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The Philippine Banking System
Supervision and Examination Sector
Supervisory Data Center

2. Part I. Regional Profile: BSP Supervised Financial Institution
Administrative Regions of the Philippines I.1
1 Regional Distribution of Offices I.2
BSP Supervised Financial Institutions (2011 - 2015)
a. Density Ratios I.6
2 Regional Distribution of Banking Offices I.7
Philippine Banking System (2006 - 2015)
a. Density Ratios I.9
3 Regional Distribution of Assets I.13
Philippine Banking System (2006 - 2015)
4 Regional Distribution of Loan Portfolio I.17
Philippine Banking System (2006 - 2015)
5 Regional Distribution of Deposit Liabilities I.21
Philippine Banking System (2006 - 2015)
6 Regional Distribution of Loan Portfolio to Deposit Ratio I.25
Philippine Banking System (2006 - 2015)
7 Regional Distribution of Total Operating Income I.29
Philippine Banking System (2006 - 2015)
8 Regional Distribution of Total Interest Income I.31
Philippine Banking System (2006 - 2015)
9 Regional Distribution of Total Operating Expenses I.33
Philippine Banking System (2006 - 2015)
10 Regional Distribution of Total Interest Expenses I.35
Philippine Banking System (2006 - 2015)
11 Regional/Provincial Aggregates I.37
Selected Balance Sheet and Income and Expense Accounts
Philippine Banking System (as of December 31, 2015)
12 Regional/Provincial Aggregates I.40
Classification of Deposit Liabilities
Philippine Banking System (as of December 31, 2015)
TABLE OF CONTENTS
2015 Fact Book Volume II
Bangko Sentral ng Pilipinas
i

3. Part II. Industry Profile and Directory: BSP Supervised Non-Bank Financial Institutions
1 Condensed Statement of Condition (2006 - 2015)
a. With Quasi-Banking Functions II.2
1. Investment Houses II.3
2. Financing Companies II.4
b. Without Quasi-Banking Functions II.5
1. Investment Houses II.6
2. Financing Companies II.7
3. Investment Companies II.8
4. Non-Stock Savings and Loan Associations II.9
5. Pawnshops II.10
6. Securities Dealers/Brokers II.11
7. Lending Investors II.12
8. Government Non-Bank Financial Institutions II.13
9. Venture Capital Corporations II.14
2 Consolidated Statement of Assets and Accountabilities II.15
Trust Functions and Fund Management Operations (2012 - 2015)
3 Directory of Head Offices (as of December 31, 2015)
a. With Quasi-Banking Functions
1. Investment Houses II.16
2. Financing Companies II.16
3. Other Non-Bank II.16
b. Without Quasi-Banking Functions
1. Investment Houses II.16
2. Financing Companies II.16
3. Investment Companies II.16
4. Non-Stock Savings and Loan Associations II.16
5. Pawnshops II.17
6. Securities Dealers/Brokers II.84
7. Lending Investors II.84
8. Government Non-Bank Financial Institutions II.84
9. Credit Card Companies II.85
10. Credit Granting Entities II.85
11. Electronic Money Issuer - Others II.85
12. Remittance Agents II.85
Part III. Regional Distribution of Offices and Selected Balance Sheet Accounts
1 The Philippine Banking System (as of 31 December 2015) III.1
ii

4. Part I
Regional Profile: BSP Supervised
Financial Institution

5. REGION IV-A - CALABARZON REGION IX - Zamboanga Peninsula
Zamboanga del Norte
Zamboanga del Sur
Zamboanga Sibugay
City of Isabela
REGION X - Northern Mindanao
Bukidnon
Marinduque Camiguin
Occidental Mindoro Lanao del Norte
Oriental Mindoro Misamis Occidental
Palawan Misamis Oriental
Romblon
REGION XI - Davao Region
Compostela Valley
Albay Davao del Norte
Camarines Norte Davao del Sur
Camarines Sur Davao Oriental
Catanduanes Davao Occidental
CAR - Cordillera Administrative Masbate
Region Sorsogon REGION XII - Soccsksargen
Abra North Cotabato
Apayao Sarangani
Benguet Aklan South Cotabato
Ifugao Antique Sultan Kudarat
Kalinga Capiz
Mountain Province Guimaras REGION XIII – Caraga
Iloilo Agusan del Norte
Agusan del Sur
Dinagat Islands
Bohol Surigao del Norte
Cebu Surigao del Sur
Siquijor
ARMM - Autonomous Region
in Muslim Mindanao
Biliran Basilan
Eastern Samar Lanao del Sur
Leyte Maguindanao
Northern Samar Sulu
Southern Leyte Tawi-Tawi
Western Samar
Negros Occidental
Negros Oriental
Source: Philippine Statistics Authority (www.psa.gov.ph)
Zambales
REGION III - Central Luzon
Aurora
Bataan
Bulacan
Nueva Ecija
Pampanga
REGION V - Bicol Region
San Juan City
Taguig City
Valenzuela City
REGION VI - Western Visayas
REGION I - Ilocos Region
Navotas City
Parañaque City
Pasay City
Pasig City
Pateros
Quezon City
Muntinlupa City
Las Piñas City Cavite
Makati City Laguna
Malabon City Quezon
Manila City Rizal
Mandaluyong City
Marikina City REGION IV-B - MIMAROPA
(as of 31 December 2015)
Caloocan City Batangas
ADMINISTRATIVE REGIONS OF THE PHILIPPINES
NCR - National Capital Region
1
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of Negros Occidental
(formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
REGION VIII - Eastern Visayas
REGION VII - Central Visayas
REGION NIR - Negros Island Region 1
Quirino
Ilocos Norte
Ilocos Sur
La Union
Pangasinan
REGION II - Cagayan Valley
Batanes
Cagayan
Isabela
Nueva Vizcaya
Tarlac
I. 1

6. Table 1 REGIONAL DISTRIBUTION OF OFFICES
BSP Supervised Financial Institutions *
2011 - 2015
Head Office
Branches/
Other Offices
Total
NCR - National Capital Region 7,068 7,288 7,367 7,534 1,580 6,005 7,585
Banks 2,876 2,892 2,993 3,275 84 3,295 3,379
Universal and Commercial Banks 2,216 2,273 2,400 2,644 39 2,721 2,760
Thrift Banks 558 532 515 544 27 517 544
Rural and Cooperative Banks 102 87 78 87 18 57 75
Non-Bank Financial Institutions 4,192 4,396 4,374 4,259 1,496 2,710 4,206
AAB Forex Corporations - - - - 5 - 5
Credit Card Companies 3 2 2 2 2 - 2
Credit Granting Entities - - - 4 4 - 4
Electronic Money Issuers - - - 4 4 - 4
Financing Companies 21 21 22 22 21 5 26
Government Non-Bank Financial Institutions 2 2 2 2 2 - 2
Investment Houses 23 21 21 19 15 4 19
Investment Companies 4 4 3 2 2 - 2
Lending Investors 2 1 1 1 1 - 1
Non-Stock Savings and Loan Associations 65 65 68 70 53 16 69
Other Non Banks w/ Quasi Banking Functions 1 1 1 1 1 - 1
Pawnshops 4,057 4,265 4,241 4,118 1,372 2,685 4,057
Remittance Agents - - - 1 1 - 1
Securities Dealers/Brokers 14 14 13 13 13 - 13
Venture Capital Corporations - - - - - - -
CAR - Cordillera Administrative Region 234 249 256 271 64 211 275
Banks 138 146 148 155 17 142 159
Universal and Commercial Banks 57 60 63 67 - 71 71
Thrift Banks 11 10 11 14 - 16 16
Rural and Cooperative Banks 70 76 74 74 17 55 72
Non-Bank Financial Institutions 96 103 108 116 47 69 116
Credit Granting Entities - - - 2 2 - 2
Financing Companies - - 1 1 - 2 2
Non-Stock Savings and Loan Associations 5 5 6 6 2 4 6
Pawnshops 91 98 101 107 43 63 106
REGION I - Ilocos Region 1,190 1,229 1,262 1,325 323 1,014 1,337
Banks 403 401 413 456 39 447 486
Universal and Commercial Banks 159 164 172 201 - 210 210
Thrift Banks 57 59 64 81 1 101 102
Rural and Cooperative Banks 187 178 177 174 38 136 174
Non-Bank Financial Institutions 787 828 849 869 284 567 851
Financing Companies 2 2 6 6 - 7 7
Investment Houses 1 1 1 1 - 1 1
Non-Stock Savings and Loan Associations 6 6 9 9 1 8 9
Pawnshops 778 819 833 853 283 551 834
REGION II - Cagayan Valley 599 668 699 761 199 582 781
Banks 257 272 286 329 33 314 347
Universal and Commercial Banks 83 87 95 109 - 112 112
Thrift Banks 21 42 43 61 2 74 76
Rural and Cooperative Banks 153 143 148 159 31 128 159
Non-Bank Financial Institutions 342 396 413 432 166 268 434
Financing Companies - - 3 3 - 4 4
Non-Stock Savings and Loan Associations 5 5 5 5 1 5 6
Pawnshops 337 391 405 424 165 259 424
REGION III - Central Luzon 3,101 3,269 3,343 3,355 1,092 2,269 3,361
Banks 914 940 975 1,033 87 1,001 1,088
Universal and Commercial Banks 382 403 432 490 - 510 510
Thrift Banks 163 171 178 211 9 223 232
Rural and Cooperative Banks 369 366 365 332 78 268 346
Non-Bank Financial Institutions 2,187 2,329 2,368 2,322 1,005 1,268 2,273
Credit Granting Entities - - - 1 1 - 1
Financing Companies 3 3 11 11 - 12 12
Non-Stock Savings and Loan Associations 13 13 15 15 2 14 16
Pawnshops 2,171 2,313 2,342 2,295 1,002 1,242 2,244
2013
2015
20142011 2012
I. 2

7. Table 1 REGIONAL DISTRIBUTION OF OFFICES
BSP Supervised Financial Institutions *
2011 - 2015
Head Office
Branches/
Other Offices
Total
2013
2015
20142011 2012
REGION IV-A - CALABARZON 3,601 3,778 3,922 4,123 991 3,154 4,145
Banks 1,314 1,350 1,406 1,566 114 1,507 1,621
Universal and Commercial Banks 479 521 553 627 - 659 659
Thrift Banks 245 274 317 395 12 424 436
Rural and Cooperative Banks 590 555 536 544 102 424 526
Non-Bank Financial Institutions 2,287 2,428 2,516 2,557 877 1,647 2,524
Credit Granting Entities - - - 1 1 - 1
Financing Companies 5 5 9 9 - 14 14
Non-Stock Savings and Loan Associations 16 17 19 19 6 13 19
Pawnshops 2,266 2,406 2,488 2,528 870 1,620 2,490
REGION IV-B - MIMAROPA 507 531 577 603 152 487 639
Banks 184 189 206 234 24 222 246
Universal and Commercial Banks 41 44 53 67 - 70 70
Thrift Banks 30 29 37 45 2 51 53
Rural and Cooperative Banks 113 116 116 122 22 101 123
Non-Bank Financial Institutions 323 342 371 369 128 265 393
Financing Companies - - 2 2 - 3 3
Non-Stock Savings and Loan Associations 4 5 7 7 - 7 7
Pawnshops 319 337 362 360 128 255 383
REGION V - Bicol Region 864 918 980 1,067 383 699 1,082
Banks 271 281 315 380 28 369 397
Universal and Commercial Banks 100 102 111 134 - 137 137
Thrift Banks 40 40 48 64 1 75 76
Rural and Cooperative Banks 131 139 156 182 27 157 184
Non-Bank Financial Institutions 593 637 665 687 355 330 685
Financing Companies - - 2 2 - 2 2
Non-Stock Savings and Loan Associations 6 8 9 9 1 8 9
Pawnshops 587 629 654 676 354 320 674
REGION VI - Western Visayas 1,546 1,641 1,750 1,818 160 1,021 1,181
Banks 515 531 543 600 43 383 426
Universal and Commercial Banks 235 243 250 282 - 164 164
Thrift Banks 72 80 97 111 3 79 82
Rural and Cooperative Banks 208 208 196 207 40 140 180
Non-Bank Financial Institutions 1,031 1,110 1,207 1,218 117 638 755
Credit Card Companies 1 1 1 1 1 - 1
Financing Companies 3 3 5 5 - 3 3
Investment Houses 2 2 2 2 - 1 1
Non-Stock Savings and Loan Associations 6 7 9 9 - 6 6
Pawnshops 1,019 1,097 1,190 1,201 116 628 744
REGION VII - Central Visayas 1,831 1,969 2,132 2,205 274 1,646 1,920
Banks 580 584 627 683 32 588 620
Universal and Commercial Banks 299 309 337 389 - 354 354
Thrift Banks 114 114 122 131 5 119 124
Rural and Cooperative Banks 167 161 168 163 27 115 142
Non-Bank Financial Institutions 1,251 1,385 1,505 1,522 242 1,058 1,300
Financing Companies 6 6 8 8 1 7 8
Investment Houses 2 1 1 1 - 1 1
Non-Stock Savings and Loan Associations 10 10 11 11 2 9 11
Pawnshops 1,233 1,368 1,485 1,502 239 1,041 1,280
REGION VIII - Eastern Visayas 550 604 643 690 150 548 698
Banks 165 172 174 186 16 184 200
Universal and Commercial Banks 77 82 86 105 - 107 107
Thrift Banks 19 21 25 31 - 36 36
Rural and Cooperative Banks 69 69 63 50 16 41 57
I. 3

