With amenities and activities extending beyond the greens, golf courses face a wide variety of risks. Preparation and keeping an eye on emerging threats and an ever changing environment is key to success on and off the course.

1. PRESENTED BY
THE RISK LIST: TRAVELERS INSIGHT EDITION
TOP RISKS FOR
GOLF COURSES AND
COUNTRY CLUBS
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2. PRESENTED BY
Impaired and inexperienced or
underage drivers and passengers
can increase the risk of golf
carts tipping over or crashing
into pedestrians.
GOLF CARTS
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3. These precautions can help
reduce accidents:
1. Ask drivers to show a valid
driver’s license.
2. Require golfers to sign a waiver
of liability.
3. Post and enforce rules for
cart operation.
4. Provide cart operating instruction.
5. Communicate known
course hazards.
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Golf clubs or other personal
items unattended on the course
or in the parking lot can be
stolen or damaged.
THEFT
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Consider these tips for parking
lot security and safety:
1. Install security controls
and/or cameras.
2. Retain security and services.
3. Make sure to have adequate
exterior lighting.
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On-site restaurants and banquet
facilities have unique liquor
liability and food safety concerns.
HOSPITALITY
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Reduce the likelihood of alcohol related
accidents with these suggestions or as
required by state/local law:
1. Make nonalcoholic options available.
2. Hire a bartender certified in safe
alcohol service.
3. Limit an event’s open bar time.
4. Provide or incentivize designated drivers.
5. Have food available with your
alcohol service.
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HOSPITALITY
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Charities and sponsored events
lead to more foot traffic and
increase the likelihood of slips,
trips and falls.
TOURNAMENTS
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Minimize event risk with these precautions:
1. Keep walking surfaces dry and maintained to
reduce slip, trip and fall risk (eating areas,
temporary structures, bathrooms).
2. Brief employees and volunteers on safety
throughout grounds and parking lot.
3. Provide employees and volunteers with
instructions on accident response and
emergency contact numbers.
4. Obtain Certificates of Insurance from vendors
and other third parties.
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TOURNAMENTS
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10. PRESENTED BY
Junior golfers attending lessons
on-site create unique liability
concerns for the golf course as
well as their instructors.
YOUNG
PATRONS
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When responsible for child supervision,
enforce the following guidelines:
1. Conduct background checks on all employees.
2. Comply with child/youth protection laws.
3. Implement a youth protection policy.
4. Communicate your youth protection program
to parents.
5. Train employees/volunteers on your program
and document training.
6. Implement a reporting and investigation
procedure for claims involving young patrons.
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12. PRESENTED BY
Severe weather can cause injury
to players or considerable damage
to a golf course, forcing it to shut
down during repairs.
WEATHER
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Arm your employees and pros with the
following tips:
1. Monitor the weather throughout the day.
2. Have a safety plan for inclement weather,
with staff roles for carrying out your plan.
3. Inform golfers ahead of time of your
weather warning procedure.
4. Have a weather warning system for
notifying golfers to retreat from the
course, including an alarm system.
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14. FOR MORE INFORMATION
visit travelers.com/golftrends
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