Presentation

1. FY 2018 Results Presentation
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2. FY 2018 FMI Group Financial Snapshot
MMK 205.6 bn
Record Revenue
Record revenue primarily driven by Financial Services business
35.4%
Gross Profit Margin
Improved gross profit margins in Financial Services
MMK 27.0 bn
Total Comprehensive Income
Driven by fair value adjustments of investments
MMK 746
Earnings Per Share
44.0% increase from previous financial year
* Figures have been rounded to the nearest one decimal place

3. FY 2018 Financial Highlights
 Strong operating results from both the Financial Services and Healthcare Services sectors contributed to the FMI Group revenue increase
between FY 2017 and FY 2018 period.
 The increase in FMI Group’s ‘Net Profit’ was largely driven by a significant increase in ‘Share of Profit from Associates and Joint Ventures’ as
it grew by 53.3% in FY 2018, due to one-time profit gained from sales of Chindwin Investments Limited and Shwe Lay Ta Gun Travels & Tours
Company Limited to Memories Group.
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90.74%
9.14%
0.11%
Breakdown of Group Revenue - FY 2018
Financial Services
Healthcare Services
Others (dividend income, rental)
32.5%
35.4%
31.0%
31.5%
32.0%
32.5%
33.0%
33.5%
34.0%
34.5%
35.0%
35.5%
36.0%
0
50,000,000,000
100,000,000,000
150,000,000,000
200,000,000,000
250,000,000,000
FY 2017 FY 2018
Revenue Net Profit Attributable to Equity Holders Gross Margin
MMK 161.3 billion
MMK 205.6 billion
MMK 12.1 billion MMK 18.6 billion

4. Key Highlights of Financial Services and Healthcare Sectors
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Key Highlights
 Financial Services ‘Revenue’ grew 27.5% between FY 2017
and FY 2018 due to increased ‘Interest Income’ from loans,
overdrafts, and hire-purchase products.
 The increase in ‘Interest Income’ was largely driven by Yoma
Bank’s growing loan book, which highlights Yoma Bank’s
extensive role as a financier for SMEs in Myanmar.
Key Highlights
 Healthcare Services ‘Revenue’ gained a 28.2% increase
between FY 2017 and FY 2018.
 Revenue growth in healthcare sector was mainly due to an
increase in patient volumes, as the hospital continues to
expand its network in support of the development of
PHSH’s nationwide hospital network.
0
50,000,000,000
100,000,000,000
150,000,000,000
200,000,000,000
FY 2017 FY 2018
Financial Services Revenue Comparison
MMK 146.4 billion
MMK 186.6 billion
0
5,000,000,000
10,000,000,000
15,000,000,000
20,000,000,000
FY 2017 FY 2018
Healthcare Services Revenue Comparison
MMK 14.7 billion
MMK 18.8 billion

5. Key Highlights of Tourism and Real Estate Sectors
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Key Highlights
 Memories Group is developing various pipeline hotels and
resorts throughout the country’s major tourist and business
destinations in the coming fiscal year.
Developments in the pipeline
 Mergui Archipelago: Awei Pila, October 2018
 Yangon: Awei Metta, FY2019
 Mawlamyaing: Suggati Mawlamyaing, FY2019
Key Highlights
 As at 31 March 2018, more than 2,000 apartments in
StarCity’s Zone A and Zone B have been sold.
 Development of 2nd phase of Star City, Galaxy Towers had
commenced during FY 2018.
 In FY 2018, The Peninsula Residences Yangon launched an
initial 30 residences for sales.
* Figures obtained from FY2018 Memories Group 31 March 2018 financial results.
0
2,000,000
4,000,000
6,000,000
8,000,000
10,000,000
FY 2017 FY 2018
Memories Group Revenue Comparison*
USD 6.2 million
USD 8.8 million
0
2,000,000,000
4,000,000,000
6,000,000,000
8,000,000,000
10,000,000,000
FY 2017 FY 2018
Share of Profit from Associates (Real Estate)
MMK 3.8 billion
MMK 8.3 billion

