Check out our latest publication on LendingClub, which is an American peer-to-peer lending company. It has it's headquarteres in San Francisco, California. Check out the SWOT and PESTLE analysis on LendingClub- https://www.swotandpestle.com/lending-club/ The analysis covers the business strategy of LendingClub. We appreciate Akshay Mohan's contribution towards this research report. Follow us @swotandpestle to know more and visit our website - https://www.swotandpestle.com/ NEED HELP WITH YOUR RESEARCH? Apart from SWOT and PESTLE analysis we also do Value chain analysis, Porter's five forces, BCG Analysis, Segment-Target and Positioning Analysis and other models and analyses to suit customised needs. Place your inquiry here https://www.swotandpestle.com/solutions/ #LendingClub #SWOTAnalysisLendingClub #PESTLEAnalysisLendingClub #MarketResearchLendingClub #CustomisedResearchLendingClub #StrategyLendingClub #BusinessCasestudyLendingClub #BusinessStrategyLendingClub #SWOTandPESTLELendingClub #SWOT #PESTLE #ConsultingLendingClub

1. SWOT AND PESTLE ANALYSIS
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2. ABOUT
It was first launched on Facebook as
one of its first applications.
LendingClub is an American peer-
to-peer lending company.
It has its headquarters in San
Francisco, California.
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3. Borrower's credit
Credit history
Desired loan amount
The borrower's debt to
Post application, the company
determines whether the borrower will
be granted the requested loan based
on :
score
income ratio
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4. LendingClub allows its
borrowers to generate loan
listing on its website by
providing details about
themselves and their loan
requests.
From December 31st, 2020,
LendingClub called down the curtains
on retail P2P offering.
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5. LendingClub has also
started partnering with
smaller banks to help
streamline their small loan
operations and roll out
loans to small businesses.
The company has been
recognized by Forbes as one of
America's 20 most promising
companies.
It also offers car loans and
mortgages.
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6. IT'S UNIQUE SELLING PROPOSITION :
Its USP lies in being one of the most innovative
financial companies in the world.
MISSION STATEMENT :
" To transform the banking system to make
credit more affordable and investing more
rewarding."
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7. LET'S RECAPITULATE!
BUSINESS
SECTOR
OPERATING
GEOGRAPHY
Financial Services United States,
North America
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8. S&P
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SWOT Analysis is a strategic planning
technique used to help a person or an
organization identify it's Strengths,
Weaknesses, Opportunities and Threats.
related to business competitions or project
planning.
What Is SWOT Analysis?

9. TODAY, WE WILL PRESENT SWOT
ANALYSIS OF LENDINGCLUB.
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10. 1. Largest online marketplace in the United
States connecting borrowers to investors
2. Acquisition of Radius Bank becomes first
Fintech takeover of a bank
3. Strong liquidity position with a fair value of
capital in additional loans
4. Large and loyal base of existing members
1. Leading financial strength in marketplace
highly depends on investor participation
2. Borrower’s failure to repay is increasing
the risk of unsecured loans
3. Relationship with Web Bank is critical to
the current business model
1. Alternate lending’s can scale new verticals
through expansion like real estate lending
2. LendingClub can expand its marketplace to
different geographies
3. Acquisition of Radius to allow the launch of
offerings of traditional lenders through
LendingClub Bank
1. Substantial new competitors will impact
business
2. Evolving and uncertain regulatory
framework for online lending marketplaces
3. Macroeconomic uncertainty is driven by
pandemic and high unemployment in the
United States
STRENGTHS WEAKNESSES
OPPORTUNITIES THREATS
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11. STRENGTHS
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12. It was registered and set up
in 2006 and has now
become the world’s largest
alternate lending platform.
STRENGTHS
1. Largest online marketplace in United States
connecting borrowers to investors:
LendingClub’s operational
pillars are borrowers and
investors.
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SWOT & PESTLE. com

13. STRENGTHS
1. Largest online marketplace in United States
connecting borrowers to investors:
It helps borrowers to lend an
amount between $1000 to $40000
with the standard loan period
being three years.
Investors search the loan listings
and decide on which loan to invest
in depending upon the information
available.
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14. LendingClub has been focused on
providing services and support to
borrowers and investor's returns,
making it the largest digital
marketplace for peer-to-peer lending.
STRENGTHS
Their shift to higher-quality credit over time
has improved the profile of average
borrowers.
1. Largest online marketplace in United States
connecting borrowers to investors:
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15. Most organizations undertake
acquisitions and mergers to increase
their customer base and wallet share.
STRENGTHS
2. Acquisition of Radius Bank becomes first Fintech
takeover of bank:
LendingClub is a Fintech firm as it
offers loans or lending services
through a digital platform.
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16. 2. Acquisition of Radius Bank becomes first Fintech
takeover of bank:
This acquisition is a smart move as
Lending Club wants to expand its
services beyond a lending
marketplace.
STRENGTHS
LendingClub is the first Fintech to
acquire Radius Bank.
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17. This will help LendingClub to invite and
attract both borrowers and investors and
provide them with the transactional
platform and high processing capability.
With this acquisition, it has also taken a step
towards targeting multiple businesses with
Radius Banks API and customer relationship
management tools.
STRENGTHS
2. Acquisition of Radius Bank becomes first Fintech
takeover of bank:
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18. Get detailed SWOT & PESTLE
Analysis report of LendingClub
at :
http://www.swotandpestle.com/lending-
club/
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19. Get comprehensive coverage
of SWOT & PESTLE Analysis of
companies across the globe:
VISIT OUR WEBSITE!
https://www.swotandpestle.com/
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20. CUSTOMISED SOLUTION:
NEED HELP WITH YOUR RESEARCH?
Apart from SWOT AND PESTLE ANALYSIS we also do:
• Value Chain Analysis
• BCG Analysis
• STP Analysis
• Porter's Forces
Other models and Analysis as per customised requirements
• Competitive Analysis
• Key Success Factors
https://www.swotandpestle.com/solutions
For further important, please visit:
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21. THANK YOU!
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