8. Table 1 REGIONAL DISTRIBUTION OF OFFICES
BSP Supervised Financial Institutions *
2011 - 2015
Head Office
Branches/
Other Offices
Total
2013
2015
20142011 2012
Non-Bank Financial Institutions 385 432 469 504 134 364 498
Financing Companies 1 1 2 2 - 4 4
Non-Stock Savings and Loan Associations 6 6 6 6 - 6 6
Pawnshops 378 425 461 496 134 354 488
REGION NIR - Negros Island Region 1/
- - - - 111 832 943
Banks - - - - 29 252 281- - - -
Universal and Commercial Banks - - - - - 169 169
Thrift Banks - - - - 2 52 54
Rural and Cooperative Banks - - - - 27 31 58
Non-Bank Financial Institutions - - - - 82 580 662
Financing Companies - - - - - 4 4
Investment Houses - - - - - 1 1
Non-Stock Savings and Loan Associations - - - - - 3 3
Pawnshops - - - - 82 572 654
REGION IX - Zamboanga Peninsula 529 573 623 673 162 522 684
Banks 171 181 190 201 16 199 215
Universal and Commercial Banks 85 86 89 98 1 103 104
Thrift Banks 10 17 19 36 - 42 42
Rural and Cooperative Banks 76 78 82 67 15 54 69
Non-Bank Financial Institutions 358 392 433 472 146 323 469
Financing Companies - - 2 2 - 2 2
Non-Stock Savings and Loan Associations 7 7 8 9 - 9 9
Pawnshops 351 385 423 461 146 312 458
REGION X - Northern Mindanao 790 841 914 963 193 782 975
Banks 320 328 328 368 32 344 376
Universal and Commercial Banks 125 127 131 154 - 156 156
Thrift Banks 29 36 40 68 1 75 76
Rural and Cooperative Banks 166 165 157 146 31 113 144
Non-Bank Financial Institutions 470 513 586 595 161 438 599
Credit Granting Entities - - - 1 1 - 1
Financing Companies 3 3 5 5 - 6 6
Investment Houses 2 1 1 1 - 1 1
Non-Stock Savings and Loan Associations 6 6 8 9 1 8 9
Pawnshops 459 503 572 579 159 423 582
REGION XI - Davao Region 1,015 1,075 1,140 1,182 251 926 1,177
Banks 333 338 355 396 12 396 408
Universal and Commercial Banks 159 162 171 213 - 220 220
Thrift Banks 33 37 54 63 1 66 67
Rural and Cooperative Banks 141 139 130 120 11 110 121
Non-Bank Financial Institutions 682 737 785 786 239 530 769
Financing Companies 3 3 6 7 - 8 8
Investment Houses 2 1 1 1 - 1 1
Non-Stock Savings and Loan Associations 5 5 5 5 - 5 5
Pawnshops 672 728 773 773 239 516 755
REGION XII - Soccsksargen 739 778 807 860 229 646 875
Banks 190 192 195 214 12 210 222
Universal and Commercial Banks 96 100 104 117 - 120 120
Thrift Banks 8 20 24 29 1 30 31
Rural and Cooperative Banks 86 72 67 68 11 60 71
Non-Bank Financial Institutions 549 586 612 646 217 436 653
Financing Companies - - 2 2 - 3 3
Non-Stock Savings and Loan Associations 5 5 6 6 - 6 6
Pawnshops 544 581 604 638 217 427 644
I. 4

9. Table 1 REGIONAL DISTRIBUTION OF OFFICES
BSP Supervised Financial Institutions *
2011 - 2015
Head Office
Branches/
Other Offices
Total
2013
2015
20142011 2012
REGION XIII – Caraga 420 464 476 490 86 415 501
Banks 193 199 201 218 12 206 218
Universal and Commercial Banks 38 43 46 73 - 74 74
Thrift Banks 7 8 24 35 1 37 38
Rural and Cooperative Banks 148 148 131 110 11 95 106
Non-Bank Financial Institutions 227 265 275 272 74 209 283
Financing Companies - - 1 1 - 2 2
Non-Stock Savings and Loan Associations 3 4 4 4 1 3 4
Pawnshops 224 261 270 267 73 204 277
ARMM - Autonomous Region
in Muslim Mindanao 129 142 151 165 78 87 165
Banks 19 19 20 21 2 19 21
Universal and Commercial Banks 16 16 17 17 - 17 17
Thrift Banks 1 1 1 1 - 1 1
Rural and Cooperative Banks 2 2 2 3 2 1 3
Non-Bank Financial Institutions 110 123 131 144 76 68 144
Pawnshops 110 123 131 144 76 68 144
* Investment Houses - composed of BSP Supervised Non-Bank Financial Institutions that (1) have quasi-banking function, (2) are with trust, and (3) are bank subsidiaries /affiliates
Financing Companies - composed of BSP Supervised Non-Bank Financial Institutions that (1) have quasi-banking functions and (2) bank subsidiaries/affiliates
Securities Dealers/Brokers - composed of BSP Supervised Non-Bank Financial Institutions that are bank subsidiaries/affiliates
Investment Companies - composed of BSP Supervised Non-Bank Financial Institutions that are bank subsidiaries/affiliates
Lending Investors - composed of BSP Supervised Non-Bank Financial Institutions that are bank subsidiaries/affiliates
Credit Card Companies - composed of BSP Supervised Non-Bank Financial Institutions that are bank subsidiaries/affiliates
Remittance Agents - composed of BSP Supervised Non-Bank Financial Institutions that are bank subsidiaries/affiliates
(formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
1/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of Negros Occidental
Data Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
I. 5

10. Table 1.a
Number of
Offices
Number of
Municipalities
& Cities
Density
Ratio
NCR - National Capital Region 429 433 440 443 7,585 17 446
CAR - Cordillera Administrative Region 3 3 3 4 275 77 4
I - Ilocos Region 10 10 10 11 1,337 125 11
II - Cagayan Valley 7 8 8 8 781 93 8
III - Central Luzon 25 26 26 26 3,361 130 26
IV-A - CALABARZON 27 28 29 29 4,145 142 29
IV-B - MIMAROPA 7 8 8 8 639 73 9
V - Bicol Region 8 9 9 9 1,082 114 9
VI - Western Visayas 12 13 14 14 1,181 101 12
VII - Central Visayas 15 16 17 17 1,920 107 18
VIII - Eastern Visayas 4 4 5 5 698 143 5
NIR - Negros Island Region 2/
- - - - 943 57 17
IX - Zamboanga Peninsula 8 9 9 9 684 72 10
X - Northern Mindanao 9 10 10 10 975 93 10
XI - Davao Region 22 23 24 24 1,177 49 24
XII - Soccsksargen 16 16 17 17 875 50 18
XIII - Caraga 6 7 7 7 501 73 7
ARMM - Autonomous Region
in Muslim Mindanao 1 1 1 1 165 118 1
Total 16 17 17 17 28,324 1,634 17
Region 2011 2012
DENSITY RATIOS 1/
BSP Supervised Financial Institutions
2011 - 2015
Data Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
2013
2015
1/
Ratio of the Number of Offices to the Number of Municipalities and Cities per Region
(formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
2014
2/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of Negros Occidental
I. 6

11. Philippine Banking System
2006 - 2015
3.31 6.30 9.30 12.31
NCR - National Capital Region 2,666 2,689 2,735 2,783 2,876 2,892 2,993 3,141 3,275 3,299 3,318 3,324 3,379
Universal and Commercial Banks 2,037 2,024 2,082 2,124 2,216 2,273 2,400 2,515 2,644 2,687 2,699 2,705 2,760
Thrift Banks 555 580 554 555 558 532 515 545 544 525 544 543 544
Rural and Cooperative Banks 74 85 99 104 102 87 78 81 87 87 75 76 75
CAR - Cordillera
Administrative Region 111 119 133 136 138 146 148 150 155 156 157 163 159
Universal and Commercial Banks 56 55 56 56 57 60 63 64 67 67 67 69 71
Thrift Banks 11 9 9 9 11 10 11 13 14 15 15 16 16
Rural and Cooperative Banks 44 55 68 71 70 76 74 73 74 74 75 78 72
REGION I - Ilocos Region 385 376 395 391 403 401 413 436 456 466 471 479 486
Universal and Commercial Banks 149 140 152 153 159 164 172 184 201 203 205 206 210
Thrift Banks 38 39 38 39 57 59 64 74 81 89 96 100 102
Rural and Cooperative Banks 198 197 205 199 187 178 177 178 174 174 170 173 174
REGION II - Cagayan Valley 231 241 250 252 257 272 286 310 329 337 341 345 347
Universal and Commercial Banks 75 73 76 80 83 87 95 102 109 109 109 111 112
Thrift Banks 9 11 9 9 21 42 43 57 61 70 74 76 76
Rural and Cooperative Banks 147 157 165 163 153 143 148 151 159 158 158 158 159
REGION III - Central Luzon 818 825 869 892 914 940 975 998 1,033 1,050 1,060 1,073 1,088
Universal and Commercial Banks 335 336 350 368 382 403 432 457 490 496 501 504 510
Thrift Banks 147 139 141 139 163 171 178 189 211 214 222 228 232
Rural and Cooperative Banks 336 350 378 385 369 366 365 352 332 340 337 341 346
REGION IV-A - CALABARZON
2/
1,195 1,210 1,274 1,295 1,314 1,350 1,406 1,509 1,566 1,575 1,581 1,598 1,621
Universal and Commercial Banks 454 450 464 467 479 521 553 584 627 636 642 649 659
Thrift Banks 261 251 248 241 245 274 317 382 395 394 408 419 436
Rural and Cooperative Banks 480 509 562 587 590 555 536 543 544 545 531 530 526
REGION IV-B - MIMAROPA
2/
90 141 158 176 184 189 206 220 234 236 241 242 246
Universal and Commercial Banks 25 39 40 39 41 44 53 63 67 68 69 69 70
Thrift Banks 13 25 24 27 30 29 37 41 45 46 52 53 53
Rural and Cooperative Banks 52 77 94 110 113 116 116 116 122 122 120 120 123
REGION V - Bicol Region 228 242 254 258 271 281 315 353 380 383 391 395 397
Universal and Commercial Banks 98 96 98 97 100 102 111 120 134 134 136 138 137
Thrift Banks 31 32 33 31 40 40 48 56 64 66 74 75 76
Rural and Cooperative Banks 99 114 123 130 131 139 156 177 182 183 181 182 184
REGION VI - Western Visayas
2/
446 442 472 502 515 531 543 572 600 604 414 417 426
Universal and Commercial Banks 243 225 227 229 235 243 250 265 282 283 160 160 164
Thrift Banks 61 59 65 67 72 80 97 106 111 113 78 80 82
Rural and Cooperative Banks 142 158 180 206 208 208 196 201 207 208 176 177 180
REGION VII - Central Visayas 519 543 564 565 580 584 627 653 683 688 615 622 620
Universal and Commercial Banks 266 274 288 289 299 309 337 358 389 391 355 357 354
Thrift Banks 105 106 109 111 114 114 122 125 131 132 122 124 124
Rural and Cooperative Banks 148 163 167 165 167 161 168 170 163 165 138 141 142
REGION VIII - Eastern Visayas 142 146 155 160 165 172 174 183 186 187 187 193 200
Universal and Commercial Banks 72 70 70 74 77 82 86 95 105 105 106 105 107
Thrift Banks 10 13 18 19 19 21 25 27 31 31 32 35 36
Rural and Cooperative Banks 60 63 67 67 69 69 63 61 50 51 49 53 57
2007 2013
2015
2012 2014
Table 2 REGIONAL DISTRIBUTION OF BANKING OFFICES 1/
Region 2006 2008 2010 20112009
I. 7

12. Philippine Banking System
2006 - 2015
3.31 6.30 9.30 12.31
2007 2013
2015
2012 2014
Table 2 REGIONAL DISTRIBUTION OF BANKING OFFICES 1/
Region 2006 2008 2010 20112009
REGION NIR - Negros Island Region
3/
- - - - - - - - - - 274 274 281
Universal and Commercial Banks - - - - - - - - - - 165 165 169
Thrift Banks - - - - - - - - - - 53 53 54
Rural and Cooperative Banks - - - - - - - - - - 56 56 58
REGION IX - Zamboanga Peninsula 136 142 154 163 171 181 190 199 201 202 207 211 215
Universal and Commercial Banks 75 75 78 78 85 86 89 95 98 99 102 102 104
Thrift Banks 9 10 10 11 10 17 19 35 36 35 38 41 42
Rural and Cooperative Banks 52 57 66 74 76 78 82 69 67 68 67 68 69
REGION X - Northern Mindanao 261 270 301 305 320 328 328 347 368 372 372 372 376
Universal and Commercial Banks 120 116 119 122 125 127 131 142 154 155 157 156 156
Thrift Banks 30 31 27 28 29 36 40 65 68 68 71 73 76
Rural and Cooperative Banks 111 123 155 155 166 165 157 140 146 149 144 143 144
REGION XI - Davao Region 276 283 307 316 333 338 355 388 396 400 403 403 408
Universal and Commercial Banks 145 147 155 157 159 162 171 193 213 215 219 218 220
Thrift Banks 28 25 28 31 33 37 54 60 63 65 67 67 67
Rural and Cooperative Banks 103 111 124 128 141 139 130 135 120 120 117 118 121
REGION XII - Soccsksargen 174 175 182 186 190 192 195 197 214 216 218 221 222
Universal and Commercial Banks 94 92 92 92 96 100 104 106 117 118 119 120 120
Thrift Banks 8 8 7 8 8 20 24 25 29 28 30 31 31
Rural and Cooperative Banks 72 75 83 86 86 72 67 66 68 70 69 70 71
REGION XIII – Caraga 114 161 179 180 193 199 201 207 218 218 211 216 218
Universal and Commercial Banks 38 37 37 38 38 43 46 50 73 72 72 72 74
Thrift Banks 6 6 6 7 7 8 24 27 35 35 36 38 38
Rural and Cooperative Banks 70 118 136 135 148 148 131 130 110 111 103 106 106
ARMM - Autonomous
Region in Muslim Mindanao 64 24 24 24 19 19 20 21 21 21 21 21 21
Universal and Commercial Banks 21 21 21 21 16 16 17 17 17 17 17 17 17
Thrift Banks 1 1 1 1 1 1 1 1 1 1 1 1 1
Rural and Cooperative Banks 42 2 2 2 2 2 2 3 3 3 3 3 3
2/
Executive Order No. 103 dated May 17, 2002 divided Region IV (Southern Tagalog) into Region IV-A (CALABARZON)
and Region IV-B (MIMAROPA). Under Administrative Order No. 129 Palawan was reclassified from Region VI to MIMAROPA
Data Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
1/
Includes head offices, branches/other offices but excludes offices located in foreign offices
effective August 31, 2007
3/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of Negros Occidental
(formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
I. 8

