financial mgmt

1. COMPANY:- GLOBEL IME BANK
TOPIC:- FINANCIAL MANAGEMENT OF
BANK
Submitted To: - Submitted By:-
Mr Ranjeev Handa Tripureshwar sah
BBA :-5th
semister
Roll no :-12-546

2. INDEX
I. INTRODUCTION
II. Company profile
III. OBJECTIVE
IV. FEATURE
V. Funds & Investments
VI. Banking Services
VII. Insurance & Risk Protection
VIII. Banking Products
IX. Business Banking
X. Data Flow Diagram
XI. Shareholders Structure
XII. Learning Experiences
XIII. CONCLUSION
XIV. References

3. 1. INTRODUCTION
Financial management refers to the efficient and effective
management of money (funds) in such a manner as to
accomplish the objectives of the organization. It is the
specialized function directly associated with the top
management. The significance of this function is not only seen in
the 'Line' but also in the capacity of 'Staff' in overall
administration of a company. It has been defined differently by
different experts in the field.
Financial Management is the Operational Activity of a business
that is responsible for obtaining and effectively utilizing the
funds necessary for efficient operation
1. Company profile
Global IME Bank Ltd. emerged after successful merger of
Global Bank Ltd (an “A” class commercial bank), IME
Financial Institution (a “C” class finance company) and Lord
Buddha Finance Ltd. (a “C” class finance company) in year
2012. Two more Development Banks (Social Development
Bank and GulmiBikas Bank) merged with Global IME Bank
Lrd in year 2013.

4. Global Bank Limited (GBL) was established in 2007 as an ‘A’
class commercial bank in Nepal which provides entire
commercial banking services. The bank was established
with the largest capital base at the time with a paid up capital
of NPR 1.0 billion. The paid up capital of the bank has since
been increased to NPR 2.42 billion. The bank's shares are
publicly traded as an 'A' category company in the Nepal
Stock Exchange.
BANK
 Bank is a financial institution which receives deposits
from the public and lends them for investment
purpose .
 Banking is a service industry .
 Banks provide financial services to the people ,
business and industries.
2. OBJECTIVE
 To understand the basic concepts of Portfolio
management and Mutual funds and its benefits as an
investment revenue.
• To know about the top performing mutual fund
schemes

5. • To measure the performance of mutual funds using
Sharpe’s performance index.
• To calculate the risk and return of different Banks.
3. FEATURE
 DEALING IN MONEY
 AGENCY
 ACCEPTANCE OF DEPOSIT
 GRANT OF LOAN AND ADVANCES
 PAYMENT AND WITHDRAWAL
 COMMERCIAL NATURE
4. Funds & Investments
 Mutual Funds
 Portfolio Management services
 Alternative investments
 Deposits

6. 5. Banking Services
 iMobile
 Locker
 VISA debit and VISA credit cards
6. Insurance & Risk Protection
 Life Insurance
 General Insurance
7. Banking Products
 Savings Account
 Family wealth Account
 Home Loans
 HP loan & Auto loan
 Foreign Exchange Services
 Lockers
8. Business Banking
 Business Loans
 Business Insurance
 Business advice by Experts

7. 9. Data Flow Diagram:
User
Bank
System
Account No
Account
Details
Transaction

8. Flow chart
NAME
START
BANK ha
s
ACC. NO. ADDRESS.
CUSTOMER
BALANCE.
Done
by
TRANSACTION
DEBIT CREDIT

9. Transaction Process
CUSTOMER
has has
FIXED
DEPOSITE
ACCOUNT
AMOUNT
ID. NO.
DURATION BALANCE
ACC. ID.
START

10. TRANSACTION CUSTOMER
CURRENT BALANCE
DEBIT CREDIT
UPDATE BALANCE UPDATE BALANCE
BALANCE
10. Shareholders Structure

11. Authorized Capital of Global IME Bank is NPR 5,000 million
and Paid up Capital is NPR 4,106 million. The promoters
hold 70.60% while 29.40% is floated for the public. Current
shareholder structure of the bank remains as below:
Particulars Percentage of
Ownership
Capital Invested
Institutional Shareholders 24.26% NPR 996 million
Individual Promoters 46.34% NPR 1,902 million
Public Shareholders 29.40% NPR 1,208 million
Total 100.00% NPR 4,106 million
Financial Highlights
The financial highlights of the bank as of July 15, 2013 were
as follows:
Operating Profit before Provision NPR 1,065.85 million
Net Profit NPR 449.22 million
Total Deposits NPR 34,111.47 million
Total Lending NPR 26,991.61 million
Credit Deposit Ratio 72.28%
11. Learning Experiences
• I got adequate knowledge about Globel IME Bank and
its operations.
• There is lot of opportunity to study regarding
organization’s frame work and also day to day
operation.

12. • Daily large number of customer visiting syndicate
bank, that made easy accessibility of overall operation
process of the organization.
• According banking function the overall operation
divided as like deposits, withdrawal, and lendig.etc,
.Each operation will be looking after by respective
employee.
12. CONCLUSION
For the day to day operations, the bank has been using the
world renowned FINACLE software that provides real time
access to customer database across all branches and
corporate locations of the bank. This state of the art
customer database has also been linked to a Management
Information System that provides easy reach to all possible
database information for balanced and informed decision
making.
Banking activities are considered to be the life blood of the
national Economy. Without banking services, trading and
business activities cannot be carried on smoothly. Banks
are the distributors and protectors of liquid capital which is
of vital significance to a developing country.

13. Efficient administration of the banking system helps in the
economic Growth of the nation. Banking is useful to trade
and commerce.
13. References
Websites:
http://www.wikipedia.com
http://www.slideshare.net/
http://www.intranic.in