6. MMK in billions, unless stated otherwise*
FY 2018 FY 2017 Growth
Revenue 205.6 161.3 27.4%
Cost of Sales (132.9) (108.8)
Gross Profit 72.8 52.5 38.6%
Expenses (69.9) (47.8)
Other income 13.3 5.5 143.5%
Share of profit from associates - net of tax 11.8 7.7
Total profit/(loss) before income tax 27.9 17.9
Income tax expense (3.1) (3.0)
Net profit/(loss) 24.8 14.9 66.3%
Fair value adjustment of investments 2.2 2.1
Total comprehensive income for the year 27.0 17.0 58.4%
Increase in FMI Group’s ‘Revenue’ from
FY 2017 to FY 2018 is mainly due to
strong performances in Financial
Services and Healthcare Services
sectors.
Profit and Loss Items
On account of relatively strong ‘Profit
before Income Tax’ higher by 56.2%,
‘Net Profit’ for FY 2018 increased
significantly by 66.3% compared to FY
2017.
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Major increase in ‘Other Income’ is
from the one-time gain on disposal of
Digital Money Myanmar Limited shares
and other assets at the end of the
financial year.
* Figures have been rounded to the nearest one decimal place
Due to the change in FMI Group policy for
available-for-sale investments which require
mark-to-market assessment annually
starting from FY 2018.

7. MMK in billions, unless stated otherwise* FY 2018 FY 2017 Growth
ASSETS
Total current assets 1,734.5 1,366.9 26.9%
Total non-current assets 558.3 470.1 18.8%
Total assets 2,292.8 1,837.0 24.8%
LIABILITIES
Total current liabilities 1,952.8 1,517.1 28.7%
Total non-current liabilities 32.3 36.6 -11.7%
Total liabilities 1,985.1 1,553.7 27.8%
EQUITY
Total equity 307.7 283.3 8.6%
Total equity and liabilities 2,292.8 1,837.0 24.8%
The ‘Total Current Assets’ have
increased by 26.9% in FY 2018, driven
primarily by increase in loans at Yoma
Bank.
‘Equity’ grew at a modest rate of 8.6%,
which is attributable to the increased
‘Retained Earnings’ and ‘Reserves’
from Yoma Bank and FMI Company.
Key Balance Sheet Items
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* Figures have been rounded to the nearest one decimal place
The increase in ‘Total Current
Liabilities’ was due to a slight growth
in customer deposits at Yoma Bank.

8. Forward Outlook
FINANCIAL SERVICES
PORTFOLIO INVESTMENTS
HEALTHCARE
REAL ESTATE
 Sustained growth from Yoma Bank as it continues to
focus on growing on small loans to SMEs.
 To provide funding to small-scale entrepreneurs and
customer focused digital banking.
 Pun Hlaing Siloam Hospital will continue to expand its
network in Taunggyi, Pyay and Mawlamyaing.
 Working towards Myanmar’s first EMR-ERP system to
achieve HIMSS Level 6 accreditation (the global gold
standard for healthcare delivery systems) within the
next 3 years.
 Continued development of Galaxy Towers Phase 2 in
StarCity.
 Further long-term returns generated from sales of
The Peninsula Residence Yangon.
 Potential future development on StarCity Right Bank.
 Operation of newly acquired Burma Boating and
Keinnara Loikaw (Kayah Resort) Hotel.
 Pipeline hotel and resort developments in Yangon,
Mawlamyaing, and Mergui Archipelago

9. 8
First Myanmar Investment Co., Ltd.
The Campus
1 Office Park, Rain Tree Drive, Pun Hlaing Estate, Hlaing Thayar Township, Yangon, Myanmar
Tel: +95-1-3687766
Fax: +95-1-3687687
Email: fmi@spa-mm.com | Web: fmi.com.mm