13. Table 2.a
3.31 6.30 9.30 12.31
NCR - National Capital Region 155.8 156.4 157.0 163.7 169.2 170.1 176.1 184.8 192.6 194.1 195.2 195.5 198.8
CAR - Cordillera Administrative Region 1.4 1.5 1.5 1.8 1.8 1.9 1.9 1.9 2.0 2.0 2.0 2.1 2.1
I - Ilocos Region 3.0 3.0 3.1 3.1 3.2 3.2 3.3 3.5 3.6 3.7 3.8 3.8 3.9
II - Cagayan Valley 2.5 2.6 2.6 2.7 2.8 2.9 3.1 3.3 3.5 3.6 3.7 3.7 3.7
III - Central Luzon 6.2 6.3 6.5 6.9 7.0 7.2 7.5 7.7 7.9 8.1 8.2 8.3 8.4
IV-A - CALABARZON 2/
8.2 8.2 8.2 9.1 9.3 9.5 9.9 10.6 11.0 11.1 11.1 11.3 11.4
IV-B - MIMAROPA 2/
1.2 1.6 1.7 2.4 2.5 2.6 2.8 3.0 3.2 3.2 3.3 3.3 3.4
V - Bicol Region 1.9 1.9 1.9 2.2 2.4 2.5 2.8 3.1 3.3 3.4 3.4 3.5 3.5
VI - Western Visayas
2/
3.3 3.1 3.1 3.8 3.9 4.0 4.1 4.3 4.5 4.5 4.1 4.1 4.2
VII - Central Visayas 3.8 3.9 3.9 4.3 4.4 4.4 4.8 4.9 5.2 5.2 5.7 5.8 5.8
VIII - Eastern Visayas 0.9 0.9 0.9 1.1 1.2 1.2 1.2 1.3 1.3 1.3 1.3 1.3 1.4
NIR - Negros Island Region 3/
- - - - - - - - - - 4.8 4.8 4.9
IX - Zamboanga Peninsula 1.7 1.8 1.9 2.3 2.4 2.5 2.6 2.8 2.8 2.8 2.9 2.9 3.0
X - Northern Mindanao 2.7 2.7 2.8 3.3 3.4 3.5 3.5 3.7 4.0 4.0 4.0 4.0 4.0
XI - Davao Region 5.2 5.2 5.4 6.4 6.8 6.9 7.2 7.9 8.1 8.2 8.2 8.2 8.3
XII - Soccsksargen 3.4 3.4 3.4 3.7 3.8 3.8 3.9 3.9 4.3 4.3 4.4 4.4 4.4
XIII - Caraga 1.6 1.6 1.6 2.5 2.6 2.7 2.8 2.8 3.0 3.0 2.9 3.0 3.0
ARMM - Autonomous Region
in Muslim Mindanao 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
Highest 155.8 156.4 157.0 163.7 169.2 170.1 176.1 184.8 192.6 194.1 195.2 195.5 198.8
Lowest 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
DENSITY RATIOS 1/
Philippine Banking System
2006 - 2015
2/
Executive Order No. 103 dated May 17, 2002 divided Region IV (Southern Tagalog) into Region IV-A (CALABARZON)
and Region IV-B (MIMAROPA). Under Administrative Order No. 129 Palawan was reclassified from Region VI to MIMAROPA
effective August 31, 2007.
Data Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
2011 2012
3/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of Negros Occidental
(formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
2013
2015
1/
Ratio of the Number of Banking Offices to the Number of Municipalities and Cities Per Region
Region 2006 2007 2008 2009 2010 2014
I. 9

14. Universal and Commercial Banks
2006 - 2015
3.31 6.30 9.30 12.31
NCR - National Capital Region 119.1 118.3 121.4 124.9 130.4 133.7 141.2 147.9 155.5 158.1 158.8 159.1 162.4
CAR - Cordillera Administrative Region 0.7 0.7 0.7 0.7 0.7 0.8 0.8 0.8 0.9 0.9 0.9 0.9 0.9
I - Ilocos Region 1.2 1.1 1.2 1.2 1.3 1.3 1.4 1.5 1.6 1.6 1.6 1.6 1.7
II - Cagayan Valley 0.8 0.8 0.8 0.9 0.9 0.9 1.0 1.1 1.2 1.2 1.2 1.2 1.2
III - Central Luzon 2.6 2.6 2.7 2.8 2.9 3.1 3.3 3.5 3.8 3.8 3.9 3.9 3.9
IV-A - CALABARZON 2/
3.2 3.2 3.3 3.3 3.4 3.7 3.9 4.1 4.4 4.5 4.5 4.6 4.6
IV-B - MIMAROPA 2/
0.3 0.5 0.5 0.5 0.6 0.6 0.7 0.9 0.9 0.9 0.9 0.9 1.0
V - Bicol Region 0.9 0.8 0.9 0.8 0.9 0.9 1.0 1.1 1.2 1.2 1.2 1.2 1.2
VI - Western Visayas
2/
1.8 1.7 1.7 1.7 1.8 1.8 1.9 2.0 2.8 2.1 1.6 1.6 1.6
VII - Central Visayas 2.0 2.1 2.2 2.2 2.3 2.3 2.6 2.7 3.6 3.0 3.3 3.3 3.3
VIII - Eastern Visayas 0.5 0.5 0.5 0.5 0.5 0.6 0.6 0.7 0.7 0.7 0.7 0.7 0.7
NIR - Negros Island Region 3/
- - - - - - - - - - 2.9 2.9 3.0
IX - Zamboanga Peninsula 1.1 1.1 1.1 1.1 1.2 1.2 1.2 1.3 1.4 1.4 1.4 1.4 1.4
X - Northern Mindanao 1.3 1.2 1.2 1.3 1.3 1.4 1.4 1.5 1.7 1.7 1.7 1.7 1.7
XI - Davao Region 2.8 2.8 3.0 3.2 3.2 3.3 3.5 3.9 4.3 4.4 4.5 4.4 4.5
XII - Soccsksargen 1.9 1.8 1.8 1.8 1.9 2.0 2.1 2.1 2.3 2.4 2.4 2.4 2.4
XIII - Caraga 0.5 0.5 0.5 0.5 0.5 0.6 0.6 0.7 1.0 1.0 1.0 1.0 1.0
ARMM - Autonomous Region
in Muslim Mindanao 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Highest 119.1 118.3 121.4 124.9 130.4 133.7 141.2 147.9 155.5 158.1 158.8 159.1 162.4
Lowest 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Data Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
2011 2012
(formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
Table 2.a.1 DENSITY RATIOS 1/
Region 2006 2007 2008 2009 2010 2013
2015
1/
Ratio of the Number of Banking Offices to the Number of Municipalities and Cities Per Region
2014
3/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of Negros Occidental
2/
Executive Order No. 103 dated May 17, 2002 divided Region IV (Southern Tagalog) into Region IV-A (CALABARZON)
and Region IV-B (MIMAROPA). Under Administrative Order No. 129 Palawan was reclassified from Region VI to MIMAROPA
effective August 31, 2007.
I. 10

15. Thrift Banks
2006 - 2015
3.31 6.30 9.30 12.31
NCR - National Capital Region 32.6 34.1 32.0 32.6 32.6 31.3 30.3 32.1 32.0 30.9 32.0 31.9 32.0
CAR - Cordillera Administrative Region 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.2
I - Ilocos Region 0.3 0.3 0.3 0.3 0.5 0.5 0.5 0.6 0.6 0.7 0.8 0.8 0.8
II - Cagayan Valley 0.1 0.1 0.1 0.1 0.2 0.5 0.5 0.6 0.7 0.8 0.8 0.8 0.8
III - Central Luzon 1.1 1.1 1.1 1.1 1.3 1.3 1.4 1.5 1.6 1.6 1.7 1.8 1.8
IV-A - CALABARZON 2/
1.8 1.8 1.7 1.7 1.7 1.9 2.2 2.7 2.8 2.8 2.9 3.0 3.1
IV-B - MIMAROPA 2/
0.2 0.4 0.3 0.4 0.4 0.4 0.5 0.6 0.6 0.6 0.7 0.7 0.7
V - Bicol Region 0.3 0.3 0.3 0.3 0.4 0.4 0.4 0.5 0.6 0.6 0.6 0.7 0.7
VI - Western Visayas
2/
0.4 0.4 0.4 0.5 0.5 0.6 0.7 0.8 0.8 0.8 0.8 0.8 0.8
VII - Central Visayas 0.8 0.8 0.8 0.8 0.9 0.9 0.9 0.9 1.0 1.0 1.1 1.2 1.2
VIII - Eastern Visayas 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.3
NIR - Negros Island Region 3/
- - - - - - - - - - 0.9 0.9 0.9
IX - Zamboanga Peninsula 0.1 0.1 0.1 0.2 0.1 0.2 0.3 0.5 0.5 0.5 0.5 0.6 0.6
X - Northern Mindanao 0.3 0.3 0.3 0.3 0.3 0.4 0.4 0.7 0.7 0.7 0.8 0.8 0.8
XI - Davao Region 0.4 0.4 0.6 0.6 0.7 0.8 1.1 1.2 1.3 1.3 1.4 1.4 1.4
XII - Soccsksargen 0.1 0.1 0.1 0.2 0.2 0.4 0.5 0.5 0.6 0.6 0.6 0.6 0.6
XIII - Caraga 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.4 0.5 0.5 0.5 0.5 0.5
ARMM - Autonomous Region
in Muslim Mindanao 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Highest 32.6 34.1 32.0 32.6 32.6 31.3 30.3 32.1 32.0 30.9 32.0 31.9 32.0
Lowest 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 - 0.0 0.0 0.0
Data Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
2011 2012
(formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
3/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of Negros Occidental
2/
Executive Order No. 103 dated May 17, 2002 divided Region IV (Southern Tagalog) into Region IV-A (CALABARZON)
effective August 31, 2007.
2013
2015
1/
Ratio of the Number of Banking Offices to the Number of Municipalities and Cities Per Region
2014
and Region IV-B (MIMAROPA). Under Administrative Order No. 129 Palawan was reclassified from Region VI to MIMAROPA
Table 2.a.2 DENSITY RATIOS 1/
Region 2006 2007 2008 2009 2010
I. 11

16. Rural and Cooperative Banks
2006 - 2015
3.31 6.30 9.30 12.31
NCR - National Capital Region 4.1 4.0 3.6 6.1 6.0 5.1 4.6 4.8 5.1 5.1 4.4 4.5 4.4
CAR - Cordillera Administrative Region 0.6 0.6 0.7 0.9 0.9 1.0 1.0 0.9 1.0 1.0 1.0 1.0 0.9
I - Ilocos Region 1.6 1.5 1.6 1.6 1.5 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4
II - Cagayan Valley 1.6 1.7 1.7 1.8 1.6 1.5 1.6 1.6 1.7 1.7 1.7 1.7 1.7
III - Central Luzon 2.6 2.7 2.8 3.0 2.8 2.8 2.8 2.7 2.6 2.6 2.6 2.6 2.7
IV-A - CALABARZON 2/
3.2 3.3 3.2 4.1 4.2 3.9 3.8 3.8 3.8 3.8 3.7 3.7 3.7
IV-B - MIMAROPA 2/
0.8 0.9 0.8 1.5 1.5 1.6 1.6 1.6 1.7 1.7 1.6 1.6 1.7
V - Bicol Region 0.8 0.8 0.8 1.1 1.1 1.2 1.4 1.6 1.6 1.6 1.6 1.6 1.6
VI - Western Visayas
2/
0.9 0.9 1.0 1.5 1.6 1.6 1.5 1.5 1.6 2.1 1.7 1.8 1.8
VII - Central Visayas 1.0 1.1 1.0 1.3 1.3 1.2 1.3 1.3 1.2 1.5 1.3 1.3 1.3
VIII - Eastern Visayas 0.4 0.4 0.3 0.5 0.5 0.5 0.4 0.4 0.3 0.4 0.3 0.4 0.4
NIR - Negros Island Region
3/
- - - - - - - - - -
IX - Zamboanga Peninsula 0.4 0.5 0.6 1.0 1.1 1.1 1.1 1.0 0.9 0.9 0.9 0.9 1.0
X - Northern Mindanao 1.1 1.2 1.3 1.7 1.8 1.8 1.7 1.5 1.6 1.6 1.5 1.5 1.5
XI - Davao Region 1.3 1.3 1.9 2.6 2.9 2.8 2.7 2.8 2.4 2.4 2.4 2.4 2.5
XII - Soccsksargen 1.1 1.2 1.4 1.7 1.7 1.4 1.3 1.3 1.4 1.4 1.4 1.4 1.4
XIII - Caraga 0.9 1.0 1.0 1.8 2.0 2.0 2.0 1.8 1.5 1.5 1.4 1.5 1.5
ARMM - Autonomous Region
in Muslim Mindanao 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Highest 4.1 4.0 3.6 6.1 6.0 5.1 4.6 4.8 5.1 5.1 4.4 4.5 4.4
Lowest 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 - 0.0 0.0 0.0
Data Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
(formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
Table 2.a.3 DENSITY RATIOS
1/
Name of Regions 2006 2007 2008 2009 2010 2011
effective August 31, 2007.
2012
1/
Ratio of the Number of Banking Offices to the Number of Municipalities and Cities Per Region
2/
Executive Order No. 103 dated May 17, 2002 divided Region IV (Southern Tagalog) into Region IV-A (CALABARZON)
2014
and Region IV-B (MIMAROPA). Under Administrative Order No. 129 Palawan was reclassified from Region VI to MIMAROPA
3/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of Negros Occidental
2013
2015
I. 12

17. REGIONALDISTRIBUTIONOFASSETS1/
PhilippineBankingSystem
2006-2015
InMillionPesos
6.3012.31
NCR-7,353,0017,712,1524,596,2074,925,6655,536,1005,749,6546,403,3337,132,8748,964,1918,814,7529,220,447
CAR-34,89337,31531,75235,94838,49845,36146,52354,88457,05959,74370,179
I-76,33178,83965,87273,82285,30498,83192,260104,424106,988114,715144,160
II-37,45340,82739,99349,33652,35864,49767,98871,12083,70587,660106,605
III-187,326192,880171,310201,085218,407246,191243,853285,708325,087339,214403,088
IV-A-244,112253,162228,211265,408278,538308,726334,784390,489424,430451,488560,396
IV-B-11,72818,96819,48723,53722,55327,97128,95635,04236,84940,64948,684
V-46,20151,50541,19750,43754,49859,69860,25072,02081,10288,558104,437
VI-113,533109,82393,015113,969121,095138,670143,627160,370214,362137,472156,197
VII-212,026221,865171,071175,968212,742266,768247,807302,359371,074342,634404,795
VIII-33,37830,92926,93033,10035,45736,65837,15045,38553,94161,33867,577
NIR-NegrosIslandRegion3/
---------138,075161,544
IX-35,51437,44128,83533,05234,65243,48148,08051,96260,60363,62577,282
X-60,86263,66851,63163,91167,02672,45676,61786,587111,944119,467141,088
XI-76,70280,43568,66295,41198,909117,00395,330120,834159,516157,572188,453
XII-38,21240,17334,93238,96339,22046,13053,88758,59573,82082,73598,521
XIII-21,91724,73023,02025,01125,41229,51531,19536,74140,42842,34352,376
ARMM-
4,3724,3732,6232,7542,2634,0395,0605,5175,3165,6916,858
7,353,0017,712,1524,596,2074,925,6655,536,1005,749,6546,403,3337,132,8748,964,1918,814,7529,220,447
4,3724,3732,6232,7542,2634,0395,0605,5175,3165,6916,858
77,16080,43368,65980,10786,683100,375100,835117,627137,889619,318667,372
I.13
EasternVisayas
2015
20132014
ZamboangaPeninsula
NationalCapitalRegion
IlocosRegion
CagayanValley
CordilleraAdministrativeRegion
CALABARZON2/
CentralLuzon
Table3
Regions2011201220102006200720082009
NorthernMindanao
DavaoRegion
Soccsksargen
MIMAROPA2/
BicolRegion
WesternVisayas2/
CentralVisayas
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
3/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
MuslimMindanao
Caraga
Highest
Lowest
NationalAverage
(excludingNationalCapitalRegion)
2/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
1/
For2008onwards,inclusiveofDuefromHeadOffice/Branches/Agencies(PhilippinebranchofaForeignbank)
Detailsmaynotadduptototalsduetorounding-off
AutonomousRegionin

