Have you been inspired to live and work abroad and experience another culture? Not only will being an expat in Hong Kong give you a chance to experience the fascinating richness of Chinese culture, it can also offer you plenty of other advantages such as increased opportunities and usually a higher salary and bonuses.

1. Work Abroad
MAKE THE MOST OF BEING AN EXPAT IN
HONG KONG WITH THE RIGHT
INVESTMENT PLAN
Taylor Brunswick Group
Have you been inspired to live and
work abroad and experience another
culture? Not only will being an expat
in Hong Kong give you a chance to
experience the fascinating richness
of Chinese culture, it can also offer
you plenty of other advantages such
as increased opportunities and
usually a higher salary and bonuses.

2. There are many advantages to being an expat in
Hong Kong. One of the major perks is the benefits
that provision that expats receive which boosts the
overall value of their package to the second highest
in the region.
Also, tax rates in Hong Kong are some of the lowest
in the world and there is no VAT, capital gains tax or
sales tax charged. Hong Kong enjoys a thriving
economy and a rich and vibrant culture. However
with added benefits often come disadvantages and
that can include changes such as loss of company
pension contributions.
THE BENEFITS OF BEING AN EXPAT IN HONG KONG
Taylor Brunswick Group
MAKE THE MOST OF BEING AN EXPAT IN
HONG KONG WITH THE RIGHT
INVESTMENT PLAN

3. So what types of mistakes do expats in Hong Kong usually make
when they are investing? One of the major errors is the tendency to
collect a number of pension, bank and other financial accounts. This
is easy to do when you are moving from one country to another, but
it results in an inundation of paper and electronic statements from all
of your different institutions. This makes it very difficult to keep track
of your accounts and to manage your investments effectively.
Another common error is poor asset allocation and or loss of touch
with previous Adviser. When your asset allocation is not appropriate
for your objectives or your stage of life, this can really derail your
financial plans. Working with a professional financial adviser can
help you to avoid these mistakes.
THE COMMON MISTAKES OF EXPAT INVESTMENTS
Taylor Brunswick Group
MAKE THE MOST OF BEING AN EXPAT
IN HONG KONG WITH THE RIGHT
INVESTMENT PLAN

4. Taylor Brunswick Group
MAKE THE MOST OF BEING AN EXPAT IN
HONG KONG WITH THE RIGHT
INVESTMENT PLAN
When it comes to choosing investments whilst here in
Hong Kong, you will want to look for an investment
where you can grow your money and possibly even get
an income from it in the future. There are a number of
options available, each with different levels of risk and
return. For example, a deposit account will give you
access to your money quickly but the return is likely to be
less than spectacular.
You could also choose collective investments, which put
together thousands of people’s money and invest them
into several different funds. These are usually shares,
government and corporate bonds, cash funds and
property.
WHERE TO INVEST?

5. Taylor Brunswick Group
MAKE THE MOST OF BEING AN EXPAT IN
HONG KONG WITH THE RIGHT
INVESTMENT PLAN
If you want to make the most out of being an expat in Hong
Kong and really ensure that you optimise your finances to the
fullest, you will want to work with a financial adviser. There are
a number of advantages to this, particularly because your
financial adviser will help you to define your goals and to
identify the risks that you may not be aware of. They will also
help you to measure your progress, so that you can assess
what you have been doing and adapt to the challenges of the
future and if the need arise make necessary changes. You
should also insist upon online access to view your holdings,
24/7 and 365 days of the year.
Your financial adviser will be able to help you improve your
standard of living, while also assisting you in your efforts to
save money.
WHY YOU SHOULD HAVE A FINANCIAL ADVISER