benefit information before choosing any benefit. The Alliance makes no affirmation of fact or promise relating to the goods and services and specifically declaims any warranty, expressed or implied, as to the merchantability of the goods and services reflected. To be entitled to the Alliance benefits, you must be a member in good standing and dues must be in current status. ©2007 Alliance for Affordable Services
  28. 28. P.O. Box 612547 Dallas, TX 75261-2547 I www.AffordableServices.org Member Services: 1-800-733-2242 Fax: 1-800-847-8889 1898 / 0107

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