18. REGIONALDISTRIBUTIONOFASSETS1/
UniversalandCommercialBanks
2006-2015
InMillionPesos
6.3012.31
NCR-6,808,1537,125,9874,214,8914,492,4665,041,0655,268,1255,933,3326,565,3128,362,3628,188,5298,578,350
CAR-28,36729,84125,04228,56930,70937,07037,78745,25146,56049,64558,966
I-58,52859,14447,15458,64467,20181,62474,92185,01285,77592,378120,512
II-28,39230,37328,26136,03138,91545,66247,43753,70063,15365,85684,659
III-135,447135,881120,675155,629166,617189,575190,481231,953264,387274,671338,371
IV-A-172,638171,786148,838193,025207,476233,378251,939303,998327,307348,065448,788
IV-B-8,44013,83413,95417,52817,98621,20921,85326,42126,30729,08735,892
V-34,08836,25932,00540,29044,87049,80048,77557,16764,45472,26387,911
VI-97,55892,79378,07696,351101,138118,992124,085138,030186,380118,127136,910
VII-177,629181,131139,581149,973185,090229,847205,599240,930282,209248,057302,844
VIII-29,91326,11323,40828,64630,42332,55733,02141,13247,45254,80860,966
NIR-NegrosIslandRegion3/
---------125,275147,069
IX-31,14031,87023,50826,51528,85736,60239,99242,90050,93753,37066,364
X-48,66050,65238,11550,83155,13059,37163,25672,96394,119100,587120,034
XI-63,80564,30553,98977,00186,884104,18682,147106,411136,753131,132160,738
XII-32,90333,94929,19532,98434,37640,76948,24053,08366,68975,03190,206
XIII-16,18016,91914,17416,88818,63220,14823,15128,23331,69433,69143,139
ARMM-
4,1354,2162,4642,5731,9673,7924,7615,2064,9505,2896,521
6,808,1537,125,9874,214,8914,492,4665,041,0655,268,1255,933,3326,565,3128,362,362348,065448,788
4,1354,2162,4642,5731,9673,7924,7615,2064,9505,2896,521
60,48961,19251,15263,21769,76781,53681,09095,774111,195110,431135,876
I.14
2013
2015
20102011201220092014
CordilleraAdministrativeRegion
Table3.a
Regions200620072008
Lowest
NationalAverage
(excludingNationalCapitalRegion)
WesternVisayas2/
CentralLuzon
CALABARZON2/
MIMAROPA2/
Highest
CentralVisayas
EasternVisayas
ZamboangaPeninsula
NorthernMindanao
DavaoRegion
Soccsksargen
AutonomousRegionin
MuslimMindanao
Caraga
NationalCapitalRegion
CagayanValley
IlocosRegion
BicolRegion
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
1/
For2008onwards,inclusiveofDuefromHeadOffice/Branches/Agencies(PhilippinebranchofaForeignbank)
2/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
3/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)

19. REGIONALDISTRIBUTIONOFASSETS1/
ThriftBanks
2006-2015
InMillionPesos
6.3012.31
NCR-525,513559,723360,050413,863471,903456,644447,315544,611576,419615,347633,326
CAR-3,5943,3682,7933,1293,2393,2533,5824,1004,6585,4065,646
I-7,2797,9045,8516,2467,8257,4898,0419,04711,12212,78113,680
II-1,5541,5751,0951,3042,5519,46310,0846,8218,72410,6359,680
III-26,13627,61817,69218,85923,26027,49423,03725,05430,50435,12134,183
IV-A-39,83043,34443,40338,26136,71039,47750,71951,67058,53367,08074,425
IV-B-1,0201,9151,9382,3781,5132,9573,3684,4175,5616,2387,219
V-3,8114,4143,7784,1885,3214,9956,4727,3618,21010,2289,473
VI-9,0419,7968,49310,81212,20111,60312,34214,03219,06612,37712,167
VII-23,25725,78521,65219,04921,08830,33934,95953,25579,38387,16294,815
VIII-1,4012,3941,4322,6543,1252,3272,3122,4233,5953,7283,581
NIR-NegrosIslandRegion3/
---------8,93510,807
IX-1,6701,9341,1391,7171,3451,4921,8264,9355,0595,2685,649
X-4,5195,1855,3684,2985,0454,6695,7858,85811,99812,91514,478
XI-5,2406,2714,4886,9488,2758,3959,1658,39815,49321,98523,137
XII-1,2561,3557481,1211,6633,1613,4373,0193,9304,3764,804
XIII-8711,0079981,1411,1511,5512,5352,7783,2623,6513,856
ARMM-
80105105154237185243260289301307
525,513559,723360,050413,863471,903456,644447,315544,611576,419615,347633,326
80105105154237185243260289301307
8,1608,9987,5617,6418,4099,92811,11912,90216,83718,12919,289
I.15
2013
2015
Table3.b
Regions20062007200820102011201220092014
CordilleraAdministrativeRegion
Lowest
NationalAverage
(excludingNationalCapitalRegion)
WesternVisayas2/
CentralLuzon
CALABARZON2/
MIMAROPA2/
Highest
CentralVisayas
EasternVisayas
ZamboangaPeninsula
NorthernMindanao
DavaoRegion
Soccsksargen
AutonomousRegionin
MuslimMindanao
Caraga
NationalCapitalRegion
CagayanValley
IlocosRegion
BicolRegion
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
1/
For2008onwards,inclusiveofDuefromHeadOffice/Branches/Agencies(PhilippinebranchofaForeignbank)
2/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
3/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)

20. REGIONALDISTRIBUTIONOFASSETS
1/
RuralandCooperativeBanks
2006-2015
InMillionPesos
6.3012.31
NCR-19,33426,44321,26619,33623,13224,88522,68622,95225,41010,8768,772
CAR-2,9314,1063,9174,2504,5505,0385,1535,5335,8414,6925,566
I-10,52411,79112,8688,93310,2799,7189,29810,36610,0929,5569,968
II-7,5078,87910,63712,00110,8929,37110,46710,59911,82811,16912,266
III-25,74429,38132,94226,59728,53029,12130,33528,70130,19529,42130,534
IV-A-31,64438,03235,97034,12134,35335,87132,12634,82238,59036,34437,184
IV-B-2,2683,2203,5963,6313,0543,8053,7354,2054,9805,3245,573
V-8,30210,8315,4145,9584,3064,9035,0037,4938,4396,0687,054
VI-6,9347,2346,4466,8067,7578,0757,2008,3088,9166,9687,121
VII-11,13914,9489,8386,9466,5636,5827,2498,1749,4817,4157,137
VIII-2,0642,4232,0891,7991,9091,7751,8171,8312,8942,8023,030
NIR-NegrosIslandRegion3/
---------3,8643,669
IX-2,7043,6364,1884,8204,4505,3876,2624,1274,6084,9875,269
X-7,6837,8318,1488,7816,8528,4177,5764,7665,8275,9656,576
XI-7,6579,85910,18611,4623,7504,4234,0186,0267,2704,4554,578
XII-4,0544,8704,9894,8583,1812,2002,2102,4933,2023,3283,511
XIII-4,8656,8047,8486,9815,6297,8175,5095,7295,4725,0015,381
ARMM-
157535526586255527710030
31,64438,03235,97034,12134,35335,87132,12634,82238,59036,34437,184
157535526586255527710030
8,51110,2449,9469,2488,5078,9108,6268,9519,8578,6749,085
I.16
2013
2015
Table3.c
Regions20062007200820092010201120122014
NationalCapitalRegion
CordilleraAdministrativeRegion
IlocosRegion
WesternVisayas2/
CagayanValley
CentralLuzon
CALABARZON2/
MIMAROPA2/
BicolRegion
Highest
CentralVisayas
EasternVisayas
ZamboangaPeninsula
NorthernMindanao
DavaoRegion
Soccsksargen
AutonomousRegionin
MuslimMindanao
Caraga
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
Lowest
NationalAverage
(excludingNationalCapitalRegion)
1/
For2008onwards,inclusiveofDuefromHeadOffice/Branches/Agencies(PhilippinebranchofaForeignbank)
2/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
3/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)

21. Table4REGIONALDISTRIBUTIONOFLOANPORTFOLIO
1/
PhilippineBankingSystem
2006-2015
InMillionPesos
6.3012.31
NCR-2,144,9922,203,4282,064,1762,078,5082,284,5202,765,7643,112,9263,629,6484,336,8684,553,3514,943,331
CAR-3,2383,1073,3185,1436,26910,4579,42010,76911,9229,39612,247
I-14,32816,09217,21225,27325,58921,81123,20026,78631,17828,07736,389
II-11,98313,00813,25814,64017,40918,26622,30324,40434,38936,03140,955
III-38,51339,74842,69249,43858,31671,81881,92390,733119,806104,025128,671
IV-A-36,37240,98443,17081,24256,65970,52583,91093,185107,47691,294117,693
IV-B-2,5804,5414,8025,7596,2798,73510,26511,56714,47314,53917,840
V-13,34014,60011,96213,10417,51921,72322,22025,67031,05729,39834,933
VI-20,67319,55020,64925,22630,22931,08341,41854,11462,68928,36141,330
VII-47,93945,74843,83552,59760,13862,06486,036133,008165,087125,247186,493
VIII-5,7577,1089,0779,31911,95811,13613,47915,74120,37219,63521,570
NIR-NegrosIslandRegion3/
---------28,45236,562
IX-6,7898,0408,66010,13711,05011,11314,72217,26319,71918,81421,726
X-19,60117,04018,83721,16821,18420,06327,13431,61636,25229,73138,773
XI-18,23016,52319,15124,88729,68132,25939,36747,45159,13351,27661,271
XII-10,2179,96010,47114,19615,19820,39322,20024,92932,08926,73936,117
XIII-5,0436,8476,7617,7457,61112,59210,30811,19814,21913,65016,211
ARMM-
3444504945594547199191,2651,5881,6321,687
2,144,9922,203,4282,064,1762,078,5082,284,5202,765,7643,112,9263,629,6484,336,8684,553,3514,943,331
3444504945594547199191,2651,5881,6321,687
15,93416,45917,14722,52723,47126,54731,80238,73147,59138,60650,027
I.17
2015
2008200920102011201220132014
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
CagayanValley
CentralLuzon
CALABARZON2/
EasternVisayas
ZamboangaPeninsula
1/
Netofallowanceforprobablelossesandgeneralloanlossprovision
DavaoRegion
Soccsksargen
Lowest
NationalAverage
(excludingNationalCapitalRegion)
AutonomousRegionin
MuslimMindanao
Caraga
Highest
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
2/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
Detailsmaynotadduptototalsduetorounding-off
2007
NorthernMindanao
MIMAROPA2/
BicolRegion
WesternVisayas2/
CentralVisayas
NationalCapitalRegion
IlocosRegion
CordilleraAdministrativeRegion
Regions2006
3/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof

22. REGIONALDISTRIBUTIONOFLOANPORTFOLIO
1/
UniversalandCommercialBanks
2006-2015
InMillionPesos
6.3012.31
NCR-1,916,5881,945,0051,834,0161,829,8302,026,0802,499,2002,849,6903,293,4473,943,3744,097,3134,490,494
CAR-1,2571,0961,1002,6593,1747,0864,7425,6006,3455,5566,488
I-7,3297,8018,09018,81716,03811,46312,16614,77417,03514,44021,497
II-7,8277,8247,4068,2689,5419,58812,60013,94021,70022,70327,430
III-21,93618,73417,79425,14826,97036,69345,83655,88280,21565,52385,303
IV-A-16,23216,73916,91856,45726,96237,64540,99848,39356,73748,67263,721
IV-B-1,5022,4592,5283,1063,6775,6206,9617,5309,1518,33910,936
V-6,8516,2756,5878,48310,87014,12513,64914,45117,46213,81222,260
VI-13,88011,77012,38215,97718,38016,90122,61433,25239,02213,81225,296
VII-36,61131,26830,62241,37646,87646,74065,829110,388138,799105,062158,789
VIII-4,0394,5716,3276,1428,1846,2777,9859,34511,46710,50812,867
NIR-NegrosIslandRegion3/
---------18,81724,921
IX-4,6594,7464,6815,2976,3605,6088,27310,09511,98110,76613,370
X-14,43411,22311,40614,08314,45411,47016,68720,91623,62418,15525,052
XI-13,4099,98310,98416,10919,36918,96424,63830,86440,37335,47645,124
XII-7,4226,5896,6949,96911,10716,35217,41820,36826,81021,10529,981
XIII-2,2062,4952,0392,7313,4416,1904,6155,3297,4826,6129,033
ARMM-
2873924334963686197971,1191,4611,5041,569
1,916,5881,945,0051,834,0161,829,8302,026,0802,499,2002,849,6903,293,4473,943,3744,097,3134,490,494
2873924334963686197971,1191,4611,5041,569
9,9938,9989,12414,69514,11115,70919,11325,14031,85424,75634,332
I.18
2013
2015
Table4.a
Regions20062007200820092010201120122014
NationalCapitalRegion
CordilleraAdministrativeRegion
IlocosRegion
WesternVisayas2/
CagayanValley
CentralLuzon
CALABARZON2/
MIMAROPA2/
BicolRegion
Highest
CentralVisayas
EasternVisayas
ZamboangaPeninsula
NorthernMindanao
DavaoRegion
Soccsksargen
AutonomousRegionin
MuslimMindanao
Caraga
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
Lowest
NationalAverage
(excludingNationalCapitalRegion)
1/
Netofallowanceforprobablelossesandgeneralloanlossprovision
2/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
3/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)

