Tips on how to make sure you are paying for the right coverage.

1. HOW TO FIND THE RIGHT INSURANCE FOR
YOUR PERSONAL OR
BUSINESS NEED

2. 1. Work with someone who is accessible
and has the knowledge and experience to
understand your needs.
Whether you are searching for personal
insurance such as New Jersey Auto
Insurance, Homeowners Insurance, or
Flood Insurance in NJ, – talk to our
professionals, who will compare coverage
and prices with several of our insurance
companies to secure the proper
comprehensive coverage at the most
competitive price.

3. 2. Understand that a “better deal” doesn’t
mean the lowest cost, but is one where
you get the right coverage at the best
price.
Our main goal is to try to find out what
insurance plan is the one that fits your
needs best. There’s a lot you need to
know (e.g., replacement costs and
building values) which is often overlooked
that we must know to offer you the lowest
price. That is what we call a “customer
fit”. We make sure you understand
exactly what you are buying before you
buy it!

4. 3. When looking for business insurance,
don’t forget that “it’s all about
business..yours!”
For example, let us work with you to
design the proper NJ Business Insurance
program and analyze your New Jersey
Workmen’s Compensation Insurance to
determine if you are receiving all the
discounts you are entitled to. We can also
discuss why an Umbrella Liablility
Insurance policy may be necessary in
today’s litigious society.

5. 4. Look for a firm that prides itself on
service and simplifies things so you totally
understand what you’re buying.
Perhaps this is what we do best. We’ve
been told this often enough. From the
outset, you work with someone who stays
with you throughout your decision-making
process. You work with the same agent,
(not some customer service person) who
will simplify things and tell you all you
need to know to make the correct
decision(s).

6. 5. If you think you are paying too much for
your NJ Group Health Insurance Plans, just
contact a firm like ours for a free, no cost
or obligation review of your policy.
Also---Remember that New Jersey Life
Insurance policy premiums are at the
lowest rates that they have been in
years.

7. 6. Lastly, work with professionals who
work for you, not the insurance company.
With 22 insurance companies to choose
from, we can easily say that we work for
“you”---not for an insurance company.
This way, we can be fair, we can mix-and-
match and we can make sure you get
exactly what you need and are paying for.

8. www.acmarmo.com
973-340-9100