1. L’j Kitty Scheme
What is Kitty Profit Scheme? :-
Gold has always been a prized possession and is a reflection of your prosperity and wealth and investing in gold
is difficult in the current scenario. With DJ's Kitty Profit Scheme you can invest in small amount and on maturity
buy the jewellery of your choice with benefit. You have to pay 12 monthly instalments. In this scheme you can
buy Gold, Diamond, Kundan Polki, Solitaires and Birth Stones.
How do you benefit?
There is a group of 100 members in this scheme.There are two type of groups: (1)-1000/-Rs per month and (2)-
2000/-Rs per month .There will be a lucky draw in every month in the presence of all the members of the
scheme. The member who will be the winner in the lucky draw will not have to pay the balance installments for
the rest months and take home jewellery on the spot. After completing the period of 12 months; rest of the 88
members can purchase the jewellery with profit.
Payment Options
You can remit the installment in the cash counter of the showroom where the account was opened. We also
accept local cheques on all days in a week. You also have convenient option of cash deposit, credit card and
debit card.
Is there any VAT involved?
VAT is applicable as per the prevailing rate in the respective states which is 1% extra of the total purchase
amount.
1000 per month group table
Tabular Structure: Rs.1000 P.M.
Month No. Monthly Installment Amount Paid Eligible Purchase Profit
1 1000 1000 12000 11000
2 1000 2000 12000 10000
3 1000 3000 12000 9000
4 1000 4000 12000 8000
5 1000 5000 12000 7000
6 1000 6000 12000 6000
7 1000 7000 12000 5000
8 1000 8000 12000 4000
9 1000 9000 12000 3000
2. 10 1000 10000 12000 2000
11 1000 11000 12000 1000
12 1000 12000 12000 Nil
13
Nil 12000 13000 1000
(Rest 88 members)
For other amounts calculate according to the chart above. Terms and Conditions apply.