23. ThriftBanks
2006-2015
InMillionPesos
6.3012.31
NCR-219,221247,296217,644231,034243,737251,512249,892322,981378,379449,079446,804
CAR-5993053822876788001,9752,3322,6551,3923,085
I-1,1001,2871,4501,5502,8664,2635,4816,2378,8249,19010,111
II-6084865617371,6503,1493,8024,3526,1577,0957,068
III-6,6866,7038,0087,84212,51015,90516,98018,98222,19322,43826,811
IV-A-5,7466,4778,3847,42611,97414,43226,27328,13232,40926,95138,823
IV-B-434835246477618621,0421,6412,3873,0163,474
V-1,1021,4221,7141,7922,7802,8983,7825,3967,1098,3898,199
VI-3,4734,0334,6965,3817,1859,50714,54116,00718,33310,79312,547
VII-5,8686,4607,7037,1949,40111,32015,58617,43219,88215,49123,471
VIII-5621,1321,5062,1242,6533,8474,5055,4647,0117,3917,539
NIR-NegrosIslandRegion3/
---------7,0409,327
IX-5086248981,0021,1301,2811,5324,2634,5834,6905,091
X-1,5281,7202,8312,3102,7343,6325,6867,8078,8827,81410,086
XI-1,4751,9352,8303,3206,4808,48810,28610,10211,48612,73513,204
XII-6616789611,2382,1972,5883,3462,8873,2493,5974,128
XIII-5295628469459921,3962,0152,0582,8603,3063,789
ARMM-
4927324761729812099101100
219,221247,296217,644231,034243,737251,512249,892322,981378,379449,079446,804
4327324761729812099101100
1,9092,1462,7082,7404,1285,2787,3088,3269,8828,90810,991
I.19
Table4.b
Regions2006
REGIONALDISTRIBUTIONOFLOANPORTFOLIO
1/
2014
2013
CagayanValley
CentralLuzon
CALABARZON2/
201220082009201020112007
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
Highest
Lowest
NationalAverage
(excludingNationalCapitalRegion)
1/
Netofallowanceforprobablelossesandgeneralloanlossprovision
2/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
Detailsmaynotadduptototalsduetorounding-off
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
3/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
AutonomousRegionin
MuslimMindanao
2014
IlocosRegion
BicolRegion
CordilleraAdministrativeRegion
MIMAROPA2/
Caraga
WesternVisayas2/
CentralVisayas
EasternVisayas
ZamboangaPeninsula
NorthernMindanao
DavaoRegion
Soccsksargen
NationalCapitalRegion

24. REGIONALDISTRIBUTIONOFLOANPORTFOLIO
1/
RuralandCooperativeBanks
2006-2015
InMillionPesos
6.3012.31
NCR-9,18311,12812,51617,64414,70315,05113,34413,21915,1156,9606,033
CAR-1,3821,7051,8352,1972,4172,5722,7032,8372,9222,4482,674
I-5,8997,0047,6714,9066,6856,0855,5525,7755,3194,4484,781
II-3,5484,6985,2915,6356,2175,5285,9016,1126,5316,2336,457
III-9,89114,31116,89016,44818,83619,22019,10715,86817,39816,06416,557
IV-A-14,39417,76817,86817,35917,72318,44816,63916,65918,32915,67115,150
IV-B-1,0351,5991,7502,0051,8412,2532,2622,3952,9353,1853,431
V-5,3886,9043,6612,8283,8694,7004,7885,8236,4874,2334,473
VI-3,3203,7473,5713,8684,6644,6754,2644,8555,3343,7563,487
VII-5,4608,0205,5094,0273,8614,0034,6215,1886,4064,6944,233
VIII-1,1561,4051,2441,0531,1201,0139909331,8941,7361,165
NIR-NegrosIslandRegion3/
---------2,5952,315
IX-1,6232,6703,0813,8383,5604,2244,9172,9053,1553,3583,265
X-3,6394,0974,5994,7753,9964,9614,7612,8933,7463,7623,634
XI-3,3464,6065,3375,4583,8324,8074,4436,4857,2743,0642,942
XII-2,1342,6932,8162,9891,8951,4531,4361,6742,0302,0372,008
XIII-2,3093,7893,8764,0693,1775,0063,6783,8123,8773,7323,389
ARMM-
731291525272426272718
14,39417,76817,86817,64418,83619,22019,10716,65918,32916,06416,557
731291525272426272718
4,0335,3155,3145,0925,2325,5615,3805,2655,8544,8894,778
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
I.20
Table4.c
Regions20062007
MIMAROPA2/
NationalCapitalRegion
CagayanValley
CentralLuzon
CALABARZON2/
CordilleraAdministrativeRegion
IlocosRegion
BicolRegion
WesternVisayas2/
CentralVisayas
EasternVisayas
2008200920102011
2015
201220132014
3/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
ZamboangaPeninsula
NorthernMindanao
1/
Netofallowanceforprobablelossesandgeneralloanlossprovision
2/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
DavaoRegion
Soccsksargen
MuslimMindanao
Caraga
AutonomousRegionin
Highest
Lowest
NationalAverage
(excludingNationalCapitalRegion)

25. REGIONALDISTRIBUTIONOFDEPOSITLIABILITIES
PhilippineBankingSystem
2006-2015
InMillionPesos
6.3012.31
NCR-2,403,2542,494,3322,875,9713,177,9133,484,5883,635,8223,852,3535,347,9475,916,4475,852,8526,194,270
CAR-32,56234,50438,26745,14247,84450,88454,67164,56871,70375,67283,579
I-70,25272,05979,43487,79897,641102,765107,320121,182133,527145,327158,033
II-30,43533,59440,51249,12155,10258,72162,63973,26885,61788,675100,826
III-165,430175,163200,673231,258250,402269,561281,637337,235390,433413,464455,998
IV-A-227,239242,396277,023317,303339,410366,908395,446467,711535,184571,018620,919
IV-B-10,31016,59920,36124,09325,79429,09331,77937,66344,63049,63054,575
V-38,49542,35047,13953,46160,16463,05467,82179,01090,68396,646107,426
VI-102,240100,187112,101132,021145,205155,083160,128194,120216,811139,827149,948
VII-190,269204,221214,714222,709256,872261,640280,705368,145430,715420,675463,518
VIII-27,04929,16932,90737,35643,08344,64148,77258,72370,58380,23584,925
NIR-NegrosIslandRegion2/
---------126,932142,009
IX-31,97333,86637,39141,79546,75548,04451,82559,95470,89175,78883,613
X-46,97550,00755,87164,64571,33878,75783,97498,174114,626120,050132,285
XI-66,50371,21680,11094,671100,814107,063109,002129,507150,169158,118174,259
XII-33,01535,24140,22244,22646,19652,06461,00268,38880,46086,92393,771
XIII-16,49618,79620,78924,48726,99928,94134,41739,68047,54449,47055,809
ARMM-
3,3983,5064,0164,6643,7524,3985,4716,2877,5768,1939,649
2,403,2542,494,3322,875,9713,177,9133,484,5883,635,8223,852,3535,347,9475,916,4475,852,8526,194,270
3,3983,5064,0164,6643,7524,3985,4716,2877,5768,1939,649
68,29072,68081,34692,172101,086107,601114,788137,726149,732159,214174,773
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
I.21
2014
2015
Table5
Regions20062007200820092010201120122013
NationalCapitalRegion
NorthernMindanao
DavaoRegion
Soccsksargen
CordilleraAdministrativeRegion
BicolRegion
WesternVisayas1/
CentralVisayas
EasternVisayas
ZamboangaPeninsula
MIMAROPA1/
IlocosRegion
CagayanValley
CentralLuzon
CALABARZON1/
2/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
1/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
Caraga
Highest
Lowest
NationalAverage
(excludingNationalCapitalRegion)
MuslimMindanao
AutonomousRegionin

26. REGIONALDISTRIBUTIONOFDEPOSITLIABILITIES
UniversalandCommercialBanks
2006-2015
InMillionPesos
6.3012.31
NCR-2,169,3902,234,9962,609,6172,880,7203,143,7403,278,2723,502,9554,921,8245,443,6925,342,4355,672,220
CAR-27,59128,68132,41637,65739,80742,76646,34055,30061,86365,90372,789
I-56,67656,92063,56473,02380,03387,41492,924104,773116,611127,463139,033
II-25,73028,09033,87341,85446,56750,69454,00562,81174,22176,92588,458
III-128,717134,883157,472183,285197,688217,112232,053283,863335,753354,966394,754
IV-A-169,273174,661209,413241,684260,827287,909313,877380,123441,566474,427520,822
IV-B-8,05513,12816,51619,50321,41823,98626,32331,34337,35541,58546,016
V-31,29033,64941,15546,31652,27355,85660,30869,71880,92487,19696,891
VI-91,04088,131100,443118,027129,493139,747146,140175,789196,944126,167135,308
VII-164,098174,334188,942197,248229,000232,754250,427317,320377,509357,819394,264
VIII-24,61625,85830,14834,59239,72441,78945,85955,48467,23476,45881,284
NIR-NegrosIslandRegion2/
---------117,140130,687
IX-29,21330,40733,80237,04342,17644,14547,82055,23365,16069,65176,867
X-39,59942,54947,46355,43862,08870,12775,02987,947103,081107,409119,144
XI-58,11660,64569,32781,95490,68497,634100,906119,720139,051146,306161,485
XII-29,64431,28036,59140,47743,32849,08557,72364,84976,57182,88589,545
XIII-13,55114,74816,71120,12223,04124,83730,84735,56343,32944,95051,281
ARMM-
3,2693,3853,8984,5403,5704,2115,2396,0317,2627,8269,342
2,169,3902,234,9962,609,6172,880,7203,143,7403,278,2723,502,9554,921,8245,443,6925,342,4355,672,220
3,2693,3853,8984,5403,5704,2115,2396,0317,2627,8269,342
56,28058,83467,60877,04885,10791,87999,114119,117139,027139,122153,410
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
20072008
CentralVisayas
CentralLuzon
Table5.a
Regions2006
Caraga
NationalAverage
I.22
2014
2015
20092010201120122013
NationalCapitalRegion
IlocosRegion
BicolRegion
EasternVisayas
CagayanValley
CordilleraAdministrativeRegion
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
1/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
Lowest
CALABARZON1/
MIMAROPA1/
WesternVisayas1/
DavaoRegion
Soccsksargen
ZamboangaPeninsula
NorthernMindanao
(excludingNationalCapitalRegion)
2/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
Highest
AutonomousRegionin
MuslimMindanao

27. REGIONALDISTRIBUTIONOFDEPOSITLIABILITIES
ThriftBanks
2006-2015
InMillionPesos
6.3012.31
NCR-221,706243,728254,858285,150327,986343,023336,602410,327455,515504,335516,731
CAR-2,9823,2783,3104,2854,4284,2114,3494,9425,3516,1706,666
I-6,7027,5987,7378,66710,3367,8817,6899,1859,66210,46811,634
II-1,2411,2331,7221,5262,3372,5012,6993,8324,1394,3394,693
III-22,21724,10225,38029,71833,09032,01829,69934,22935,44138,14340,600
IV-A-35,30140,27942,25348,49352,40750,81456,99460,58862,35365,02369,943
IV-B-9391,5141,6692,0942,3772,5722,9493,5724,2954,8045,229
V-3,1723,7223,6004,4255,3374,1384,4955,4555,6006,1096,419
VI-6,6907,0767,3739,00210,0199,2788,90212,55314,4198,8939,748
VII-19,19720,65120,53421,02623,55524,69025,92345,89747,98158,37564,885
VIII-1,1841,7301,6001,7682,1331,6121,6802,0052,2192,4912,261
NIR-NegrosIslandRegion2/
---------7,6199,495
IX-1,4541,6141,5922,0611,7638698892,5422,9133,3213,353
X-3,5784,0464,5574,7325,2143,9514,5417,5098,8339,5869,848
XI-4,4765,3725,1146,4877,8476,7055,7557,3277,8088,8419,984
XII-9221,0119248719531,7002,0432,1662,3492,4472,481
XIII-2963935016207083636789291,2361,4311,490
ARMM-
798678106137140185217254280288
221,706243,728254,858285,150327,986343,023336,602410,327455,515504,335516,731
798678106137140185217254280288
6,9027,7327,9979,11810,1659,5909,96712,68413,42814,02015,236
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
I.23
2014
2015
Table5.b
Regions20062007200820092010201120122013
NationalCapitalRegion
CordilleraAdministrativeRegion
IlocosRegion
Caraga
WesternVisayas1/
CagayanValley
CentralLuzon
CALABARZON1/
MIMAROPA1/
BicolRegion
2/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
Highest
CentralVisayas
EasternVisayas
ZamboangaPeninsula
NorthernMindanao
DavaoRegion
Soccsksargen
Lowest
NationalAverage
(excludingNationalCapitalRegion)
1/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
AutonomousRegionin
MuslimMindanao

28. REGIONALDISTRIBUTIONOFDEPOSITLIABILITIES
RuralandCooperativeBanks
2006-2015
InMillionPesos
6.3012.31
NCR-12,15715,60811,49612,04312,86214,52812,79615,79517,2406,0825,319
CAR-1,9882,5452,5413,2003,6103,9073,9834,3264,4893,5994,124
I-6,8747,5418,1336,1087,2727,4696,7077,2247,2547,3967,366
II-3,4644,2714,9175,7416,1985,5265,9366,6257,2577,4117,676
III-14,49616,17817,82118,25619,62420,43219,88519,14319,23920,35520,643
IV-A-22,66527,45625,35827,12626,17628,18624,57627,00031,26531,56930,154
IV-B-1,3161,9582,1762,4961,9992,5352,5072,7492,9803,2403,330
V-4,0334,9792,3832,7192,5543,0603,0183,8374,1593,3424,116
VI-4,5104,9814,2854,9925,6936,0585,0865,7775,4474,7674,893
VII-6,9749,2365,2384,4344,3184,1974,3554,9285,2254,4814,369
VIII-1,2491,5811,1599971,2251,2401,2331,2331,1291,2861,381
NIR-NegrosIslandRegion2/
---------2,1731,826
IX-1,3061,8451,9972,6912,8173,0303,1162,1782,8182,8163,393
X-3,7983,4123,8504,4744,0374,6784,4042,7182,7123,0553,294
XI-3,9115,1985,6686,2302,2832,7242,3412,4603,3092,9712,791
XII-2,4492,9502,7072,8771,9151,2801,2351,3731,5401,5901,746
XIII-2,6483,6553,5783,7453,2503,7412,8923,1882,9793,0903,038
ARMM-
5035401845474739608719
22,66527,45625,35827,12626,17628,18624,57627,00031,26531,56930,154
5035401845474739608719
5,1086,1145,7416,0075,8136,1325,7075,9256,3666,0726,127
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
I.24
2014
2015
Table5.c
Regions20062007200820092010201120122013
NationalCapitalRegion
CordilleraAdministrativeRegion
IlocosRegion
WesternVisayas1/
CagayanValley
CentralLuzon
CALABARZON1/
MIMAROPA1/
BicolRegion
Soccsksargen
Lowest
NationalAverage
(excludingNationalCapitalRegion)
AutonomousRegionin
MuslimMindanao
Caraga
CentralVisayas
EasternVisayas
ZamboangaPeninsula
NorthernMindanao
DavaoRegion
1/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
2/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
Highest

