The Alliance of Pinoy Entrepreneurs Cooperative (APEC) is a group of individuals committed to promoting financial well-being through programmes, products and services that allow for partnerships and support systems in achieving the intended outcome. Formally registered in November of 2010, it maintains two offices, the main being located in Quezon City where individuals and groups come together to discuss the potential of the programme and exchange ideas on how to work together in applying the system successfully.

2. WHAT IS COOPERATIVE? COOPERATIVE is a duly registered association of persons with a common bond of interest who have voluntarily joined together to achieve a lawful, common social or economic end and who contribute equitably to the capital required and accept a fair share of the risk and benefits of the undertaking in accordance with universally accepted cooperative principles [Chapter I Art.2 Sec.8 of RA 6938].

3. REPUBLIC ACT NO. 6938 “COOPERATIVE ACT” Purpose “To encourage thrift and savings mobilization among its members to pool said resources to obtain high yield deposits, affordable group insurance, hospitalization benefits for members, to grant loans to qualified members and provide health and consumer products at below market prices.”

5. Cash Trading

6. Selling at Market Price

7. Cooperatives can Avoid Destructive Competition

8. Constant Expansion

9. Quality Standardized Goods

12. Consumers

13. Producers

14. Marketing Services

15. Multi-Purpose

16. Advocacy

17. Agrarian Reform

18. Cooperative Bank

19. Workers

20. Dairy

21. Education

22. Electric

23. Financial Services

24. Fishermen

25. Health Services

26. Housing

27. Insurance

28. Transport

30. Who is APEC?

31. ALLIANCE OF PINOY ENTREPRENEURS COOPERATIVE (APEC) The Alliance of Pinoy Entrepreneurs Cooperative is a group of individuals committed to promoting financial well-being through programmes, products and services that allow for partnerships and support systems in achieving the intended outcome. Formally registered in November of 2010, it maintains two offices, the main being located in Quezon City where individuals and groups come together to discuss the potential of the programme and exchange ideas on how to work together in applying the system successfully.

32. REGISTRATION & ACCREDITATION

33. LEGALITIES

35. CORE VALUES APEC will make an IMPACT on the Philippine socio-economic conditions! INTEGRITY TO THE TRUEST SENSE OF THE WORD. No compromises. What is right must always prevail. MEETING OF MINDS. There must be oneness among its members and the management. All for the common good. PARTNERSHIP. There has to be partnership. Everybody must be a contributor, a benefactor and a beneficiary. ABUNDANCE. Every member must experience abundance in life. The true meaning of financial Freedom. COOPERATION. There must be a collaboration of efforts. Everyone must cooperate to reach a common goal of leading a life of contentment TRUST IN GOD, THE LORD ALMIGHTY Trust that the Lord has given us two gifts, one is choice and the second is chance. The choice of a good life and the chance to make it the best. IMPACT

36. UNIQUE CONCEPT The first innovative cooperative for enterprising individuals and groups, that offers unlimited opportunities and dependable support systems utilizing the power of cooperation and leveraging.

37. MILESTONE

38. PRODUCT & SERVICES

40. Patronage Refund

41. Interest from Savings

42. Damayan Fund

43. Accident Insurance

44. Manpower Services

45. Loan Services

46. Discounts on Consumer Goods

47. Unlimited Business Opportunity…More income stream !!!

51. Two (2) Valid ID’s (photocopy with counter sign)

52. Two (2) 1x1 ID Pictures

53. Brgy. Permit / Clearance

54. Billing Address

55. CTC No. / Cedula

56. Cert. of Employment (optional)

57. 18 yrs old & Above

59. APEC ACCOUNTS CORPORATE: Companies Associations Organizations Federations Schools Churches Cooperative Hospitals Government Agencies *minimum of 30 persons per organization INDIVIDUAL: Entrepreneur Netrepreneur Employee Businessman *any registered Filipino citizen

60. CORPORATE ACCOUNTS Inclusions: 1 Share Preferred Share P100 Savings P100.00 Insurance (1 Year) P25,000.00 (worth) 1 Kit APEC P100.00 Membership APEC P250.00 Membership NAPI P365.00 P690.00 (FP) Membership Fee: P 890.00 Total: P26,505 plus you will get 1 FiberPlus (each member)

61. INDIVIDUAL ACCOUNTS Inclusions: 1 Share Preferred Share P100 Savings P100.00 Insurance (1 Year) P25,000.00 (worth) 1 Kit APEC P100.00 Membership APEC P250.00 Membership NAPI P365.00 P1380.00 (FP) Membership Fee: P 1,865.00 Total: P27,195 plus you will get 2 FiberPlus (each member)

62. HOW TO EARN? Preferred Share share that will be equally distributed by the APEC members

67. HOW TO EARN? Worst Case Scenario Total Earnings for 1 year is P 1,023,750.00

68. HOW TO EARN? *** For Only P890.00 CORPORATE MEMBER POTENTIAL INCOME FOR UNILEVEL * YOU NEED TO BUY ONE (1) BOX FIBER PLUS TO MAINTAIN UNILEVEL BONUS

69. HOW TO EARN? LEADERSHIP PROGRAM Vice - President 1001 – UP pairings Annual Shares Director 101 – 1000 pairings Quarterly Shares