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Employee State Insurance Act 1948
1. EMPLOYEE STATE INSURANCE ACT 1948 by : DR. T.K. JAIN AFTERSCHO ☺ OL centre for social entrepreneurship sivakamu veterinary hospital road bikaner 334001 rajasthan, india mobile : 91+9414430763
2. THE PURPOSE OF THIS ACT IT IS A WELFARE LEGISLATION – TO PROVIDE LABOUR WELFARE – TO HELP WORKERS IN THEIR DIFFICULT TIMES
3. BENEFITS UNDER THE ACT 6 BENEFITS : 1. SICKNESS 2. MATERNITY 3. DISABLEMENT 4. DEPENDENT 5. MEDICAL 6. FUNERAL
4. ESI FUND It is created by contributions from employee and employer. Employer contributes 4.75% andemployee contributes 1.75% of wages / salary. This fund is deposited with approved banks / RBI. The fund is used for the welfare of the workers.
5. Registration Factories have to be registered under ESI Act. Factory means where at least 10 workers are working on any day during last 12 month (20 workers, if power is not used).
6. Employee? Employee means temporary worker also – and even worker appointed through agent / contractor is also included.
7. ESI HOSPITAL ESI hospitals are maintained out of ESI funds. In order to claim sickness benefit or other benefits, the sick employee has to be checked by approved doctor, then the employee can get sickness benefit. In a year upto 91 days of sickness benefit can be provided. Payment will be as per the rates in the act. Employee will have to bear sickness loss for first 2 days.
8. What is funeral benefit ? When an employee dies, funeral expenses upto Rs. 2500 are given to the employee under this act.
9. provisions... Employee cant get benefits under other laws employer cannot make unauthorised deductions commutation of cash benefit is not permitted benefits depend on contribution of employee + rules and regulations employer cannot reduce wages / salaries of workers.
10. ESI court There are ESI courts for providing justice to the workers. The employees can approach the court in case of unauthorised deductions / mistreatment by employer. Penalties upto 3 years imprisonment / Rs. 10000 can be imposed by the court as per law.
11. Schedules of the act.. 2 nd schedule : list of diseases which result in permanent total disablement 3 rd schedule : list of diseases which result in permanent partial disablement
12. Formalities Form 6 : employer will submit form 6 with details of contribution. Employer will have to pay contribution within 21 days of the calender month in which contribution falls due. For delay interest @ 15% has to be paid by him.
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