29. REGIONALDISTRIBUTIONOFLOANPORTFOLIOTODEPOSITRATIO
PhilippineBankingSystem
2006-2015
6.3012.31
NCR-8988726566768168737880
CAR-10991113211717171215
I-2022222926212222231923
II-3939333032313633404141
III-2323212123272927312528
IV-A-1617162617192120201619
IV-B-2527242424303231322933
V-3534252529343332343033
VI-2020181921202628292028
VII-2522202423243136383040
VIII-2124282528252827292425
NIR-NegrosIslandRegion
2/
---------2226
IX-2124232424232829282526
X-4234343330253232322529
XI-2723242629303637393235
XII-3128263233393636403139
XIII-3136333228443028302829
ARMM-
1013121212161720212017
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
MuslimMindanao
Detailsmaynotadduptototalsduetorounding-off
1/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
2/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
AutonomousRegionin
CALABARZON
1/
MIMAROPA1/
BicolRegion
WesternVisayas
1/
ZamboangaPeninsula
NorthernMindanao
DavaoRegion
SOCCSKSARGEN
Caraga
I.25
CentralVisayas
EasternVisayas
NationalCapitalRegion
CordilleraAdministrativeRegion
IlocosRegion
CagayanValley
CentralLuzon
20132014
2015
Table6
Regions2006200720082009201020112012

30. REGIONALDISTRIBUTIONOFLOANPORTFOLIOTODEPOSITRATIO
UniversalandCommercialBanks
2006-2015
6.3012.31
NCR-8887706464768167727779
CAR-543781710101089
I-1314132620131314151115
II-3028222020192322293031
III-1714111414172020241822
IV-A-101082310131313131012
IV-B-1919151617232624242024
V-2219161821252321221623
VI-1513121414121519201119
VII-2218162120202635372940
VIII-1618211821151717171416
NIR-NegrosIslandRegion2/
---------1619
IX-1616141415131718181517
X-3626242523162224231721
XI-2316162021192426292428
XII-2521182526333031352533
XIII-1617121415251515171518
ARMM-
912111110151519201917MuslimMindanao
1/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
2/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
NorthernMindanao
DavaoRegion
SOCCSKSARGEN
Caraga
AutonomousRegionin
I.26
WesternVisayas1/
CentralVisayas
EasternVisayas
ZamboangaPeninsula
BicolRegion
NationalCapitalRegion
CordilleraAdministrativeRegion
20102011
IlocosRegion
CagayanValley
CentralLuzon
CALABARZON1/
MIMAROPA1/
201220132014
2015
Table6.a
Regions2006200720082009

31. REGIONALDISTRIBUTIONOFLOANPORTFOLIOTODEPOSITRATIO
ThriftBanks
2006-2015
6.3012.31
NCR-99101858174737479838986
CAR-20912715194547502346
I-1617191828547168918887
II-4939334871126141114149163151
III-3028322638505755635966
IV-A-1616201523284646524156
IV-B-532313132343546566366
V-3538484052708499127137128
VI-5257646072102163128127121129
VII-3131383440466038412736
VIII-476594120124239268272316297333
NIR-NegrosIslandRegion
2/
---------9298
IX-3539564964148172168157141152
X-43436249529212510410182102
XI-3336555183127179138147144132
XII-7267104142230152164133138147166
XIII-179143169153140385297222231231254
ARMM-
6231414545525355393635MuslimMindanao
1/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
Detailsmaynotadduptototalsduetorounding-off
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
2/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
NorthernMindanao
DavaoRegion
SOCCSKSARGEN
Caraga
AutonomousRegionin
WesternVisayas
1/
I.27
CentralVisayas
EasternVisayas
ZamboangaPeninsula
BicolRegion
NationalCapitalRegion
CordilleraAdministrativeRegion
20102011
IlocosRegion
CagayanValley
CentralLuzon
CALABARZON
1/
MIMAROPA
1/
201220132014
2015
Table6.b
Regions2006200720082009

32. REGIONALDISTRIBUTIONOFLOANPORTFOLIOTODEPOSITRATIO
RuralandCooperativeBanks
2006-2015
6.3012.31
NCR-76711091471141041048488114113
CAR-7067726967666866656865
I-8693948092818380736065
II-102110108981001009992908484
III-6888959096949683907980
IV-A-6465706468656862595050
IV-B-79828080928990879998103
V-134139154104151154159152156127109
VI-7475837782778484987971
VII-788710591899510610512310597
VIII-93891071069182807616813584
NIR-NegrosIslandRegion2/
---------119127
IX-12414515414312613915813311211996
X-9612011910799106108106138123110
XI-86899488168176190264220103105
XII-879110410499114116122132128115
XIII-8710410810998134127120130121112
ARMM-
1589718555575166463194
Source:SupervisoryDataCenter,SupervisionandExaminationSector,BangkoSentralngPilipinas
MuslimMindanao
Detailsmaynotadduptototalsduetorounding-off
1/
ExecutiveOrderNo.103datedMay17,2002dividedRegionIV(SouthernTagalog)intoRegionIV-A(Calabarzon)andRegionIV-B(Mimaropa).
UnderAdministrativeOrderNo.129PalawanwasreclassifiedfromRegionVItoMimaropaeffectiveAugust31,2007.
2/
NegrosIslandRegion(NIR)createdunderExecutiveOrderNo.183dated29May2015,composedoftheprovincesof
NegrosOccidental(formerlyfromRegionVIWesternVisayas)andNegrosOriental(formerlyfromRegionVIICentralVisayas)
AutonomousRegionin
CALABARZON1/
MIMAROPA1/
BicolRegion
WesternVisayas1/
ZamboangaPeninsula
NorthernMindanao
DavaoRegion
SOCCSKSARGEN
Caraga
I.28
CentralVisayas
EasternVisayas
NationalCapitalRegion
CordilleraAdministrativeRegion
IlocosRegion
CagayanValley
CentralLuzon
20132014
2015
Table6.c
Regions2006200720082009201020112012

33. Table 7 REGIONAL DISTRIBUTION OF TOTAL OPERATING INCOME
Philippine Banking System
2006 - 2015
In Million Pesos
Amount
%
Dist'n
Amount
%
Dist'n
354,627 369,736 343,039 393,157 423,697 426,507 448,370 461,550 475,869 488,604
318,898 328,690 304,899 350,207 376,523 382,316 407,447 411,533 430,213 90.4 440,247 90.1
33,365 38,026 35,410 38,733 43,933 42,323 38,869 47,964 43,425 9.1 46,946 9.6
2,364 3,020 2,730 4,217 3,241 1,868 2,055 2,054 2,231 0.5 1,411 0.3
625 478 970 773 801 898 983 1,319 1,342 1,401
253 65 487 281 240 389 358 604 545 40.6 609 43.5
62 62 84 54 67 64 144 96 175 13.1 188 13.4
311 351 399 439 494 445 481 619 621 46.3 604 43.1
2,407 2,451 3,587 2,382 2,875 3,033 2,962 3,529 3,638 4,300
1,124 867 1,727 1,022 945 1,249 1,019 1,518 1,328 36.5 1,817 42.2
207 238 262 252 354 634 733 738 1,113 30.6 1,388 32.3
1,076 1,347 1,598 1,107 1,575 1,150 1,210 1,273 1,198 32.9 1,095 25.5
1,789 1,780 3,044 2,747 3,098 3,395 3,363 3,683 4,111 4,615
699 471 1,583 1,064 1,045 1,394 1,309 1,405 1,438 35.0 1,723 37.3
97 108 123 132 260 647 619 692 1,008 24.5 1,223 26.5
993 1,201 1,338 1,550 1,793 1,354 1,435 1,585 1,665 40.5 1,668 36.1
4,732 2,850 11,350 6,797 6,168 8,532 6,598 11,414 9,812 11,828
1,536 (1,450) 6,436 2,033 1,141 3,087 1,530 6,349 4,109 41.9 5,555 47.0
1,158 1,209 1,414 1,361 1,619 1,928 1,777 1,857 2,346 23.9 2,970 25.1
2,037 3,090 3,500 3,403 3,408 3,517 3,292 3,209 3,357 34.2 3,302 27.9
5,799 4,832 13,388 7,445 6,813 9,000 8,365 12,478 12,037 14,430
1,287 (379) 6,777 1,872 1,091 2,924 1,751 5,427 3,557 29.6 4,760 33.0
1,107 1,205 2,593 1,422 1,594 2,004 2,998 2,969 4,005 33.3 5,246 36.4
3,404 4,006 4,018 4,151 4,128 4,072 3,616 4,082 4,475 37.2 4,424 30.7
479 607 1,326 1,205 1,104 1,270 1,582 2,016 2,144 2,415
152 38 672 391 271 503 619 794 747 34.9 783 32.4
51 127 136 184 254 211 261 391 393 18.3 563 23.3
276 443 517 630 580 556 702 832 1,004 46.8 1,068 44.2
1,890 1,909 2,824 1,942 2,418 2,723 3,011 3,599 3,982 4,240
600 245 1,359 751 689 1,026 1,040 1,209 1,155 29.0 1,576 37.2
245 303 363 378 516 589 608 777 1,054 26.5 1,199 28.3
1,045 1,361 1,102 812 1,213 1,108 1,363 1,614 1,773 44.5 1,465 34.5
2,959 2,790 4,313 3,715 3,859 4,495 4,782 5,594 6,274 4,438
1,650 1,163 2,601 1,685 1,602 2,044 1,877 2,664 2,623 41.8 1,622 36.6
575 707 795 1,016 1,201 1,479 1,937 1,816 2,342 37.3 1,613 36.4
734 920 917 1,014 1,056 972 968 1,113 1,309 20.9 1,202 27.1
5,143 4,354 6,684 5,191 5,173 5,923 5,257 9,740 9,073 11,372
2,543 1,273 3,905 2,670 2,549 3,101 1,916 6,377 5,036 55.5 7,415 65.2
1,118 1,171 1,416 1,372 1,537 1,778 2,117 2,035 2,521 27.8 2,815 24.8
1,482 1,910 1,362 1,150 1,087 1,045 1,224 1,328 1,516 16.7 1,142 10.0
918 1,001 1,690 1,476 1,590 1,922 1,911 2,085 2,344 2,682
460 348 1,022 696 713 899 851 991 971 41.5 1,127 42.0
132 274 264 440 573 716 765 811 1,015 43.3 1,131 42.2
325 379 404 341 304 307 295 283 357 15.3 424 15.8
- - - - - - - - - 3,191
- - - - - - - - - - 1,435 45.0
- - - - - - - - - - 1,222 38.3
- - - - - - - - - - 533 16.7
1,047 1,159 1,650 1,818 1,775 2,036 2,093 1,931 2,402 2,635
597 457 823 713 747 845 818 801 816 34.0 970 36.8
80 101 130 167 188 214 202 434 830 34.5 865 32.8
369 600 697 939 840 977 1,073 696 757 31.5 801 30.4
2010 2011 2012 2013
2014 2015
2006 2007 2008 2009
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION I - I locos Region
Universal and Commercial Banks
Thrift Banks
NCR - National Capital Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
CAR - Cordillera
Administrative Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION IV-A - CALABARZON 1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION II - Cagayan Valley
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION III - Central Luzon
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VI - Western Visayas 1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION IV-B - MIMAROPA 1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION V - Bicol Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION NIR - Negros Island Region 2/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VII - Central Visayas
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VIII - Eastern Visayas
Rural and Cooperative Banks
REGION IX - Zamboanga Peninsula
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
I. 29

34. Table 7 REGIONAL DISTRIBUTION OF TOTAL OPERATING INCOME
Philippine Banking System
2006 - 2015
In Million Pesos
Amount
%
Dist'n
Amount
%
Dist'n
2010 2011 2012 2013
2014 2015
2006 2007 2008 2009
2,403 2,015 4,300 3,089 2,489 3,209 3,284 3,462 3,938 4,238
1,088 713 1,991 1,374 1,145 1,425 1,340 1,833 1,681 42.7 1,805 42.6
281 305 1,087 395 404 487 710 810 1,299 33.0 1,332 31.4
1,034 997 1,222 1,320 940 1,297 1,234 818 959 24.3 1,101 26.0
2,153 2,116 3,750 2,954 2,469 3,122 2,671 4,648 4,334 5,581
1,047 718 1,963 1,301 920 1,284 680 2,815 2,112 48.7 3,535 63.3
234 305 419 472 651 795 1,090 983 1,181 27.3 1,323 23.7
872 1,094 1,369 1,182 898 1,043 900 849 1,041 24.0 724 13.0
1,437 1,495 2,010 1,859 1,584 1,848 1,801 2,094 2,167 2,650
806 636 1,213 954 917 1,055 962 1,264 1,214 56.0 1,586 59.8
111 125 142 169 212 372 428 385 419 19.3 501 18.9
521 734 655 736 455 421 411 446 534 24.6 563 21.3
1,237 1,439 1,901 1,898 1,706 2,158 2,020 2,145 2,199 2,415
335 168 529 337 338 490 485 617 601 27.3 772 32.0
80 100 132 176 200 274 486 439 509 23.1 683 28.3
821 1,171 1,241 1,385 1,168 1,394 1,050 1,089 1,090 49.6 960 39.7
110 109 104 109 117 101 162 123 218 199
88 89 88 94 98 79 135 * * * * *
13 10 5 10 11 14 18 * * * * *
10 11 10 5 8 9 9 * * * * *
2/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of
Negros Occidental (formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION XI - Davao Region
Universal and Commercial Banks
Thrift Banks
REGION X - Northern Mindanao
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
ARMM - Autonomous
Region in Muslim Mindanao
Universal and Commercial Banks
Rural and Cooperative Banks
REGION XII - SOCCSKSARGEN
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION XIII - Caraga
* In view of the prohibitions under Section 27(c) of Republic Act No. 7653 (The New Central Bank Act), which prohibits personnel of the Bangko Sentral ng
related data cannot be provided as their disclosure will reveal the financial position of individual institutions.
Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Thrift Banks
Rural and Cooperative Banks
1/
Executive Order No. 103 dated May 17, 2002 divided Region IV (Southern Tagalog) into Region IV-A (CALABARZON)
and Region IV-B (MIMAROPA). Under Administrative Order No. 129 Palawan was reclassified from Region VI to MIMAROPA
effective August 31, 2007.
Pilipinas (BSP) from disclosing or revealing information relating to the condition or business of any institution subject to BSP supervision or examination,
I. 30

35. Table 8 REGIONAL DISTRIBUTION OF TOTAL INTEREST INCOME
Philippine Banking System
2006 - 2015
In Million Pesos
Amount
%
Dist'n
Amount
%
Dist'n
269,946 272,084 287,216 298,516 298,811 310,113 305,744 314,490 351,462 387,020
239,321 236,499 254,307 261,620 261,511 273,354 273,763 277,335 313,020 89.1 345,077 89.2
28,424 32,745 30,428 32,913 34,316 35,087 30,115 35,316 36,580 10.4 40,792 10.5
2,201 2,841 2,481 3,983 2,985 1,672 1,866 1,839 1,863 0.5 1,151 0.3
457 444 508 583 681 670 800 942 1,032 937
157 96 115 158 192 217 244 317 333 32.2 278 29.6
53 48 57 38 47 49 128 80 154 14.9 164 17.5
247 299 337 388 442 405 428 546 545 52.9 496 52.9
1,585 1,965 2,303 1,797 2,348 2,330 2,351 2,407 2,656 2,882
580 693 762 708 742 823 752 795 832 31.3 952 33.0
143 162 200 190 286 590 649 611 892 33.6 1,101 38.2
861 1,109 1,341 899 1,320 916 949 1,002 932 35.1 829 28.8
1,491 1,765 1,935 2,241 2,711 2,765 2,779 2,984 3,353 3,633
674 728 768 877 984 1,058 1,035 1,066 1,147 34.2 1,322 36.4
73 84 85 99 215 601 550 595 872 26.0 1,046 28.8
743 954 1,081 1,264 1,512 1,106 1,193 1,323 1,335 39.8 1,265 34.8
4,173 4,985 5,542 5,673 6,101 6,314 6,243 6,294 6,974 7,755
1,732 1,702 1,756 1,927 2,007 1,820 2,074 2,276 2,508 36.0 2,859 36.9
914 941 1,082 1,085 1,334 1,685 1,531 1,486 1,849 26.5 2,369 30.6
1,527 2,342 2,704 2,661 2,760 2,809 2,638 2,532 2,616 37.5 2,526 32.6
4,643 5,413 6,855 5,838 6,128 6,509 7,552 7,364 8,824 9,840
1,323 1,367 1,423 1,423 1,504 1,559 1,963 1,765 1,807 20.5 1,971 20.0
781 868 2,074 976 1,150 1,638 2,534 2,235 3,331 37.7 4,297 43.7
2,539 3,178 3,357 3,439 3,475 3,312 3,055 3,365 3,686 41.8 3,571 36.3
456 742 794 1,013 1,032 1,027 1,375 1,567 1,810 1,910
179 262 243 303 311 384 552 538 586 32.4 511 26.7
42 105 105 149 188 149 186 285 331 18.3 461 24.1
235 375 446 561 532 495 637 744 893 49.4 938 49.1
1,586 1,936 1,823 1,607 2,152 2,167 2,565 2,800 3,318 3,178
540 503 584 612 657 704 856 770 888 26.8 931 29.3
173 217 261 293 381 462 462 581 858 25.9 972 30.6
873 1,216 978 702 1,113 1,001 1,247 1,449 1,572 47.4 1,275 40.1
2,284 2,281 2,545 2,810 3,011 3,119 3,599 3,835 4,527 3,101
1,250 1,054 1,156 1,167 1,221 1,276 1,219 1,730 1,844 40.7 1,010 32.6
452 488 621 785 893 1,005 1,547 1,179 1,609 35.5 1,081 34.8
583 740 768 858 897 838 833 925 1,074 23.7 1,010 32.6
4,758 4,883 4,632 4,331 4,623 4,360 4,956 5,913 6,953 7,594
2,722 2,423 2,344 2,287 2,482 2,130 2,252 3,420 3,954 56.9 4,515 59.5
826 887 1,125 1,108 1,266 1,419 1,752 1,510 1,968 28.3 2,309 30.4
1,210 1,573 1,163 936 874 811 952 984 1,031 14.8 770 10.1
776 924 1,039 1,168 1,271 1,384 1,484 1,447 1,673 1,821
413 453 496 565 625 670 657 714 762 45.5 790 43.4
92 157 203 312 391 455 575 508 645 38.6 737 40.5
271 314 340 291 256 259 251 224 266 15.9 294 16.1
- - - - - - - - - 2,328
- - - - - - - - - - 1,042 44.8
- - - - - - - - - - 862 37.0
- - - - - - - - - - 424 18.2
812 967 1,113 1,356 1,358 1,515 1,564 1,456 1,769 1,930
453 406 451 476 534 593 578 581 588 33.3 723 37.4
71 90 115 151 171 199 184 349 660 37.3 664 34.4
287 470 547 730 653 723 802 526 520 29.4 544 28.2
2015
2006 2007 2008 2009 2010 2011 2012 2013
2014
Thrift Banks
NCR - National Capital Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
CAR - Cordillera
Administrative Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION I - I locos Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION II - Cagayan Valley
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION III - Central Luzon
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION IV-A - CALABARZON 1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION IV-B - MIMAROPA
1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
Region V - Bicol Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VI - Western Visayas
1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VII - Central Visayas
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VIII - Eastern Visayas
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION NIR - Negros Island Region 2/
Universal and Commercial Banks
Rural and Cooperative Banks
REGION IX - Zamboanga Peninsula
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
I. 31

36. Table 8 REGIONAL DISTRIBUTION OF TOTAL INTEREST INCOME
Philippine Banking System
2006 - 2015
In Million Pesos
Amount
%
Dist'n
Amount
%
Dist'n
2015
2006 2007 2008 2009 2010 2011 2012 2013
2014
1,991 1,932 2,328 2,350 2,041 2,305 2,519 2,498 2,967 3,023
989 942 1,011 1,017 978 932 990 1,234 1,231 41.5 1,123 37.1
219 235 370 323 349 392 603 630 1,026 34.6 1,061 35.1
783 755 948 1,010 714 981 926 634 709 23.9 839 27.7
1,708 1,918 2,317 2,336 2,308 2,543 2,760 2,684 3,070 3,065
873 885 949 1,019 1,033 1,057 1,081 1,239 1,391 45.3 1,558 50.8
171 208 286 354 504 618 907 698 827 26.9 950 31.0
664 825 1,083 963 771 867 773 747 852 27.8 557 18.2
1,088 1,257 1,260 1,392 1,236 1,417 1,473 1,468 1,620 1,946
604 569 627 675 705 748 771 788 862 53.2 1,113 57.2
90 104 119 150 189 336 381 319 352 21.7 421 21.7
393 584 513 567 342 333 322 360 407 25.1 411 21.1
942 1,147 1,255 1,431 1,415 1,738 1,680 1,705 1,706 1,809
254 224 235 257 282 357 376 416 445 26.1 505 27.9
76 96 124 168 191 263 403 366 411 24.1 561 31.0
611 827 896 1,006 941 1,118 900 923 850 49.8 743 41.1
62 56 58 54 57 64 91 126 181 211
44 40 46 44 44 47 69 * * * * *
11 9 5 7 9 12 16 * * * * *
7 7 7 3 5 5 6 * * * * *
2/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of
Negros Occidental (formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
Thrift Banks
REGION X - Northern Mindanao
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION XI - Davao Region
Universal and Commercial Banks
Universal and Commercial Banks
Rural and Cooperative Banks
REGION XII - SOCCSKSARGEN
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION XIII - Caraga
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
ARMM - Autonomous
Region in Muslim Mindanao
Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Thrift Banks
Rural and Cooperative Banks
* In view of the prohibitions under Section 27(c) of Republic Act No. 7653 (The New Central Bank Act), which prohibits personnel of the Bangko Sentral ng
Pilipinas (BSP) from disclosing or revealing information relating to the condition or business of any institution subject to BSP supervision or examination,
related data cannot be provided as their disclosure will reveal the financial position of individual institutions.
1/
Executive Order No. 103 dated May 17, 2002 divided Region IV (Southern Tagalog) into Region IV-A (CALABARZON)
and Region IV-B (MIMAROPA). Under Administrative Order No. 129 Palawan was reclassified from Region VI to MIMAROPA
effective August 31, 2007.
I. 32

37. Table 9 REGIONAL DISTRIBUTION OF TOTAL OPERATING EXPENSES
Philippine Banking System
2006 - 2015
In Million Pesos
Amount
%
Dist'n
Amount
%
Dist'n
268,362 276,385 270,385 263,105 270,498 282,547 284,390 287,764 299,324 323,958
236,551 239,068 237,923 230,244 234,680 249,903 253,095 254,078 265,963 88.9 288,281 89.0
29,878 34,822 29,951 30,199 32,446 30,522 29,052 31,508 30,954 10.3 34,710 10.7
1,933 2,495 2,510 2,661 3,372 2,122 2,243 2,179 2,407 0.8 967 0.3
1,679 1,589 1,633 1,709 1,765 1,681 1,700 1,690 1,671 1,777
1,183 1,038 1,074 1,134 1,124 1,121 1,106 1,005 1,004 60.1 1,084 61.0
242 249 216 213 234 202 200 198 196 11.7 232 13.1
254 301 344 362 407 357 394 487 472 28.2 460 25.9
4,064 3,876 4,089 3,921 4,274 3,970 4,069 3,885 3,899 4,189
2,548 2,208 2,309 2,466 2,501 2,516 2,491 2,268 2,305 59.1 2,482 59.3
518 546 561 549 656 526 540 558 619 15.9 779 18.6
998 1,121 1,219 906 1,116 929 1,038 1,059 975 25.0 928 22.2
2,400 2,502 2,655 3,068 3,280 3,348 3,466 3,671 4,017 4,373
1,331 1,247 1,257 1,338 1,410 1,396 1,366 1,323 1,448 36.0 1,573 36.0
125 124 126 152 186 805 881 1,009 1,142 28.4 1,253 28.6
944 1,131 1,272 1,578 1,684 1,148 1,219 1,340 1,427 35.5 1,547 35.4
9,421 9,822 10,556 10,963 10,802 11,110 10,797 10,579 10,856 11,503
5,931 5,389 5,746 5,990 6,171 6,270 6,339 5,993 6,443 59.4 6,859 59.6
1,723 1,774 1,890 1,876 2,018 1,932 1,763 1,880 1,793 16.5 1,942 16.9
1,767 2,658 2,920 3,097 2,612 2,907 2,694 2,706 2,620 24.1 2,701 23.5
13,287 13,212 14,503 13,931 13,859 14,515 14,464 14,634 15,629 17,671
7,538 6,839 7,186 7,370 7,586 7,901 8,083 7,518 8,146 52.1 8,975 50.8
2,627 2,646 3,636 2,624 2,736 2,900 3,090 3,319 3,306 21.2 4,571 25.9
3,122 3,726 3,681 3,936 3,537 3,713 3,290 3,798 4,177 26.7 4,125 23.3
652 980 1,033 1,216 1,220 1,169 1,275 1,455 1,615 1,789
378 531 513 586 614 638 676 703 754 46.7 826 46.2
63 129 135 161 197 149 186 256 303 18.8 386 21.6
211 320 385 468 408 381 413 496 558 34.6 577 32.2
2,724 2,815 2,703 2,829 2,848 2,834 2,982 3,081 3,282 3,529
1,529 1,443 1,571 1,632 1,697 1,657 1,693 1,581 1,655 50.4 1,766 50.0
350 388 412 452 508 454 454 502 567 17.3 807 22.9
845 983 719 744 643 722 834 998 1,060 32.3 956 27.1
5,888 5,210 5,514 5,856 5,967 5,915 5,710 5,574 5,978 4,023
4,537 3,669 3,934 4,182 4,163 4,214 3,989 3,779 3,884 65.0 2,353 58.5
649 653 743 770 843 859 900 846 1,033 17.3 718 17.9
702 887 837 903 961 842 821 949 1,061 17.7 951 23.7
10,684 10,216 9,929 9,697 9,372 9,772 9,983 9,932 11,158 11,406
7,736 6,866 6,980 6,854 6,411 6,609 6,457 6,021 6,463 57.9 6,496 57.0
1,685 1,710 1,834 1,905 2,094 2,306 2,513 2,820 3,517 31.5 3,953 34.7
1,262 1,640 1,115 938 867 857 1,013 1,091 1,178 10.6 956 8.4
1,571 1,585 1,610 1,718 1,812 1,773 1,789 1,737 1,804 1,980
1,188 1,118 1,146 1,250 1,337 1,299 1,321 1,282 1,352 74.9 1,470 74.3
115 165 166 209 234 219 231 227 243 13.4 262 13.2
268 302 298 259 240 255 237 228 209 11.6 248 12.5
- - - - - - - - - 3,298
- - - - - - - - - - 2,359 71.5
- - - - - - - - - - 562 17.0
- - - - - - - - - - 377 11.4
2,075 2,101 2,198 2,481 2,359 2,327 2,393 2,124 2,424 2,585
1,629 1,469 1,495 1,513 1,506 1,472 1,446 1,354 1,405 58.0 1,507 58.3
141 147 161 186 171 93 101 201 406 16.8 439 17.0
306 485 542 782 682 762 846 569 612 25.3 638 24.7
2015
2006 2007 2008 2009 2010 2011 2012 2013
2014
Thrift Banks
NCR - National Capital Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
CAR - Cordillera
Administrative Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION I - I locos Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION II - Cagayan Valley
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION III - Central Luzon
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION IV-A - CALABARZON 1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION IV-B - MIMAROPA
1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
Region V - Bicol Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VI - Western Visayas 1/
Universal and Commercial Banks
Rural and Cooperative Banks
REGION VII - Central Visayas
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VIII - Eastern Visayas
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION NIR - Negros Island Region
2/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION IX - Zamboanga Peninsula
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
I. 33

38. Table 9 REGIONAL DISTRIBUTION OF TOTAL OPERATING EXPENSES
Philippine Banking System
2006 - 2015
In Million Pesos
Amount
%
Dist'n
Amount
%
Dist'n
2015
2006 2007 2008 2009 2010 2011 2012 2013
2014
3,447 2,989 3,576 3,462 3,186 3,459 3,425 3,298 3,869 4,044
2,260 1,853 1,954 2,039 2,039 2,066 2,072 2,036 2,176 56.2 2,274 56.2
317 344 656 372 381 320 356 542 907 23.4 884 21.9
871 792 966 1,051 767 1,072 997 720 786 20.3 885 21.9
4,032 4,086 4,331 4,542 4,047 4,057 3,953 3,883 4,009 4,278
2,921 2,702 2,765 2,891 3,014 2,896 2,869 2,666 2,832 70.6 3,065 71.6
385 445 450 459 546 527 547 611 599 14.9 688 16.1
725 938 1,116 1,192 487 635 537 606 578 14.4 526 12.3
2,097 2,105 2,150 2,191 2,094 2,125 2,202 2,160 2,341 2,546
1,604 1,419 1,563 1,581 1,612 1,594 1,662 1,581 1,642 70.1 1,771 69.6
88 88 80 74 79 192 224 227 255 10.9 318 12.5
406 597 506 535 403 339 317 351 444 19.0 457 17.9
1,534 1,736 1,885 2,077 1,865 2,099 1,977 2,003 2,015 2,019
720 644 648 675 688 693 731 745 804 39.9 875 43.4
59 74 90 110 110 69 330 304 342 17.0 399 19.8
755 1,019 1,148 1,292 1,066 1,337 915 953 868 43.1 744 36.9
195 179 189 181 140 150 151 147 166 163
179 164 175 170 126 135 134 * * * * *
7 4 4 4 5 6 6 * * * * *
10 10 10 8 9 9 11 * * * * *
2/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of
Negros Occidental (formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
REGION XI - Davao Region
REGION X - Northern Mindanao
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
ARMM - Autonomous
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION XII - SOCCSKSARGEN
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION XIII - Caraga
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
Region in Muslim Mindanao
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
1/
Executive Order No. 103 dated May 17, 2002 divided Region IV (Southern Tagalog) into Region IV-A (CALABARZON)
Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
and Region IV-B (MIMAROPA). Under Administrative Order No. 129 Palawan was reclassified from Region VI to MIMAROPA
effective August 31, 2007.
* In view of the prohibitions under Section 27(c) of Republic Act No. 7653 (The New Central Bank Act), which prohibits personnel of the Bangko Sentral ng
Pilipinas (BSP) from disclosing or revealing information relating to the condition or business of any institution subject to BSP supervision or examination,
related data cannot be provided as their disclosure will reveal the financial position of individual institutions.
Details may not add up to totals due to rounding-off
I. 34

39. Table 10 REGIONAL DISTRIBUTION OF TOTAL INTEREST EXPENSES
Philippine Banking System
2006 - 2015
In Million Pesos
Amount
%
Dist'n
Amount
%
Dist'n
112,820 106,493 109,677 95,261 86,105 88,055 83,625 69,769 68,398 79,889
100,345 92,738 97,145 83,203 74,252 77,073 73,278 60,946 60,073 87.8 70,660 88.4
11,501 12,450 11,426 10,834 10,628 10,272 9,596 8,097 7,584 11.1 9,047 11.3
974 1,305 1,106 1,223 1,225 710 751 725 740 1.1 183 0.2
907 797 860 870 855 769 729 602 530 573
698 559 601 597 566 519 484 363 312 58.9 354 61.7
137 141 145 156 163 140 139 133 123 23.3 139 24.3
72 97 114 116 126 110 106 105 94 17.8 80 14.0
2,057 1,784 1,825 1,698 1,777 1,479 1,362 1,053 861 904
1,387 1,060 1,065 1,101 1,063 981 902 623 529 61.5 598 66.1
306 318 331 323 379 215 179 158 147 17.1 155 17.2
363 406 429 274 335 284 281 272 184 21.4 151 16.7
1,012 933 1,001 1,158 1,224 1,174 1,161 1,048 1,042 1,104
620 495 525 567 546 480 418 299 277 26.6 313 28.4
76 66 68 97 98 366 400 406 427 41.0 421 38.1
316 372 409 494 581 329 343 344 338 32.4 370 33.5
4,718 4,588 4,941 4,874 4,679 4,393 3,897 3,082 2,819 3,007
3,108 2,604 2,742 2,711 2,607 2,419 2,253 1,671 1,641 58.2 1,836 61.1
1,012 994 1,041 1,053 1,060 906 796 722 564 20.0 558 18.6
597 990 1,158 1,111 1,012 1,068 848 690 614 21.8 613 20.4
6,593 6,079 7,015 6,025 5,768 5,491 5,100 3,996 3,903 4,273
3,953 3,268 3,490 3,341 3,250 3,126 2,985 2,142 2,207 56.6 2,670 62.5
1,423 1,440 2,309 1,478 1,510 1,369 1,329 1,087 900 23.1 875 20.5
1,217 1,371 1,216 1,205 1,008 995 785 767 796 20.4 728 17.0
260 331 342 387 374 348 327 285 255 272
165 156 195 233 237 223 214 155 136 53.3 152 55.9
20 38 40 44 50 39 41 49 48 19.0 57 20.9
75 137 107 110 88 87 72 81 71 27.8 63 23.1
1,225 1,204 977 1,018 980 909 852 665 600 581
671 570 626 642 613 579 539 384 330 55.1 348 60.0
162 179 178 201 223 175 162 110 100 16.7 100 17.3
392 455 172 174 144 154 151 171 169 28.2 132 22.7
2,971 2,461 2,435 2,524 2,393 2,229 1,855 1,437 1,366 874
2,447 1,866 1,880 1,941 1,781 1,669 1,374 1,000 916 67.0 571 65.4
292 274 303 318 326 293 270 243 267 19.6 159 18.2
232 322 252 265 286 267 211 194 184 13.4 143 16.4
6,460 5,825 5,553 5,229 4,565 4,601 4,370 3,681 4,106 4,448
4,908 4,036 4,177 3,953 3,259 3,258 2,895 2,079 2,109 51.4 2,290 51.5
964 952 1,027 1,048 1,109 1,151 1,272 1,394 1,785 43.5 2,024 45.5
588 837 349 229 197 192 203 207 212 5.2 134 3.0
679 612 595 601 591 500 448 310 288 338
538 441 457 490 482 408 358 247 234 81.3 283 83.7
52 65 70 66 67 47 46 33 31 10.9 33 9.9
89 106 68 44 42 46 44 30 23 7.8 22 6.4
- - - - - - - - - 837
- - - - - - - - - - 605 72.4
- - - - - - - - - - 162 19.3
- - - - - - - - - - 70 8.3
1,078 960 1,000 1,003 927 793 802 512 563 604
878 689 688 612 587 516 462 317 295 52.4 331 54.8
98 95 106 131 118 30 31 55 108 19.1 93 15.5
103 176 206 260 222 247 309 139 160 28.5 179 29.7
2015
2006 2007 2008 2009 2010 2011 2012 2013
2014
Thrift Banks
NCR - National Capital Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
CAR - Cordillera
Administrative Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION I - Ilocos Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION II - Cagayan Valley
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION III - Central Luzon 1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION IV-A - CALABARZON 1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION IV-B - MIMAROPA1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
Region V - Bicol Region
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VI - Western Visayas 1/
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VII - Central Visayas
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION VIII - Eastern Visayas
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION NIR - Negros Island Region 2/
Universal and Commercial Banks
Rural and Cooperative Banks
REGION IX - Zamboanga Peninsula
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
I. 35

40. Table 10 REGIONAL DISTRIBUTION OF TOTAL INTEREST EXPENSES
Philippine Banking System
2006 - 2015
In Million Pesos
Amount
%
Dist'n
Amount
%
Dist'n
2015
2006 2007 2008 2009 2010 2011 2012 2013
2014
1,431 1,156 1,251 1,260 1,167 1,092 1,023 824 957 941
954 741 787 765 739 672 615 476 450 47.0 472 50.2
162 174 211 202 203 122 128 228 383 40.0 320 34.0
315 241 254 293 225 299 280 120 124 12.9 148 15.8
1,958 1,696 1,827 1,841 1,643 1,541 1,345 985 921 1,003
1,573 1,261 1,329 1,326 1,257 1,193 1,061 714 660 71.7 733 73.1
224 245 230 242 286 204 183 179 159 17.2 171 17.0
161 191 268 274 100 144 101 93 102 11.0 99 9.8
867 829 764 756 658 581 582 434 415 486
716 558 634 619 557 479 479 330 309 74.5 364 74.8
45 42 33 32 29 38 47 42 41 9.8 53 10.8
106 230 97 105 73 64 56 61 65 15.7 70 14.3
539 581 666 715 645 667 581 520 445 408
306 254 258 254 241 214 214 170 154 34.6 173 42.4
34 46 56 68 62 22 76 68 75 16.7 66 16.2
199 281 352 394 342 431 291 282 217 48.7 169 41.5
65 50 50 48 36 34 26 19 19 21
62 47 48 46 34 30 23 * * * * *
2 1 1 1 2 2 2 * * * * *
1 2 1 1 1 1 1 * * * * *
Universal and Commercial Banks
REGION X - Northern Mindanao
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION XI - Davao Region
Region in Muslim Mindanao
Thrift Banks
Rural and Cooperative Banks
REGION XII - SOCCSKSARGEN
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
REGION XIII - Caraga
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
ARMM - Autonomous
Source: Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Universal and Commercial Banks
Thrift Banks
Rural and Cooperative Banks
1/
Executive Order No. 103 dated May 17, 2002 divided Region IV (Southern Tagalog) into Region IV-A (CALABARZON)
and Region IV-B (MIMAROPA). Under Administrative Order No. 129 Palawan was reclassified from Region VI to MIMAROPA
2/
Negros Island Region (NIR) created under Executive Order No. 183 dated 29 May 2015, composed of the provinces of
Negros Occidental (formerly from Region VI Western Visayas) and Negros Oriental (formerly from Region VII Central Visayas)
effective August 31, 2007
* In view of the prohibitions under Section 27(c) of Republic Act No. 7653 (The New Central Bank Act), which prohibits personnel of the Bangko Sentral ng
Pilipinas (BSP) from disclosing or revealing information relating to the condition or business of any institution subject to BSP supervision or examination,
related data cannot be provided as their disclosure will reveal the financial position of individual institutions.
Details may not add up to totals due to rounding-off
I. 36

41. Selected Balance Sheet and Income and Expense Accounts
Philippine Banking System
As of December 31, 2015
Amounts in Million Pesos
3,379 9,220,447 4,943,331 6,194,270 488,604 387,020 323,958 79,889
Manila 610 991,724 461,427 1,000,899 44,678 36,097 32,178 11,012
117 119,689 75,283 136,233 4,572 4,325 3,703 1,028
96 43,851 17,480 50,956 702 464 1,128 376
501 5,189,669 2,899,596 2,260,042 345,614 263,647 193,024 41,228
48 24,909 3,289 31,826 192 79 623 246
142 318,443 202,776 267,113 7,199 5,299 5,656 2,183
86 41,962 6,101 53,665 434 278 1,079 360
111 92,794 32,690 108,477 1,523 702 2,038 681
24 11,980 3,909 14,094 100 56 266 78
162 131,497 18,421 156,818 1,955 686 2,796 1,125
111 184,618 321,305 160,792 16,049 17,361 15,870 3,176
234 578,340 296,014 494,941 15,957 19,953 17,912 5,962
Pateros 13 4,058 428 5,411 59 37 146 44
788 899,706 185,711 1,005,359 8,620 6,189 20,010 8,221
109 116,515 53,627 147,440 727 619 2,721 1,115
152 428,134 356,901 242,734 39,797 30,970 23,713 2,662
75 42,559 8,376 57,470 426 260 1,096 392
159 70,179 12,247 83,579 1,401 937 1,777 573
Abra 10 3,723 276 4,578 81 45 71 18
Apayao 4 1,571 381 1,516 50 45 39 11
Benguet 120 57,412 9,580 67,833 993 646 1,471 504
Ifugao 9 2,116 709 2,620 93 68 57 10
Kalinga 9 3,185 1,000 3,972 116 85 81 17
7 2,172 299 3,060 68 50 58 13
486 144,160 36,389 158,033 4,300 2,882 4,189 904
64 22,811 4,362 24,858 451 294 563 131
71 21,183 5,379 24,625 528 339 601 135
88 26,075 8,080 27,094 1,167 773 804 145
263 74,092 18,569 81,456 2,154 1,476 2,221 493
347 106,605 40,955 100,826 4,615 3,633 4,373 1,104
Batanes 2 1,041 103 1,332 13 8 17 3
89 34,655 9,638 32,679 1,287 984 1,018 180
Isabela 175 55,211 26,457 51,458 2,453 1,986 2,528 716
64 13,487 3,382 13,297 685 504 727 193
Quirino 17 2,211 1,375 2,060 177 151 83 11
1,088 403,088 119,806 455,998 11,828 7,755 11,503 3,007
Aurora 19 3,335 874 2,812 168 154 129 22
Bataan 79 25,413 5,466 27,934 603 424 702 155
285 97,916 25,852 119,216 2,047 1,379 2,855 807
190 65,791 26,567 62,573 2,471 1,850 1,986 458
306 136,971 48,136 154,175 4,238 2,765 3,744 1,018
Tarlac 117 39,105 11,009 45,223 1,324 751 1,111 273
92 34,556 10,767 44,063 977 432 975 274
1,621 560,396 107,476 620,919 14,430 9,840 17,671 4,273
370 112,816 27,641 123,901 3,083 2,225 3,381 773
Cavite 354 157,385 23,598 168,572 2,838 1,728 3,724 1,064
Laguna 449 149,695 34,772 174,746 4,696 3,143 6,311 1,303
Quezon 211 58,693 14,932 54,312 2,048 1,600 1,782 387
Rizal 237 81,808 16,749 99,388 1,764 1,143 2,474 746
Total
Deposits
Total
Operating
Income
Total Interest
Income
Total
Operating
Expenses
Total Interest
Expenses
NCR - National Capital Region
Table 11 REGIONAL/PROVINCIAL AGGREGATES
Region / Province
No. of
Banking
Offices
Total Assets*
Net Loan
Portfolio
Muntinlupa City
Navotas City
Parañaque City
Pasay City
Pasig City
Quezon City
Caloocan City
Las Piñas City
Makati City
Malabon City
Mandaluyong City
Marikina City
REGION I - I locos Region
Ilocos Norte
Ilocos Sur
La Union
Pangasinan
REGION II - Cagayan Valley
San Juan City
Taguig City
Valenzuela City
CAR - Cordillera
Administrative Region
Mountain Province
Zambales
REGION IV A - CALABARZON
Batangas
Cagayan
Nueva Vizcaya
REGION III - Central Luzon
Bulacan
Nueva Ecija
Pampanga
I. 37